Liability Cover Sample Clauses
Liability Cover. ▇▇.▇. ▇▇ Careful Movers, we take pride in Our workmanship and aspire to prevent any incidences resulting in loss or damage to Your property while handling it. While striving for excellence, the reality is that all we can do is reduce the risk of incidences not eliminate them. Even the best laid and executed plans can go awry due to unforeseen circumstances, which is why you should ensure that Your move and Your possessions are insured.
▇▇.▇. ▇▇▇ have two insurance coverage options available to You which are; the Goods in Transit Cover (limited) and the All-risk insurance.
13.3. The Goods in Transit’ furniture removal insurance covers Your goods only whilst they are in transit. Your goods will be covered against the following: Fire, Collision, Hijacking, Overturning, Vehicle Theft.
13.3.1. The Good in Transit insurance cover is free of charge.
13.3.2. However, it is also limited and will not cover Your furniture or belongings beyond the conditions specified in Clause 13.3.
13.3.3. In respect of any particular furniture or goods damaged or lost under conditions outlined in Clause 13.3, Our liability will not, under any circumstances exceed a total value of R100 000.00
13.4. The all-risk furniture removal insurance cover starts from the moment we lay Our hands on Your possessions until You are fully settled in Your new home or office. Your goods will be covered against the following; fire, collision, hijacking, overturning, theft, vandalism, riot and strike action, terrorism, goods in transit, storm damage including flooding, handling damages and dents.
13.4.1. The all-risk insurance cover is optional, You may decide to use it or not.
13.4.2. For the all-risk insurance cover to apply in the event of loss or damage to Your property under conditions listed in Clause 13.4. it is compulsory that;
13.4.3. Declare in the inventory, the total values of each of Your furniture or belongings that You want to be covered.
13.4.4. The to be insured furniture is wrapped or protected to Our approval or satisfaction before removal or storage.
13.4.5. Pay in advance a non-refundable 2.85% amount of the total value of the furniture or belongings You want to be covered.
13.5. Where the lost or damaged furniture is part of a pair or set, Our liability to You, where it is assessed as the cost of replacement of that item, is to be assessed as a sum equivalent to the cost of that item in isolation, not the cost of that item as part of a pair or set.
13.6. Depending on the liability...
Liability Cover. A. LEGAL LIABILITY COVER
1. Accidental bodily injury, or
2. Accidental loss to any property, occurring during the period of insurance, caused by or through or in connection with their use of an insured vehicle in New Zealand.
Liability Cover. We will indemnify you against liability at law for damages and claimant’s costs in respect of death or bodily injury to any person or damage to any property resulting from an accident that is caused by or in connection with the Insured Vehicle. We will also indemnify:
1.1.1 any person you allow to use the Insured Vehicle provided the current Certificate of Motor Insurance says they can and they are not excluded from driving by an Endorsement shown in the Schedule;
1.1.2 at your request any passenger or person (other than the person driving) whilst travelling in or getting into or out of the Insured Vehicle;
1.1.3 the owner of the Insured Vehicle as though they were you;
1.1.4 following the death of anyone insured under this insurance, that person’s legal representative for any liability incurred by that person as a consequence of using an Insured Vehicle.
Liability Cover. 1. Who is covered by the insurance
2. When the insurance is valid
3. Where the insurance is valid
4. What the insurance cover
5. What the insurance does not over
Liability Cover. 9.1 Legal liability cover We will indemnify the insured for legal liability arising from:
(a) accidental bodily injury, or
(b) accidental loss to any property, occurring during the period of insurance, caused by or through or in connection with their use of an
9.2 Litigation defence costs We will indemnify the insured for legal defence costs and expenses necessarily and reasonably incurred to defend any civil proceeding (or threat of civil proceeding) brought against the insured, in relation to an alleged liability that, if proven, would be covered under ‘Section 2: Legal liability cover’.
9.3 Legal liability of other users of an insured vehicle