Risk Classification Changes. If the policyholder requests a table rating reduction, removal of a flat extra, or change in smoking status, such change will be underwritten according to the Ceding Company's normal underwriting practices. Risk classification changes on facultative policies will be subject to the Reinsurer's approval.
Appears in 9 contracts
Sources: Reinsurance Agreement (Ids Life Variable Life Separate Account), Reinsurance Agreement (Ids Life Variable Life Separate Account), Reinsurance Agreement (Ids Life of New York Account 8)
Risk Classification Changes. If the a policyholder requests a table rating reduction, Table Rating reduction or removal of a flat extra, or change in smoking statusFlat Extra, such change will be underwritten according to the Ceding Company's normal underwriting practices. Underwriting Guidelines as set forth in Exhibit I. Risk classification changes on facultative policies will be subject to the Reinsurer's approval.
Appears in 4 contracts
Sources: Coinsurance Agreement (Cuna Mutual Variable Life Insurance Account), Reinsurance Agreement (National Variable Life Insurance Account), Reinsurance Agreement (Jnlny Separate Account Iv)