Common use of Security Credentials Clause in Contracts

Security Credentials. You hereby agree that we are authorized and entitled to act on transaction and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law. If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-Banking, you are responsible for any activity and transactions performed from your Account(s) by such person or entity and for any use of your personal information and Account Information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your Account(s), plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials to the fullest extent allowed by law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.

Security Credentials. You hereby agree that we We are authorized and entitled to act on transaction transactions and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law). If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-Online Banking, you are responsible for any activity and transactions performed from on your Account(s) Account by such person or entity and for any use of your personal information and Account Information information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your deposit Account(s), plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information information, and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials Credentials, to the fullest extent allowed by lawApplicable Law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou If you are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.

Security Credentials. You hereby agree that we We are authorized and entitled to act on transaction and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law). If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-Online Banking, you are responsible for any activity and transactions performed from your Account(s) by such person or entity and for any use of your personal information and Account Information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your Account(s), plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials to the fullest extent allowed by law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Online Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou If you are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.

Security Credentials. You hereby agree that we We are authorized and entitled to act on transaction and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law). If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-Online Banking, you are responsible for any activity and transactions performed from your Account(s) by such person or entity and for any use of your personal information and Account Information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your Account(s), plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials to the fullest extent allowed by law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Online Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou If you are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.

Security Credentials. You hereby agree that we We are authorized and entitled to act on transaction and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law). If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-Online Banking, you are responsible for any activity and transactions performed from your Account(s) by such person or entity and for any use of your personal information and Account Information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your Account(s), plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials to the fullest extent allowed by law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou If you are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.

Security Credentials. You hereby agree that we To help limit your loss call us immediately at 0-000-000-0000 if you believe your Mobile Device, passwords or other means used to access your Mobile Device and Card or Apple Pay (“Security Credentials”) has been lost or stolen or someone has used or may use your Security Credentials. We are authorized and entitled to act on transaction transactions and other instructions received using your Security Credentials, and you agree that the use of your Security Credentials will have the same effect as your signature authorizing the transaction(s) to the fullest extent permitted by law). If you disclose your Security Credentials to any person or entity, including any data aggregation service provider, direct us to assign Security Credentials to any entity or person, or permit any other person or entity to access or use Consumer e-Banking or Business e-BankingApple Pay, you are responsible for any activity and transactions performed from on your Account(s) Account with your Card or Mobile Device by such person or entity and for any use of your personal information and Account Information information by such person or entity. The loss, theft or unauthorized use of your Security Credentials could cause you to lose some or all of the money in your Account(s)Account, plus any amount available under any line of credit. It could also permit unauthorized persons to have access to your personal information and Account Information information, and to use the information for fraudulent purposes including identity theft. You are responsible for maintaining the security of your Security Credentials and for any financial transactions performed or information received using such Security Credentials Credentials, to the fullest extent allowed by law. We will ask for your Security Credentials to confirm your identity only when you log on to Consumer e- Banking and Business e-Banking, or if you call us. We will never contact you via e-mail, secure messaging from within Consumer e-Banking or Business e-Banking or telephone requesting your Security Credentials. Ifyou If you are ever contacted by anyone asking for your Security Credentials, you should refuse and immediately contact us. You may be the target of attempted identity theft.