Common use of PAPER CHECKS Clause in Contracts

PAPER CHECKS. If enabled by the Platform and Bank for your Account, you will have access to paper checks (“Checks”) for your Account. You are responsible for verifying the accuracy of all information shown on your Checks. Bank is not liable for losses resulting from incorrectly printed Checks. You agree not to issue Checks with features or marks that obscure, alter or impair information on the front or back of a Check or that otherwise prevents Bank or another bank from capturing such information during automated check processing. You agree to safeguard your blank and cancelled Checks, and to take reasonable steps to prevent their unauthorized use. If your Checks are lost or stolen, you agree to notify Platform immediately. For security reasons, Bank reserves the right to disable the Checks feature for your Account and the right to close your Account and transfer the balance to a new Account. If Bank does this, all Checks written but not yet paid may be returned to payees with notations such as “Account Closed” or “Refer to Maker.” You will be responsible for issuing any replacement checks. You agree that Checks you write are not properly payable over-the-counter at any Bank branch. Further, you waive any claim you may have now or in the future under Kansas Statutes Annotated Section 84-4-402. Post-Dated Checks. Bank is not responsible to you if Bank pays a Check before its date, even if Bank has noticed that it is post-dated. If Bank, at its option, refuses to pay a Check because it is presented before its date, you will have to pay, if applicable, the fee Bank charges for an overdraft. If you want to be sure Bank does not cash it before its date, you must stop its payment by following rules for stop payments in the “Stop Payment” section of this Agreement and follow Bank’s procedures for revoking a stop payment request. Bank’s Check payment process is highly automated and Bank receives Checks in great volume. Although Bank inspects some Checks and other items from time to time, at its discretion, you agree that reasonable commercial standards do not require Bank to do so. If Bank returns a Check because Bank believes it was not authorized by you, Bank is not liable to you even if the Check was actually authorized. Bank has no duty to prevent a Check from being presented more than once. Refusing Payments on Checks. You must sign your name on Checks you write. If any of the information is missing or illegible on the Check, the Bank has the right to refuse to accept or pay the Check. Check Legends. Bank is not required to honor any legends or memos you put on your checks, even if Bank is aware of them. By a “legend” or “memo” Bank means a message, such as “not valid for more than $50.00” or “do not pay more than ten days after date” or “paid in full”. Uncashed Checks. Uncashed Checks and Bill Pay Checks are voided after 180 days. Funds from voided checks will be credited to your Account

PAPER CHECKS. If enabled by the Platform and Bank for your Account, you will have access to paper checks (“Checks”) for your Account. You are responsible for verifying the accuracy of all information shown on your Checks. Bank is not liable for losses resulting from incorrectly printed Checks. You agree not to issue Checks with features or marks that obscure, alter or impair information on the front or back of a Check or that otherwise prevents Bank or another bank from capturing such information during automated check processing. You agree to safeguard your blank and cancelled Checks, and to take reasonable steps to prevent their unauthorized use. If your Checks are lost or stolen, you agree to notify Platform immediately. For security reasons, Bank reserves the right to disable the Checks feature for your Account and the right to close your Account and transfer the balance to a new Account. If Bank does this, all Checks written but not yet paid may be returned to payees with notations such as “Account Closed” or “Refer to Maker.” You will be responsible for issuing any replacement checks. You agree that Checks you write are not properly payable over-the-counter at any Bank branch. Further, you waive any claim you may have now or in the future under Kansas Statutes Annotated Section 84-4-402. Post-Dated Checks. Bank is not responsible to you if Bank pays a Check before its date, even if Bank has noticed that it is post-dated. If Bank, at its option, refuses to pay a Check because it is presented before its date, you will have to pay, if applicable, the fee Bank charges for an overdraft. If you want to be sure Bank does not cash it before its date, you must stop its payment by following rules for stop payments in the “Stop Payment” section of this Agreement and follow Bank’s procedures for revoking a stop payment request. Bank’s Check payment process is highly automated and Bank receives Checks in great volume. Although Bank inspects some Checks and other items from time to time, at its discretion, you agree that reasonable commercial standards do not require Bank to do so. If Bank returns a Check because Bank believes it was not authorized by you, Bank is not liable to you even if the Check was actually authorized. Bank has no duty to prevent a Check from being presented more than once. Refusing Payments on Checks. You must sign your name on Checks you write. If any of the information is missing or illegible on the Check, the Bank has the right to refuse to accept or pay the Check. Check Legends. Bank is not required to honor any legends or memos you put on your checks, even if Bank is aware of them. By a “legend” or “memo” Bank means a message, such as “not valid for more than $50.00” or “do not pay more than ten days after date” or “paid in full”. Uncashed Checks. Uncashed Checks and Bill Pay Checks are voided after 180 days. Funds from voided checks will be credited to your Accountbecause

PAPER CHECKS. If enabled by the Platform and Bank for your Account, you will have access to paper checks (“Checks”) for your Account. You are responsible for verifying the accuracy of all information shown on your Checks. Bank is not liable for losses resulting from incorrectly printed Checks. You agree not to issue Checks with features or marks that obscure, alter or impair information on the front or back of a Check or that otherwise prevents Bank or another bank from capturing such information during automated check processing. You agree to safeguard your blank and cancelled Checks, and to take reasonable steps to prevent their unauthorized use. If your Checks are lost or stolen, you agree to notify Platform immediately. For security reasons, Bank reserves the right to disable the Checks feature for your Account and the right to close your Account and transfer the balance to a new Account. If Bank does this, all Checks written but not yet paid may be returned to payees with notations such as “Account Closed” or “Refer to Maker.” You will be responsible for issuing any replacement checks. You agree that Checks you write are not properly payable over-the-counter at any Bank branch. Further, you waive any claim you may have now or in the future under Kansas Statutes Annotated Section 84-4-402. Post-Dated Checks. Bank is not responsible to you if Bank pays a Check before its date, even if Bank has noticed that it is post-dated. If Bank, at its option, refuses to pay a Check because it is presented before its date, you will have to pay, if applicable, the fee Bank charges for an overdraft. If you want to be sure Bank does not cash it before its date, you must stop its payment by following rules for stop payments in the “Stop Payment” section of this Agreement and follow Bank’s procedures for revoking a stop payment request. Bank’s Check payment process is highly automated and Bank receives Checks in great volume. Although Bank inspects some Checks and other items from time to time, at its discretion, you agree that reasonable commercial standards do not require Bank to do so. If Bank returns a Check because Bank believes it was not authorized by you, Bank is not liable to you even if the Check was actually authorized. Bank has no duty to prevent a Check from being presented more than once. Refusing Payments on Checks. You must sign your name on Checks you write. If any of the information is missing or illegible on the Check, the Bank has the right to refuse to accept or pay the Check. Check Legends. Bank is not required to honor any legends or memos you put on your checks, even if Bank is aware of them. By a “legend” or “memo” Bank means a message, such as “not valid for more than $50.00” or “do not pay more than ten days after date” or “paid in full”. Uncashed Checks. Uncashed Checks and Bill Pay Checks are voided after 180 days. Funds from voided checks will be credited to your Account.

PAPER CHECKS. If enabled by the Platform and Bank for your Account, you will have access to paper checks (“Checks”) for your Account. You are responsible for verifying the accuracy of all information shown on your Checks. Bank is not liable for losses resulting from incorrectly printed Checks. You agree not to issue Checks with features or marks that obscure, alter or impair information on the front or back of a Check or that otherwise prevents Bank or another bank from capturing such information during automated check processing. You agree to safeguard your blank and cancelled Checks, and to take reasonable steps to prevent their unauthorized use. If your Checks are lost or stolen, you agree to notify Platform immediately. For security reasons, Bank reserves the right to disable the Checks feature for your Account and the right to close your Account and transfer the balance to a new Account. If Bank does this, all Checks written but not yet paid may be returned to payees with notations such as “Account Closed” or “Refer to Maker.” You will be responsible for issuing any replacement checks. You agree that Checks you write are not properly payable over-the-counter at any Bank branch. Further, you waive any claim you may have now or in the future under Kansas Statutes Annotated Section 84-4-402. Post-Dated Checks. Bank is not responsible to you if Bank pays a Check before its date, even if Bank has noticed that it is post-dated. If Bank, at its option, refuses to pay a Check because it is presented before its date, you will have to pay, if applicable, the fee Bank charges for an overdraft. If you want to be sure Bank does not cash it before its date, you must stop its payment by following rules for stop payments in the “Stop Payment” section of this Agreement and follow Bank’s procedures for revoking a stop payment request. Bank’s Check payment process is highly automated and Bank receives Checks in great volume. Although Bank inspects some Checks and other items from time to time, at its discretion, you agree that reasonable commercial standards do not require Bank to do so. If Bank returns a Check because Bank believes it was not authorized by you, Bank is not liable to you even if the Check was actually authorized. Bank has no duty to prevent a Check from being presented more than once. Refusing Payments on Checks. You must sign your name on Checks you write. If any of the information is missing or illegible on the Check, the Bank has the right to refuse to accept or pay the Check. Check Legends. Bank is not required to honor any legends or memos you put on your checks, even if Bank is aware of them. By a “legend” or “memo” Bank means a message, such as “not valid for more than $50.00” or “do not pay more than ten days after date” or “paid in full”. Uncashed Checks. Uncashed Checks and Bill Xxxx Pay Checks are voided after 180 days. Funds from voided checks will be credited to your Account