Common use of FEE INFORMATION Clause in Contracts

FEE INFORMATION. Annual Custodian Admin Fee: Starting at $35 The initial fee should be included at the time of account establishment if you do not currently have any additional open First Trust Retirement accounts. The Custodian Admin Fee may be paid by you directly; or the Custodian may deduct them from your IRA or from your monthly distributions. Annual fees will be charged for any calendar year during which the IRA is open. This fee is not prorated for periods of less than one year. After a listing event, a fee will be taken on liquidations to cover the cost of selling your shares on the market. Please see the Financial Disclosure for additional information. This does not apply to any transactions while the investment is non-listed. IRA APPLICATION FORM Benefit Street Partners Step 7: INCOME DISTRIBUTION OPTIONS  I wish to participate in the Distribution Reinvestment Program (DRP). * (Must indicate this on the product Subscription Agreement or send in an applicable product sponsor form for the appropriate product.)  Distribute my income distributions to pay cash to the Undirected Cash account within my IRA. ** (Not a taxable event.)  Distribute my income distributions as a taxable distribution. ** (Must include a completed FTR Income Distribution Request Form.)  Pay my income distributions to another IRA custodian as a trustee-to-trustee transfer. (Must include a completed FTR Income Distributions Request Form and the accepting custodian’s acceptance verbiage or sign off. A Medallion Signature Guarantee is required if a letter of acceptance is not included.) *To participate in the Distribution Reinvestment Plan (DRP), it must be indicated on the applicable product Subscription Agreement. If the Income Distribution option is left blank on the Subscription Document, the distributions will default to cash to the undirected cash account within your IRA. **If income distributions are set to cash and we do not receive a completed FTR Income Distribution Request Form, your income distributions will default to pay cash to the undirected cash account within your IRA.

FEE INFORMATION. Annual Custodian Admin Fee: Starting at $35 The initial fee should be included at the time of account establishment if you do not currently have any additional open First Trust Retirement accounts. The Custodian Admin Fee may be paid by you directly; or the Custodian may deduct them from your IRA or from your monthly distributions. Annual fees will be charged for any calendar year during which the IRA is open. This fee is not prorated for periods of less than one year. After a listing event, a fee will be taken on liquidations to cover the cost of selling your shares on the market. Please see the Financial Disclosure for additional information. This does not apply to any transactions while the investment is non-listed. IRA APPLICATION FORM Benefit Street Partners Step 7: INCOME DISTRIBUTION OPTIONS  I wish to participate in the Distribution Reinvestment Program (DRP). * (Must indicate this on the product Subscription Agreement or send in an applicable product sponsor form for the appropriate product.)  Distribute my income distributions to pay cash to the Undirected Cash account within my IRA. ** (Not a taxable event.)  Distribute my income distributions as a taxable distribution. ** (Must include a completed FTR Income Distribution Request Form.)  Pay my income distributions to another IRA custodian as a trustee-to-trustee transfer. (Must include a completed FTR Income Distributions Request Form and the accepting custodian’s acceptance verbiage or sign off. A Medallion Signature Guarantee is required if a letter of acceptance is not included.) *To participate in the Distribution Reinvestment Plan (DRP), it must be indicated on the applicable product Subscription Agreement. If the Income Distribution option is left blank on the Subscription Document, the distributions will default to cash to the undirected cash account within your IRA. **If income distributions are set to cash and we do not receive a completed FTR Income Distribution Request Form, your income distributions will default to pay cash to the undirected cash account within your IRA.. Step 8: BROKER DEALER/FINANCIAL ADVISOR INFORMATION First Trust Retirement utilizes the product sponsor forms in order to add or update a broker dealer or financial advisor. If you wish to add or update the broker dealer or financial advisor, please reach out to the product sponsor to complete their required form. Step 9: IMPORTANT INFORMATION

FEE INFORMATION. Annual Custodian Admin Fee: Starting at $35 The initial fee should be included at the time of account establishment if you do not currently have any additional open First Trust Retirement accounts. The Custodian Admin Fee may be paid by you directly; or the Custodian may deduct them from your IRA or from your monthly distributions. Annual fees will be charged for any calendar year during which the IRA is open. This fee is not prorated for periods of less than one year. After a listing event, a fee will be taken on liquidations to cover the cost of selling your shares on the market. Please see the Financial Disclosure for additional information. This does not apply to any transactions while the investment is non-listed. IRA APPLICATION FORM Benefit Street Partners Pacific Office Properties Trust, Inc. Step 7: INCOME DISTRIBUTION OPTIONS  I wish to participate in the Distribution Reinvestment Program (DRP). * (Must indicate this on the product Subscription Agreement or send in an applicable product sponsor form for the appropriate product.)  Distribute my income distributions to pay cash to the Undirected Cash account within my IRA. ** (Not a taxable event.)  Distribute my income distributions as a taxable distribution. ** (Must include a completed FTR Income Distribution Request Form.)  Pay my income distributions to another IRA custodian as a trustee-to-trustee transfer. (Must include a completed FTR Income Distributions Request Form and the accepting custodian’s acceptance verbiage or sign off. A Medallion Signature Guarantee is required if a letter of acceptance is not included.) *To participate in the Distribution Reinvestment Plan (DRP), it must be indicated on the applicable product Subscription Agreement. If the Income Distribution option is left blank on the Subscription Document, the distributions will default to cash to the undirected cash account within your IRA. **If income distributions are set to cash and we do not receive a completed FTR Income Distribution Request Form, your income distributions will default to pay cash to the undirected cash account within your IRA.. Step 8: BROKER DEALER/FINANCIAL ADVISOR INFORMATION First Trust Retirement utilizes the product sponsor forms in order to add or update a broker dealer or financial advisor. If you wish to add or update the broker dealer or financial advisor, please reach out to the product sponsor to complete their required form. Step 9: IMPORTANT INFORMATION