Common use of Online Banking Services Clause in Contracts

Online Banking Services. Upon approval, you may use a computer or mobile device to access your accounts through online banking. You must use your Username along with your Password to access your accounts. The online banking service is accessible seven (7) days a week, 24 hours a day. However, from time to time, some or all of the online banking services may not be available due to system maintenance or other reasons not caused by the Credit Union. You will need a computer or mobile device, an internet connection and a compatible web browser (for a complete list of compatible browsers see ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.) The online address for the online banking service is ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇.▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ for mobile devices. You are responsible for the installation, maintenance and operation of your computer, mobile device and modem. The Credit Union will not be responsible for system unavailability or for any errors or failures involving any telephone service, your computer, or mobile device. At the present time, you may use the online banking service to: • Transfer funds within the same account between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. • Initiate cross account transfers between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. • Review account balance, and transaction history for Checking, Savings, Certificates, any Money Market and Loan accounts. • Change your Username, Password or electronic mail (Email) address. • Schedule your transfers: as immediate, recurring or future dated. • View or edit pending transfers, and view completed transfers. • Initiate One Time and Recurring bill payment transactions from your Checking Account, or cancel pending Bill Pay transactions. • Make stop payment or address change requests and other transactions permitted by the Credit Union. • Assign a nickname to your accounts to make them easier for you to recognize within online banking. • View pending Elevations Debit Card authorizations prior to them posting to your checking account • View copies of cleared checks. • Access your eDocuments which include your periodic account statements (eStatements); eNotices (examples include but are not limited to: certificate maturing, negative balance fee, courtesy pay fee, Credit Card over limit, late payment fee, change in terms etc.); and year-end tax statements. • Access your monthly Visa Credit Card and FlexLine Plus billing statements. • Receive account Alerts. • Communicate with the Credit Union using the Email feature on our website at ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or through the Secure Message Center on the “Contact Us” menu in online banking. Transactions involving your deposit accounts will be subject to the terms of your Membership and Account Agreement and transactions involving a loan account will be subject to your Loan Agreement and Disclosures, as applicable.

Online Banking Services. Upon approval, you may use a computer or mobile device to access your accounts through online banking. You must use your Username along with your Password to access your accounts. The online banking service is accessible seven (7) days a week, 24 hours a day. However, from time to time, some or all of the online banking services may not be available due to system maintenance or other reasons not caused by the Credit Union. You will need a computer or mobile device, an internet connection and a compatible web browser (for a complete list of compatible browsers see ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.) The online address for the online banking service is ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇.▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ for mobile devices. You are responsible for the installation, maintenance and operation of your computer, mobile device and modem. The Credit Union will not be responsible for system unavailability or for any errors or failures involving any telephone service, your computer, or mobile device. At the present time, you may use the online banking service to: •  Transfer funds within the same account between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. •  Initiate cross account transfers between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. •  Review account balance, and transaction history for Checking, Savings, Certificates, any Money Market and Loan accounts. •  Change your Username, Password or electronic mail (Email) address. •  Schedule your transfers: as immediate, recurring or future dated. •  View or edit pending transfers, and view completed transfers. •  Initiate One Time and Recurring bill ▇▇▇▇ payment transactions from your Checking Account, or cancel pending Bill ▇▇▇▇ Pay transactions. •  Make stop payment or address change requests and other transactions permitted by the Credit Union. •  Assign a nickname to your accounts to make them easier for you to recognize within online banking. •  View pending Elevations Debit Card authorizations prior to them posting to your checking account •  View copies of cleared checks. •  Access your eDocuments which include your periodic account statements (eStatements); eNotices (examples include but are not limited to: certificate maturing, negative balance fee, courtesy pay fee, Credit Card over limit, late payment fee, change in terms etc.); and year-year- end tax statements. •  Access your monthly Visa Credit Card and FlexLine Plus billing statements. •  Receive account Alerts. •  Communicate with the Credit Union using the Email feature on our website at ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or through the Secure Message Center on the “Contact Us” menu in online banking. Transactions involving your deposit accounts will be subject to the terms of your Membership and Account Agreement and transactions involving a loan account will be subject to your Loan Agreement and Disclosures, as applicable.

Online Banking Services. Upon approval, you may use a computer or mobile device to access your accounts through online banking. You must use your Username along with your Password to access your accounts. The online banking service is accessible seven (7) days a week, 24 hours a day. However, from time to time, some or all of the online banking services may not be available due to system maintenance or other reasons not caused by the Credit Union. You will need a computer or mobile device, an internet connection and a compatible web browser (for a complete list of compatible browsers see ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇.) The online address for the online banking service is ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or ▇.▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ for mobile devices. You are responsible for the installation, maintenance and operation of your computer, mobile device and modem. The Credit Union will not be responsible for system unavailability or for any errors or failures involving any telephone service, your computer, or mobile device. At the present time, you may use the online banking service to: • Transfer funds within the same account between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. • Initiate cross account transfers between your Savings, Checking, any Money Market and Loan accounts, including making principal-only loan payments. • Review account balance, and transaction history for Checking, Savings, Certificates, any Money Market and Loan accounts. • Change your Username, Password or electronic mail (Email) address. • Schedule your transfers: as immediate, recurring or future dated. • View or edit pending transfers, and view completed transfers. • Initiate One Time and Recurring bill ▇▇▇▇ payment transactions from your Checking Account, or cancel pending Bill ▇▇▇▇ Pay transactions. • Make stop payment or address change requests and other transactions permitted by the Credit Union. • Assign a nickname to your accounts to make them easier for you to recognize within online banking. • View pending Elevations Debit Card authorizations prior to them posting to your checking account • View copies of cleared checks. • Access your eDocuments which include your periodic account statements (eStatements); eNotices (examples include but are not limited to: certificate maturing, negative balance fee, courtesy pay fee, Credit Card over limit, late payment fee, change in terms etc.); and year-end tax statements. • Access your monthly Visa Credit Card and FlexLine Plus billing statements. • Receive account Alerts. • Communicate with the Credit Union using the Email feature on our website at ▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇ or through the Secure Message Center on the “Contact Us” menu in online banking. Transactions involving your deposit accounts will be subject to the terms of your Membership and Account Agreement and transactions involving a loan account will be subject to your Loan Agreement and Disclosures, as applicable.