Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 15 Year 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 Month 1 462,048 0.23 5.75 356 76.95 621 ARM - 2 Year/6 Month 209 114,240,670 56.27 6.983 358 80.3 630 ARM - 3 Year/6 Month 9 5,192,304 2.56 6.397 357 82.73 654 ARM - 5 Year/6 Month 8 5,050,306 2.49 6.401 358 79.76 640 Interest Only ARM - 5 Year/6 Month 10 6,000,833 2.96 5.888 358 80.81 685 Interest Only ARM - 2 Year/6 Month 101 55,662,190 27.41 6.324 358 81.28 684 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 15 Year 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 Month 1 462,048 0.23 5.75 356 76.95 621 10 2,441,788 0.27 6.743 357 80.03 619 ARM - 2 Year/6 Month 209 114,240,670 56.27 6.983 2,878 645,992,995 71.39 7.092 358 80.3 630 80.70 620 ARM - 3 Year/6 Month 9 5,192,304 2.56 6.397 357 82.73 654 145 31,201,188 3.45 6.868 358 81.45 632 ARM - 5 Year/6 Month 8 5,050,306 2.49 6.401 85 21,391,734 2.36 6.554 358 79.76 640 79.46 650 Interest Only ARM - 5 Year/6 Month 10 6,000,833 2.96 5.888 40 12,769,395 1.41 6.150 358 80.81 685 80.52 671 Interest Only ARM - 2 Year/6 Month 101 55,662,190 27.41 608 191,101,736 21.12 6.324 358 81.28 684 81.32 683 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 15 Year 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 2 Year IO/6 Month 1 462,048 0.23 5.75 582 147,223,439 89.33 6.553 356 76.95 82.55 621 ARM - 2 Year/6 3 Year IO/6 Month 209 114,240,670 56.27 6.983 358 80.3 630 ARM - 3 Year/6 Month 9 5,192,304 2.56 6.397 357 82.73 654 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year/6 Year IO/6 Month 8 5,050,306 2.49 6.401 358 79.76 640 Interest Only 13 2,868,149 1.74 6.452 356 80.83 656 ARM - 5 Year/6 10 Year IO/1 Month 10 6,000,833 2.96 5.888 358 80.81 685 Interest Only ARM - 2 Year/6 Month 101 55,662,190 27.41 6.324 358 81.28 684 3 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------