Common use of Originator Clause in Contracts

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 354 80.00 658 First NLC 704 196,547,759 50.47 6.704 358 81.26 654 Meritage 252 69,412,198 17.82 6.920 356 81.23 664 Wilmington 490 122,442,397 31.44 6.712 356 80.31 642 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 100.00 6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 617,575 0.96 7.175 354 80.00 658 83.35 633 First NLC 704 196,547,759 50.47 6.704 358 81.26 654 127 27,536,984 42.73 7.515 349 80.94 658 Meritage 252 69,412,198 17.82 6.920 356 81.23 664 82 19,412,859 30.12 7.997 352 81.68 684 Wilmington 490 122,442,397 31.44 6.712 356 80.31 642 82 16,874,153 26.19 6.897 347 80.13 659 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 294 64,441,572 100.00 6.747 357 80.96 652 7.495 349 80.97 666 ---------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 8 1,984,303 0.90 6.938 354 80.00 658 79.71 680 First NLC 704 196,547,759 50.47 6.704 358 81.26 654 413 89,899,278 40.64 6.889 357 79.85 663 Meritage 252 69,412,198 17.82 6.920 426 83,286,799 37.65 7.185 356 81.23 664 80.15 660 Mila 5 387,909 0.18 7.612 347 79.81 621 Wilmington 490 122,442,397 31.44 6.712 356 80.31 642 244 45,641,154 20.63 6.421 355 79.84 673 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 1,096 221,199,443 100.00 6.747 6.905 357 80.96 652 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 354 80.00 658 6 787,479 0.55 8.148 305 79.06 653 First NLC 704 196,547,759 50.47 6.704 358 81.26 654 533 44,655,567 31.17 9.042 297 90.17 650 Meritage 252 69,412,198 17.82 6.920 356 81.23 664 157 9,213,090 6.43 9.202 281 89.92 652 Mila 3 360,751 0.25 6.912 283 75.52 653 Wilmington 490 122,442,397 31.44 6.712 356 80.31 642 --------------------------------------------------------------------------------------------------------------------------------- 892 88,249,472 61.60 7.814 308 84.15 641 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 1,591 143,266,359 100.00 6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 354 80.00 658 First NLC 704 196,547,759 50.47 6.704 358 81.26 654 Meritage 252 69,412,198 17.82 6.920 ------------------------------------------------------------------------------------------------------------------------------------ Aames 82 19,761,112 11.99 6.423 356 81.23 664 Wilmington 490 122,442,397 31.44 6.712 79.46 655 New Century 573 145,051,922 88.01 6.535 356 80.31 642 --------------------------------------------------------------------------------------------------------------------------------- 82.63 617 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,449 389,449,441 655 164,813,034 100.00 6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 30 5,863,951 0.71 7.529 354 80.00 658 81.09 619 First NLC 704 196,547,759 50.47 6.704 1,796 394,929,029 48.09 7.026 358 81.26 654 81.21 632 Meritage 252 69,412,198 17.82 6.920 1,029 167,768,755 20.43 7.536 356 81.23 664 83.58 643 Mila 5 440,090 0.05 7.483 346 84.17 616 Wilmington 490 122,442,397 31.44 6.712 1,268 252,272,690 30.72 6.779 356 80.31 642 --------------------------------------------------------------------------------------------------------------------------------- 80.93 631 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 4,128 821,274,515 100.00 6.747 7.058 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Originator. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Originator Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Acoustic 3 1,047,087 0.27 7.273 4 802,720 2.72 7.210 354 80.00 658 79.29 650 First NLC 704 196,547,759 50.47 6.704 56 11,669,666 39.54 7.450 358 81.26 654 79.72 653 Meritage 252 69,412,198 17.82 6.920 356 81.23 664 79 8,266,804 28.01 7.881 350 82.75 680 Wilmington 490 122,442,397 31.44 6.712 356 80.31 642 55 8,777,479 29.74 6.784 352 78.38 695 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,449 389,449,441 194 29,516,669 100.00 6.747 357 80.96 652 7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------