Common use of Next-Day Availability Clause in Contracts

Next-Day Availability. Funds from the following deposits are available on the first busi- ness day after the day of your deposit: • U.S. Treasury checks that are payable to you. • Wire transfers. • If you make the deposit in person to one of our employees, funds from the following deposits are also available on the first busi- ness day after the day of your deposit: • Cash. • State and local government checks that are payable to you. • Cashier's, certified, and teller's checks that are payable to you. • Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you. If you do not make your deposit in person to one of our employees (for example, if you mail the deposit), funds from these deposits will be available on the second business day after the day we receive your deposit.

Next-Day Availability. Funds from the following deposits are will be available on the first busi- ness business day after the day of your deposit: • U.S. Treasury checks that are payable to you. you • Wire transfers. transfers • Checks drawn on us If you make the deposit in person to one of our employees, funds from the following deposits are also available on the first busi- ness business day after the day of your deposit: • Cash. Cash • Cashier’s, certified, and xxxxxx’s checks that are payable to you • State and local government checks that are payable to you. • Cashier's, certified, and teller's checks that are payable to you. you • Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you. you If you do not make your deposit in person to one of our employees employ- ees (for example, if you mail the deposit), funds from these deposits de- posits will be available on the second business day after the day we receive of your deposit.

Next-Day Availability. Funds from the following deposits are available on the first busi- ness business day after the day of your deposit: • U.S. Treasury checks that are payable to you. • Wire transfers. • Checks drawn on UMe Federal Credit Union. If you make the deposit in person to one of our employees, funds from the following deposits are also available on the first busi- ness business day after the day of your deposit: • Cash. • State and local government checks that are payable to you. • Cashier's’s, certified, and teller's xxxxxx’s checks that are payable to you. • Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you. If you do not make your deposit in person to one of our employees (for example, if you mail the deposit), funds from these deposits will be available on the second business day after the day we receive your deposit.

Next-Day Availability. Funds from the following deposits are available on the first busi- ness 1st business day after the day of your Your deposit: •  U.S. Treasury checks that are payable to youYou. •  Wire transfers. •  Checks drawn on Us. If you You make the deposit in person to one of our Our employees, funds from the following deposits are also available on the first busi- ness 1st business day after the day of your Your deposit: •  Cash. •  State and local government checks that are payable to youYou. •  Cashier's, certified, and tellerxxxxxx's checks that are payable to youYou. •  Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to youYou. If you You do not make your Your deposit in person to one of our Our employees (for example, if you You mail the deposit), funds from these deposits will be available on the second 2nd business day after the day we We receive your Your deposit.

Next-Day Availability. Funds from the following types of deposits are will be available on the first busi- ness 1st business day after the day of your We receive Your deposit: • U.S. Treasury checks that are payable to youYou. • Wire transfers. • Checks drawn on Us. If you You make the deposit in person to one of our Our employees, funds from the following deposits are also available on the first busi- ness 1st business day after the day of your Your deposit: • Cash. • State and local government checks that are payable to youYou. • Cashier's, certified, and tellerxxxxxx's checks that are payable to youYou. • Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to youYou. If you You do not make your Your deposit in person to one of our Our employees (for example, if you You mail the deposit), funds from these deposits will be available on the second 2nd business day after the day we We receive your Your deposit.

Next-Day Availability. Funds from the following deposits are will be available on the first busi- ness business day after the day of your deposit: • U.S. Treasury checks that are payable to you. you • Wire transfers. transfers • Checks drawn on us If you make the deposit in person to one of our employees, funds from the following deposits are also available on the first busi- ness business day after the day of your deposit: • Cash. Cash • Cashier’s, certified, and teller’s checks that are payable to you • State and local government checks that are payable to you. • Cashier's, certified, and teller's checks that are payable to you. you • Federal Reserve Bank checks, Federal Home Loan Bank checks, and postal money orders, if these items are payable to you. you If you do not make your deposit in person to one of our employees employ- ees (for example, if you mail the deposit), funds from these deposits de- posits will be available on the second business day after the day we receive of your deposit.