Common use of Other Terms and Services Clause in Contracts

Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree to the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide to us for these services so we can send you certain information about your account. You may be automatically enrolled to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000. We will send Account Alerts messages through your service provider, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable for losses or damages from any disclosure of account information to third parties, non-delivery, delayed delivery, misdirected delivery or mishandling of, or inaccurate content in Account Alerts or information sent through text banking. If we suffer a loss, cost or expense because you provide an incorrect telephone number, email address or other delivery point, or you violate applicable laws, you have to pay that amount to us. Account Changes You agree to notify us immediately and in any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact information. If you do not promptly notify us the account changes, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and you agree to indemnify us and hold us harmless for doing so. Informing us of your name or address changes on an online check reorder is not sufficient. You agree to notify us in writing with any change in ownership or authorized signers of your account or if an owner or authorized signer on the account dies or is adjudicated incompetent. If there is more than one owner and/or authorized signer on the account, any one account holder or authorized signer may request the account be closed with the consent of any other account holder or authorized signer. Further, any one account holder may request, and we may, at our option, permit the removal of any account holder or authorized signer without consent of any other account holder authorized signer on the account. You acknowledge that we may, but need not, require a new signature card to be completed before any change in ownership or authorized signers becomes effective and each time you open a new account, we may require a Taxpayer Identification Number certification(s). You also acknowledged that we may require you to close your account in the event of any change in ownership or changing authorized signers. After receiving notice of a change and all documents we require regarding the change, we may take a reasonable period of time to act on and implement the change to your account.

Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree CHECK STORAGE AND COPIES We generally keep a copy of each check we post to your account for seven years from the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, date the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide check posts to us for these services so we can send you certain information about your account. You may be automatically enrolled We have no obligation to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000retain the original check. We will send Account Alerts messages through your service providertypically keep the copies as a digital image. If a copy is unavailable or of poor quality, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable to you for losses or damages from any disclosure of account information to third partiesclaim, non-deliverycost, delayed delivery, misdirected delivery or mishandling ofloss, or inaccurate content in Account Alerts damage of any kind. After seven years we may destroy the copies. You may request a copy of a cancelled check by calling us at the number for member service on your statement. To produce a copy, we need the account number, check number, exact amount of the check, and the date the check was paid. This information is on your statement. Generally, we mail or information sent through text bankingmake a copy available within 7 business days. If we suffer need more time, we will tell you. A fee may apply to each check copy. Please see the business fee schedule for possible fees. If a losscheck that you wrote was converted to an electronic debit, cost then the check was not sent to us for processing so we do not have a copy. We list these electronic debits on your account statement. STOP PAYMENTS Unless otherwise provided, the rules in this section cover stopping payment of items such as checks and drafts. Rules for stopping payment of other types of transfers of funds, such as consumer electronic fund transfers, may be established by law or expense because our policy. Please see “Preauthorized Payments” in this document. We may accept an order to stop payment on any item from any owner on an account. You must make any stop-payment order in the manner required by law and we must receive it in time to give us a reasonable opportunity to act on it before the payment has posted. When you provide an incorrect telephone numberplace your stop-payment order, email address we will tell you what information we need to stop payment. This information must be exact since stop-payment orders are handled by computers. If your information is not exact, your order will not be effective, and we will not be responsible for failure to stop payment. You may stop payment on any item drawn on your account whether you sign the item or other delivery pointnot, or you violate applicable laws, if you have an equal or greater right to pay that amount to uswithdraw from this account than the person who signed the item. Account Changes You agree Your written stop-payment order is in effect for six (6) months; however, the order may be renewed indefinitely. Verbal requests for stop payment are valid for 14 days. We are not obligated to notify us immediately and in you if a stop-payment order expires. A release of the stop-payment request may be made by any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact informationaccount owner. If you do not promptly notify us stop payment on an item and we incur any damages or expenses because of the account changesstop payment, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and you agree to indemnify us and hold for those damages or expenses, including attorneys’ fees. You assign to us harmless for doing so. Informing us all rights against the payee or any other holder of your name or address changes on an online check reorder is not sufficientthe item. You agree to notify cooperate with us in writing with any change in ownership or authorized signers of your legal actions that we may take against such persons. You should be aware that anyone holding the item may be entitled to enforce payment against you despite the stop-payment order. TELEPHONE CALLS We may place calls to you for account or if an owner or authorized signer on the account dies or is adjudicated incompetent. If there is more than one owner and/or authorized signer on the accountfraud alerts, any one account holder or authorized signer may request the account be closed with the consent of any other account holder or authorized signer. Further, any one account holder may requestdeposit holds, and we may, at our option, permit the removal of any account holder or authorized signer without consent of any other account holder authorized signer amounts you owe us on the your account. You acknowledge that we mayauthorize us to monitor, but need notand record, require a new signature card to be completed before any change in ownership or authorized signers becomes effective telephone conversations you have with us and each time with our representatives for reasonable purposes, including security and quality assurance. We will not remind you open a new account, we may require a Taxpayer Identification Number certification(s). You also acknowledged that we may require you be monitoring or recording a call at the outset of the call unless required by law to close your account in the event of any change in ownership or changing authorized signers. After receiving notice of a change and all documents we require regarding the change, we may take a reasonable period of time to act on and implement the change to your accountdo so.

Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree CHECK STORAGE AND COPIES We generally keep a copy of each check we post to your account for seven years from the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, date the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide check posts to us for these services so we can send you certain information about your account. You may be automatically enrolled We have no obligation to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000retain the original check. We will send Account Alerts messages through your service providertypically keep the copies as a digital image. If a copy is unavailable or of poor quality, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable to you for losses or damages from any disclosure of account information to third partiesclaim, non-deliverycost, delayed delivery, misdirected delivery or mishandling ofloss, or inaccurate content in Account Alerts damage of any kind. After seven years we may destroy the copies. You may request a copy of a cancelled check by calling us at the number for member service on your statement. To produce a copy, we need the account number, check number, exact amount of the check, and the date the check was paid. This information is on your statement. Generally, we mail or information sent through text bankingmake a copy available within 7 business days. If we suffer need more time, we will tell you. A fee may apply to each check copy. Please see the Consumer Fee Schedule for possible fees. If a losscheck that you wrote was converted to an electronic debit, cost then the check was not sent to us for processing, so we do not have a copy. We list these electronic debits on your account statement. STOP PAYMENTS Unless otherwise provided, the rules in this section cover stopping payment of items such as checks and drafts. Rules for stopping payment of other types of transfers of funds, such as consumer electronic fund transfers, may be established by law or expense because our policy. Please see “Preauthorized Payments” in this document. We may accept an order to stop payment on any item from any owner on an account. You must make any stop-payment order in the manner required by law, and we must receive it in time to give us a reasonable opportunity to act on it before the payment has posted. When you provide an incorrect telephone numberplace your stop-payment order, email address we will tell you what information we need to stop payment. This information must be exact since stop payment orders are handled by computers. If your information is not exact, your order will not be effective, and we will not be responsible for failure to stop payment. You may stop payment on any item drawn on your account whether you sign the item or other delivery pointnot, or you violate applicable laws, if you have an equal or greater right to pay that amount to uswithdraw from this account than the person who signed the item. Account Changes You agree Your written stop-payment order is in effect for six (6) months; however, the order may be renewed indefinitely. Verbal requests for stop payment are valid for 14 days. We are not obligated to notify us immediately and in you if a stop-payment order expires. A release of the stop-payment request may be made by any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact informationaccount owner. If you do not promptly notify us stop payment on an item and we incur any damages or expenses because of the account changesstop payment, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and you agree to indemnify us and hold for those damages or expenses, including attorneys’ fees. You assign to us harmless for doing so. Informing us all rights against the payee or any other holder of your name or address changes on an online check reorder is not sufficientthe item. You agree to notify cooperate with us in writing with any change in ownership or authorized signers of your legal actions that we may take against such persons. You should be aware that anyone holding the item may be entitled to enforce payment against you despite the stop payment order. TELEPHONE CALLS We may place calls to you for account or if an owner or authorized signer on the account dies or is adjudicated incompetent. If there is more than one owner and/or authorized signer on the accountfraud alerts, any one account holder or authorized signer may request the account be closed with the consent of any other account holder or authorized signer. Further, any one account holder may requestdeposit holds, and we may, at our option, permit the removal of any account holder or authorized signer without consent of any other account holder authorized signer amounts you owe us on the your account. You acknowledge that we mayauthorize us to monitor, but need notand record telephone conversations you have with us and with our representatives for reasonable purposes, require a new signature card to be completed before any change in ownership or authorized signers becomes effective including security and each time quality assurance. We will not remind you open a new account, we may require a Taxpayer Identification Number certification(s). You also acknowledged that we may require you be monitoring or recording a call at the outset of the call unless required by law to close your account in the event of any change in ownership or changing authorized signers. After receiving notice of a change and all documents we require regarding the change, we may take a reasonable period of time to act on and implement the change to your accountdo so.

Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree CHECK STORAGE AND COPIES We generally keep a copy of each check we post to your account for seven years from the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, date the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide check posts to us for these services so we can send you certain information about your account. You may be automatically enrolled We have no obligation to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000retain the original check. We will send Account Alerts messages through your service providertypically keep the copies as a digital image. If a copy is unavailable or of poor quality, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable to you for losses or damages from any disclosure of account information to third partiesclaim, non-deliverycost, delayed delivery, misdirected delivery or mishandling ofloss, or inaccurate content in Account Alerts damage of any kind. After seven years we may destroy the copies. You may request a copy of a cancelled check by calling us at the number for member service on your statement. To produce a copy, we need the account number, check number, exact amount of the check, and the date the check was paid. This information is on your statement. Generally, we mail or information sent through text bankingmake a copy available within 7 business days. If we suffer need more time, we will tell you. A fee may apply to each check copy. Please see the Consumer Fee Schedule for possible fees. If a losscheck that you wrote was converted to an electronic debit, cost then the check was not sent to us for processing, so we do not have a copy. We list these electronic debits on your account statement. STOP PAYMENTS Unless otherwise provided, the rules in this section cover stopping payment of items such as checks and drafts. Rules for stopping payment of other types of transfers of funds, such as consumer electronic fund transfers, may be established by law or expense because our policy. Please see “Preauthorized Payments” in this document. We may accept an order to stop payment on any item from any owner on an account. You must make any stop-payment order in the manner required by law, and we must receive it in time to give us a reasonable opportunity to act on it before the payment has posted. When you provide an incorrect telephone numberplace your stop-payment order, email address we will tell you what information we need to stop payment. This information must be exact since stop payment orders are handled by computers. If your information is not exact, your order will not be effective, and we will not be responsible for failure to stop payment. You may stop payment on any item drawn on your account whether you sign the item or other delivery pointnot, or you violate applicable laws, if you have an equal or greater right to pay that amount to uswithdraw from this account than the person who signed the item. Account Changes You agree Your written stop-payment order is in effect for six (6) months; however, the order may be renewed indefinitely. Verbal requests for stop payment are valid for 14 days. We are not obligated to notify us immediately and in you if a stop-payment order expires. A release of the stop-payment request may be made by any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact informationaccount owner. If you do not promptly notify us stop payment on an item and we incur any damages or expenses because of the account changesstop payment, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and you agree to indemnify us and hold for those damages or expenses, including attorneys’ fees. You assign to us harmless for doing so. Informing us all rights against the payee or any other holder of your name or address changes on an online check reorder is not sufficientthe item. You agree to notify cooperate with us in writing with any change in ownership or authorized signers of your account or if an owner or authorized signer on the account dies or is adjudicated incompetent. If there is more than one owner and/or authorized signer on the account, any one account holder or authorized signer may request the account be closed with the consent of any other account holder or authorized signer. Further, any one account holder may request, and we may, at our option, permit the removal of any account holder or authorized signer without consent of any other account holder authorized signer on the account. You acknowledge that we may, but need not, require a new signature card to be completed before any change in ownership or authorized signers becomes effective and each time you open a new account, we may require a Taxpayer Identification Number certification(s). You also acknowledged legal actions that we may require take against such persons. You should be aware that anyone holding the item may be entitled to enforce payment against you to close your account in despite the event of any change in ownership or changing authorized signers. After receiving notice of a change and all documents we require regarding the change, we may take a reasonable period of time to act on and implement the change to your accountstop payment order.

Other Terms and Services. Account Alerts If you receive or otherwise use Account Alerts, you agree CHECK STORAGE AND COPIES We generally keep a copy of each check we post to your account for seven years from the following terms. If you are enrolled with xxxxxxxxxxxxxxx.xxx, date the terms of the Online Service Agreement control the terms of these services instead. We may use a telephone number, email address or other delivery point we have in our records for you or other contact information that you provide check posts to us for these services so we can send you certain information about your account. You may be automatically enrolled We have no obligation to receive certain Account Alerts via email. To manage your Alerts preferences or cancel Account Alerts, use xxxxxxxxxxxxxxx.xxx or Wellby Mobile or call us at 000-000-0000retain the original check. We will send Account Alerts messages through your service providertypically keep the copies as a digital image. If a copy is unavailable or of poor quality, who will act as your agent and deliver them to you. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless, or Internet provider; technology failures; and system capacity limitations. We do not charge for Account Alerts or text banking, but message and data rates may apply. Account Alerts are provided for your convenience and do not replace your monthly statement, which is the official record of your account. Anytime you review your balance, keep in mind it may not reflect all transactions, including recent debit card transactions or checks you have written. You understand we may not encrypt information when it is sent to you through these services. This information may include personal or confidential information about you, such as account activity or the status of your account. You understand we are not liable to you for losses or damages from any disclosure of account information to third partiesclaim, non-deliverycost, delayed delivery, misdirected delivery or mishandling ofloss, or inaccurate content in Account Alerts damage of any kind. After seven years we may destroy the copies. You may request a copy of a cancelled check by calling us at the number for member service on your statement. To produce a copy, we need the account number, check number, exact amount of the check, and the date the check was paid. This information is on your statement. Generally, we mail or information sent through text bankingmake a copy available within 7 business days. If we suffer need more time, we will tell you. A fee may apply to each check copy. Please see the business fee schedule for possible fees. If a losscheck that you wrote was converted to an electronic debit, cost then the check was not sent to us for processing so we do not have a copy. We list these electronic debits on your account statement. STOP PAYMENTS Unless otherwise provided, the rules in this section cover stopping payment of items such as checks and drafts. Rules for stopping payment of other types of transfers of funds, such as consumer electronic fund transfers, may be established by law or expense because our policy. Please see “Preauthorized Payments” in this document. We may accept an order to stop payment on any item from any owner on an account. You must make any stop-payment order in the manner required by law and we must receive it in time to give us a reasonable opportunity to act on it before the payment has posted. When you provide an incorrect telephone numberplace your stop-payment order, email address we will tell you what information we need to stop payment. This information must be exact since stop-payment orders are handled by computers. If your information is not exact, your order will not be effective, and we will not be responsible for failure to stop payment. You may stop payment on any item drawn on your account whether you sign the item or other delivery pointnot, or you violate applicable laws, if you have an equal or greater right to pay that amount to uswithdraw from this account than the person who signed the item. Account Changes You agree Your written stop-payment order is in effect for six (6) months; however, the order may be renewed indefinitely. Verbal requests for stop payment are valid for 14 days. We are not obligated to notify us immediately and in you if a stop-payment order expires. A release of the stop-payment request may be made by any event within 30 days of any changes to your address or other personal/non- personal information on file with us such as changes to your legal name, physical or email addresses, other contact informationaccount owner. If you do not promptly notify us stop payment on an item and we incur any damages or expenses because of the account changesstop payment, we may send notices, statements and other correspondence to you using the information maintained in our records for your account and you agree to indemnify us and hold for those damages or expenses, including attorneys’ fees. You assign to us harmless for doing so. Informing us all rights against the payee or any other holder of your name or address changes on an online check reorder is not sufficientthe item. You agree to notify cooperate with us in writing with any change in ownership or authorized signers of your account or if an owner or authorized signer on the account dies or is adjudicated incompetent. If there is more than one owner and/or authorized signer on the account, any one account holder or authorized signer legal actions that we may request the account be closed with the consent of any other account holder or authorized signer. Further, any one account holder may request, and we may, at our option, permit the removal of any account holder or authorized signer without consent of any other account holder authorized signer on the accounttake against such persons. You acknowledge should be aware that anyone holding the item may be entitled to enforce payment against you despite the stop-payment order. CONSENT TO CONTACT APPLICABLE TO BUSINESS MEMBER ACCOUNT AGREEMENT AND ELECTRONIC FUND TRANSFERS DISCLOSURE You are required to provide an active telephone number by which we can reach you. You may, but need notare not required to, require provide us with a new signature card to be completed before any change in ownership cellular, voice-over-Internet-protocol (VoIP), or authorized signers becomes effective and each time you open a new account, we may require a Taxpayer Identification Number certification(s). You also acknowledged that we other telephone number which may require you to close pay for receiving calls (a “mobile” number). If you choose to provide us with a mobile number, you thereby expressly consent to receiving communications from us and our affiliates and agents at that number for any purpose and by any method, including efforts to contact you regarding a debt, prerecorded or artificial voice message calls, text messages, and calls made by an automatic dialing system. Such calls and messages may incur access fees from your account in the event of cellular provider. Your consent to receive prerecorded or artificial voice message calls, text messages, and call made by an automatic telephone dialing system may be revoked at any change in ownership or changing authorized signers. After receiving notice of a change and all documents we require regarding the changetime, although we may take still contact you in connection with any debt you may have, for account fraud alerts, and deposit holds. TELEPHONE CALLS You authorize us to monitor, and record, telephone conversations you have with us and with our representatives for reasonable purposes, including security and quality assurance. We will not remind you that we may be monitoring or recording a reasonable period call at the outset of time the call unless required by law to act on and implement the change to your accountdo so.