Common use of One Unit Clause in Contracts

One Unit. ▇▇▇▇▇ HOME EQUITY CORPORATION TRUST, 1997-2 ADDITIONAL CERTIFICATE This Certificate represents an interest in the ▇▇▇▇▇ Home Equity Corporation Trust, 1997-2 Evidencing a 100% interest in the Additional Balances on the Mortgage Loans and in the Additional Mortgage Loans held by the Trust (the "Trust"), the assets of which consist primarily of a pool of home equity revolving credit line loans secured by mortgages on residential one-to-four family properties (the "Mortgage Loans"). (Not an interest in or obligation of Prudential Securities Secured Financing Corporation, IHE Funding Corp., ("IHE"), or any of their affiliates.) This certifies that ▇▇▇▇▇ Union Bank and Trust Company is the registered owner of an interest in the ▇▇▇▇▇ Home Equity Corporation Trust 1997-2 issued pursuant to the Pooling and Servicing Agreement, dated as of November 1, 1997 (the "Pooling and Servicing Agreement"; such term to include any amendment or Supplement thereto) by and among Prudential Securities Secured Financing Corporation, as Depositor (the "Depositor"), ▇▇▇▇▇ Home Equity Corporation (in such capacity, the "Servicer"), as Servicer, and The Chase Manhattan Bank, as Trustee (the "Trustee"). The corpus of the Trust consists of all of the assets of, and all right, title and interest in and to the Trust Fund, on and after the Cut-Off Date, all proceeds generated from the assets of such Trust Fund, all monies as are from time to time deposited in the Accounts and any other account or account maintained for the benefit of the Certificateholders and the Holders of the Additional Certificate and all monies as are from time to time available to the Trust under any enhancement for any Series for payment to Certificateholders and the Holders of the Additional Certificate. The Additional Certificate represents the interest of the Holder of the Additional Certificate in and to the Trust Fund which is limited to the right to receive principal payments, interest payments and certain other collections and proceeds, as more fully specified in the Pooling and Servicing Agreement. This Additional Certificate does not represent any interest in the Trust Balances of the Mortgage Loans or any interest thereon not allocable to the Additional Balances. This Certificate is merely a summary of the Pooling and Servicing Agreement and reference is made to the Pooling and Servicing Agreement for information with respect to the interests, rights, benefits, obligations, proceeds, and duties evidenced hereby and the rights, duties, and obligations of the Trustee. A copy of the Pooling and Servicing Agreement may be requested from the Trustee by writing to the Trustee at The Chase Manhattan Bank, 450 West 33rd Street, 10th Floor, New York, New York, Attention: Institutional Trust Group. To the extent not defined herein capitalized terms used herein have the meanings ascribed to them in the Pooling and Servicing Agreement. This Certificate is the Additional Certificate, which represents a 100% interest in the Additional Balances held by the Trust, including the right to receive the collections and other amount at the times and in the amounts specified in the Pooling and Servicing Agreement. This Additional Certificate is issued under and is subject to the terms, provisions and conditions of the Pooling and Servicing Agreement, to which Pooling and Servicing Agreement, as amended from time to time, the holder hereof by virtue of the acceptance hereof assents and by which the holder hereof is bound. The interest represented by this Additional Certificate at any time in the assets in the Trust shall not exceed the Trust's interest in the Additional Balances at such time. In addition to the Additional Certificate, certificates will be issued to investors pursuant to the Pooling and Servicing Agreement, which represent the interests of the certificateholders in the Trust. This certificate shall not represent any interest in the Certificate Account, the Trustee Collection Account, the Collection Account or the Reserve Account of Series 1997-2 except as specifically provided in the Pooling and Servicing Agreement. Subject to certain conditions in the Pooling and Servicing Agreement, the obligations created by the Pooling and Servicing Agreement and the Trust created thereby shall terminate upon the earlier of (i) [November 15, 2019] and (ii) the day after the date on which funds shall have been deposited in the Collection Account or Trustee Collection Account sufficient to pay the Principal Balance of the Mortgage Loans plus applicable certificate interest accrued through the last day of the interest accrual period for such Remittance Date in full on all Certificates to the extent permitted by the Pooling and Servicing Agreement. Upon the termination of the Trust pursuant to Article VIII of the Pooling and Servicing Agreement and the surrender of the Additional Certificate, the Trustee shall assign and convey to the Holder hereof (without recourse, representation or warranty) all right, title and interest of the Trust in the Additional Balances represented hereby. The Trustee shall execute and deliver such instruments of transfer and assignment, in each case without recourse, as shall be reasonably requested by the Transferor to vest in the Transferor all right, title and interest which the Trustee had in the applicable assets. Unless the certificate of authentication hereon has been executed by or on behalf of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Pooling and Servicing Agreement, or be valid for any purpose.

One Unit. ▇▇▇▇▇ HOME EQUITY CORPORATION TRUST, 1997-2 1 ADDITIONAL CERTIFICATE This Certificate represents an interest in the ▇▇▇▇▇ Home Equity Corporation Trust, 1997-2 1 Evidencing a 100% interest in the Additional Balances on the Mortgage Loans and in the Additional Mortgage Loans held by the Trust (the "Trust"), the assets of which consist primarily of a pool of home equity revolving credit line loans secured by mortgages on residential one-to-four family properties (the "Mortgage Loans"). (Not an interest in or obligation of Prudential Securities Secured Financing Corporation, IHE Funding Corp., ("IHE"), or any of their affiliates.) This certifies that ▇▇▇▇▇ Union Bank and Trust Company is the registered owner of an interest in the ▇▇▇▇▇ Home Equity Corporation Trust 1997-2 1 issued pursuant to the Pooling and Servicing Agreement, dated as of November June 1, 1997 (the "Pooling and Servicing Agreement"; such term to include any amendment or Supplement thereto) by and among Prudential Securities Secured Financing Corporation, as Depositor (the "Depositor"), ▇▇▇▇▇ Home Equity Corporation (in such capacity, the "Servicer"), as Servicer, and The Chase Manhattan Bank, as Trustee (the "Trustee"). The corpus of the Trust consists of all of the assets of, and all right, title and interest in and to the Trust Fund, on and after the Cut-Off Date, all proceeds generated from the assets of such Trust Fund, all monies as are from time to time deposited in the Accounts and any other account or account maintained for the benefit of the Certificateholders and the Holders of the Additional Certificate and all monies as are from time to time available to the Trust under any enhancement for any Series for payment to Certificateholders and the Holders of the Additional Certificate. The Additional Certificate represents the interest of the Holder of the Additional Certificate in and to the Trust Fund which is limited to the right to receive principal payments, interest payments and certain other collections and proceeds, as more fully specified in the Pooling and Servicing Agreement. This Additional Certificate does not represent any interest in the Trust Balances of the Mortgage Loans or any interest thereon not allocable to the Additional Balances. This Certificate is merely a summary of the Pooling and Servicing Agreement and reference is made to the Pooling and Servicing Agreement for information with respect to the interests, rights, benefits, obligations, proceeds, and duties evidenced hereby and the rights, duties, and obligations of the Trustee. A copy of the Pooling and Servicing Agreement may be requested from the Trustee by writing to the Trustee at The Chase Manhattan Bank, 450 West 33rd Street, 10th Floor, New York, New York, Attention: Institutional Trust Group. To the extent not defined herein capitalized terms used herein have the meanings ascribed to them in the Pooling and Servicing Agreement. This Certificate is the Additional Certificate, which represents a 100% interest in the Additional Balances held by the Trust, including the right to receive the collections and other amount at the times and in the amounts specified in the Pooling and Servicing Agreement. This Additional Certificate is issued under and is subject to the terms, provisions and conditions of the Pooling and Servicing Agreement, to which Pooling and Servicing Agreement, as amended from time to time, the holder hereof by virtue of the acceptance hereof assents and by which the holder hereof is bound. The interest represented by this Additional Certificate at any time in the assets in the Trust shall not exceed the Trust's interest in the Additional Balances at such time. In addition to the Additional Certificate, certificates will be issued to investors pursuant to the Pooling and Servicing Agreement, which represent the interests of the certificateholders in the Trust. This certificate shall not represent any interest in the Certificate Account, the Trustee Collection Account, the Collection Account or the Reserve Account of Series 1997-2 1 except as specifically provided in the Pooling and Servicing Agreement. Subject to certain conditions in the Pooling and Servicing Agreement, the obligations created by the Pooling and Servicing Agreement and the Trust created thereby shall terminate upon the earlier of (i) [November June 15, 2019] and (ii) the day after the date on which funds shall have been deposited in the Collection Account or Trustee Collection Account sufficient to pay the Principal Balance of the Mortgage Loans plus applicable certificate interest accrued through the last day of the interest accrual period for such Remittance Date in full on all Certificates to the extent permitted by the Pooling and Servicing Agreement. Upon the termination of the Trust pursuant to Article VIII of the Pooling and Servicing Agreement and the surrender of the Additional Certificate, the Trustee shall assign and convey to the Holder hereof (without recourse, representation or warranty) all right, title and interest of the Trust in the Additional Balances represented hereby. The Trustee shall execute and deliver such instruments of transfer and assignment, in each case without recourse, as shall be reasonably requested by the Transferor to vest in the Transferor all right, title and interest which the Trustee had in the applicable assets. Unless the certificate of authentication hereon has been executed by or on behalf of the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Pooling and Servicing Agreement, or be valid for any purpose.