Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 40 12,769,395 6.26 6.150 358 80.52 671 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 608 191,101,736 93.74 6.324 358 81.32 683 --------------------------------------------------------------------------------------------------------------------------------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------648 203,871,131 100.00 6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 53 12,557,858 12.96 6.062 357 81.88 682 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 343 84,353,088 87.04 6.08 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 81.29 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 730 171,075,293 396 96,910,946 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 730 171,075,293 100 100.00 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------82.84

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ARM ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Fixed - 10 Year IO/1 Month 15 962,973 0.31 6.572 117 66.80 Fixed - 15 Year 254 27,062,264 8.78 6.755 177 68.98 Fixed - 20 Year 130 16,311,501 5.29 6.671 237 69.08 Fixed - 25 Year 8 2,526,702 1.48 4.608 849,105 0.28 6.735 297 79.85 745 Interest Only 68.96 Fixed - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 30 Year 1,569 262,935,975 85.34 6.724 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 74.38 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------1,976 308,121,818 100.00 6.723 334 73.59

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ ARM - 2 Year IO/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 ARM - 3 Year IO/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Total: 730 171,075,293 100 6.278 655 164,813,034 100.00 6.522 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 40 12,769,395 6.26 6.150 358 80.52 671 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 608 191,101,736 93.74 6.324 358 81.32 683 ------------------------------------------------------------------------------------------------------------------------------------ Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------648 203,871,131 100.00 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------