Common use of Refunds and Returns Clause in Contracts

Refunds and Returns. If you are entitled to a refund for any reason in connection with goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to adhere to the refund policy of the applicable merchant. The exchange or return of goods or services purchased, in whole or in part, with the Card will be governed by the procedures and policies of each merchant, applicable law, and the Card Network Rules. At the time of any exchange or return, you will present the receipt for the goods and the Card. If you receive a credit to your Card Account, the credit may not be immediately available. None of the Bank, Robinhood, the Card Network, any processor, or any program manager, or any of its or their respective affiliates, employees, or agents will be responsible or liable for the delivery, quality, safety, legality, or any other aspects of goods or services that you purchase with a Card or any losses or damages arising out of or relating to the use of your Card. All such disputes must be addressed and handled directly with the merchant from whom any goods or services were purchased.