Common use of Medical and Life Insurance Clause in Contracts

Medical and Life Insurance. District No. 513 will provide medical and life insurance programs for employees and dependents. The College agrees to pay 80 percent of all health benefits and the faculty agrees to pay the remaining 20 percent unless noted differently below. All employees and dependents will be offered a high deductible medical insurance plan (HDHP) through the employer. Employees also have the option of a health savings account (HSA) or a health reimbursement account (HRA) if they meet all Internal Revenue Service (IRS) criteria. The College will deposit into an HSA, for each employee with an HSA, on the first pay date in January of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. The College shall make available to employees with an HRA, on January 1st of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. If an employee begins employment after the start of the spring semester, the HRA/HSA contribution will be prorated for the portion of the calendar year for which he/she is employed. Annual health screenings to develop a health risk appraisal will be available for all faculty and covered spouses/partners. Each employee may choose from the following health screening options: Option A: Participate in the annual health screening • Dependents are not required to participate • Completed during the Fall semester or prior to the date indicated by the health screening provider each year • Free to employees and any spouse/partner covered under the College insurance plan • Will be available on the Xxxxxxx campus for a defined period of time each Fall semester • Covered under the Health Insurance Portability and Accountability Act (HIPAA) Option B: Non-Participation in the annual health screening For new employees, the College shall pay 80 percent of health insurance premiums for all categories of insurance coverage during the period lasting from the date of hire until the next health screening. The College shall pay 80 percent of health insurance premiums for all categories of insurance coverage for those who participate in IVCC’s annual wellness screening (Option A) , or the College shall pay 78 percent of health insurance premiums for all categories of insurance coverage for those who do not participate in IVCC’s annual wellness screening (Option B), or do not receive a total score in the healthy range and fail to demonstrate adequate improvement (unless qualified for an exception) as determined by the district’s health screening provider. In the event the District does not offer an annual health screening, all faculty participating in the District’s insurance program will contribute 20 percent towards health insurance premiums. The College will provide, at its expense, term life insurance with a face value of $60,000. Accidental Death and Dismemberment (AD&D) insurance will also be provided by the College. The Federation President or his/her designee will be afforded an opportunity to have input into the College’s formal process for selecting and reviewing employee medical and life insurance coverage.

Medical and Life Insurance. District No. 513 will provide medical and life insurance programs for employees and dependents. The College agrees to pay 80 percent of all health benefits and the faculty agrees to pay the remaining 20 percent unless noted differently below. All employees and dependents will be offered a high deductible medical insurance plan (HDHP) through the employer. Employees also have the option of a health savings account (HSA) or a health reimbursement account (HRA) if they meet all Internal Revenue Service (IRS) criteria. The College will deposit into an HSA, for each employee with an HSA, on the first pay date in January of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. The College shall make available to employees with an HRA, on January 1st of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. If an employee begins employment after the start of the spring semester, the HRA/HSA contribution will be prorated for the portion of the calendar year for which he/she is they are employed. Annual health screenings to develop a health risk appraisal will be available for all faculty and covered spouses/partners. Each employee may choose from the following health screening options: Option A: Participate in the annual health screening • Dependents are not required to participate • Completed during the Fall semester or prior to the date indicated by the health screening provider each year • Free to employees and any spouse/partner covered under the College insurance plan • Will be available on the Xxxxxxx Oglesby campus for a defined period of time each Fall semester • Covered under the Health Insurance Portability and Accountability Act (HIPAA) Option B: Non-Participation in the annual health screening For new employees, the College shall pay 80 percent of health insurance premiums for all categories of insurance coverage during the period lasting from the date of hire until the next health screening. The College shall pay 80 percent of health insurance premiums for all categories of insurance coverage for those who participate in IVCC’s annual wellness screening (Option A) screening, or the College shall pay 78 percent of health insurance premiums for all categories of insurance coverage for those who do not participate in IVCC’s annual wellness screening (Option B), or do not receive a total score in the healthy range and fail to demonstrate adequate improvement (unless qualified for an exception) as determined by the district’s health screening providerscreening. In the event the District does not offer an annual health screening, all faculty participating in the District’s insurance program will contribute 20 percent towards health insurance premiums. The College will provide, at its expense, term life insurance with a face value of $60,000. Accidental Death and Dismemberment (AD&D) insurance will also be provided by the College. The Federation President or his/her their designee will be afforded an opportunity to have input into the College’s formal process for selecting and reviewing employee medical and life insurance coverage.. ARTICLE XII‌‌‌

Medical and Life Insurance. District No. 513 will provide medical and life insurance programs for employees and dependents. The College agrees to pay 80 percent of all health benefits and the faculty agrees to pay the remaining 20 percent unless noted differently below. All employees and dependents will be offered a high deductible medical insurance plan (HDHP) through the employer. Employees also have the option of a health savings account (HSA) or a health reimbursement account (HRA) if they meet all Internal Revenue Service (IRS) criteria. The College will deposit into an HSA, for each employee with an HSA, on the first pay date in January of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. The College shall make available to employees with an HRA, on January 1st of each applicable year, a minimum of $2,500 annually for single coverage and $5,000 for employee plus one or family coverage. If an employee begins employment after the start of the spring semester, the HRA/HSA contribution will be prorated for the portion of the calendar year for which he/she is employed. Annual health screenings to develop a health risk appraisal will be available for all faculty and covered spouses/partners. Each employee may choose from the following health screening options: Option A: Participate in the annual health screening • Dependents are not required to participate • Completed during the Fall semester or prior to the date indicated by the health screening provider each year • Free to employees and any spouse/partner covered under the College insurance plan • Will be available on the Xxxxxxx Oglesby campus for a defined period of time each Fall semester • Covered under the Health Insurance Portability and Accountability Act (HIPAA) Option B: Non-Participation in the annual health screening For new employees, the College shall pay 80 percent of health insurance premiums for all categories of insurance coverage during the period lasting from the date of hire until the next health screening. The College shall pay 80 percent of health insurance premiums for all categories of insurance coverage for those who participate in IVCC’s annual wellness screening (Option A) , or the College shall pay 78 percent of health insurance premiums for all categories of insurance coverage for those who do not participate in IVCC’s annual wellness screening (Option B), or do not receive a total score in the healthy range and fail to demonstrate adequate improvement (unless qualified for an exception) as determined by the district’s health screening provider. In the event the District does not offer an annual health screening, all faculty participating in the District’s insurance program will contribute 20 percent towards health insurance premiums. The College will provide, at its expense, term life insurance with a face value of $60,000. Accidental Death and Dismemberment (AD&D) insurance will also be provided by the College. The Federation President or his/her designee will be afforded an opportunity to have input into the College’s formal process for selecting and reviewing employee medical and life insurance coverage.