Common use of Log On Credentials Clause in Contracts

Log On Credentials. Your log on credentials are used to identify you when accessing Personal Internet Banking. They act as your signature. For information regarding creating a strong password, ▇▇▇▇▇://▇▇▇.▇▇.▇▇▇▇.▇▇▇/security/ protect-you/#internet You can change your log on credentials, at any time. For your protection, you should memorize your log on credentials and not keep any notation of them on or with your computer. Log on credentials assure that only you can access Personal Internet Banking. You agree not to give your log on credentials to anyone. If you give your log on credentials to a person or entity, application or otherwise, you will be responsible for any money withdrawn or transferred from your accounts using such log on credentials. If any of your accounts are joint accounts or have additional authorized signers, each owner, or authorized signer is entitled to and should have their own log on credentials to access Personal Internet Banking. You understand and agree that to the extent permitted under applicable law each owner of an account is jointly and individually responsible for all Personal Internet Banking transactions that affect that account, including the initiation of HSBC Securities (USA) Inc. investment account transactions using Personal Internet Banking.