No Double Coverage Clause Samples
The No Double Coverage clause prevents a party from receiving compensation or benefits more than once for the same loss or claim under multiple insurance policies or agreements. In practice, this means if an insured event is covered by two different policies, the insured cannot collect the full benefit from both; instead, the total recovery is limited to the actual loss incurred. This clause ensures fairness by avoiding unjust enrichment and helps insurers manage risk by preventing overlapping payouts for the same incident.
No Double Coverage. No County employee may have double coverage under County-sponsored medical plans (i.e., employees may not cover their spouse/domestic partner if the spouse/domestic partner is employed in a regular, full-time position with the County).
No Double Coverage. No bargaining unit member shall be eligible to receive insurance coverage through the Van Buren Public Schools in addition to being covered by insurance paid through any other source unless the employee provides evidence that the coverage from another source is mandatory.
No Double Coverage. Neither Tenant nor Landlord shall obtain or carry separate insurance covering the same risks as any Required Insurance unless Tenant, Landlord and Lender are included therein as named insured, with loss payable as provided in this Lease and the policy contains a first mortgagee endorsement in favor of the Lender. Tenant and Landlord shall immediately notify each other whenever any such separate insurance is obtained and shall deliver to each other the policies or certificates evidencing the same.
No Double Coverage. It is expressly understood that the City's obligation to provide optical, health, dental, and dependent life insurance under this agreement may be satisfied through family coverage extended to another City employee outside this bargaining unit or otherwise, and that in such case both employees must be covered by the same insurance carrier under one subscriber's name.
No Double Coverage. It is expressly understood that the Township’s obligation to provide health, dental and optical insurance to a bargaining unit member and to their spouse and/or dependents under this agreement may be satisfied through coverage extended to another Township employee inside or outside this bargaining unit. A bargaining unit employee, their spouse or dependents are not eligible for double or any additional coverage under Township sponsored medical, dental or optical medical plans, unless otherwise specifically ordered by a court of competent jurisdiction. Such court order cannot be stipulated or contained within a divorce decree. However, if a bargaining unit member receives medical, dental or optical coverage from another employee either inside or outside of the bargaining unit, either from the Township or another employer, then the bargaining unit employee shall be eligible to receive the Opt Out payment as stated above. Employees are responsible to timely file all required paperwork and/or forms for open enrollment. If such forms are not timely filed, employee and/or family members may lose health insurance coverage until next enrollment date with the filing of said paperwork.
No Double Coverage. Neither Tenant nor Landlord shall obtain or carry separate insurance covering the same risks as any Required Insurance unless Tenant, Landlord and Lender are included therein as named insured, with loss payable as provided in this Lease and the policy contains a first mortgagee endorsement in favor of Lender. Tenant and Landlord shall immediately notify each other whenever any such separate insurance is obtained and shall deliver to each other the policies or certificates evidencing the same.
No Double Coverage. In order to avoid double hospitalization coverage, employees will be required to certify, in writing to the Human Resource Department at the time of enrollment, that they are not covered by another insurance carrier under a spouse, parents', or guardians' insurance plan (employees who become covered subsequent to their enrollment shall notify the Human Resource Department of this fact). Those employees who are covered under a separate insurance plan, providing at least substantially the equivalent benefits as the School District's plan, shall be required to sign a waiver of entitlement to hospitalization.
No Double Coverage. Lessee shall not obtain or carry separate insurance covering the same risks as any Required Insurance unless Lessee, Lessor and Lender are included therein as named insured, with loss payable as provided in this Lease and the policy contains a first mortgagee endorsement in favor of the Lender. Lessee shall immediately notify Lessor whenever any such separate insurance is obtained and shall deliver to Lessor the policies or certificates evidencing the same. Any insurance which Lessor may elect to carry shall be excess and not primary coverage.