Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 3 184,080 0.02 6.331 115 50.00 65.49 Fixed - 15 Year 59 6,689,669 1.28 7.286 205 21,085,854 1.76 7.042 176 74.62 71.60 Fixed - 20 Year 37 4,686,252 0.89 7.720 280 19,814,380 1.65 8.238 236 75.59 81.51 Fixed - 25 Year 3 359,430 0.07 6.863 6 639,399 0.05 7.114 296 81.44 79.53 Fixed - 30 Year 598 123,642,696 23.59 6.885 1,701 295,940,966 24.69 6.901 356 77.46 75.78 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 3,471 641,268,486 53.51 7.259 356 79.36 79.29 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 169 31,792,373 2.65 6.995 356 79.85 77.56 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 527 150,789,524 12.58 6.393 356 82.45 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 88 25,421,330 2.12 6.065 356 76.59 78.16 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 38 11,553,983 0.96 4.615 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 80.89 -------------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 6,488 1,198,490,375 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 136,465 0.02 5.500 116 80.00 Fixed - 15 Year 59 6,689,669 1.28 7.286 106 11,687,668 1.72 6.151 176 74.62 66.91 Fixed - 20 Year 37 4,686,252 0.89 7.720 230 13,748,884 2.02 8.072 236 75.59 83.97 Fixed - 25 Year 3 359,430 0.07 6.863 5 904,384 0.13 6.134 296 81.44 70.90 Fixed - 30 Year 598 123,642,696 23.59 6.885 714 126,908,940 18.67 6.165 356 77.46 74.54 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 2,587 408,362,704 60.07 7.415 357 81.72 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 184 30,426,428 4.48 6.854 357 80.98 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 43 8,197,499 1.21 6.559 356 76.59 80.53 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 2 597,500 0.09 4.716 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 75.45 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,328 524,037,656 4,248 679,840,741 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 13 818,819 0.15 7.321 117 63.38 Fixed - 15 Year 59 6,689,669 1.28 7.286 109 10,417,550 1.85 6.750 176 74.62 73.19 Fixed - 20 Year 37 4,686,252 0.89 7.720 42 5,629,250 1.00 6.768 236 75.59 77.68 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 9 678,392 0.12 7.687 297 69.82 Fixed - 30 Year 598 123,642,696 23.59 6.885 692 137,497,260 24.46 6.656 356 77.46 75.58 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 1,538 301,334,642 53.61 7.350 357 81.17 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 88 18,202,258 3.24 6.788 357 79.54 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 79.85 78.21 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 12 5,039,298 0.90 5.965 356 76.59 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 2,793 562,088,526 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.022 351 79.70

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 63,484 0.02 6.990 116 77.84 631 Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 13 1,520,540 0.36 7.761 177 85.98 659 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 2 423,006 0.10 6.711 237 79.99 621 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 136 31,885,256 7.59 6.882 357 76.58 659 Balloon - 15/30 711 45,720,629 10.89 10.253 177 99.20 679 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 948 240,406,693 57.26 6.806 357 78.69 646 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 42 11,027,806 2.63 6.731 357 77.84 649 ARM - 5 Year/6 Month 29 8,192,011 1.95 6.494 357 75.97 650 Interest Only ARM - 5 Year/6 Month 20 6,078,168 1.45 6.170 356 79.85 79.21 679 Interest Only ARM - 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 224 73,797,777 17.58 6.317 357 80.57 693 Interest Only ARM - 3 Year IO/6 Year/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 1 720,000 0.17 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,328 524,037,656 2,127 419,835,371 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Original Weighted of Principal Date Interest Remaining Combined Average Average of Date Date Gross Remaining Comb Pct Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO Full Product Types Loans Balance ($) Balance Rate (%) (monthsMonths) LTV ------------------------------------------------------------------------------------------------------------------------------- (%) Score Doc ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 2 242,350 0.02 5.890 116 69.64 704.8 73.80 Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 50 5,403,863 0.55 7.281 177 80.47 631.1 57.86 Fixed - 20 Year 37 4,686,252 0.89 7.720 15 1,899,851 0.19 7.000 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 79.05 646.9 76.46 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 473 95,765,123 9.71 6.819 357 78.49 641.1 54.58 Balloon - 15/30 1,427 87,561,698 8.87 10.016 177 99.27 665.3 36.13 ARM - 6 Month 1 416,964 0.04 6.990 357 95.00 593 100.00 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 2,170 494,964,393 50.17 6.819 357 80.38 625.3 40.83 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 112 26,043,361 2.64 6.556 357 79.95 640.3 44.61 ARM - 5 Year/6 Month 81 20,378,969 2.07 6.263 357 80.20 653.6 41.74 Interest Only ARM - 5 Year/6 Month 100 30,472,858 3.09 6.019 357 81.56 662.5 59.10 Interest Only ARM - 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 696 222,787,469 22.58 6.086 357 82.04 667.9 48.74 Interest Only ARM - 3 Year IO/6 Year/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 1 720,000 0.07 6.990 355 80.00 669 0.00 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Total: 2,328 524,037,656 5,128 986,656,898 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------6.897 339 82.27 642.2 44.38 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 2 135,566 0.02 5.752 115 50.00 71.04 Fixed - 15 Year 59 6,689,669 1.28 7.286 146 14,396,185 2.13 6.928 176 74.62 70.20 Fixed - 20 Year 37 4,686,252 0.89 7.720 243 15,128,128 2.24 8.399 236 75.59 83.34 Fixed - 25 Year 3 359,430 0.07 6.863 279,969 0.04 7.436 296 81.44 77.07 Fixed - 30 Year 598 123,642,696 23.59 6.885 1,103 172,298,271 25.55 6.912 356 77.46 74.56 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 2,256 385,675,566 57.18 7.119 356 79.36 79.24 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 115 19,219,880 2.85 6.808 356 79.85 76.06 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 241 54,202,608 8.04 6.568 356 85.61 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 30 7,136,818 1.06 6.427 356 76.59 82.18 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 21 5,979,730 0.89 4.702 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 82.42 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 4,160 674,452,720 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 598 123,642,696 23.59 6.885 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 Month 1 462,048 0.23 5.75 356 77.46 76.95 621 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 209 114,240,670 56.27 6.983 358 80.3 630 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 9 5,192,304 2.56 6.397 357 82.73 654 ARM - 5 Year/6 Month 8 5,050,306 2.49 6.401 358 79.76 640 Interest Only ARM - 5 Year/6 Month 10 6,000,833 2.96 5.888 358 80.81 685 Interest Only ARM - 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 101 55,662,190 27.41 6.324 358 81.28 684 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,328 524,037,656 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 20 1,415,664 0.10 7.131 116 66.28 Fixed - 15 Year 59 6,689,669 1.28 7.286 233 23,783,070 1.70 6.453 176 74.62 69.65 Fixed - 20 Year 37 4,686,252 0.89 7.720 284 20,785,100 1.49 7.647 236 75.59 81.71 Fixed - 25 Year 3 359,430 0.07 6.863 19 2,012,845 0.14 7.058 296 81.44 72.71 Fixed - 30 Year 598 123,642,696 23.59 6.885 1,581 291,369,514 20.86 6.463 356 77.46 75.11 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 4,813 823,544,779 58.96 7.344 357 81.19 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 297 52,890,936 3.79 6.838 357 80.31 ARM - 5 Year/6 Month 94 16,226,493 1.16 6.872 356 79.85 78.21 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 582 147,223,439 10.54 6.553 356 82.55 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 57 13,790,046 0.99 6.328 356 76.59 79.92 ARM - 5 Year IO/6 Month 13 2,868,149 0.21 6.452 356 80.83 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 3 931,400 0.07 4.674 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 73.49 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,328 524,037,656 7,996 1,396,841,434 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 6 460,380 0.30 7.278 117 67.37 Fixed - 15 Year 59 6,689,669 1.28 7.286 18 1,677,852 1.08 6.711 176 74.62 66.69 Fixed - 20 Year 37 4,686,252 0.89 7.720 12 1,406,966 0.91 7.018 236 75.59 75.67 Fixed - 25 Year 3 359,430 0.07 6.863 5 430,068 0.28 8.011 296 81.44 81.08 Fixed - 30 Year 598 123,642,696 23.59 6.885 175 26,963,314 17.41 6.887 356 77.46 75.38 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 688 113,847,432 73.49 7.078 356 79.36 79.35 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 25 4,262,249 2.75 6.946 356 79.85 78.83 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 24 5,310,654 3.43 6.140 357 78.75 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 2 553,250 0.36 6.216 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 67.56 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 955 154,912,167 100.00 7.025 7.004 352 78.97 -------------------------------------------------------------------------------------------------------------------------------78.38

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 108 11,059,827 1.48 7.073 177 78.52 Fixed - 20 Year 37 4,686,252 0.89 7.720 14 2,938,422 0.39 6.169 236 75.59 72.39 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 2 292,429 0.04 6.899 297 86.18 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 618 114,093,198 15.27 6.719 357 78.48 Balloon - 15/30 946 55,753,556 7.46 10.462 177 98.99 ARM - 6 Month 2 360,672 0.05 7.487 357 84.96 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 1,944 414,489,988 55.46 6.743 357 81.57 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 116 25,813,824 3.45 6.292 357 81.97 ARM - 5 Year/6 Month 80 20,350,490 2.72 6.177 357 81.35 Interest Only - ARM 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 264 84,322,508 11.28 5.910 357 81.86 Interest Only - ARM - 3 Year IO/6 5 Year/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 56 17,913,068 2.40 5.950 357 82.69 Total: 2,328 524,037,656 4,150 747,387,982 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------6.876 340 82.39 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 87 8,185,653 1.91 6.949 177 79.05 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 11 1,862,120 0.43 6.210 237 67.22 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 428 72,308,716 16.88 6.683 357 78.06 Balloon - 15/30 627 24,525,874 5.72 10.751 177 99.57 ARM - 6 Month 2 360,672 0.08 7.487 357 84.96 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 1,506 268,457,603 62.66 6.721 357 81.72 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 89 15,182,434 3.54 6.401 357 82.60 Interest Only - ARM - 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 164 37,520,418 8.76 5.818 357 81.85 Total: 2,328 524,037,656 2,914 428,403,491 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------6.858 342 82.06 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 3 315,741 0.61 7.34 177 73.15 682 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 Fixed - 25 Year 3 359,430 0.07 6.863 296 81.44 1 96,654 0.19 7.25 237 90 672 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 53 9,002,283 17.36 7.001 357 78.61 668 Balloon - 15/30 40 1,742,094 3.36 9.726 177 99.12 734 ARM - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 160 33,046,630 63.74 7.061 357 81.1 665 ARM - 3 Year/6 Month 54 12,572,494 2.40 7.281 7 2,010,814 3.88 6.33 357 80.12 700 ARM - 5 Year/6 Month 11 1,820,622 3.51 6.596 356 79.85 80.21 676 Interest Only ARM - 5 Year/6 Month 3 496,560 0.96 6.813 357 86.53 667 Interest Only ARM - 2 Year IO/6 Year/6 Month 286 96,586,916 18.43 6.295 355 80.67 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 18 3,314,747 6.39 6.404 357 84.74 707 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,328 524,037,656 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 48,514 0.01 7.950 115 50.00 5 400,554 0.18 7.293 117 68.27 Fixed - 15 Year 59 6,689,669 1.28 7.286 176 74.62 139 13,043,519 5.72 7.798 177 77.64 Fixed - 20 Year 37 4,686,252 0.89 7.720 236 75.59 22 3,295,284 1.45 7.384 237 81.34 Fixed - 25 Year 3 359,430 0.07 6.863 499,883 0.22 6.679 296 81.44 66.26 Fixed - 30 Year 598 123,642,696 23.59 6.885 356 77.46 ARM 555 111,303,639 48.82 7.011 358 78.28 Balloon - 2 Year/6 Month 1,215 255,592,920 48.77 7.469 356 79.36 ARM 8/15 1 36,730 0.02 9.990 81 100.00 Balloon - 3 Year/6 Month 54 12,572,494 2.40 7.281 356 79.85 ARM - 2 Year IO/6 Month 286 96,586,916 18.43 6.295 355 80.67 ARM - 3 Year IO/6 Month 58 18,284,513 3.49 5.923 356 76.59 ARM - 10 Year IO/1 Month 17 5,574,253 1.06 4.521 296 79.25 ------------------------------------------------------------------------------------------------------------------------------- 15/30 1,737 99,431,064 43.61 10.301 178 99.30 ------------------------------------------------------------------------------------------------------------------------- Total: 2,328 524,037,656 2,462 228,010,672 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------8.496 266 87.41