Common use of Next-Day Availability Clause in Contracts

Next-Day Availability. If You make the deposit in person to one of Our employees, funds from the following deposits are available on the 1st business day after the day of Your deposit:  Cashier's, certified, and xxxxxx's checks that are payable to You.  Federal Reserve Bank checks and Federal Home Loan Bank checks, if these items are payable to You. If You do not make Your deposit in person to one of Our employees (for example, if You mail the deposit), funds from these deposits will be available on the 2nd business day after the day We receive Your deposit.

Next-Day Availability. If You make the deposit in person to one of Our employees, funds from the following types of deposits are will be available on the 1st first business day after the day of Your We receive the deposit:  Cashier's, certified, and xxxxxx's • U.S. Treasury checks that are payable to You.  Federal Reserve Bank checks and Federal Home Loan Bank checks, if these items are payable to You• Wire transfers. • Checks drawn on Us. If You do not make Your deposit in person to one of Our employees (for example, if You mail the deposit), funds from these deposits will be available on the 2nd business day after the day We receive Your deposit.