Common use of Servicing of the Mortgage Loans Clause in Contracts

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 22 Section 3.08. [Reserved.] Section 3.09. Protection of Accounts. 22 Section 3.10. Maintenance of Hazard Insurance. Section 3.11. Maintenance of Mortgage Impairment Insurance. Section 3.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.123.13. Inspections. Section 3.14. Restoration of Mortgaged Property. Section 3.15. Maintenance of PMI Policy and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Property 28 Section 3.133.17. Real Estate Owned Reports. 27 30 Section 3.143.18. [Reserved]Liquidation Reports. 30 Section 3.153.19. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.20. Prepayment Charges. 28 31 Section 3.163.21. Servicing and Administration of PMI PoliciesAdvance Facility Section 3.22. 28 Credit Reporting. 33 Section 3.173.23. Maintenance of Hazard InsuranceSafeguarding Customer Information. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.33

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 22 Section 3.103.08. (Reserved.) 22 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 31 Section 3.143.19. [Reserved]Liquidation Reports. Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 32 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 32 Section 3.183.24. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 22 Section 3.103.08. (Reserved.) 22 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 31 Section 3.143.19. [Reserved]Liquidation Reports. 31 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 32 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCredit Reporting.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 12 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Realization Upon Defaulted Mortgage Loans. Section 3.04. Establishment of and Deposits to Custodial Account. 15 Section 3.043.05. Permitted Withdrawals From Custodial Account. Section 3.053.06. Establishment of and Deposits to Escrow Account. 18 Section 3.063.07. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. 18 Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.09. [Reserved.] 20 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 20 Section 3.11. Protection of Accounts. 25 21 Section 3.12. Maintenance of Hazard Insurance. 21 Section 3.13. Maintenance of Mortgage Impairment Insurance. Section 3.14. Maintenance of Fidelity Bond and Errors and Omissions Insurance. Section 3.15. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Section 3.133.17. Real Estate Owned Reports. 27 Section 3.143.18. [Reserved]Liquidation Reports. Section 3.153.19. Waiver Reports of Prepayment ChargesForeclosures and Abandonments of Mortgaged Property. 28 Section 3.163.20. Servicing and Administration of PMI PoliciesPrepayment Penalties. 28 Section 3.173.21. Maintenance Confidentiality/Protecting Customer Information. 28 Section 3.22. Credit Reporting. 28 Section 3.23. Notification of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansMaturity Date.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. 18 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 24 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 28 Section 3.14. [Reserved]. ] Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. 3.01 Servicer to Service. 16 17 Section 3.02. 3.02 Collection of Mortgage Loan Payments. 20 Section 3.03. 3.03 Establishment of and Deposits to Custodial Account. 20 Section 3.04. 3.04 Permitted Withdrawals From Custodial Account. 22 Section 3.05. 3.05 Establishment of and Deposits to Escrow Account. 23 Section 3.06. 3.06 Permitted Withdrawals From Escrow Account. 24 Section 3.073.07 Maintenance of PMI Policy and/or LPMI Policy; Claims. Restoration of Mortgaged Property. 24 Section 3.08. 3.08 Fidelity Bond and Errors and Omissions Insurance. 23 26 Section 3.09. 3.09 Notification of Adjustments. 24 26 Section 3.103.10 Completion and Recordation of Assignments of Mortgage. 26 Section 3.11 Protection of Accounts. 27 Section 3.12 Payment of Taxes, Insurance and Other Charges. 24 27 Section 3.113.13 Maintenance of Hazard Insurance. Protection 28 Section 3.14 Maintenance of AccountsMortgage Impairment Insurance. 25 28 Section 3.123.15 Restoration of Mortgaged Property. 29 Section 3.16 Title, Management and Disposition of REO Property. 30 Section 3.13. 3.17 Real Estate Owned Reports. 27 32 Section 3.143.18 MERS. [Reserved]. 32 Section 3.15. 3.19 Waiver of Prepayment ChargesPenalties. 28 33 Section 3.163.20 Safeguarding Customer Information. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.33

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. 16 Section 3.03. Establishment of and Deposits to Custodial Account. 17 Section 3.04. Permitted Withdrawals From Custodial Account. 19 Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. (Reserved.) 22 Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 (Reserved.) 22 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 22 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. 23 Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. 25 Section 3.15. Restoration of Mortgaged Property. 25 Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. 26 Section 3.17. Title, Management and Disposition of REO Property. 28 Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 31 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.31

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. 18 Section 3.03. Establishment of and Deposits to Custodial Account. 19 Section 3.04. Permitted Withdrawals From Custodial Account. 21 Section 3.05. Establishment of and Deposits to Escrow Account. 22 Section 3.06. Permitted Withdrawals From Escrow Account. 23 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. (Reserved.) 24 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 Section 3.11. Maintenance of Hazard Insurance. 25 Section 3.12. Maintenance of Mortgage Impairment Insurance. 27 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 27 Section 3.14. Inspections. 28 Section 3.15. Restoration of Mortgaged Property. 28 Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. 28 Section 3.17. Title, Management and Disposition of REO Property. 30 Section 3.133.18. Real Estate Owned Reports. 27 33 Section 3.143.19. [Reserved]Liquidation Reports. 33 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 33 Section 3.21. Prepayment Charges. 28 33 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 34 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.34

Servicing of the Mortgage Loans. Section 3.01. Servicer and Subservicer to Service. 16 Section 3.01A. FMC Discretion. 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 15 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 18 Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 20 Section 3.08. [Reserved.] 20 Section 3.09. Payment of Taxes, Insurance and Other Charges. 20 Section 3.10. Protection of Accounts. 21 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.093.14. Notification Inspections. Section 3.15. Restoration of AdjustmentsMortgaged Property. 24 Section 3.103.16. Payment of Taxes, Insurance and Other Charges. 24 [Reserved.] Section 3.11. Protection of Accounts. 25 Section 3.123.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.27

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 22 Section 3.08. Rate Reduction Mortgage Loans. Section 3.09. Protection of Accounts. 22 Section 3.10. Maintenance of Hazard Insurance. Section 3.11. Maintenance of Mortgage Impairment Insurance. 25 Section 3.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.123.13. Inspections. Section 3.14. Restoration of Mortgaged Property. Section 3.15. Maintenance of PMI Policy and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Section 3.133.17. Real Estate Owned Reports. 27 30 Section 3.143.18. [Reserved]Liquidation Reports. 30 Section 3.153.19. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.20. Prepayment Charges. 28 31 Section 3.163.21. Servicing and Administration of PMI PoliciesAdvance Facility. 28 31 Section 3.173.22. Maintenance of Hazard InsuranceCredit Reporting. 29 33 Section 3.183.23. Realization Upon Defaulted Mortgage Loans.Safeguarding Customer Information. 33

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. 18 Section 3.04. Permitted Withdrawals From Custodial Account. 20 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 24 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 18 Section 3.02. Collection of Mortgage Loan Payments. 18 Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. 20 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. 24 Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 28 Section 3.09. Notification of Adjustments. 24 28 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 28 Section 3.11. Protection of Accounts. 25 28 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 30 Section 3.14. [Reserved]MERS. Section 3.15. Waiver of Prepayment Charges. 28 30 Section 3.16. Servicing and Administration of PMI Policies. 28 30 Section 3.17. Maintenance of Hazard Insurance. 29 31 Section 3.18. Realization Upon Defaulted Mortgage Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 13 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 15 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 18 Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 20 Section 3.08. (Reserved.) 20 Section 3.09. Payment of Taxes, Insurance and Other Charges. 20 Section 3.10. Protection of Accounts. 21 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.093.14. Notification Inspections. Section 3.15. Restoration of AdjustmentsMortgaged Property. 24 Section 3.103.16. Payment Maintenance of Taxes, Insurance and Other ChargesPMI and/or LPMI Policy; Claims. 24 Section 3.11. Protection of Accounts. 25 Section 3.123.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 29 Section 3.143.19. [Reserved]Liquidation Reports. Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 29 Section 3.21. Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.183.22. Realization Upon Defaulted Mortgage LoansConfidentiality/Protecting Customer Information. 30 Section 3.23. Credit Reporting.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. (Reserved.) 22 Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 (Reserved.) 22 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 31 Section 3.143.19. [Reserved]Liquidation Reports. 31 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 32 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 32 Section 3.183.24. Realization Upon Defaulted Mortgage Loans(Reserved.)

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 22 Section 3.08. [Reserved.] Section 3.09. Protection of Accounts. 22 Section 3.10. Maintenance of Hazard Insurance. Section 3.11. Maintenance of Mortgage Impairment Insurance. Section 3.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.123.13. Inspections. Section 3.14. Restoration of Mortgaged Property. Section 3.15. Maintenance of PMI Policy and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Section 3.133.17. Real Estate Owned Reports. 27 30 Section 3.143.18. [Reserved]Liquidation Reports. 30 Section 3.153.19. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.20. Prepayment Charges. 28 31 Section 3.163.21. Servicing and Administration of PMI PoliciesAdvance Facility. 28 31 Section 3.173.22. Maintenance of Hazard InsuranceCredit Reporting. 29 33 Section 3.183.23. Realization Upon Defaulted Mortgage Loans.Safeguarding Customer Information. 33 Section 3.24 Foreclosure Restricted Loans 34

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. (Reserved.) 22 Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 (Reserved.) 22 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCredit Reporting.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 18 Section 3.04. Permitted Withdrawals From Custodial Account. 20 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.173.11. Maintenance of Hazard Insurance. 29 24 Section 3.183.12. Realization Upon Defaulted Maintenance of Mortgage LoansImpairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 26 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 13 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 21 Section 3.103.08. (Reserved.) 21 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCredit Reporting.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 22 Section 3.103.08. (Reserved.) 22 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 31 Section 3.143.19. [Reserved]Liquidation Reports. 31 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 32 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 32 Section 3.183.24. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 21 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 29 Section 3.143.19. [Reserved]Liquidation Reports. Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 29 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.30

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 24 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. (Reserved.) 24 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 24 Section 3.11. Maintenance of Hazard Insurance. 24 Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.123.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 31 Section 3.143.19. [Reserved]Liquidation Reports. 31 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 35 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 35 Section 3.183.24. Realization Upon Defaulted Mortgage LoansSuperior Liens.

Servicing of the Mortgage Loans. Section 3.01. 3.01 Servicer to Service. 16 14 Section 3.02. 3.02 Collection of Mortgage Loan Payments. 16 Section 3.03. 3.03 Establishment of and Deposits to Custodial Account. 17 Section 3.04. 3.04 Permitted Withdrawals From Custodial Account. 18 Section 3.05. 3.05 Establishment of and Deposits to Escrow Account. 19 Section 3.06. 3.06 Permitted Withdrawals From Escrow Account. 20 Section 3.073.07 Maintenance of PMI Policy and/or LPMI Policy; Claims. Restoration of Mortgaged Property. 21 Section 3.08. 3.08 Fidelity Bond and Errors and Omissions Insurance. 23 22 Section 3.09. 3.09 Notification of Adjustments. 24 22 Section 3.103.10 Completion and Recordation of Assignments of Mortgage. 22 Section 3.11 Protection of Accounts. 23 Section 3.12 Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.13 Maintenance of Hazard Insurance. Protection 24 Section 3.14 Maintenance of AccountsMortgage Blanket Insurance. 25 Section 3.123.15 Restoration of Mortgaged Property. 25 Section 3.16 Title, Management and Disposition of REO Property. 28 Section 3.13. 3.17 Real Estate Owned Reports. 27 28 Section 3.143.18 MERS. [Reserved]. 28 Section 3.15. 3.19 Waiver of Prepayment ChargesPenalty Amounts. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.28

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.103.08. Reserved. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.Credit Reporting

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 21 Section 3.08. [Reserved.] Section 3.09. Protection of Accounts. 22 Section 3.10. Maintenance of Hazard Insurance. Section 3.11. Maintenance of Mortgage Impairment Insurance. 24 Section 3.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 25 Section 3.093.13. Notification Inspections. Section 3.14. Restoration of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of AccountsMortgaged Property. 25 Section 3.123.15. Maintenance of PMI Policy and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Property 28 Section 3.133.17. Real Estate Owned Reports. 27 30 Section 3.143.18. [Reserved]Liquidation Reports. 30 Section 3.153.19. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.20. Prepayment Charges. 28 30 Section 3.163.21. Servicing and Administration of PMI PoliciesAdvance Facility Section 3.22. 28 Credit Reporting. 33 Section 3.173.23. Maintenance of Hazard InsuranceSafeguarding Customer Information. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.33

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 22 Section 3.103.08. (Reserved.) 23 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.173.11. Maintenance of Hazard Insurance. 29 24 Section 3.183.12. Realization Upon Defaulted Maintenance of Mortgage LoansImpairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 26 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 21 Section 3.103.08. (Reserved.) 22 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI PoliciesConfidentiality/Protecting Customer Information. 28 31 Section 3.173.23. Maintenance of Hazard InsuranceCredit Reporting. 29 31 Section 3.183.24. Realization Upon Defaulted Mortgage Superior Liens. Section 3.25. Foreclosure Restricted Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 22 Section 3.103.08. (Reserved.) 22 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 Section 3.12. Title, Management and Disposition of REO Property. Section 3.13. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.173.11. Maintenance of Hazard Insurance. 29 Section 3.183.12. Realization Upon Defaulted Maintenance of Mortgage LoansImpairment Insurance. 25 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 13 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 21 Section 3.103.08. (Reserved.) 21 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans3.19.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 25 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 24 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 24 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 30 Section 3.21. Prepayment Charges. 28 30 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 13 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 15 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 18 Section 3.06. Permitted Withdrawals From Escrow Account. 19 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 19 Section 3.103.08. Reserved. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 20 Section 3.113.10. Protection of Accounts. 25 21 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 28 Section 3.143.19. [Reserved]Liquidation Reports. Section 3.153.20. Waiver Reports of Prepayment Charges. 28 Section 3.16. Servicing Foreclosures and Administration Abandonments of PMI Policies. 28 Section 3.17. Maintenance of Hazard InsuranceMortgaged Property. 29 Section 3.183.21. Realization Upon Defaulted Mortgage LoansPrepayment Charges.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 18 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration Notification of Mortgaged Property. Adjustments [Reserved.] Section 3.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. Section 3.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance [RESERVED]. Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.093.14. Notification Inspections. Section 3.15. Restoration of AdjustmentsMortgaged Property. 24 Section 3.103.16. Payment Maintenance of Taxes, Insurance and Other ChargesPMI and/or LPMI Policy; Claims. 24 [RESERVED] Section 3.11. Protection of Accounts. 25 Section 3.123.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 Section 3.14. [Reserved]. Section 3.15. Waiver of Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.27

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 14 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. 18 Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.103.08. Completion and Recordation of Assignment of Mortgage. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 22 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansCompliance with Safeguarding Customer Information Requirements.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. 18 Section 3.03. Establishment of and Deposits to Custodial Account. 19 Section 3.04. Permitted Withdrawals From Custodial Account. 21 Section 3.05. Establishment of and Deposits to Escrow Account. 22 Section 3.06. Permitted Withdrawals From Escrow Account. 23 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 23 Section 3.08. Completion and Recordation of Assignment of Mortgage. 24 Section 3.103.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. 24 Section 3.11. Maintenance of Hazard Insurance. 25 Section 3.12. Maintenance of Mortgage Impairment Insurance. 27 Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 27 Section 3.14. Inspections. 27 Section 3.15. Restoration of Mortgaged Property. 28 Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. 28 Section 3.17. Title, Management and Disposition of REO Property. 30 Section 3.133.18. Real Estate Owned Reports. 27 32 Section 3.143.19. [Reserved]Liquidation Reports. 32 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 32 Section 3.21. Prepayment Charges. 28 33 Section 3.163.22. Servicing and Administration of PMI PoliciesCompliance with Safeguarding Customer Information Requirements. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.33

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 Section 3.02. Collection of Mortgage Loan Payments. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 20 Section 3.06. Permitted Withdrawals From Escrow Account. 21 Section 3.07. Restoration Notification of Mortgaged PropertyAdjustments. 22 Section 3.08. [Reserved.] Section 3.09. Protection of Accounts. 22 Section 3.10. Maintenance of Hazard Insurance. Section 3.11. Maintenance of Mortgage Impairment Insurance. Section 3.12. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 Section 3.10. Payment of Taxes, Insurance and Other Charges. 24 Section 3.11. Protection of Accounts. 25 Section 3.123.13. Inspections. Section 3.14. Restoration of Mortgaged Property. Section 3.15. Maintenance of PMI Policy and/or LPMI Policy; Claims. Section 3.16. Title, Management and Disposition of REO Property. Property 28 Section 3.133.17. Real Estate Owned Reports. 27 30 Section 3.143.18. [Reserved]Liquidation Reports. Section 3.153.19. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.20. Prepayment Charges. 28 31 Section 3.163.21. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage Loans.Advance Facility

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 13 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. 16 Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow Account. 18 Section 3.06. Permitted Withdrawals From Escrow Account. Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 20 Section 3.103.08. (Reserved.) 20 Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 20 Section 3.113.10. Protection of Accounts. 25 21 Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. Section 3.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 29 Section 3.143.19. [Reserved]Liquidation Reports. Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 29 Section 3.21. Prepayment Charges. 28 Section 3.16. Servicing and Administration of PMI Policies. 28 Section 3.17. Maintenance of Hazard Insurance. 29 Section 3.183.22. Realization Upon Defaulted Mortgage Confidentiality/Protecting Customer Information. 30 Section 3.23. Credit Reporting. 30 Section 3.24. Superior Liens. Section 3.25. Foreclosure Restricted Loans.

Servicing of the Mortgage Loans. Section 3.01. Servicer to Service. 16 15 Section 3.02. Collection and Liquidation of Mortgage Loan PaymentsLoans. Section 3.03. Establishment of and Deposits to Custodial Account. Section 3.04. Permitted Withdrawals From Custodial Account. Section 3.05. Establishment of and Deposits to Escrow AccountAccount and Annual Simple Interest Mortgage Loan Reconciliation. Section 3.06. Permitted Withdrawals From Escrow Account. 20 Section 3.07. Restoration of Mortgaged Property. Section 3.08. Fidelity Bond and Errors and Omissions Insurance. 23 Section 3.09. Notification of Adjustments. 24 21 Section 3.103.08. Reserved. Section 3.09. Payment of Taxes, Insurance and Other Charges. 24 Section 3.113.10. Protection of Accounts. Section 3.11. Maintenance of Hazard Insurance. Section 3.12. Maintenance of Mortgage Impairment Insurance. 25 Section 3.123.13. Maintenance of Fidelity Bond and Errors and Omissions Insurance. 25 Section 3.14. Inspections. Section 3.15. Restoration of Mortgaged Property. Section 3.16. Maintenance of PMI and/or LPMI Policy; Claims. Section 3.17. Title, Management and Disposition of REO Property. Section 3.133.18. Real Estate Owned Reports. 27 30 Section 3.143.19. [Reserved]Liquidation Reports. 30 Section 3.153.20. Waiver Reports of Foreclosures and Abandonments of Mortgaged Property. 31 Section 3.21. Prepayment Charges. 28 31 Section 3.163.22. Servicing and Administration of PMI PoliciesCredit Reporting. 28 31 Section 3.173.23. Maintenance of Hazard Insurance. 29 Section 3.18. Realization Upon Defaulted Mortgage LoansSafeguarding Customer Information.