Common use of ONLINE SERVICES ACCOUNT ACCESS Clause in Contracts

ONLINE SERVICES ACCOUNT ACCESS. If we approve your application for Online Services, you may use your qualifying Devices to access your account(s) at the Credit Union. You must use the password and username assigned to you to access your account(s). Each person who is an owner of an account may apply for access to Online Services. Unless the primary owner notifies the Credit Union otherwise, any person who can transact business on an account as a joint owner will have the same capability electronically. You are responsible for the installation and maintenance of your Devices. The Credit Union is not responsible for any errors or failures involving any telephone service, Internet service, or for the software or hardware of your Devices. You may access your account information (e.g., for checking balances and last transactions) over Short Message Service (“SMS”), as well as the option to set up alerts for your accounts (e.g., low balance alerts). Enrollment requires the user to provide a mobile phone number and agree to the Text Banking Agreement. Once enrolled, the user may indicate which accounts they would like to enable for this service. Additionally, you may select the type of alerts and other preferences which will determine, together with your account data, the frequency of alerts delivered to the member. Message and data rates may apply. You may opt out of this program at any time. If accessing your account through SMS, you may send a text message that says “HELP” to this number: 226563 should you have any questions about the Online Services. To stop SMS from being sent to your mobile device, you can opt-out of SMS by sending a text message that says “STOP” to this number: 226563. You will receive a one-time opt-out confirmation text message. After that, you will not receive any future messages via SMS.