Common use of Multiple Policies Clause in Contracts

Multiple Policies. 1. In case of multiple policies taken by an insured during a period from the same or one or more insurers to indemnify treatment costs, the policyholder shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In all such cases the insurer if chosen by the policy holder shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2. Policyholder having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, even if the sum insured is not exhausted. Then the Insurer(s) shall independently settle the claim subject to the terms and conditions of this policy. 3. If the amount to be claimed exceeds the sum insured under a single policy, the policyholder shall have the right to choose insurers from whom he/she wants to claim the balance amount. 4. Where an insured has policies from more than one insurer to cover the same risk on indemnity basis, the insured shall only be indemnified the hospitalization costs in accordance with the terms and conditions of the chosen policy.

Multiple Policies. 1. In case of multiple policies taken by an insured person during a period from the same or one or more insurers to indemnify treatment costs, the policyholder insured person shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In ln all such cases the insurer if chosen by the policy holder insured person shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2. Policyholder lnsured person having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, policies even if the sum insured is not exhausted. Then the Insurer(s) insurer shall independently settle the claim subject to the terms and conditions of this policy. 3. If lf the amount to be claimed exceeds the sum insured under a single policy, the policyholder insured person shall have the right to choose insurers insurer from whom he/she wants to claim the balance amount. 4. Where an insured person has policies from more than one insurer to cover the same risk on indemnity basis, the insured person shall only be indemnified the hospitalization treatment costs in accordance with the terms and conditions of the chosen policy.

Multiple Policies. 1. i. In case of multiple policies taken by an insured person during a period from the same or one or more insurers to indemnify treatment costs, the policyholder insured person shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In all such cases the insurer if chosen by the policy holder insured person shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2ii. Policyholder Insured person having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, policies even if the sum insured is not exhausted. Then the Insurer(s) insurer shall independently settle the claim subject to the terms and conditions of this policy. 3iii. If the amount to be claimed exceeds the sum insured under a single policy, the policyholder insured person shall have the right to choose insurers insurer from whom he/she wants to claim the balance amount. 4iv. Where an insured person has policies from more than one insurer to cover the same risk on indemnity basis, the insured person shall only be indemnified the hospitalization treatment costs in accordance with the terms and conditions of the chosen policy.

Multiple Policies. 1. In ln case of multiple policies taken by an insured person during a period from the same or one or more insurers to indemnify treatment costs, the policyholder shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In ln all such cases the insurer if chosen by the policy holder policyholder shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2. Policyholder Policy Holder having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, policies even if the sum insured is not exhausted. Then the Insurer(sinsurer (s) shall independently settle the claim subject to the terms and conditions of this policy. 3. If lf the amount to be claimed exceeds the sum insured under a single policy, the policyholder shall have the right to choose insurers insurer from whom he/she wants to claim the balance amount. 4. Where an insured person has policies from more than one insurer to cover the same risk on indemnity basis, the insured person shall only be indemnified the hospitalization hospitalisation costs in accordance with the terms and conditions of the chosen policy.

Multiple Policies. 1. a. In case of multiple policies taken by an insured person during a period from the same or one or more insurers to indemnify treatment costs, the policyholder insured person shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In all such cases the insurer if chosen by the policy holder insured person shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2. Policyholder b. Insured person having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, policies even if the sum insured is not exhausted. Then the Insurer(s) insurer shall independently settle the claim subject to the terms and conditions of this policy. 3. c. If the amount to be claimed exceeds the sum insured under a single policy, the policyholder insured person shall have the right to choose insurers insurer from whom he/she wants to claim the balance amount. 4. d. Where an insured person has policies from more than one insurer to cover the same risk on indemnity basis, the insured person shall only be indemnified the hospitalization treatment costs in accordance with the terms and conditions of the chosen policy.

Multiple Policies. 1. In ln case of multiple policies taken by an insured person during a period from the same or one or more insurers to indemnify treatment costs, the policyholder shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In ln all such cases the insurer if chosen by the policy holder policyholder shall be obliged to settle the claim as long as the claim is within the limits of and according to the terms of the chosen policy. 2. Policyholder Policy Holder having multiple policies shall also have the right to prefer claims under this policy for the amounts disallowed under any other policy / policies, policies even if the sum insured is not exhausted. Then the Insurer(sinsurer (s) shall independently settle the claim subject to the terms and conditions of this policy. 3. If lf the amount to be claimed exceeds the sum insured under a single policy, the policyholder shall have the right to choose insurers insurer from whom he/she wants to claim the balance amount. 4. Where an insured person has policies from more than one insurer to cover the same risk on indemnity basis, the insured person shall only be indemnified the hospitalization costs hospitalisationcosts in accordance with the terms and conditions of the chosen policy.