Common use of Payment of Taxes, Duties, Etc Clause in Contracts

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 SECTION 4.7. Payments under Indenture or Pursuant to Direct Actions. 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 SECTION 4.9. Exchanges. 18 ARTICLE V TRUST SECURITIES CERTIFICATES 18 SECTION 5.1. Initial Ownership. 18 SECTION 5.2. The Trust Securities Certificates. 18 SECTION 5.3. Execution and Delivery of Trust Securities Certificates. 19 SECTION 5.4. Book-Entry Capital Securities. 19 SECTION 5.5. Registration of Transfer and Exchange of Capital Securities Certificates. 21 SECTION 5.6. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 SECTION 5.7. Persons Deemed Holders. 23 SECTION 5.8. Access to List of Holders’ Names and Addresses. 23 SECTION 5.9. Maintenance of Office or Agency. 23 SECTION 5.10. Appointment of Paying Agent. 24 SECTION 5.11. Ownership of Common Securities by Depositor. 24 SECTION 5.12. Notices to Clearing Agency. 24 SECTION 5.13. Rights of Holders. 24 ARTICLE VI ACTS OF HOLDERS; MEETINGS; VOTING 26 SECTION 6.1. Limitations on Voting Rights. 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securities. 27 SECTION 6.4. Voting Rights. 28 SECTION 6.5. Proxies, Etc. 28 SECTION 6.6. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 SECTION 4.7Trust 24 Section 4.07. Payments under Under Indenture or Pursuant to Direct Actions24 Section 4.08. 17 SECTION 4.8CUSIP Numbers 24 Section 4.09. Liability of the Holder of Common Securities. 18 SECTION 4.9. Exchanges. 18 Exchanges 24 ARTICLE V 5 TRUST SECURITIES CERTIFICATES 18 SECTION 5.1Section 5.01. Initial Ownership. 18 SECTION 5.2Ownership 25 Section 5.02. The Trust Securities Certificates. 18 SECTION 5.3Certificates 25 Section 5.03. Execution and Delivery of Trust Securities Certificates. 19 SECTION 5.4. Book-Entry Capital Securities. 19 SECTION 5.5Certificates 25 Section 5.04. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. 21 SECTION 5.6Certificates 26 Section 5.05. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 SECTION 5.7Certificates 27 Section 5.06. Persons Deemed Holders. 23 SECTION 5.8Securityholders 27 Section 5.07. Access to List of HoldersSecurityholders’ Names and Addresses. 23 SECTION 5.9Addresses 27 Section 5.08. Maintenance of Office or Agency. 23 SECTION 5.10Agency 28 Section 5.09. Appointment of Paying Agent. 24 SECTION 5.11Agent 28 Section 5.10. Ownership of Common Securities by DepositorDepositor 29 Section 5.11. 24 SECTION Book-Entry Preferred Securities Certificates; Common Securities Certificate 29 Section 5.12. Notices to Clearing AgencyAgency 30 Section 5.13. 24 SECTION 5.13Definitive Preferred Securities Certificates 30 Section 5.14. Rights of HoldersSecurityholders 31 Section 5.15. 24 Rights and Immunities of the Xxxxxxxxx 00 Section 5.16. Rights and Immunities of the Paying Agent 34 Section 5.17. No Obligation for Clearing Agency 34 ARTICLE VI 6 ACTS OF HOLDERSSECURITYHOLDERS; MEETINGS; VOTING 26 SECTION 6.1Section 6.01. Limitations on Voting Rights. 26 SECTION 6.2Rights 34 Section 6.02. Notice of Meetings. 27 SECTION 6.3Meetings 36 Section 6.03. Meetings of Holders of Capital Securities. 27 SECTION 6.4Preferred Securityholders 36 Section 6.04. Voting Rights. 28 SECTION 6.5Rights 36 Section 6.05. Proxies, Etcetc 36 Section 6.06. 28 SECTION 6.6. Holder Securityholder Action by Written Consent. 28 SECTION 6.7Consent 37 Section 6.07. Record Date for Voting and Other Purposes. 28 SECTION 6.8Purposes 37 Section 6.08. Acts of Holders. 28 SECTION 6.9Securityholders 37 Section 6.09. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32Records 38

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 SECTION 4.7Trust 22 Section 4.8. Payments under Indenture or Pursuant to Direct Actions. 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 SECTION Actions 22 Section 4.9. ExchangesExchanges 23 Section 4.10. 18 Calculation Agent 23 Section 4.11. Certain Accounting Matters 24 ARTICLE V TRUST SECURITIES CERTIFICATES 18 SECTION V. Securities 25 Section 5.1. Initial Ownership. 18 SECTION Ownership 25 Section 5.2. The Authorized Trust Securities Certificates. 18 SECTION 25 Section 5.3. Execution Issuance of the Common Securities; Subscription and Delivery Purchase of Trust Notes 25 Section 5.4. The Securities CertificatesCertificates 26 Section 5.5. 19 SECTION 5.4Rights of Holders 27 Section 5.6. Book-Entry Capital Securities. 19 SECTION 5.5Preferred Securities 27 Section 5.7. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. 21 SECTION 5.6Certificates 29 CONTENTS Clause Page Section 5.8. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 SECTION 5.7Certificates 30 Section 5.9. Persons Deemed Holders. 23 SECTION 5.8. Access to List of Holders’ Names and Addresses. 23 SECTION 5.9. Maintenance of Office or Agency. 23 SECTION Holders 31 Section 5.10. Appointment of Paying Agent. 24 SECTION Cancellation 31 Section 5.11. Ownership of Common Securities by Depositor. 24 SECTION Depositor 31 Section 5.12. Notices to Clearing Agency. 24 SECTION Restricted Legends 32 Section 5.13. Rights Form of HoldersCertificate of Authentication 33 ARTICLE VI. 24 ARTICLE VI ACTS OF HOLDERSMeetings; MEETINGSVoting; VOTING 26 SECTION Acts of Holders 34 Section 6.1. Limitations on Voting Rights. 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3Meetings 34 Section 6.2. Meetings of Holders of Capital Securities. 27 SECTION 6.4the Preferred Securities 34 Section 6.3. Voting Rights. 28 SECTION 6.5Rights 34 Section 6.4. Proxies, Etc. 28 SECTION 6.6Etc 34 Section 6.5. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32Consent 35

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 20 SECTION 4.7. Payments under Indenture or Pursuant to Direct Actions. 17 20 SECTION 4.8. Liability of the Holder of Common Securities. 18 21 SECTION 4.9. Exchanges. 18 21 ARTICLE V TRUST SECURITIES CERTIFICATES 18 21 SECTION 5.1. Initial Ownership. 18 21 SECTION 5.2. The Trust Securities Certificates. 18 21 SECTION 5.3. Execution and Delivery of Trust Securities Certificates. 19 22 SECTION 5.4. Book-Entry Capital Securities. 19 22 SECTION 5.5. Registration of Transfer and Exchange of Capital Securities Certificates. 21 24 SECTION 5.6. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 26 SECTION 5.7. Persons Deemed Holders. 23 26 SECTION 5.8. Access to List of Holders’ Names and Addresses. 23 26 SECTION 5.9. Maintenance of Office or Agency. 23 26 SECTION 5.10. Appointment of Paying Agent. 24 27 SECTION 5.11. Ownership of Common Securities by Depositor. 24 27 SECTION 5.12. Notices to Clearing Agency. 24 27 SECTION 5.13. Rights of Holders. 24 27 ARTICLE VI ACTS OF HOLDERS; MEETINGS; VOTING 26 29 SECTION 6.1. Limitations on Voting Rights. 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securities. 27 SECTION 6.4. Voting Rights. 28 SECTION 6.5. Proxies, Etc. 28 SECTION 6.6. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 3229

Payment of Taxes, Duties, Etc. of the Issuer Trust. Trust 17 SECTION 4.74.8. Payments under Indenture or Pursuant to Direct Actions. Actions 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 SECTION 4.9. ExchangesExchanges 17 SECTION 4.10. Calculation Agent 18 SECTION 4.11. Certain Accounting Matters 18 ARTICLE V TRUST V. SECURITIES CERTIFICATES 18 19 SECTION 5.1. Initial Ownership. 18 Ownership 19 SECTION 5.2. The Authorized Trust Securities Certificates. 18 19 SECTION 5.3. Execution Issuance of the Common Securities; Subscription and Delivery Purchase of Trust Securities Certificates. Notes 19 SECTION 5.4. The Securities Certificates 19 SECTION 5.5. Rights of Holders 20 SECTION 5.6. Book-Entry Capital Securities. 19 Preferred Securities 20 SECTION 5.55.7. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. Certificates 21 SECTION 5.65.8. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 Certificates 22 SECTION 5.75.9. Persons Deemed Holders. 23 SECTION 5.8. Access to List of Holders’ Names and Addresses. 23 SECTION 5.9. Maintenance of Office or Agency. Holders 23 SECTION 5.10. Appointment of Paying Agent. 24 Cancellation 23 SECTION 5.11. Ownership of Common Securities by Depositor. 24 Depositor 23 SECTION 5.12. Notices to Clearing Agency. Restricted Legends 24 SECTION 5.13. Rights Form of HoldersCertificate of Authentication 26 ARTICLE VI. 24 ARTICLE VI MEETINGS; VOTING; ACTS OF HOLDERS; MEETINGS; VOTING HOLDERS 26 SECTION 6.1. Limitations on Voting Rights. Notice of Meetings 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securitiesthe Preferred Securities 26 SECTION 6.3. 27 Voting Rights 26 SECTION 6.4. Voting Rights. 28 Proxies, Etc 27 SECTION 6.5. Proxies, Etc. 28 SECTION 6.6. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32Consent 27

Payment of Taxes, Duties, Etc. of the Issuer Trust. Trust 17 SECTION Section 4.7. Payments under Indenture or Pursuant to Direct Actions. Actions 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 SECTION 4.9. Exchanges. 18 ARTICLE V V. TRUST SECURITIES CERTIFICATES 18 SECTION 17 Section 5.1. Initial Ownership. 18 SECTION Ownership 17 Section 5.2. The Trust Securities Certificates. 18 SECTION Certificates 17 Section 5.3. Execution and Delivery of Trust Securities Certificates. 19 SECTION Certificates 18 Section 5.4. Book-Entry Capital Securities. 19 SECTION 5.5. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. 21 SECTION 5.6Certificates 18 Section 5.5. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 SECTION 5.7Certificates 19 Section 5.6. Persons Deemed Holders. 23 SECTION 5.8Securityholders 19 Section 5.7. Access to List of HoldersSecurityholders’ Names and Addresses. 23 SECTION 5.9Addresses 19 Section 5.8. Maintenance of Office or Agency. 23 SECTION 5.10Agency 20 Section 5.9. Appointment of Paying Agent. 24 SECTION 5.11Agent 20 Section 5.10. Ownership of Common Securities by DepositorDepositor 20 Section 5.11. 24 SECTION Book Entry Preferred Securities Certificates; Common Securities Certificate 21 Section 5.12. Notices to Clearing AgencyAgency 21 Section 5.13. 24 SECTION 5.13Definitive Preferred Securities Certificates 21 Section 5.14. Rights of Holders. 24 ARTICLE VI ACTS Securityholders 22 TABLE OF HOLDERS; MEETINGS; VOTING 26 SECTION 6.1. Limitations on Voting Rights. 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securities. 27 SECTION 6.4. Voting Rights. 28 SECTION 6.5. Proxies, Etc. 28 SECTION 6.6. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32CONTENTS (continued) Page

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 Trust 22 SECTION 4.74.8. Payments under Indenture or Pursuant to Direct Actions. 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 Actions 22 SECTION 4.9. ExchangesExchanges 23 SECTION 4.10. 18 Calculation Agent 23 SECTION 4.11. Certain Accounting Matters 24 ARTICLE V TRUST V. SECURITIES CERTIFICATES 18 25 SECTION 5.1. Initial Ownership. 18 Ownership 25 SECTION 5.2. The Authorized Trust Securities Certificates. 18 25 SECTION 5.3. Execution Issuance of the Common Securities; Subscription and Delivery Purchase of Trust Securities Certificates. 19 Notes 25 SECTION 5.4. The Securities Certificates 26 TABLE OF CONTENTS (continued) Page SECTION 5.5. Rights of Holders 26 SECTION 5.6. Book-Entry Capital Securities. 19 Preferred Securities 27 SECTION 5.55.7. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. 21 Certificates 28 SECTION 5.65.8. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 Certificates 30 SECTION 5.75.9. Persons Deemed Holders. 23 SECTION 5.8. Access to List of Holders’ Names and Addresses. 23 SECTION 5.9. Maintenance of Office or Agency. 23 Holders 31 SECTION 5.10. Appointment of Paying Agent. 24 Cancellation 31 SECTION 5.11. Ownership of Common Securities by Depositor. 24 Depositor 31 SECTION 5.12. Notices to Clearing Agency. 24 Restricted Legends 32 SECTION 5.13. Rights Form of HoldersCertificate of Authentication 34 ARTICLE VI. 24 ARTICLE VI MEETINGS; VOTING; ACTS OF HOLDERS; MEETINGS; VOTING 26 HOLDERS 34 SECTION 6.1. Limitations on Voting Rights. 26 Notice of Meetings 34 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securitiesthe Preferred Securities 34 SECTION 6.3. 27 Voting Rights 35 SECTION 6.4. Voting Rights. 28 SECTION 6.5. Proxies, Etc. 28 35 SECTION 6.66.5. Holder Action by Written Consent. 28 Consent 35 SECTION 6.76.6. Record Date for Voting and Other PurposesPurposes 35 SECTION 6.7. 28 Acts of Holders 36 SECTION 6.8. Acts Inspection of Holders. 28 Records 37 SECTION 6.9. Inspection Limitations on Voting Rights 37 SECTION 6.10. Acceleration of RecordsMaturity; Rescission of Annulment; Waivers of Past Defaults 38 ARTICLE VII. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 40 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 Trustee 40 SECTION 7.2. Representations and Warranties of DepositorDepositor 41 ARTICLE VIII. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 42 SECTION 8.1. Certain Duties and Responsibilities. 31 Number of Trustees 42 SECTION 8.2. Property Trustee Required 43 SECTION 8.3. Delaware Trustee Required 43 SECTION 8.4. Appointment of Administrative Trustees 43 SECTION 8.5. Duties and Responsibilities of the Trustees 44 TABLE OF CONTENTS (continued) Page SECTION 8.6. Notices of Defaults 45 SECTION 8.7. Certain NoticesRights of Property Trustee 46 SECTION 8.8. 32Delegation of Power 48 SECTION 8.9. May Hold Securities 48 SECTION 8.10. Compensation; Reimbursement; Indemnity 48 SECTION 8.11. Resignation and Removal; Appointment of Successor 49 SECTION 8.12. Acceptance of Appointment by Successor 51 SECTION 8.13. Merger, Conversion, Consolidation or Succession to Business 51 SECTION 8.14. Not Responsible for Recitals, Issuance of Securities, or Representations 51 SECTION 8.15. Property Trustee May File Proofs of Claim 52 SECTION 8.16. Reports to the Property Trustee 53 ARTICLE IX. TERMINATION, LIQUIDATION AND MERGER 53 SECTION 9.1. Dissolution Upon Expiration Date 53 SECTION 9.2. Early Termination 53 SECTION 9.3. Termination 54 SECTION 9.4. Liquidation 54 SECTION 9.5. Mergers, Consolidations, Amalgamations or Replacements of Trust 55 ARTICLE X. MISCELLANEOUS PROVISIONS 57 SECTION 10.1. Limitation of Rights of Holders 57 SECTION 10.2. Agreed Tax Treatment of Trust and Trust Securities 57 SECTION 10.3. Amendment 57 SECTION 10.4. Separability 59 SECTION 10.5. Governing Law 59 SECTION 10.6. Successors 59 SECTION 10.7. Headings 60 SECTION 10.8. Reports, Notices and Demands 60 SECTION 10.9. Agreement Not to Petition 61 SECTION 10.10. Counterparts 61 TABLE OF CONTENTS (continued) Page Exhibit A Certificate of Trust of HMB Capital Trust I Exhibit B Form of Common Securities Certificate Exhibit C Form of Preferred Securities Certificate Exhibit D Reserved Exhibit E Form of Transferor Certificate Exhibit F Form of Officer’s Financial Certificate of the Depositor Schedule A Determination of LIBOR THIS SECOND AMENDED AND RESTATED TRUST AGREEMENT, dated as of August 29, 2005 (as amended and restated, the “Trust Agreement”, among (i) HomeBanc Corp., a Georgia corporation (including any successors or permitted assigns, the “Depositor”), (ii) Xxxxx Fargo Bank, National Association, as property trustee (in such capacity, the “Property Trustee”), (iii) Xxxxx Fargo Delaware Trust Company, as Delaware trustee (in such capacity, the “Delaware Trustee”), (iv) Xxxxx Xxxxxx and Xxxx Xxxxxx, each of whose address is c/o 0000 Xxxxxx Xxxx., Xxxxx 000, Xxxxxxx, XX 00000 as administrative trustees (in such capacities, each an “Administrative Trustee” and, collectively, the “Administrative Trustees” and, together with the Property Trustee and the Delaware Trustee, the “Trustees”) and (v) the several Holders, as hereinafter defined.

Payment of Taxes, Duties, Etc. of the Issuer Trust. 17 SECTION Trust 18 Section 4.7. Payments under Indenture or Pursuant to Direct Actions. 17 SECTION 4.8. Liability of the Holder of Common Securities. 18 SECTION 4.9. Exchanges. Actions 18 ARTICLE V V. TRUST SECURITIES CERTIFICATES 18 SECTION Section 5.1. Initial Ownership. Ownership 18 SECTION Section 5.2. The Trust Securities Certificates. Certificates 18 SECTION Section 5.3. Execution and Delivery of Trust Securities Certificates. 19 SECTION Certificates 18 Section 5.4. Book-Entry Capital Securities. 19 SECTION 5.5. Registration of Transfer and Exchange of Capital Preferred Securities Certificates. 21 SECTION 5.6Certificates 18 Section 5.5. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 23 SECTION 5.7Certificates 19 Section 5.6. Persons Deemed Holders. 23 SECTION 5.8Securityholders 20 Section 5.7. Access to List of HoldersSecurityholders’ Names and Addresses. 23 SECTION 5.9Addresses 20 Section 5.8. Maintenance of Office or Agency. 23 SECTION 5.10Agency 20 Section 5.9. Appointment of Paying Agent. 24 SECTION 5.11Agent 20 Section 5.10. Ownership of Common Securities by DepositorDepositor 21 Section 5.11. 24 SECTION Book Entry Preferred Securities Certificates; Common Securities Certificate 21 Section 5.12. Notices to Clearing AgencyAgency 22 Section 5.13. 24 SECTION 5.13Definitive Preferred Securities Certificates 22 Section 5.14. Rights of Holders. 24 ARTICLE VI ACTS Securityholders 23 TABLE OF HOLDERS; MEETINGS; VOTING 26 SECTION 6.1. Limitations on Voting Rights. 26 SECTION 6.2. Notice of Meetings. 27 SECTION 6.3. Meetings of Holders of Capital Securities. 27 SECTION 6.4. Voting Rights. 28 SECTION 6.5. Proxies, Etc. 28 SECTION 6.6. Holder Action by Written Consent. 28 SECTION 6.7. Record Date for Voting and Other Purposes. 28 SECTION 6.8. Acts of Holders. 28 SECTION 6.9. Inspection of Records. 29 ARTICLE VII REPRESENTATIONS AND WARRANTIES 29 SECTION 7.1. Representations and Warranties of the Property Trustee and the Delaware Trustee. 29 SECTION 7.2. Representations and Warranties of Depositor. 30 ARTICLE VIII THE ISSUER TRUSTEES 31 SECTION 8.1. Certain Duties and Responsibilities. 31 SECTION 8.2. Certain Notices. 32CONTENTS (continued) Page