Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 41 3,177,338 1.80 8.312 356 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,186 176,981,845 100.00 7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 79 10,292,523 1.08 7.194 354 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 6,026 950,211,543 100.00 7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 714 167,001,403 97.62 6.258 356 82.7 632 Second Home 5 3,220,070 1.59 6.299 7 2,332,815 1.36 7.289 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 89.71 614 Investment 9 1,741,075 1.02 6.862 356 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 730 171,075,293 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 622 197,440,413 96.85 6.310 358 86.23 670 81.13 682 Second Home 5 3,220,070 1.59 6.299 26 6,430,718 3.15 6.403 358 86.46 680 85.34 692 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 648 203,871,131 100.00 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 1,067 217,192,851 98.19 6.895 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 79.94 664 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 1,096 221,199,443 100.00 6.905 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 11 6,105,790 3.01 7.131 358 86.23 670 31 3,583,173 2.50 7.268 350 74.70 698 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,591 143,266,359 100.00 8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 1,441 388,110,575 99.66 6.744 357 80.32 649 80.96 652 Investment 11 6,105,790 3.01 7.131 358 86.23 670 4 719,600 0.18 7.596 356 81.85 644 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 4 619,266 0.16 7.637 356 80.00 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 1,449 389,449,441 100.00 6.747 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 38 1,815,969 1.83 10.369 178 99.62 693 Investment 1 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 1,738 99,467,793 100.00 10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 714 167,001,403 97.62 6.258 356 82.70 Second Home 5 3,220,070 1.59 6.299 7 2,332,815 1.36 7.289 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 89.71 Investment 9 1,741,075 1.02 6.862 356 87.82 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------730 171,075,293 100.00 6.278 356 82.84

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 --------------------------------------------------------------------------------------------------------------------------------- Investment 11 6,105,790 3.01 7.131 358 86.23 670 150 23,547,870 79.78 7.299 356 80.13 671 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 44 5,968,799 20.22 7.632 345 80.27 679 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------194 29,516,669 100.00 7.366 354 80.16 673 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 11 6,105,790 3.01 7.131 358 86.23 670 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 15 2,534,376 0.49 6.943 351 79.49 666 ----------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,689 522,435,691 100.00 7.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Primary 6,234 1,119,387,766 93.25 6.884 351 193,710,977 95.41 6.714 357 80.32 649 79.94 Investment 11 6,105,790 3.01 7.131 358 86.23 670 446 71,293,177 5.94 7.316 353 80.04 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 49 9,796,775 0.82 7.417 347 79.57 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------6,729 1,200,477,717 100.00 6.914 351 79.95 Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 2,204 500,016,477 95.42 7.005 352 78.99 Investment 11 6,105,790 3.01 7.131 358 86.23 670 100 18,171,491 3.47 7.530 346 78.73 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,328 524,037,656 100.00 7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------- Primary 1,182 306,699,721 96.15 6.894 337 82.99 Investment 36 6,491,458 2.04 7.202 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 81.15 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 18 5,793,313 1.82 6.881 327 75.89 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,236 318,984,491 100.00 6.900 337 82.83 -----------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 2,711 399,495,511 93.25 6.854 342 82.23 Investment 11 6,105,790 3.01 7.131 358 86.23 670 146 21,693,678 5.06 6.910 349 78.52 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 57 7,214,302 1.68 6.890 337 83.18 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,914 428,403,491 100.00 6.858 342 82.06 -----------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 3,893 706,195,232 94.49 6.872 340 82.56 Investment 11 6,105,790 3.01 7.131 358 86.23 670 182 28,185,136 3.77 6.977 349 79.12 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 75 13,007,614 1.74 6.886 332 79.93 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------4,150 747,387,982 100.00 6.876 340 82.39 -----------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 955 56,074,981 98.09 10.480 177 98.95 662 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 19 862,431 1.51 10.880 177 99.73 707 Investment 3 229,724 0.40 10.578 177 97.00 692 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------977 57,167,136 100.00 10.487 177 98.96 662 ------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ----------- --------- -------- --------- -------- Primary 1,772 383,303,515 94.24 6.965 351 193,710,977 95.41 6.714 357 80.32 649 80.19 Investment 11 6,105,790 3.01 7.131 358 86.23 670 98 18,023,176 4.43 7.256 353 80.86 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 21 5,423,225 1.33 7.373 348 80.62 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,891 406,749,915 100.00 6.983 351 80.23 Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------- -------- ------------- --------- -------- --------- -------- Primary 4,462 736,084,251 92.74 6.842 351 193,710,977 95.41 6.714 357 80.32 649 79.81 Investment 11 6,105,790 3.01 7.131 358 86.23 670 348 53,270,001 6.71 7.337 352 79.77 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 28 4,373,550 0.55 7.472 347 78.27 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------4,838 793,727,802 100.00 6.879 351 79.80 Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 39 1,854,086 1.81 10.366 178 99.63 695 Investment 1 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,802 102,556,580 100.00 10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 1,858 291,497,756 94.60 6.691 335 73.68 Investment 11 6,105,790 3.01 7.131 358 86.23 670 105 14,720,070 4.78 7.256 334 73.26 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 13 1,903,991 0.62 7.546 306 62.16 ----------------------------------------------------- -------- ----------- --------- -------- --------- -------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------1,976 308,121,818 100.00 6.723 334 73.59

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 204 116,784,873 96.07 6.303 355 80.15 645 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 4 2,679,795 2.20 6.056 308 69.68 682 Investment 4 2,091,682 1.72 7.081 357 74.44 654 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------212 121,556,349 100.00 6.311 354 79.82 646 -----------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 2,376 218,759,299 95.94 8.518 265 87.48 Investment 11 6,105,790 3.01 7.131 358 86.23 670 35 5,323,117 2.33 7.432 335 81.48 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 51 3,928,256 1.72 8.725 257 91.62 ------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,462 228,010,672 100.00 8.496 266 87.41

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 312 100,735,286 98.53 5.921 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 82.06 659 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 7 1,315,790 1.29 5.423 356 77.17 702 Investment 1 184,500 0.18 7.500 357 90.00 638 Total: 367 203,036,837 100 6.72 320 102,235,576 100.00 5.917 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------82.01 660 ------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 3,978 795,937,500 96.91 7.049 357 80.32 649 81.63 633 Investment 11 6,105,790 3.01 7.131 358 86.23 670 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 31 5,372,317 0.65 7.418 356 80.42 681 ----------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 4,128 821,274,515 100.00 7.058 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 1,206 113,522,053 96.57 8.648 272 97.65 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 28 2,804,541 2.39 8.387 301 96.85 686 Investment 10 1,230,248 1.05 6.948 333 95.65 702 Total: 367 203,036,837 100 6.72 357 80.6 1,244 117,556,843 100.00 8.624 273 97.61 650 ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 367 203,036,837 100 6.72 357 80.6 650 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 11 6,105,790 3.01 7.131 358 86.23 670 368 61,221,853 5.11 7.331 352 79.09 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 2,575 526,955,963 93.75 6.986 351 193,710,977 95.41 6.714 357 80.32 649 79.71 Investment 11 6,105,790 3.01 7.131 358 86.23 670 191 29,970,667 5.33 7.618 350 79.36 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 27 5,161,896 0.92 7.268 356 81.29 ---------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,793 562,088,526 100.00 7.022 351 79.70

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------ Primary 351 193,710,977 95.41 6.714 374 65,049,104 99.02 7.694 356 78.61 525 Investment 4 524,602 0.80 8.148 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 68.32 532 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 1 118,776 0.18 8.375 357 83.80 523 Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------379 65,692,482 100.00 7.699 356 78.54 525 ------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 43 10,313,846 2.33 7.219 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 75.73 677 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------2,418 443,569,347 100.00 7.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 351 193,710,977 95.41 6.714 1,515 179,654,210 92.93 7.043 328 83.81 664 Investment 55 7,712,970 3.99 7.059 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 84.89 682 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 61 5,955,385 3.08 6.967 330 83.9 707 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 367 203,036,837 1,631 193,322,565 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------7.041 329 83.85 666

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 351 193,710,977 95.41 6.714 357 80.32 649 896 145,942,728 94.21 6.982 352 78.46 Investment 11 6,105,790 3.01 7.131 358 86.23 670 53 8,037,924 5.19 7.408 354 76.59 Second Home 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ 6 931,515 0.60 7.067 357 81.78 ---------------------------------------------------------------------------------------------------------------------------- Total: 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------955 154,912,167 100.00 7.004 352 78.38