Common use of Member Opt-Out Right Clause in Contracts

Member Opt-Out Right. The Credit Union offers Courtesy Pay as a convenience to Account Owners for incidental overdrafts. We do not encourage you to repeatedly overdraw your account. We encourage you to manage your finances responsibly. You may opt out of Courtesy Pay at any time by notifying the Credit Union orally or in writing. The Credit Union may require that any oral opt- out be confirmed in writing. You understand that by opting out of this service, the Credit Union may refuse to pay any check or item that is presented against an insufficient balance on your account and that you will be responsible for any NSF or Returned Item fees. You are still responsible to pay any overdraft, even if you have opted out of the service.

Member Opt-Out Right. The Credit Union offers Courtesy Pay as a convenience to Account Owners for incidental overdrafts. We do not encourage you to repeatedly overdraw your account. We encourage you to manage your finances responsibly. You may opt out of Courtesy Pay at any time by notifying the Credit Union orally or in writing. The Credit Union may require that any oral opt- opt-out be confirmed in writing. You understand that by opting out of this service, the Credit Union may refuse to pay any check or item that is presented against an insufficient balance on your account and that you will be responsible for any NSF or Returned Item fees. You are still responsible to pay any overdraft, even if you have opted out of the service.

Member Opt-Out Right. The Credit Union offers the Courtesy Pay service as a service and convenience to Account Owners members for incidental overdrafts. We do not encourage you to repeatedly overdraw your account. We encourage you to manage your finances responsibly. You may opt out of the Courtesy Pay service at any time by notifying the Credit Union orally or in writing. The Credit Union may require that any oral opt- verbal opt out be confirmed in writing. You understand that by opting out of this service, the Credit Union may refuse to pay any check or item that is presented against an insufficient balance on your account and that you will be responsible for any NSF or NSF/Returned Item fees. You are still responsible to pay any overdraft, even if you have opted out of the service.