Common use of Performance Analysis Clause in Contracts

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing Fees for Series 2002-1) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes of Series 2002-1) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing Fees for Series 2002-15) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes of Series 2002-15) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing InvestorServicing Fees for Series 20022001-12) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes classes of Series 20022001-12) ___________%% B-3 (f) Series Excess Servicing Percentage (the sum of Series Finance Charge CollectionsChargeCollections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing Fees for Series 2002-12) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes of Series 2002-12) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the ofthe Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due PeriodDuePeriod) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing InvestorServicing Fees for Series 20022001-1) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes classes of Series 20022001-1) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of sumof the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%)

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing Fees for Series 2002-1VFC) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes classes of Series 2002-1VFC) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%

Performance Analysis. (a) Portfolio Yield (Finance Charge Collections during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (b) Charge-Offs (Charged-Off Amounts during the Due Period divided by Principal Receivables in the Trust as of the first day of the Due Period) ___________% (c) Recoveries (Recovered Amounts added as Additional Funds on the Distribution Date divided by Aggregate Investor Interest in the Trust as of the first day of the Due Period) ___________% (d) Investor Servicing Fee Percentage (weighted average of Investor Servicing Fees for Series 20022000-12) ___________% (e) Weighted Average Certificate Rate (weighted average certificate rates for all Classes classes of Series 20022000-12) ___________% (f) Series Excess Servicing Percentage (the sum of Series Finance Charge Collections, Investment Income and Recovered Amounts minus the sum of the Series Charged-Off Amount, the Investor Servicing Fee and the Certificate Interest divided by the Series Invested Amount) ___________%