Common use of Permanent Partial Disablement Clause in Contracts

Permanent Partial Disablement. The company shall pay the following percentage of Sum Insured, specified in the policy schedule, if the Insured Person suffers Permanent Partial Disablement of the nature specified below solely and directly due to an Accident during the Period of insurance while the Insured Person is travelling as a passenger on a Common Carrier provided that the Permanent Partial Disablement shall occur within 365 days of the date of the Accident. Loss Covered Percentage of Sum Insured 1. Loss of Use/ Physical Separation: One entire hand 50% One entire foot 50% Loss of Sight of one eye 50% Loss of toes – all 20% Great both phalanges 5% Great - one phalanx 2% Other than great if more than one toe lost 1% 2. Loss of Use of both ears 50% 3. Loss of Use of one ear 20% 4. Loss of four fingers and thumb of one hand 40%