Common use of Security Notice Clause in Contracts

Security Notice. To help protect our customers from security threats, we utilize the following approach, which you hereby agree to. You acknowledge that these procedures are a commercially reasonable method of providing security against unauthorized payment orders or other transactions and that these procedures are not for the detection of error. You acknowledge no list of security practices can be all inclusive and foolproof for preventing theft. We will do the following, as applicable:  Offer customer education dealing with identity theft, phishing, smishing and malware  Identification of customers when logging on will consist of multi-factor authentication that utilizes user IDs and passwords, plus either pictures and phrases/challenge questions. Bank of Labor reserves the right to modify the identification process from time to time to implement new measures that are recommended in the industry to combat new or increased threats. You are responsible to install, update, maintain and properly use industry standard security products that are appropriate for you, such as the following:  Desktop firewall used to prevent unauthorized access to your network  Updated anti-virus protection used to prevent your computer or other access device from being victimized by the latest viruses and Trojans  Updated anti-spyware protection used to prevent spyware from providing potential tracking information about your Web activities  Operating system and desktop applications updated with the latest patches when they are available, particularly when and if they apply to a known exploitable vulnerability  A product that indicates the Web site you are on, or an Internet browser that indicates the site name Bank of Labor will NEVER request personal information by email or text messaging including account numbers, passwords, personal identification information or any other confidential customer information. Fraudulent emails may be designed to appear as though they are originated by Bank of Labor. Do not respond to any email request asking for personal or confidential information and do not click any links listed on that e-mail. These communications are not from Bank of Labor! Never give out any information that the Bank already has if you are contacted by phone, text message, or email. If you contact us we may verify your information to confirm your identity but we will never contact you and ask for your debit/credit card number. If we need to contact you, it will always be done in a manner that protects your personal, confidential information and we will clearly identify ourselves. If you are unsure, contact us directly using our contact information on your card, statement or our website.

Security Notice. To help protect our customers from security threats, we utilize the following approach, which you hereby agree to. You acknowledge that these procedures are a commercially reasonable method of providing security against unauthorized payment orders or other transactions and that these procedures are not for the detection of error. You acknowledge no list of security practices can be all inclusive and foolproof for preventing theft. We will do the following, as applicable:  • Offer customer education dealing with identity theft, phishing, smishing and malware  • Identification of customers when logging on will consist of multi-factor authentication that utilizes user IDs and passwords, plus either pictures and phrases/challenge questions. Bank of Labor reserves the right to modify the identification process from time to time to implement new measures that are recommended in the industry to combat new or increased threats. You are responsible to install, update, maintain and properly use industry standard security products that are appropriate for you, such as the following:  • Desktop firewall used to prevent unauthorized access to your network  • Updated anti-virus protection used to prevent your computer or other access device from being victimized by the latest viruses and Trojans  • Updated anti-spyware protection used to prevent spyware from providing potential tracking information about your Web activities  • Operating system and desktop applications updated with the latest patches when they are available, particularly when and if they apply to a known exploitable vulnerability  • A product that indicates the Web site you are on, or an Internet browser that indicates the site name Bank of Labor will NEVER request personal information by email or text messaging including account numbers, passwords, personal identification information or any other confidential customer information. Fraudulent emails may be designed to appear as though they are originated by Bank of Labor. Do not respond to any email request asking for personal or confidential information and do not click any links listed on that e-mail. These communications are not from Bank of Labor! Never give out any information that the Bank already has if you are contacted by phone, text message, or email. If you contact us we may verify your information to confirm your identity but we will never contact you and ask for your debit/credit card number. If we need to contact you, it will always be done in a manner that protects your personal, confidential information and we will clearly identify ourselves. If you are unsure, contact us directly using our contact information on your card, statement or our website.