Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 11 698,546 0.09 6.749 117 67.07 602 Fixed - 15 Year 164 17,953,847 2.26 6.714 177 69.65 617 Fixed - 20 Year 88 10,681,986 1.35 6.697 237 68.63 630 Fixed - 25 Year 6 640,472 0.08 6.869 297 70.61 614 Fixed - 30 Year 1,076 168,418,705 21.22 6.738 357 74.36 622 ARM - 2 Year/6 Month 2,847 472,247,768 59.50 7.070 357 81.82 606 ARM - 3 Year/6 Month 114 19,135,615 2.41 6.747 357 81.71 629 ARM - 10 Year IO/1 Month 4 964,500 0.12 4.606 297 79.66 753 Interest Only - ARM 2 Year/6 Month 474 93,536,404 11.78 6.331 357 82.17 625 Interest Only - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 632 Total: 4,838 793,727,802 100.00 6.879 351 79.80 613 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted Average of Date Date Gross Remaining Average Average Comb Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 11 698,546 0.09 6.749 3 187,355 0.03 8.582 117 67.07 602 70.04 Fixed - 15 Year 164 17,953,847 2.26 6.714 59 6,864,478 1.15 7.584 177 69.65 617 69.64 Fixed - 20 Year 88 10,681,986 1.35 6.697 34 4,179,233 0.70 7.678 237 68.63 630 Fixed - 25 Year 6 640,472 0.08 6.869 297 70.61 614 75.21 Fixed - 30 Year 1,076 168,418,705 21.22 6.738 804 151,960,506 25.41 7.218 357 74.36 622 75.38 ARM - 6 Month 1 499,306 0.08 7.850 358 65.10 ARM - 2 Year/6 Month 2,847 472,247,768 59.50 7.070 1,725 360,367,245 60.25 7.376 357 81.82 606 78.38 ARM - 3 Year/6 Month 114 19,135,615 2.41 6.747 123 28,915,488 4.83 6.863 357 81.71 629 75.18 ARM - 10 15 Year IO/1 Month 4 964,500 Fix/ Adj 30 YR 6 728,189 0.12 4.606 297 79.66 753 7.847 357 79.37 Interest Only Arm - ARM 2 Year/6 Month 474 93,536,404 11.78 6.331 5 Year/2 year fixed 63 30,202,938 5.05 6.254 357 82.17 625 81.75 Interest Only Arm - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 632 5 Year/3 year fixed 15 7,256,569 1.21 6.007 356 81.75 Interest Only Fixed - 30 Year 20 6,922,080 1.16 6.296 356 74.17 ------------------------------------------------------------------------------------------------------------------------------------ Total: 4,838 793,727,802 2,853 598,083,387 100.00 6.879 351 79.80 613 Top7.231 354 77.49

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average Weighted of Date Date Gross Remaining Average Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 11 698,546 0.09 6.749 117 67.07 602 Fixed - 15 Year 164 17,953,847 2.26 6.714 7 895,809 0.16 7.453 177 69.65 617 81.30 660 Fixed - 20 Year 88 10,681,986 1.35 6.697 237 68.63 630 Fixed - 25 Year 6 640,472 0.08 6.869 297 70.61 2 368,227 0.07 6.739 236 59.67 614 Fixed - 30 Year 1,076 168,418,705 21.22 6.738 165 39,480,111 6.99 6.534 357 74.36 622 74.09 646 Balloon - 15/30 690 53,506,817 9.48 9.873 177 99.23 669 ARM - 6 Month 1 416,964 0.07 6.990 357 95.00 593 ARM - 2 Year/6 Month 2,847 472,247,768 59.50 7.070 826 246,077,505 43.58 6.659 357 81.82 606 79.19 627 ARM - 3 Year/6 Month 114 19,135,615 2.41 6.747 33 9,303,741 1.65 6.461 357 81.71 629 77.99 646 ARM - 10 Year IO/1 5 Year/6 Month 4 964,500 0.12 4.606 297 79.66 753 37 11,135,741 1.97 6.278 357 79.37 654 Interest Only ARM - 5 Year/6 Month 64 22,311,018 3.95 5.959 357 80.90 660 Interest Only ARM - 2 Year/6 Month 474 93,536,404 11.78 6.331 519 180,403,895 31.95 6.042 357 82.17 625 82.09 669 Interest Only ARM - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 632 1 720,000 0.13 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 4,838 793,727,802 2,345 564,619,829 100.00 6.879 351 79.80 613 Top6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 11 698,546 0.09 6.749 117 67.07 602 4 264,427 0.07 6.105 116 66.09 619 Fixed - 15 Year 164 17,953,847 2.26 6.714 90 9,108,416 2.24 6.838 177 69.65 617 67.65 621 Fixed - 20 Year 88 10,681,986 1.35 6.697 42 5,629,515 1.38 6.622 237 68.63 630 69.94 623 Fixed - 25 Year 6 640,472 0.08 6.869 297 70.61 614 2 208,632 0.05 6.322 296 63.90 620 Fixed - 30 Year 1,076 168,418,705 21.22 6.738 493 94,517,270 23.24 6.699 357 74.36 622 74.41 635 ARM - 2 Year/6 Month 2,847 472,247,768 59.50 7.070 1,015 219,393,806 53.94 7.352 357 81.82 606 82.51 604 ARM - 3 Year/6 Month 114 19,135,615 2.41 6.747 47 10,503,417 2.58 7.025 357 81.71 629 78.45 618 ARM - 10 Year IO/1 Month 4 964,500 0.12 4.606 1,562,202 0.38 4.609 297 79.66 753 79.98 741 Interest Only - ARM 2 Year/6 Month 474 93,536,404 11.78 6.331 180 60,878,035 14.97 6.266 357 82.17 625 84.15 636 Interest Only - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 14 4,684,194 1.15 6.249 357 82.33 632 81.85 635 Total: 4,838 793,727,802 1,891 406,749,915 100.00 6.879 6.983 351 79.80 613 80.23 618 Top