Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted of Date Date Gross Remaining Average Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 Fixed - 15 Year 254 27,062,264 2.25 6.755 177 68.98 Fixed - 20 Year 130 16,311,501 1.36 6.671 237 69.08 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 357 74.38 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 357 82.04 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 357 80.55 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 297 79.85 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 357 82.95 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 357 82.17 Total: 6,729 1,200,477,717 100.00 6.914 351 79.95 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 254 27,062,264 2.25 6.755 21 2,874,174 0.90 7.427 177 68.98 77.00 Fixed - 20 Year 130 16,311,501 1.36 6.671 237 69.08 3 1,076,302 0.34 6.098 236 81.33 Fixed - 25 Year 8 849,105 0.07 6.735 2 292,429 0.09 6.899 297 68.96 86.18 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 190 41,784,482 13.10 6.782 357 74.38 79.21 Balloon - 15/30 319 31,227,682 9.79 10.235 177 98.53 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 438 146,032,385 45.78 6.782 357 82.04 81.28 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 27 10,631,390 3.33 6.137 357 80.55 81.07 ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 0.21 4.608 297 79.85 80 20,350,490 6.38 6.177 357 81.35 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 100 46,802,091 14.67 5.984 357 82.95 81.87 Interest Only - ARM 3 5 Year/6 Month 68 14,134,152 1.18 6.285 56 17,913,068 5.62 5.950 357 82.17 82.69 Total: 6,729 1,200,477,717 1,236 318,984,491 100.00 6.914 351 79.95 Top6.900 337 82.83 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Weighted Average of Date Date Gross Remaining Average Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ------------- --------- -------- --------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 15 962,973 0.08 6.572 3 187,355 0.03 8.582 117 66.80 70.04 Fixed - 15 Year 254 27,062,264 2.25 6.755 59 6,864,478 1.15 7.584 177 68.98 69.64 Fixed - 20 Year 130 16,311,501 1.36 6.671 34 4,179,233 0.70 7.678 237 69.08 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 75.21 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 804 151,960,506 25.41 7.218 357 74.38 75.38 ARM - 6 Month 1 499,306 0.08 7.850 358 65.10 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 1,725 360,367,245 60.25 7.376 357 82.04 78.38 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 123 28,915,488 4.83 6.863 357 80.55 75.18 ARM - 10 15 Year IO/1 Month 8 2,526,702 0.21 4.608 297 79.85 Fix/ Adj 30 YR 6 728,189 0.12 7.847 357 79.37 Interest Only Arm - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 5 Year/2 year fixed 63 30,202,938 5.05 6.254 357 82.95 81.75 Interest Only Arm - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 357 82.17 5 Year/3 year fixed 15 7,256,569 1.21 6.007 356 81.75 Interest Only Fixed - 30 Year 20 6,922,080 1.16 6.296 356 74.17 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,729 1,200,477,717 2,853 598,083,387 100.00 6.914 351 79.95 Top7.231 354 77.49

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- Score ---------------------------------- -------- ------------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 1 63,484 0.01 6.99 116 77.84 631 Fixed - 15 Year 254 27,062,264 2.25 6.755 16 2,277,045 0.41 7.402 177 68.98 81.16 644 Fixed - 20 Year 130 16,311,501 1.36 6.671 3 447,288 0.08 6.93 237 69.08 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 81.08 622 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 191 43,499,985 7.93 6.837 357 74.38 77.68 655 Balloon - 15/30 860 55,925,445 10.19 10.163 177 99.25 673 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 1,156 292,871,311 53.37 6.796 357 82.04 79.33 641 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 57 14,425,411 2.63 6.589 357 80.55 78.71 645 ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 0.21 4.608 297 79.85 42 11,872,801 2.16 6.374 357 79.41 658 Interest Only ARM - 5 Year/6 Month 40 12,462,529 2.27 6.091 356 80.21 658 Interest Only ARM - 2 Year/6 Month 654 154,414,439 12.86 6.305 345 114,205,700 20.81 6.172 357 82.95 81.4 681 Interest Only ARM - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 357 82.17 1 720,000 0.13 6.99 355 80 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,729 1,200,477,717 100.00 6.914 351 79.95 Top2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- -------- ------------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 11 698,546 0.09 6.749 117 66.80 67.07 602 Fixed - 15 Year 254 27,062,264 2.25 6.755 164 17,953,847 2.26 6.714 177 68.98 69.65 617 Fixed - 20 Year 130 16,311,501 1.36 6.671 88 10,681,986 1.35 6.697 237 69.08 68.63 630 Fixed - 25 Year 8 849,105 0.07 6.735 6 640,472 0.08 6.869 297 68.96 70.61 614 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 1,076 168,418,705 21.22 6.738 357 74.38 74.36 622 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 2,847 472,247,768 59.50 7.070 357 82.04 81.82 606 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 114 19,135,615 2.41 6.747 357 80.55 81.71 629 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 4 964,500 0.12 4.606 297 79.85 79.66 753 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 474 93,536,404 11.78 6.331 357 82.95 82.17 625 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 54 9,449,958 1.19 6.302 357 82.17 82.33 632 Total: 6,729 1,200,477,717 4,838 793,727,802 100.00 6.914 6.879 351 79.95 79.80 613 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- Score ---------------------------------- -------- ------------- ----------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 -------- Fixed - 15 Year 254 27,062,264 2.25 6.755 7 895,809 0.16 7.453 177 68.98 81.30 660 Fixed - 20 Year 130 16,311,501 1.36 6.671 237 69.08 Fixed - 25 Year 8 849,105 2 368,227 0.07 6.735 297 68.96 6.739 236 59.67 614 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 165 39,480,111 6.99 6.534 357 74.38 74.09 646 Balloon - 15/30 690 53,506,817 9.48 9.873 177 99.23 669 ARM - 6 Month 1 416,964 0.07 6.990 357 95.00 593 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 826 246,077,505 43.58 6.659 357 82.04 79.19 627 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 33 9,303,741 1.65 6.461 357 80.55 77.99 646 ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 0.21 4.608 297 79.85 37 11,135,741 1.97 6.278 357 79.37 654 Interest Only ARM - 5 Year/6 Month 64 22,311,018 3.95 5.959 357 80.90 660 Interest Only ARM - 2 Year/6 Month 654 154,414,439 12.86 6.305 519 180,403,895 31.95 6.042 357 82.95 82.09 669 Interest Only ARM - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 357 82.17 1 720,000 0.13 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,729 1,200,477,717 2,345 564,619,829 100.00 6.914 351 79.95 Top6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ----------------------------------------------- -------- ------------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 4 264,427 0.07 6.105 116 66.09 619 Fixed - 15 Year 254 27,062,264 2.25 6.755 90 9,108,416 2.24 6.838 177 68.98 67.65 621 Fixed - 20 Year 130 16,311,501 1.36 6.671 42 5,629,515 1.38 6.622 237 69.08 69.94 623 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 2 208,632 0.05 6.322 296 63.90 620 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 493 94,517,270 23.24 6.699 357 74.38 74.41 635 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 1,015 219,393,806 53.94 7.352 357 82.04 82.51 604 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 47 10,503,417 2.58 7.025 357 80.55 78.45 618 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 4 1,562,202 0.38 4.609 297 79.85 79.98 741 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 180 60,878,035 14.97 6.266 357 82.95 84.15 636 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 14 4,684,194 1.15 6.249 357 82.17 81.85 635 Total: 6,729 1,200,477,717 1,891 406,749,915 100.00 6.914 6.983 351 79.95 80.23 618 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted of Date Date Gross Remaining Average Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 11 698,546 0.09 6.749 117 66.80 67.07 Fixed - 15 Year 254 27,062,264 2.25 6.755 164 17,953,847 2.26 6.714 177 68.98 69.65 Fixed - 20 Year 130 16,311,501 1.36 6.671 88 10,681,986 1.35 6.697 237 69.08 68.63 Fixed - 25 Year 8 849,105 0.07 6.735 6 640,472 0.08 6.869 297 68.96 70.61 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 1,076 168,418,705 21.22 6.738 357 74.38 74.36 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 2,847 472,247,768 59.50 7.070 357 82.04 81.82 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 114 19,135,615 2.41 6.747 357 80.55 81.71 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 4 964,500 0.12 4.606 297 79.85 79.66 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 474 93,536,404 11.78 6.331 357 82.95 82.17 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 54 9,449,958 1.19 6.302 357 82.17 82.33 Total: 6,729 1,200,477,717 4,838 793,727,802 100.00 6.914 6.879 351 79.95 79.80 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-off Cut-off Average Average Weighted of Date Date Gross Remaining Average Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ----------------------------------------------- -------- ------------- ----------- --------- -------- --------- -------- Fixed - 10 Year 15 962,973 0.08 6.572 117 66.80 4 264,427 0.07 6.105 116 66.09 Fixed - 15 Year 254 27,062,264 2.25 6.755 90 9,108,416 2.24 6.838 177 68.98 67.65 Fixed - 20 Year 130 16,311,501 1.36 6.671 42 5,629,515 1.38 6.622 237 69.08 69.94 Fixed - 25 Year 8 849,105 0.07 6.735 297 68.96 2 208,632 0.05 6.322 296 63.90 Fixed - 30 Year 1,569 262,935,975 21.90 6.724 493 94,517,270 23.24 6.699 357 74.38 74.41 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 7.159 1,015 219,393,806 53.94 7.352 357 82.04 82.51 ARM - 3 Year/6 Month 161 29,639,032 2.47 6.845 47 10,503,417 2.58 7.025 357 80.55 78.45 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 4.608 4 1,562,202 0.38 4.609 297 79.85 79.98 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 6.305 180 60,878,035 14.97 6.266 357 82.95 84.15 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 6.285 14 4,684,194 1.15 6.249 357 82.17 81.85 Total: 6,729 1,200,477,717 1,891 406,749,915 100.00 6.914 6.983 351 79.95 80.23 Top