Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Ratio -------------------------------------------------------------------------------------------------------------------------- Investor 150 23,547,870 2.44 7.299 356 80.13 671 38.39 Other 5,569 940,993,004 97.56 7.239 349 82.37 634 42.29 -------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 5,719 964,540,874 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.240 349 82.31 635 42.19 --------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 1,762 100,623,061 98.11 10.312 178 99.29 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 39 1,854,086 1.81 10.366 178 99.63 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 1 79,433 0.08 10.250 178 95.00 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 1,802 102,556,580 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 8 800,841 100.00 7.226 318 80.28 633 32.77 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 8 800,841 100.00 6.905 357 79.96 664 7.226 318 80.28 633 32.77 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 1,441 388,110,575 99.66 6.744 357 79.94 664 80.96 652 Investment 4 719,600 0.18 7.596 356 81.85 644 Second Home 17 3,158,598 1.43 7.169 357 4 619,266 0.16 7.637 356 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 1,449 389,449,441 100.00 6.905 6.747 357 79.96 664 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 714 167,001,403 97.62 6.258 356 82.7 632 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 7 2,332,815 1.36 7.289 358 89.71 614 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 9 1,741,075 1.02 6.862 356 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------730 171,075,293 100 6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 26 6,430,718 3.15 6.403 358 85.34 692 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 648 203,871,131 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 2,273 427,914,930 97.35 7.225 351 82.19 633 43.43 Investment 12 847,994 0.38 8.434 357 85.10 654 56 11,669,666 2.65 7.450 358 79.72 653 37.75 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 2,329 439,584,596 100.00 6.905 357 79.96 664 7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 6,488 1,198,490,375 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 3,766 904,898,836 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 8,332 1,469,150,891 94.89 7.202 354 77.20 Non-Owner Occupied 429 60,235,774 3.89 7.926 355 77.22 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 118 18,908,265 1.22 7.293 355 76.93 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 8,879 1,548,294,930 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 896 145,942,728 94.21 6.982 352 78.46 Investment 53 8,037,924 5.19 7.408 354 76.59 Second Home 17 3,158,598 1.43 7.169 6 931,515 0.60 7.067 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 81.78 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 955 154,912,167 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.004 352 78.38

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 15 2,534,376 0.49 6.943 351 79.49 666 ----------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 2,689 522,435,691 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,204 500,016,477 95.42 7.005 352 78.99 Investment 100 18,171,491 3.47 7.530 346 78.73 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 2,328 524,037,656 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 3,888 623,630,460 91.73 7.011 350 80.05 Investment 332 51,781,881 7.62 7.355 356 80.81 Second Home 17 3,158,598 1.43 7.169 28 4,428,400 0.65 7.003 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 83.53 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 4,248 679,840,741 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 5,559 860,307,153 94.54 7.858 345 80.02 612 ---------------------------------------------------------------------------------------------------------------------------- Investment 415 45,842,492 5.04 8.319 340 77.19 632 ---------------------------------------------------------------------------------------------------------------------------- Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 22 3,811,038 0.42 8.307 354 75.74 604 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 79 10,292,523 1.08 7.194 354 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 6,026 950,211,543 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 12 847,994 0.38 8.434 357 85.10 654 41 3,177,338 1.80 8.312 356 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 1,186 176,981,845 100.00 6.905 357 79.96 664 7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,670 569,317,627 95.19 7.195 354 77.47 Non-Owner Occupied 144 20,150,018 3.37 8.181 353 78.03 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 39 8,615,742 1.44 7.411 356 77.60 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 2,853 598,083,387 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 39 1,854,086 1.81 10.366 178 99.63 695 Investment 12 847,994 0.38 8.434 357 85.10 654 1 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 1,802 102,556,580 100.00 6.905 357 79.96 664 10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Investment 150 23,547,870 79.78 7.299 356 80.13 671 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 44 5,968,799 20.22 7.632 345 80.27 679 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 194 29,516,669 100.00 6.905 357 79.96 664 7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,575 526,955,963 93.75 6.986 351 79.71 Investment 191 29,970,667 5.33 7.618 350 79.36 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 2,793 562,088,526 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.022 351 79.70

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 955 56,074,981 98.09 10.480 177 98.95 662 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 19 862,431 1.51 10.880 177 99.73 707 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 3 229,724 0.40 10.578 177 97.00 692 Total: 1,096 221,199,443 977 57,167,136 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------10.487 177 98.96 662 ------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,893 457,312,065 94.2 7.935 339 80.94 617 ----------------------------------------------------------------------------------------------------------------------------- Investment 241 26,782,273 5.52 8.327 331 75.14 635 ----------------------------------------------------------------------------------------------------------------------------- Second Home 17 3,158,598 1.43 7.169 8 1,359,461 0.28 7.777 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 67.84 623 ----------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------3,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 7,359 1,296,529,152 92.82 6.998 351 79.73 Investment 576 89,790,471 6.43 7.448 354 79.95 Second Home 17 3,158,598 1.43 7.169 61 10,521,811 0.75 7.139 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 82.27 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 7,996 1,396,841,434 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 17 3,158,598 1.43 7.169 4 856,080 0.52 7.234 357 80.00 691 89.00 650 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 655 164,813,034 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 43 10,313,846 2.33 7.219 357 79.94 664 75.73 677 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 2,418 443,569,347 100.00 6.905 357 79.96 664 7.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 38 1,815,969 1.83 10.369 178 99.62 693 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 1 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 1,738 99,467,793 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 32 5,848,710 87.93 7.657 347 81.07 619 42.39 Investment 12 847,994 0.38 8.434 357 85.10 654 4 802,720 12.07 7.210 354 79.29 650 42.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 36 6,651,429 100.00 6.905 357 79.96 664 7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 4,145 976,107,811 94.74 6.901 355 80.30 634 Investment 188 35,050,861 3.40 7.260 355 82.21 667 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 93 19,194,255 1.86 6.681 354 84.47 683 ---------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 4,426 1,030,352,927 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 3,978 795,937,500 96.91 7.049 357 79.94 664 81.63 633 Investment 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 31 5,372,317 0.65 7.418 356 80.42 681 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 4,128 821,274,515 100.00 6.905 7.058 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 31 3,583,173 2.50 7.268 350 74.70 698 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 1,591 143,266,359 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 1,067 217,192,851 98.19 6.895 396 156,073,547 99.37 6.079 357 79.94 664 82.31 657 Second Home 17 3,158,598 1.43 7.169 5 995,833 0.63 6.580 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 87.14 685 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 1,096 221,199,443 401 157,069,380 100.00 6.905 6.082 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 3,862 625,026,294 92.67 6.992 348 78.35 Investment 268 43,050,362 6.38 7.247 355 79.24 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 30 6,376,063 0.95 7.030 346 80.34 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 4,160 674,452,720 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 776 250,169,019 98.50 6.074 357 79.94 664 81.93 667 Second Home 17 3,158,598 1.43 7.169 18 3,259,807 1.28 6.360 357 80.00 691 84.03 709 Investment 12 847,994 0.38 8.434 3 551,500 0.22 7.034 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 90.55 662 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 797 253,980,326 100.00 6.905 6.080 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------81.97 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 1,067 217,192,851 98.19 6.895 351 193,710,977 95.41 6.714 357 79.94 664 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,096 221,199,443 100.00 6.905 367 203,036,837 100 6.72 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Investment 180 36,246,125 69.91 7.107 355 80.1 663 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 116 15,600,019 30.09 6.927 336 84.59 696 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 2,666 402,995,088 94.93 7.77 352 78.98 607 ---------------------------------------------------------------------------------------------------------------------------- Investment 174 19,060,219 4.49 8.307 351 80.07 628 ---------------------------------------------------------------------------------------------------------------------------- Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- 14 2,451,577 0.58 8.601 352 80.11 593 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 100.00 6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------2,854 424,506,884 100 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Primary 1,067 217,192,851 98.19 6.895 357 79.94 664 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 26 6,430,718 3.15 6.403 358 85.34 692 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,096 221,199,443 648 203,871,131 100.00 6.905 357 79.96 664 6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------