Common use of No Construction Loans Clause in Contracts

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME MORTGAGE COMPANY, LLC BUYER: JPMORGAN CHASE BANK, N.A. TODAY’S DATE: / / REPORTING PERIOD ENDED: month(s) ended / / This certificate is delivered to Buyer under the Master Repurchase Agreement dated as of August 17, 2017 between Buyer and Seller (as amended, the “Agreement”), all the defined terms of which have the same meanings when used herein. I hereby certify that: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer of Seller; (b) to the best of my knowledge, the Financial Statements of Seller from the period shown above (the “Reporting Period”) and that accompany this certificate were prepared in accordance with GAAP and present fairly in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of Default, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance and specifying the period of noncompliance and what actions Seller proposes to take with respect thereto) and (e) Seller was, as of the end of the Reporting Period, in compliance with the applicable net worth requirements of, and in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUD. By: Name: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTS

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME MORTGAGE COMPANY, LLC BUYER[NAME OF APPLICABLE SELLER] ADMINISTRATIVE AGENT: JPMORGAN CHASE BANK, N.A. a national banking association TODAY’S DATE: / / REPORTING PERIOD ENDED: month(s) ended _ / / This certificate is delivered to Buyer Administrative Agent under the Master Repurchase Agreement dated effective as of August 17November , 2017 2013, between Buyer Sellers and Seller Administrative Agent (as amended, the “Agreement”), all the defined terms of which have the same meanings when used herein. I hereby certify thatthat with respect to Seller indicated above: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer of Seller; (b) to the best of my knowledge, the Financial Statements of Seller from the period shown above (the “Reporting Period”) and that which accompany this certificate were prepared in accordance with GAAP and present fairly in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms terms, and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of DefaultDefault with respect to any Seller, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking taking, and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance non-compliance and specifying the period of noncompliance non-compliance and what actions Seller proposes to take with respect thereto) and ); (e) Seller was, as of the end of the Reporting Period, in compliance and good standing with the applicable CL, Xxxxxx Xxx, Xxxxxx Xxx, Xxxxxxx Mac, and HUD net worth requirements of, requirements; (f) this certificate is being delivered by me in my capacity as the Chief Financial Officer of Seller and not in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUDmy personal capacity. By: Name: Title: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTSSELLER: REPORTING PERIOD ENDED: / / All financial calculations set forth herein are as of the end of the Reporting Period.1

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in trade‑in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME MORTGAGE COMPANY, LLC BUYER: JPMORGAN CHASE BANK, N.A. TODAY’S DATE: / / REPORTING PERIOD ENDED: month(s) ended / / This certificate is delivered to Buyer under B-2 XXXXXXX MAC SMALL BALANCE LOANS REPRESENTATIONS AND WARRANTIES For purposes of the Master Repurchase Agreement dated as of August 17, 2017 between Buyer representations and Seller (as amendedwarranties in this Exhibit B-2, the phrase “Agreement”), all to the defined terms of which have the same meanings when used herein. I hereby certify that: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer knowledge of Seller; (b) ”, “to Seller’s knowledge”, “to the best of my Seller’s knowledge” or other knowledge qualifier will mean, except where otherwise expressly set forth below, the actual state of knowledge of PMC or any servicer acting on its behalf regarding the matters referred to, after PMC’s having conducted such inquiry and due diligence into such matters as required by Xxxxxxx Mac’s underwriting standards set forth in the applicable Agency Guidelines. Capitalized terms used but not defined in this Exhibit B-2 will have the meanings respectively set forth in the applicable Agency Guidelines. For purposes of this Exhibit B-2 and the representations and warranties set forth herein, a breach of a representation or warranty shall be deemed to have been cured with respect to a Xxxxxxx Mac Small Balance Loan if and when PMC has taken or caused to be taken action such that the event, circumstance or condition that gave rise to such breach no longer adversely affects such Mortgage Loan. With respect to each Loan Level Representation that is made in this Exhibit B-2 to Seller’s knowledge, to the Financial Statements best of Seller from Seller’s knowledge or with another knowledge qualifier, if it is discovered by PMC or Buyer that the period shown above (substance of such Loan Level Representation is inaccurate, notwithstanding PMC’s lack of knowledge with respect to the “Reporting Period”) substance of such representation and warranty, such inaccuracy shall be deemed a breach of that accompany this certificate were prepared Loan Level Representation. PMC represents and warrants with respect to each Xxxxxxx Mac Small Balance Loan to be sold to Buyer hereunder, subject to the exceptions set forth in accordance with GAAP Schedule 1 to the applicable Takeout Commitment, that as of its Purchase Date and present fairly as of the Xxxxxxx Mac Funding Date, the following representations and warranties are true and correct in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of Default, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance and specifying the period of noncompliance and what actions Seller proposes to take with respect thereto) and (e) Seller was, as of the end of the Reporting Period, in compliance with the applicable net worth requirements of, and in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUD. By: Name: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTSrespects:

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME MORTGAGE COMPANY, LLC BUYERQuicken Loans Inc. ADMINISTRATIVE AGENT: JPMORGAN CHASE BANK, N.A. TODAY’S DATE: / / REPORTING PERIOD ENDED: month(s) ended / / This certificate is delivered to Buyer Administrative Agent under the Master Repurchase Agreement dated as of August 17May 2, 2017 between Buyer 2013 among Seller, Administrative Agent and Seller the Buyers party thereto (as amended, the “Agreement”), all the defined terms of which have the same meanings when used herein. I hereby certify on behalf of Seller that: (a) I am, and at all times mentioned herein have been, am the duly elected, qualified, and acting [Chief Financial Officer Officer] [Chief Executive Officer][President] of Seller; (b) to b)to the best of my knowledge, the Financial Statements financial statements of Seller from for, and as of the end of, the period shown above (the “Reporting Period”) and that accompany this certificate were prepared in accordance with GAAP and present fairly in all material respects the financial condition condition, results of operations, cash flows and changes in shareholders’ equity of Seller and its consolidated Subsidiaries as of the end of of, and for, the Reporting Period Period, all subject, in the case of monthly or quarterly Financial Statements, to normal year-end audit adjustments and the results a lack of its operations for Reporting Periodfootnotes; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of Default, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the related requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance and specifying the period of noncompliance and what actions Seller proposes to take with respect thereto) and (e) Seller was, as of the end of the Reporting Period, in compliance with the applicable net worth requirements of, and in good standing with, CLXxxxxx Xxx, Fxxxxx MxxXxxxxx Xxx, Gxxxxx Mxx, Fxxxxxx Xxxxxxx Mac and HUD. QUICKEN LOANS INC. By: Name: [Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTSOfficer] [Chief Executive Officer][President] SELLER: Quicken Loans Inc. REPORTING PERIOD ENDED: / / All financial calculations set forth herein are as of the end of, or for, the Reporting Period.

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in trade‑in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME MORTGAGE COMPANY, LLC BUYER: JPMORGAN CHASE BANK, N.A. TODAY’S DATE: / / REPORTING PERIOD ENDED: month(s) ended / / This certificate is delivered to Buyer under XXXXXXX MAC SMALL BALANCE LOANS REPRESENTATIONS AND WARRANTIES For purposes of the Master Repurchase Agreement dated as of August 17, 2017 between Buyer representations and Seller (as amendedwarranties in this Exhibit B-2, the phrase “Agreement”), all to the defined terms of which have the same meanings when used herein. I hereby certify that: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer knowledge of Seller; (b) ”, “to Seller’s knowledge”, “to the best of my Seller’s knowledge” or other knowledge qualifier will mean, except where otherwise expressly set forth below, the actual state of knowledge of Seller or any servicer acting on its behalf regarding the matters referred to, after Seller’s having conducted such inquiry and due diligence into such matters as required by Xxxxxxx Mac’s underwriting standards set forth in the applicable Agency Guidelines. Capitalized terms used but not defined in this Exhibit B-2 will have the meanings respectively set forth in the applicable Agency Guidelines. For purposes of this Exhibit B-2 and the representations and warranties set forth herein, a breach of a representation or warranty shall be deemed to have been cured with respect to a Xxxxxxx Mac Small Balance Loan if and when Seller has taken or caused to be taken action such that the event, circumstance or condition that gave rise to such breach no longer adversely affects such Mortgage Loan. With respect to each Loan Level Representation that is made in this Exhibit B-2 to Seller’s knowledge, to the Financial Statements best of Seller’s knowledge or with another knowledge qualifier, if it is discovered by Seller from or Buyer that the period shown above (substance of such Loan Level Representation is inaccurate, notwithstanding Seller’s lack of knowledge with respect to the “Reporting Period”) substance of such representation and warranty, such inaccuracy shall be deemed a breach of that accompany this certificate were prepared Loan Level Representation. Seller represents and warrants with respect to each Xxxxxxx Mac Small Balance Loan, subject to the exceptions set forth in accordance with GAAP Schedule 1 to the applicable Takeout Commitment, that as of its Purchase Date and present fairly as of the Xxxxxxx Mac Funding Date, the following representations and warranties are true and correct in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of Default, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance and specifying the period of noncompliance and what actions Seller proposes to take with respect thereto) and (e) Seller was, as of the end of the Reporting Period, in compliance with the applicable net worth requirements of, and in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUD. By: Name: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTSrespects:

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME XXXXXX MORTGAGE COMPANY, LLC COMPANY BUYER: JPMORGAN CHASE BANK, N.A. a national banking association TODAY’S DATE: / / ____/____/____ REPORTING PERIOD ENDED: ______ month(s) ended / / ____/____/____ This certificate is delivered to Buyer under the Master Repurchase Agreement dated effective as of August 17July __, 2017 2011, between Sellers and Buyer and Seller (as amended, the “Agreement”), all the defined terms of which have the same meanings when used herein. I hereby certify thatthat with respect to Seller indicated above: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer Treasurer of Seller; (b) to the best of my knowledge, the Financial Statements of Seller and any footnotes thereto from the period shown above (the “Reporting Period”) and that which accompany this certificate were prepared in accordance with GAAP and present fairly in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms terms, and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of DefaultDefault with respect to any Seller, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking taking, and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance non-compliance and specifying the period of noncompliance non-compliance and what actions Seller proposes to take with respect thereto) ); and (e) Seller was, as of the end of the Reporting Period, in compliance and good standing with the applicable CL, Xxxxxx Xxx, Xxxxxx Xxx, Xxxxxxx Mac, and HUD net worth requirements of, and in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUDrequirements. By: Name: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTSTitle: Treasurer SELLER: REPORTING PERIOD ENDED: ____/____/____ All financial calculations set forth herein are as of the end of the Reporting Period.

No Construction Loans. The Mortgage Loan was not made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property. EXHIBIT C FORM OF COMPLIANCE CERTIFICATE COMPLIANCE CERTIFICATE SELLER: AMERIHOME PULTE MORTGAGE COMPANYLLC, LLC a Delaware limited liability company BUYER: JPMORGAN CHASE BANK, N.A. N.A., a national banking association TODAY’S DATE: / / ____/____/____ REPORTING PERIOD ENDED: _____ month(s) ended / / ____/____/____ This certificate is delivered to Buyer under the Master Repurchase Agreement dated effective as of August 17September 30, 2017 2009 between Seller and Buyer and Seller (as amended, the “Agreement”), all the defined terms of which have the same meanings when used herein. I hereby certify that: (a) I am, and at all times mentioned herein have been, the duly elected, qualified, and acting Chief Financial Officer of Seller; (b) to the best of my knowledge, the Financial Statements of Seller from the period shown above (the “Reporting Period”) and that which accompany this certificate were prepared in accordance with GAAP and present fairly in all material respects the financial condition of Seller as of the end of the Reporting Period and the results of its operations for Reporting Period; (c) a review of the Agreement and of the activities of Seller during the Reporting Period has been made under my supervision with a view to determining Seller’s compliance with the covenants, requirements, terms terms, and conditions of the Agreement, and such review has not disclosed the existence during or at the end of the Reporting Period (and I have no knowledge of the existence as of the date hereof) of any Default or Event of Default, except as disclosed herein (which disclosure specifies the nature and period of existence of each Default or Event of Default, if any, and what action Seller has taken, is taking taking, and proposes to take with respect to each); (d) the calculations described on the pages attached hereto evidence that Seller is in compliance with the requirements of the Agreement at the end of the Reporting Period (or if Seller is not in compliance, showing the extent of noncompliance non-compliance and specifying the period of noncompliance non-compliance and what actions Seller proposes to take with respect thereto) and ); (e) Seller was, as of the end of the Reporting Period, in compliance and good standing with the applicable CL, Xxxxxx Xxx, Xxxxxx Xxx, Xxxxxxx Mac and HUD net worth requirements of, and in good standing with, CL, Fxxxxx Mxx, Gxxxxx Mxx, Fxxxxxx Mac and HUDrequirements. By:________________________ Name:______________________ Title:_______________________ REPORTING PERIOD ENDED: Name: Chief Financial Officer EXHIBIT D CONDITIONS PRECEDENT DOCUMENTS/ / All financial calculations set forth herein are as of the end of the Reporting Period.