Common use of Food in a Freezer or Refrigerator Clause in Contracts

Food in a Freezer or Refrigerator. We insure loss or damage caused directly to foods contained in a freezer or refrigerator which is located in your dwelling and stops working because of a mechanical breakdown or power interruption. We will also pay the reasonable expenses incurred by you to preserve the food while the appliances are being repaired or until power is restored. We will pay a maximum amount of $1,000, regardless of the number of appliances that stop working at the same time. This coverage does not apply when the power interruption is caused by the disruption of a circuit breaker or fuse in your dwelling or by disconnection of the power supply of the appliance, whether accidental or not.

Food in a Freezer or Refrigerator. We insure loss or damage caused directly to foods contained in a freezer or refrigerator which is located in your dwelling building and stops working because of a mechanical breakdown or power interruption. We will also pay the reasonable expenses incurred by you to preserve the food while the appliances are being repaired or until power is restored. We will pay a maximum amount of $1,000, regardless of the number of appliances that stop working at the same time. This coverage does not apply when the power interruption is caused by the disruption of a circuit breaker or fuse in your dwelling on the premises or by disconnection of the power supply of the appliance, whether accidental or not.