Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 5,559 860,307,153 94.54 7.858 345 80.02 612 ---------------------------------------------------------------------------------------------------------------------------- Investment 368 61,221,853 5.11 7.331 352 79.09 415 45,842,492 5.04 8.319 340 77.19 632 ---------------------------------------------------------------------------------------------------------------------------- Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 22 3,811,038 0.42 8.307 354 75.74 604 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 1,441 388,110,575 99.66 6.744 357 80.96 652 Investment 368 61,221,853 5.11 7.331 352 79.09 4 719,600 0.18 7.596 356 81.85 644 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 4 619,266 0.16 7.637 356 80.00 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,449 389,449,441 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 3,978 795,937,500 96.91 7.049 357 81.63 633 Investment 368 61,221,853 5.11 7.331 352 79.09 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 31 5,372,317 0.65 7.418 356 80.42 681 ----------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 4,128 821,274,515 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.058 357 81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 655 164,813,034 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 7,359 1,296,529,152 92.82 6.998 350 78.63 351 79.73 Investment 368 61,221,853 5.11 7.331 352 79.09 576 89,790,471 6.43 7.448 354 79.95 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 61 10,521,811 0.75 7.139 357 82.27 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 7,996 1,396,841,434 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 79 10,292,523 1.08 7.194 354 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 6,026 950,211,543 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 3,888 623,630,460 91.73 7.011 350 78.63 80.05 Investment 368 61,221,853 5.11 7.331 352 79.09 332 51,781,881 7.62 7.355 356 80.81 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 28 4,428,400 0.65 7.003 357 83.53 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 4,248 679,840,741 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,204 500,016,477 95.42 7.005 352 78.99 Investment 368 61,221,853 5.11 7.331 352 79.09 100 18,171,491 3.47 7.530 346 78.73 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,328 524,037,656 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 380 94,095,472 97.09 6.067 357 81.28 683 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 13 2,263,974 2.34 6.263 357 82.66 719 Investment 3 551,500 0.57 7.034 357 90.55 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,536 517,622,817 94.32 6.977 337 81.74 654 Investment 368 61,221,853 5.11 7.331 352 79.09 95 20,401,057 3.72 7.132 357 78.55 663 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 81 10,747,125 1.96 7.06 337 84.32 688 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 32 5,848,710 87.93 7.657 347 81.07 619 42.39 Investment 368 61,221,853 5.11 7.331 352 79.09 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 4 802,720 12.07 7.210 354 79.29 650 42.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 36 6,651,429 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 4,145 976,107,811 94.74 6.901 355 80.30 634 Investment 368 61,221,853 5.11 7.331 352 79.09 188 35,050,861 3.40 7.260 355 82.21 667 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 93 19,194,255 1.86 6.681 354 84.47 683 ---------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 4,426 1,030,352,927 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 368 61,221,853 5.11 7.331 352 79.09 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 3,766 904,898,836 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,096 221,199,443 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 39 1,854,086 1.81 10.366 178 99.63 695 Investment 1 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,802 102,556,580 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 26 6,430,718 3.15 6.403 358 85.34 692 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 648 203,871,131 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 31 3,583,173 2.50 7.268 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 74.70 698 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,591 143,266,359 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,893 457,312,065 94.2 7.935 339 80.94 617 ----------------------------------------------------------------------------------------------------------------------------- Investment 368 61,221,853 5.11 7.331 352 79.09 241 26,782,273 5.52 8.327 331 75.14 635 ----------------------------------------------------------------------------------------------------------------------------- Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 8 1,359,461 0.28 7.777 357 67.84 623 ----------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------3,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 1,998 397,078,279 94.58 7.081 336 81.18 659 Investment 368 61,221,853 5.11 7.331 352 79.09 53 12,865,890 3.06 7.270 357 74.88 655 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 76 9,891,201 2.36 7.118 335 84.03 696 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,488 1,198,490,375 2,127 419,835,371 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 2,670 569,317,627 95.19 7.195 354 77.47 Non-Owner Occupied 144 20,150,018 3.37 8.181 353 78.03 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 39 8,615,742 1.44 7.411 356 77.60 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 2,853 598,083,387 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,273 427,914,930 97.35 7.225 351 82.19 633 43.43 Investment 368 61,221,853 5.11 7.331 352 79.09 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 56 11,669,666 2.65 7.450 358 79.72 653 37.75 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,329 439,584,596 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 396 156,073,547 99.37 6.079 357 82.31 657 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 5 995,833 0.63 6.580 357 87.14 685 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,488 1,198,490,375 401 157,069,380 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.082 357 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 351 193,710,977 95.41 6.714 357 80.32 649 Investment 368 61,221,853 5.11 7.331 352 79.09 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 714 167,001,403 97.62 6.258 356 82.7 632 Second Home 54 12,225,751 7 2,332,815 1.36 7.289 358 89.71 614 Investment 9 1,741,075 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 6.862 356 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------730 171,075,293 100 6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,255 540,343,380 95.70 6.711 339 81.83 647 Investment 368 61,221,853 5.11 7.331 352 79.09 76 21,830,584 3.87 6.983 357 78.57 666 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 14 2,445,865 0.43 6.569 351 84.55 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 6,488 1,198,490,375 2,345 564,619,829 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 368 61,221,853 5.11 7.331 352 79.09 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 54 12,225,751 1.02 7.074 348 15 2,534,376 0.49 6.943 351 79.49 -------------------------------------------------------------------------------------------------------------------------------- 666 ----------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,689 522,435,691 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- Score Ratio -------------------------------------------------------------------------------------------------------------------------- Investor 150 23,547,870 2.44 7.299 356 80.13 671 38.39 Other 5,569 940,993,004 97.56 7.239 349 82.37 634 42.29 -------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 5,719 964,540,874 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.240 349 82.31 635 42.19 --------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 3,862 625,026,294 92.67 6.992 348 78.35 Investment 368 61,221,853 5.11 7.331 352 79.09 268 43,050,362 6.38 7.247 355 79.24 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 30 6,376,063 0.95 7.030 346 80.34 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 4,160 674,452,720 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 368 61,221,853 5.11 7.331 352 79.09 43 10,313,846 2.33 7.219 357 75.73 677 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 2,418 443,569,347 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 38 1,815,969 1.83 10.369 178 99.62 693 Investment 1 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 6,488 1,198,490,375 1,738 99,467,793 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 2,666 402,995,088 94.93 7.77 352 78.98 607 ---------------------------------------------------------------------------------------------------------------------------- Investment 368 61,221,853 5.11 7.331 352 79.09 174 19,060,219 4.49 8.307 351 80.07 628 ---------------------------------------------------------------------------------------------------------------------------- Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 14 2,451,577 0.58 8.601 352 80.11 593 ---------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------2,854 424,506,884 100 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV -------------------------------------------------------------------------------------------------------------------------------- Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 6,066 1,125,042,771 93.87 6.998 350 78.63 Investment 368 61,221,853 5.11 7.331 352 79.09 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 54 12,225,751 1.02 7.074 348 79.49 -------------------------------------------------------------------------------------------------------------------------------- 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 41 3,177,338 1.80 8.312 356 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 6,488 1,198,490,375 1,186 176,981,845 100.00 7.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------