Separate Insureds Clause Samples
The Separate Insureds clause establishes that each insured party under a policy is treated as having their own individual coverage, as if they were the only insured. In practice, this means that the actions, omissions, or breaches of one insured do not automatically affect the coverage available to another insured; for example, if one insured commits a wrongful act, it does not bar another insured from making a claim. This clause is essential for ensuring that all insured parties receive the full benefit of the policy independently, thereby preventing the misconduct or liability of one party from unfairly prejudicing others.
Separate Insureds. Each person insured is a separate insured, but this does not increase the limit of insurance.
Separate Insureds. Coverage provided under the Commercial Liability Coverage applies separately to each "insured" against whom claim is made or "suit" is brought. However, this does not affect the "limits" stated under How Much We Pay.
Separate Insureds. Except with regard to the limits of liability of this insurance, and any rights and duties specifically designated in this coverage to the first named insured, this insurance shall apply:
a. as if each named insured were the only named insured; and
b. separately against each insured against whom a claim is made or a suit is brought.
Separate Insureds. Coverage provided under the Commercial Liability Coverage applies separately to each insured against whom claim is made or suit is brought. This does not affect the limits stated under How Much We Pay. This insurance does not apply:
1. under any liability coverage, to bodily injury or property damage:
a. with respect to which an insured under the policy is also an insured under a Nuclear Energy Liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or
b. resulting from the hazardous properties of nuclear material and with respect to which:
1) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereto; or
2) the insured is, or had this policy not been issued would be, entitled to indemnity from the United States of America or any agency thereof, under any agreement entered into by the United States of America or any agency thereof, with any person or organization.
2. Under any Medical Payments coverage, to expenses incurred with respect to bodily injury resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization.
3. Under any liability coverage, to bodily injury or property damage resulting from the hazardous properties of nuclear material, if:
a. the nuclear material:
1) is at any nuclear facility owned by, or operated by or on behalf of, an insured; or
2) has been discharged or dispersed therefrom;
b. the nuclear material is contained in spent fuel or waste at any time possessed, handled, used, stored, processed, transported or disposed of by or on behalf of an insured; or
c. the bodily injury or property damage arises out of the furnishing by an insured of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (c.) applies only to property damage to such nuclear facility and any property threat.
Separate Insureds. Each person insured is a separate Insured, but this does not increase the limit of insurance. We will def end, by counsel of our choice, any suit against y ou alleging personal injury or property damage and seeking compen satory damages, ev en if it is groundless, f alse or f raudulent, we reserv e the right to inv estigate, negotiate and settle any claim or suit if we decide this is appropriate. In addition to the limit of insurance, we will pay :
Separate Insureds. The Architect's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
Separate Insureds. Coverage provided under the Dwelling Liability Coverage applies separately to each “insured” against whom claim is made or suit is brought. This does not affect the “limits” stated under How Much We Pay.
Separate Insureds. Coverage provided b. the amount of the "insured's" liability has been determined by:
1) a final judgment against an "insured" as a result of a trial; or
2) a written agreement by the "insured", the claimant, and "us"; however, "we" will not pay for injury or damage that is not covered by this Commercial Liability Coverage or that exceeds the applicable "limit". No person has a right under the Commercial Liability Coverage to join "us" or implead "us" in actions that are brought to determine an "insured's" liability. under the Commercial Liability Coverage applies separately to each "insured" against whom claim is made or "suit" is brought. However, this does not affect the "limits" stated under How Much We Pay.