Common use of Litigation; Regulatory Action Clause in Contracts

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(I) no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier or its Subsidiaries or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, to Frontier’s Knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (J), neither Frontier nor any of its Subsidiaries is subject to any cease-and-desist or other order issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or is a recipient of any extraordinary supervisory letter from, or has adopted any board resolutions at the request of (each, whether or not set forth on Schedule 5.2(J), a “Regulatory Agreement,” any Regulatory Authority that restricts the conduct of its business or that in any manner related to its capital adequacy, its credit policies, its management or its business, nor has Frontier or any of its Subsidiaries been advised by any Regulatory Authority that is considering issuing or requesting any Regulatory Agreement.

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(ISCHEDULE 4.2(I) no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier InterWest or its Subsidiaries or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, to Frontier’s Knowledgethe best of its knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (JSCHEDULE 4.2(I), neither Frontier InterWest nor any of its Subsidiaries is subject to or any cease-and-desist of its or other order issued bytheir material properties or their officers, directors or persons with Control over InterWest or its Subsidiaries is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order order, decree, agreement, memorandum of understanding or directive bysimilar arrangement with, or is a recipient of any extraordinary supervisory commitment letter fromor similar submission to, or has adopted any board resolutions at the request of (each, whether or not set forth on Schedule 5.2(J), a “Regulatory Agreement,” any Regulatory Authority that restricts the conduct of its business or that in any manner related to its capital adequacyAuthority, its credit policies, its management or its business, and neither InterWest nor has Frontier or any of its Subsidiaries has been advised by any of such Regulatory Authority Authorities that such authority is considering contemplating issuing or requesting (or is considering the appropriateness of issuing or requesting) any Regulatory Agreementsuch order, decree, agreement, memorandum of understanding, commitment letter or similar submission.

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(I5.2(L) no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier Pacific or its Subsidiaries or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, to Frontier’s Pacific's Knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (JL), neither Frontier Pacific nor any of its Subsidiaries is subject to any cease-and-desist or other order issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or is a recipient of any extraordinary supervisory letter from, or has adopted any board resolutions at the request of (each, whether or not set forth on Schedule 5.2(J5.2(L), a “"Regulatory Agreement,” " any Regulatory Authority that restricts the conduct of its business or that in any manner related to its capital adequacy, its credit policies, its management or its business, nor has Frontier Pacific or any of its Subsidiaries been advised by any Regulatory Authority that is considering issuing or requesting any Regulatory Agreement.

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(I) 5.1(K), no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier or its Subsidiaries Salem or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, and to FrontierSalem’s Knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (J5.1(K), neither Frontier nor any of its Subsidiaries Salem is not subject to any cease-and-desist or other order issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or is a recipient of any extraordinary supervisory letter from, or has adopted any board resolutions at the request of (each, whether or not nor set forth on Schedule 5.2(J5.1(K), a “Regulatory Agreement,” ”), any Regulatory Authority that restricts the conduct of its business or that in any manner related relates to its capital adequacy, its credit policies, its management or its business, nor has Frontier or any of its Subsidiaries Salem been advised by any Regulatory Authority that it is considering issuing or requesting any Regulatory Agreement.

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(ISCHEDULE 4.2(J) no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier or its Subsidiaries or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, to Frontier’s Knowledgethe best of its knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (JSCHEDULE 4.2(J), neither Frontier nor any of its Subsidiaries is subject to or any cease-and-desist of its or other order issued bytheir material properties or their officers, directors or controlling persons is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order order, decree, agreement, memorandum of understanding or directive bysimilar arrangement with, or is a recipient of any extraordinary supervisory commitment letter fromor similar submission to, or has adopted any board resolutions at the request of (each, whether or not set forth on Schedule 5.2(J), a “Regulatory Agreement,” any Regulatory Authority that restricts the conduct of its business or that in any manner related to its capital adequacyAuthority, its credit policies, its management or its business, and neither Frontier nor has Frontier or any of its Subsidiaries has been advised by any of such Regulatory Authority Authorities that such authority is considering contemplating issuing or requesting (or is considering the appropriateness of issuing or requesting) any Regulatory Agreementsuch order, decree, agreement, memorandum or understanding, commitment letter or similar submission.

Litigation; Regulatory Action. Except as Previously Disclosed in Schedule 5.2(I) 5.1(L), no litigation, proceeding or controversy before any court or governmental agency is pending that, individually or in the aggregate, is reasonably likely to have a Material Adverse Effect on Frontier or its Subsidiaries Northwest or that alleges claims under any fair lending law or other law relating to discrimination, including the Equal Credit Opportunity Act, the Fair Housing Act, the Community Reinvestment Act and the Home Mortgage Disclosure Act, and, and to Frontier’s Northwest's Knowledge, no such litigation, proceeding or controversy has been threatened; and except as Previously Disclosed in Schedule 5.2 (J5.1(L), neither Frontier nor any of its Subsidiaries Northwest is not subject to any cease-and-desist or other order issued by, or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by, or is a recipient of any extraordinary supervisory letter from, or has adopted any board resolutions at the request of (each, whether or not nor set forth on Schedule 5.2(J5.1(L), a “"Regulatory Agreement,” "), any Regulatory Authority Authorities that restricts the conduct of its business or that in any manner related relates to its capital adequacy, its credit policies, its management or its business, nor has Frontier or any of its Subsidiaries Northwest been advised by any Regulatory Authority Authorities that it is considering issuing or requesting any Regulatory Agreement.