Common use of PROTECTING YOUR ACCOUNTS Clause in Contracts

PROTECTING YOUR ACCOUNTS. You agree not to give or make available to any unauthorized individuals your Credentials that enable access to Online Banking. If you give someone your Credentials, you are authorizing that person to use Online Banking, and you are responsible for all transactions the person performs using Online Banking. All transactions performed by a person to whom you give your Credentials, even those transactions you did not intend or want performed, are authorized transactions. If you give someone your Credentials, transactions that you or someone acting for you initiates with fraudulent intent are also authorized transactions. You are solely responsible for keeping your Credentials and other online Account information secure and confidential. To protect the security and confidentiality of your Credentials, we suggest the following: • Do not give out to any other person your online Account information, Credentials or other means to access your Account(s); • Do not leave your computer unattended while you are logged in to Online Banking; • Never leave your online Account information, Credentials, or other means to access your Account within physical or viewing range of others; • Do not transmit online Account information, Credentials or other means to access your Account via any public or general email system; • Monitor your Account(s) for unauthorized activity; and

PROTECTING YOUR ACCOUNTS. You agree not to give or make available to any unauthorized individuals your Credentials that enable access to Online Banking. If you give someone your Credentials, you are authorizing that person to use Online Banking, and you are responsible for all transactions the person performs using Online Banking. All transactions performed by a person to whom you give your Credentials, even those transactions you did not intend or want performed, are authorized transactions. If you give someone your Credentials, transactions that you or someone acting for you initiates with fraudulent intent are also authorized transactions. You are solely responsible for keeping your Credentials and other online Account information secure and confidential. To protect the security and confidentiality of your Credentials, we suggest the following: • Do not give out to any other person your online Account information, Credentials or other means to access your Account(s); • Do not leave your computer unattended while you are logged in to Online Banking; • Never leave your online Account information, Credentials, or other means to access your Account within physical or viewing range of others; • Do not transmit online Account information, Credentials or other means to access your Account via any public or general email system; • Monitor your Account(s) for unauthorized activity; andand • Routinely scan your computer using a reliable virus detection and anti-spyware product.