REPRESENTATIONS AND WARRANTIES OF VIRGINIA CAPITAL. Except as Disclosed, Virginia Capital represents and warrants to BB&T as follows (the representations and warranties herein of Virginia Capital are made subject to the applicable standard set forth in Section 6.3(a), and no such representation or warranty shall be deemed to be inaccurate unless it is inaccurate to the extent that BB&T would be entitled to refuse to consummate the Merger pursuant to Section 7.1(b)(ii) on account of such inaccuracy):
