Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ARM - 2 Year IO/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 ARM - 3 Year IO/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 ARM - 10 Year IO/1 Month 3 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 Fixed - 15 Year 254 27,062,264 2.25 6.755 177 68.98 Fixed - 20 Year 130 16,311,501 1.36 6.671 237 69.08 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 357 74.38 ARM - 2 Year IO/6 Year/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 3,862 691,641,574 57.61 7.159 357 82.04 ARM - 3 Year IO/6 Year/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 161 29,639,032 2.47 6.845 357 80.55 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 297 79.85 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 357 82.95 Interest Only - ARM 3 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Year/6 Month 68 14,134,152 1.18 6.285 357 82.17 Total: 655 164,813,034 6,729 1,200,477,717 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.914 351 79.95 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Fixed - 10 Year 4 264,427 0.07 6.105 116 66.09 Fixed - 15 Year 90 9,108,416 2.24 6.838 177 67.65 Fixed - 20 Year 42 5,629,515 1.38 6.622 237 69.94 Fixed - 25 Year 2 208,632 0.05 6.322 296 63.90 Fixed - 30 Year 493 94,517,270 23.24 6.699 357 74.41 ARM - 2 Year IO/6 Year/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 1,015 219,393,806 53.94 7.352 357 82.51 ARM - 3 Year IO/6 Year/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 47 10,503,417 2.58 7.025 357 78.45 ARM - 10 Year IO/1 Month 4 1,562,202 0.38 4.609 297 79.98 Interest Only - ARM 2 Year/6 Month 180 60,878,035 14.97 6.266 357 84.15 Interest Only - ARM 3 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Year/6 Month 14 4,684,194 1.15 6.249 357 81.85 Total: 655 164,813,034 1,891 406,749,915 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.983 351 80.23 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Fixed - 10 Year 11 698,546 0.09 6.749 117 67.07 Fixed - 15 Year 164 17,953,847 2.26 6.714 177 69.65 Fixed - 20 Year 88 10,681,986 1.35 6.697 237 68.63 Fixed - 25 Year 6 640,472 0.08 6.869 297 70.61 Fixed - 30 Year 1,076 168,418,705 21.22 6.738 357 74.36 ARM - 2 Year IO/6 Year/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 2,847 472,247,768 59.50 7.070 357 81.82 ARM - 3 Year IO/6 Year/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 114 19,135,615 2.41 6.747 357 81.71 ARM - 10 Year IO/1 Month 4 964,500 0.12 4.606 297 79.66 Interest Only - ARM 2 Year/6 Month 474 93,536,404 11.78 6.331 357 82.17 Interest Only - ARM 3 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 Total: 655 164,813,034 4,838 793,727,802 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.879 351 79.80 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ARM - 6 Month 10 2,441,788 0.27 6.743 357 80.03 619 ARM - 2 Year IO/6 Year/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 2,878 645,992,995 71.39 7.092 358 80.70 620 ARM - 3 Year IO/6 Year/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 145 31,201,188 3.45 6.868 358 81.45 632 ARM - 5 Year IO/6 Year/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 85 21,391,734 2.36 6.554 358 79.46 650 Interest Only ARM - 10 Year IO/1 5 Year/6 Month 3 931,400 0.57 4.674 296 73.49 682 40 12,769,395 1.41 6.150 358 80.52 671 Interest Only ARM - 2 Year/6 Month 608 191,101,736 21.12 6.324 358 81.32 683 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 3,766 904,898,836 100.00 6.522 356 82.25 621 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------