Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 20 1,167,296 0.13 7.483 116 59.89 629 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 243 22,956,225 2.52 7.62 176 72.24 627 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 112 14,185,464 1.56 7.634 236 77.4 631 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 6 1,066,075 0.12 6.768 297 71.16 641 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 1,650 241,990,084 26.59 7.63 356 78.31 626 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.02 7.499 176 80 696 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 181 23,775,565 2.61 8.086 176 81.55 615 ---------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 2 165,801 0.02 8.259 356 77.42 529 ---------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 2,285 371,841,215 40.86 8.015 356 80.61 603 ---------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 1,484 230,873,672 25.37 7.967 356 81.16 613 ---------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 12 1,746,303 0.19 7.329 356 79.62 597 ---------------------------------------------------------------------------------------------------------------------------- Total: 5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 20 1,167,296 0.13 7.483 6 383,671 0.09 6.916 116 59.89 629 62.8 648 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 243 22,956,225 2.52 7.62 52 5,473,637 1.29 7.01 176 72.24 627 68.01 622 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 112 14,185,464 1.56 7.634 21 2,911,272 0.69 7.06 236 77.4 631 70.34 621 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 6 1,066,075 0.12 6.768 3 623,608 0.15 6.331 297 71.16 641 72.12 604 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 1,650 241,990,084 26.59 7.63 324 52,412,427 12.35 6.89 356 78.31 626 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.02 7.499 176 80 696 72.91 617 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 181 23,775,565 2.61 8.086 176 81.55 615 11 1,633,201 0.38 7.987 175 78.73 600 ---------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 2 165,801 0.02 8.259 1 122,090 0.03 7.6 356 77.42 529 79 534 ---------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 2,285 371,841,215 40.86 8.015 1,463 219,037,039 51.6 7.94 356 80.61 603 79.73 601 ---------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 1,484 230,873,672 25.37 7.967 971 141,526,413 33.34 7.972 356 81.16 80.9 613 ---------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 12 1,746,303 0.19 7.329 356 79.62 597 2 383,525 0.09 7.11 355 84.76 637 ---------------------------------------------------------------------------------------------------------------------------- Total: 5,996 909,960,682 2,854 424,506,884 100 7.883 345 79.86 613 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number CutOF MORTGAGE AGGREGATE POOL BY WEIGHTED WEIGHTED CUT-off CutOFF AGGREGATE AVERAGE WEIGHTED AVERAGE NUMBER DATE CUT-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original OFF GROSS AVERAGE ORIGINAL WEIGHTED OF PRINCIPAL DATE INTEREST REMAINING COMBINED AVERAGE MORTGAGE BALANCE PRINCIPAL RATE TERM LTV FICO Product Types Loans Balance PRODUCT TYPES LOANS ($) Balance Rate BALANCE (%) (monthsMONTHS) LTV Score ---------------------------------------------------------------------------------------------------------------------------- (%) SCORE --------------------------------------------------------------------------------------------------------------------------------- Fixed - 5 Year 1 11,878 0.00 12.250 56 95.00 557 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 20 1,167,296 0.13 7.483 11 249,934 0.04 9.843 116 59.89 629 ---------------------------------------------------------------------------------------------------------------------------- 65.35 611 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 243 22,956,225 2.52 7.62 176 72.24 627 ---------------------------------------------------------------------------------------------------------------------------- 43 3,441,572 0.59 7.737 174 75.98 634 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 112 14,185,464 1.56 7.634 60 3,366,808 0.58 9.343 236 77.4 631 ---------------------------------------------------------------------------------------------------------------------------- 86.19 660 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 6 1,066,075 0.12 6.768 297 71.16 641 ---------------------------------------------------------------------------------------------------------------------------- 4 298,345 0.05 8.043 298 80.59 631 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 1,650 241,990,084 26.59 7.63 264 38,291,486 6.55 7.530 356 78.31 626 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.02 7.499 176 80 696 ---------------------------------------------------------------------------------------------------------------------------- 79.96 644 --------------------------------------------------------------------------------------------------------------------------------- Fixed Balloon - 15/30 181 23,775,565 2.61 8.086 176 81.55 615 ---------------------------------------------------------------------------------------------------------------------------- 293 16,158,515 2.76 10.368 177 96.57 666 --------------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 2 165,801 0.02 8.259 356 77.42 529 ---------------------------------------------------------------------------------------------------------------------------- 7 2,028,543 0.35 6.610 357 84.79 634 --------------------------------------------------------------------------------------------------------------------------------- ARM - 1 Year/6 Month 20 4,697,100 0.80 7.103 358 84.13 608 --------------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 2,285 371,841,215 40.86 8.015 356 80.61 603 ---------------------------------------------------------------------------------------------------------------------------- 1,826 307,352,680 52.58 7.715 357 79.71 602 --------------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 1,484 230,873,672 25.37 7.967 356 81.16 613 ---------------------------------------------------------------------------------------------------------------------------- 160 27,607,070 4.72 7.303 357 80.13 603 --------------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 12 1,746,303 0.19 7.329 20 4,357,173 0.75 6.498 357 76.80 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 5 Year/6 Month 4 871,495 0.15 6.783 355 91.58 690 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 2 Year/6 Month 540 154,927,940 26.50 6.655 357 81.52 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 3 Year/6 Month 80 18,864,856 3.23 6.758 356 79.62 597 ---------------------------------------------------------------------------------------------------------------------------- Total80.30 658 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 6 Month 1 195,900 0.03 7.490 352 79.96 578 --------------------------------------------------------------------------------------------------------------------------------- Interest Only Fixed - 30 Year 8 1,802,427 0.31 7.053 354 77.10 655 --------------------------------------------------------------------------------------------------------------------------------- TOTAL: 5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- 3,342 584,523,723 100.00 7.434 350 80.76 629 --------------------------------------------------------------------------------------------------------------------------------- Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 20 1,167,296 0.13 7.483 14 783,625 0.16 7.76 116 59.89 629 ---------------------------------------------------------------------------------------------------------------------------- 58.47 620 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 243 22,956,225 2.52 7.62 191 17,482,588 3.6 7.811 176 72.24 627 ---------------------------------------------------------------------------------------------------------------------------- 73.56 629 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 112 14,185,464 1.56 7.634 91 11,274,192 2.32 7.782 236 77.4 631 ---------------------------------------------------------------------------------------------------------------------------- 79.23 633 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 6 1,066,075 0.12 6.768 297 71.16 641 ---------------------------------------------------------------------------------------------------------------------------- 3 442,467 0.09 7.383 296 69.79 694 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 1,650 241,990,084 26.59 7.63 1,326 189,577,657 39.05 7.835 356 78.31 626 ---------------------------------------------------------------------------------------------------------------------------- 79.8 629 ----------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.02 0.04 7.499 176 80 696 ---------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 181 23,775,565 2.61 8.086 170 22,142,364 4.56 8.093 176 81.55 615 ---------------------------------------------------------------------------------------------------------------------------- 81.76 616 ----------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 2 165,801 0.02 8.259 1 43,710 0.01 10.1 356 77.42 529 ---------------------------------------------------------------------------------------------------------------------------- 73 514 ----------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 2,285 371,841,215 40.86 8.015 822 152,804,176 31.48 8.121 356 80.61 603 ---------------------------------------------------------------------------------------------------------------------------- 81.87 605 ----------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 1,484 230,873,672 25.37 7.967 356 81.16 613 ---------------------------------------------------------------------------------------------------------------------------- 513 89,347,259 18.4 7.96 357 81.58 612 ----------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 12 1,746,303 0.19 7.329 10 1,362,779 0.28 7.391 356 79.62 597 ---------------------------------------------------------------------------------------------------------------------------- 78.18 586 ----------------------------------------------------------------------------------------------------------------------------- Total: 5,996 909,960,682 3,142 485,453,799 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top