Common use of Optional Overdraft Service for Debit Card Transactions Clause in Contracts

Optional Overdraft Service for Debit Card Transactions. If you maintain your Checking Account in good standing and are not in default or delinquent on any BECU Account, if you opt in to the service and consent to its terms and conditions (and after we receive and confirm your consent), we may authorize and pay everyday Debit Card POS transactions that will overdraw your Account (when you use your Debit Card for payment). However, if after opting in you choose to opt out of this service you are responsible for any overdrawn balances and any applicable outstanding fees at the time of opting out. Even though we may have previously authorized and paid transactions that overdraw your Account, at our own discretion we may decline such transactions at any time. You may be notified of any items paid when there is not a sufficient Available Balance in your Account. Additionally, you may be notified of items that are returned or rejected when there is not a sufficient Available Balance in your Account. But we have no obligation to notify you before we pay or return or reject any item or transaction. The overdrawn amount in your Account plus any fee(s) are due and payable upon demand. Optional Overdraft Service for Debit Card Transactions is a noncontractual service available to individually and jointly owned Accounts in good standing. We reserve the right to discontinue this service without prior notice. For avoidance of doubt, BECU does not offer overdraft services for ATM transactions. After opting in, if you would like to opt out of this service, you can do so in Online Banking, over the phone by calling us at 000-000-0000 or toll-free at 000-000-0000, by visiting us in person, or by mailing in your opt-out request to: BECU M/S 1086-2 P.O. Box 97050 Seattle, WA 98124

Optional Overdraft Service for Debit Card Transactions. If you maintain your Checking Account in good standing and are not in default or delinquent on any BECU Account, if you opt in to into the service and consent to its terms and conditions (and after we receive and confirm your consent), we may authorize and pay everyday Debit Card POS transactions that will overdraw your Account (when you use your Debit Card for payment). However, if after opting in you choose to opt out of this service you are responsible for any overdrawn balances and any applicable outstanding fees at the time of opting out. Even though we may have previously authorized and paid transactions that overdraw your Account, at our own discretion we may decline such transactions at any time. You may be notified of any items paid when there is not a sufficient Available Balance in your Account. Additionally, you may be notified of items that are returned or rejected when there is not a sufficient Available Balance in your Account. But we have no obligation to notify you before we pay or return or reject any item or transaction. The overdrawn amount in your Account plus any fee(s) are due and payable upon demand. Optional Overdraft Service for Debit Card Transactions is a noncontractual service available to individually and jointly owned Accounts in good standing. We reserve the right to discontinue this service without prior notice. For avoidance of doubt, BECU does not offer overdraft services for ATM transactions. After opting in, if you would like to opt out of this service, you can do so in Online Banking, over the phone by calling us at 000-000-0000 or toll-free at 000-000-0000, by visiting us in person, or by mailing in your opt-out request to: BECU M/S 1086-2 P.O. Box 97050 Seattle, WA 98124

Optional Overdraft Service for Debit Card Transactions. If you maintain your Checking Account in good standing and are not in default or delinquent on any BECU Account, if you opt in to into the service and consent to its terms and conditions (and after we receive and confirm your consent), we may authorize and pay everyday Debit Card POS transactions that will overdraw your Account (when you use your Debit Card for payment). However, if after opting in you choose to opt out of this service you are responsible for any overdrawn balances and any applicable outstanding fees at the time of opting out. Even though we may have previously authorized and paid transactions that overdraw your Account, at our own discretion we may decline such transactions at any time. You may be notified of any items paid when there is not a sufficient Available Balance in your Account. Additionally, you may be notified of items that are returned or rejected when there is not a sufficient Available Balance in your Account. But we have no obligation to notify you before we pay or return or reject any item or transaction. The overdrawn amount in your Account plus any fee(s) are due and payable upon demand. Optional Overdraft Service for Debit Card Transactions is a noncontractual service available to individually and jointly owned Accounts in good standing. We reserve the right to discontinue this service without prior notice. For avoidance of doubt, BECU does not offer overdraft services for ATM transactions. After opting in, if you would like to opt out of this service, you can do so in Online Banking, over the phone by calling us at 000-000-0000 or toll-free at 000-000-0000, by visiting us in person, or by mailing in your opt-out request to: BECU M/S 1086-2 P.O. Box 97050 SeattleX.X. Xxx 00000 Xxxxxxx, WA 98124XX 00000