Electronic Consent and Acceptance of Terms and Conditions. In order to enroll in the Services, you consent to receive and accept the terms and conditions of this Agreement, and any amendments. You further elect and authorize Blaze to electronically deliver communications via email concerning your accounts with Blaze and any applicable disclosures as required by law. If there is more than one party to an account, notice to any one party to the account will be effective for all account holders. In the event any change to this Agreement requires prior notice to you, Blaze will notify you by email at the email address that you have provided for notices pertaining to this Service, of the new or different terms and conditions or will provide you with a link with such email where you may view the new or different terms and conditions on a website. Your use of the Services constitutes your acceptance of this Agreement. Blaze reserves the right, in its sole discretion, to change, modify, add or remove portions from Blaze Digital Banking as it deems necessary or desirable. Blaze will provide you notice at least (30) days prior to the effective date of the change and will provide a link or written Internet address to a location on Blaze’s website where the change is described. It is your responsibility to read the notice of change. Your continued use of Blaze Digital Banking after notification shall constitute acceptance of any changes. You understand and agree Blaze reserves the right to provide any such notice to you in printed form. You may withdraw your consent to having this information provided to you electronically and request a paper version of a particular document; however, you may be subject to a fee for such requests unless prohibited by applicable law. We recommend you print the entire Agreement for your records. Please see the Business Fee schedule for list of fees. Access and Security Your Blaze Digital Banking ID and password are required to access Blaze Digital Banking functions. You are responsible for all transmissions, instructions, information, processes and transactions attributable to your password, whether entered by you or any person you authorize, and any agreement or consent communicated from such access shall be deemed to be a duly signed writing of yours sufficient to bind you. You agree not to give or make available your password to any unauthorized individual. You may be required to change your password on a periodic basis. We are entitled to act on the instructions received under your password. For security purposes, it is recommended that you memorize the password and do not write it down. If you believe your password has been lost or stolen, someone has attempted to use the Blaze Digital Banking service without your consent, your deposit account(s) or loan account(s) have been accessed, or someone has transferred money without your permission, you must notify Blaze immediately at 651.215.3500 or 888.347.7473. Xxxxx does not maintain a record of your password. If you lose or forget your password, you may reset your password online. You also agree that Blaze may revoke your Blaze Digital Banking Service and/or External Transfer services if unauthorized account access and/or transactions occur as the apparent result of negligence in the safeguarding of the Blaze Digital Banking ID and password (s) belonging to you.
Appears in 1 contract
Samples: blazecu.com
Electronic Consent and Acceptance of Terms and Conditions. In order to enroll in the Services, you consent to receive and accept the terms and conditions of this Agreement, and any amendments. You further elect and authorize Blaze SPIRE to electronically deliver communications via email concerning your accounts with Blaze SPIRE and any applicable disclosures as required by law. If there is more than one party to an account, notice to any one party to the account will be effective for all account holders. In the event any change to this Agreement requires prior notice to you, Blaze SPIRE will notify you by email at the email address that you have provided for notices pertaining to this Serviceservice, of the new or different terms and conditions or will provide you with a link with such email where you may view the new or different terms and conditions on a website. Your use of the Services constitutes your acceptance of this Agreement. Blaze SPIRE reserves the right, in its sole discretion, to change, modify, add or remove portions from Blaze Digital SPIRE Internet Banking as it deems necessary or desirable. Blaze SPIRE will provide you notice at least (30) days prior to the effective date of the change and will provide a link or written Internet address to a location on BlazeSPIRE’s website where the change is described. It is your responsibility to read the notice of change. Your continued use of Blaze Digital SPIRE Internet Banking after notification shall constitute acceptance of any changes. You understand and agree Blaze SPIRE reserves the right to provide any such notice to you in printed form. You may withdraw your consent to having this information provided to you electronically and request a paper version of a particular document; however, you may be subject to a fee for such requests unless prohibited by applicable law. We recommend you print the entire Agreement for your records. Please see the Business Fee schedule for list of fees. Access and Security Your Blaze Digital Banking ID and password are required to access Blaze Digital Banking functions. You are responsible for all transmissions, instructions, information, processes and transactions attributable to your password, whether entered by you or any person you authorize, and any agreement or consent communicated from such access shall be deemed to be a duly signed writing of yours sufficient to bind you. You agree not to give or make available your password to any unauthorized individual. You may be required to change your password on a periodic basis. We are entitled to act on the instructions received under your password. For security purposes, it is recommended that you memorize the password and do not write it down. If you believe your password has been lost or stolen, someone has attempted to use the Blaze Digital Banking service without your consent, your deposit account(s) or loan account(s) have been accessed, or someone has transferred money without your permission, you must notify Blaze immediately at 651.215.3500 or 888.347.7473. Xxxxx does not maintain a record of your password. If you lose or forget your password, you may reset your password online. You also agree that Blaze may revoke your Blaze Digital Banking Service and/or External Transfer services if unauthorized account access and/or transactions occur as the apparent result of negligence in the safeguarding of the Blaze Digital Banking ID and password (s) belonging to you.
Appears in 1 contract
Samples: Agreement
Electronic Consent and Acceptance of Terms and Conditions. In order to enroll in the Services, you consent to receive and accept the terms and conditions of this Agreement, and any amendments. You further elect and authorize Blaze SPIRE to electronically deliver communications via email concerning your accounts with Blaze SPIRE and any applicable disclosures as required by law. If there is more than one party to an account, notice to any one party to the account will be effective for all account holders. In the event any change to this Agreement requires prior notice to you, Blaze SPIRE will notify you by email at the email address that you have provided for notices pertaining to this Service, of the new or different terms and conditions or will provide you with a link with such email where you may view the new or different terms and conditions on a website. Your use of the Services constitutes your acceptance of this Agreement. Blaze SPIRE reserves the right, in its sole discretion, to change, modify, add or remove portions from Blaze SPIRE Digital Banking as it deems necessary or desirable. Blaze SPIRE will provide you notice at least (30) days prior to the effective date of the change and will provide a link or written Internet address to a location on BlazeSPIRE’s website where the change is described. It is your responsibility to read the notice of change. Your continued use of Blaze SPIRE Digital Banking after notification shall constitute acceptance of any changes. You understand and agree Blaze SPIRE reserves the right to provide any such notice to you in printed form. You may withdraw your consent to having this information provided to you electronically and request a paper version of a particular document; however, you may be subject to a fee for such requests unless prohibited by applicable law. We recommend you print the entire Agreement for your records. Please see the Business Fee schedule for list of fees. Access and Security Your Blaze SPIRE Digital Banking ID and password are required to access Blaze SPIRE Digital Banking functions. You are responsible for all transmissions, instructions, information, processes and transactions attributable to your password, whether entered by you or any person you authorize, and any agreement or consent communicated from such access shall be deemed to be a duly signed writing of yours sufficient to bind you. You agree not to give or make available your password to any unauthorized individual. You may be required to change your password on a periodic basis. We are entitled to act on the instructions received under your password. For security purposes, it is recommended that you memorize the password and do not write it down. If you believe your password has been lost or stolen, someone has attempted to use the Blaze SPIRE Digital Banking service without your consent, your deposit account(s) or loan account(s) have been accessed, or someone has transferred money without your permission, you must notify Blaze SPIRE immediately at 651.215.3500 or 888.347.7473888-347- 7473. Xxxxx SPIRE does not maintain a record of your password. If you lose or forget your password, you may reset your password online. You also agree that Blaze SPIRE may revoke your Blaze SPIRE Digital Banking Service and/or External Transfer services if unauthorized account access and/or transactions occur as the apparent result of negligence in the safeguarding of the Blaze SPIRE Digital Banking ID and password (s) belonging to you. Use of Electronic Services To use electronic services, you must have at least one SPIRE share account and a SPIRE Digital Banking ID with a password. SPIRE reserves the right to deny access to a deposit account or loan account or to deny transactions under certain circumstances. Contact Information Changes You agree to promptly notify SPIRE in writing, by phone or online of any contact information change such as mailing address, phone numbers, or email address. SPIRE Digital Banking Required Equipment In order to enroll in the SPIRE Digital Banking Service, you need an electronic device [e.g., computer, cellular phone, etc.)(“Equipment”) with a web browser or SPIRE designated mobile app. You are responsible for the installation, maintenance, and operation of your Equipment, browser and the software. SPIRE is not responsible for any errors or failures from any malfunction of your Equipment, the browser or the software. SPIRE is also not responsible for any computer virus or related problems that may be associated with the use of an online system. Enrolling for SPIRE Digital Banking Your member account number, Social Security Number, address, and valid email address are required for initial enrollment to SPIRE Internet Banking. Enrollment requirements subject to change. Users will create a personalized SPIRE Internet Banking ID and password. Each individual on the account will be required to have their own unique SPIRE Online Banking ID and password. New Logon IDs can be between 9 and 40 alphanumeric characters. Passwords must have at least 12 alphanumeric characters. A minimum of 1 numeric, 1 lowercase alphabetic character, 1 uppercase alphabetic character, and 1 special character is required. You accept responsibility for periodically changing your SPIRE Internet Banking password and protecting the integrity of the Logon ID to protect unauthorized transactions and account access. Granting access to your account via SPIRE Internet Banking to any non-owner will make you financially liable for all losses or misuse of your account(s). Security Procedures You agree that SPIRE will initiate funds transfer requests or other transactions only after you access your SPIRE Digital Banking Account using the established login credentials. You acknowledge and agree that SPIRE has established commercially reasonable security procedures for the electronic Services. You understand the security procedures are designed to authenticate your identity before accepting a request for conducting a transaction and not to detect errors in the content of your instructions. You accept responsibility for periodically changing your SPIRE Digital Banking password and protecting the integrity of the Logon ID to protect unauthorized transactions and account access. Granting access to your account via SPIRE Digital Banking to any non-owner will make you financially liable for all losses or misuse of your account(s). SPIRE Digital Banking Access The Service allows you to perform some or all of the following functions from your Equipment by accessing your accounts at SPIRE’s Website at xxx.xxxxxxx.xxx. Transfer funds between your accounts Make loan payments by transferring funds from checking and savings Request a transfer of funds to another SPIRE member number Get information about balances, rates, deposits and withdrawals, checks cleared, loan payoff amounts and payroll deposits Get dividend, interest or tax information Estimate a loan payment Place a stop payment on a check or series of checks Print out an interim statement copy Apply for a loan Request a check be mailed to your home Change your Security Code Request a change of address Re-order checks External Transfer Verification of Accounts at Other Financial Institution After agreeing to this Agreement and providing any additional information requested, you may enroll accounts that you hold at other financial institutions ("Verified Account") in the External Transfer service. You hereby authorize SPIRE to verify a Verified Account by confirmation of small ACH transactions sent to the account. You authorize SPIRE to verify your Verified Account through the use of trial transactions, in which one or more low value payments will be credited to the account. Sometimes, a low value payment will be both credited to and debited from the account. In either case, SPIRE will then ask you to verify the amount of each credit and debit made into such account. Authorization to Transfer Funds Using External Transfer You hereby represent and warrant to SPIRE, its directors, officers, employees and agents that you own each SPIRE Account, Verified Accounts, and have full right and authority to all the funds on deposit therein. In addition, you authorize SPIRE to execute and charge my SPIRE Account(s) for any External Transfer request to or from a Verified Account, including any related fee, subject to any applicable limit as to dollar amount, time delays to complete certain types of transfers when External Transfer requests are made in accordance with the procedures established by SPIRE. You understand and acknowledge that SPIRE has no obligations to execute any request for a transfer using External Transfer that is not initiated in accordance with such procedures. You further acknowledge that the acceptance and processing of an External Transfer request is subject to the terms and conditions stated in this Agreement, as amended from time to time. This authorization shall remain in full force and effect until you have informed SPIRE by telephone at 000-000-0000 that you have revoked your authorization and SPIRE has a reasonable opportunity to act on it. You understand and agree that at all times your relationship with the financial institution that maintains each Verified Account is independent of SPIRE and your use of the External Transfer service. You shall not hold SPIRE responsible for any acts or omissions by the financial institution maintaining a Verified Account with respect to it, including without limitation any modification, interruption or discontinuance of it. YOU ACKNOWLEDGE AND AGREE THAT WHEN SPIRE ORIGINATES A REQUEST FOR A TRANSFER USING THE EXTERNAL TRANSFER SERVICE, SPIRE IS ACTING AS YOUR AGENT. YOU AGREE TO INDEMNIFY AND HOLD HARMLESS SPIRE AS YOUR AGENT UNDER THIS AGREEMENT. Information Relied Upon by SPIRE You acknowledge and agree that SPIRE is relying upon the information you provide in originating an External Transfer on your behalf. Any errors in the information, including incorrect or inconsistent account names and numbers or the ABA number or name of the financial institution holding your Verified Account are your responsibility. Although you represent and warrant to SPIRE that you are the owner of each Verified Account and describe it to SPIRE by name and account number (or any other number), You understand and agree that if External Transfer instructions identify a Verified Account by name and account number, the relevant financial institution may execute those instructions by reference to the account number only, even if such number does not correspond to the name. You understand that financial institutions holding your Verified Accounts may not investigate discrepancies between names and numbers. In addition, you agree that SPIRE has no responsibility to investigate discrepancies between names and account numbers. External Transfers The business day on which a request for an External Transfer is made begins at 12:01 a.m. Central Time ("CST") and ends at 12:00 p.m. CST the same day. The request for an External Transfer will be executed on the next business day if the request is made after 7:30 p.m. CST. If the request for an External Transfer is received by SPIRE on a day that is not a business day, the transfer process will begin on the next business day. Transfers Subject to the Rules of the Verified Accounts Additionally, all funds transfers are also subject to the rules and regulations governing the relevant Verified Accounts. You agree not to request any External Transfers from or to Verified Accounts that are not allowed under the rules or regulations applicable to such accounts. Limits on External Transfers Limits on transfer amounts will be set based on average balances, relationship and history with SPIRE and are displayed in the application. Limits are calculated against all outstanding transfers, which are transfers that have been requested but not yet paid. External Transfer Warranties SPIRE MAKES NO WARRANTIES, EXPRESS OR IMPLIED - INCLUDING THE FAILURE OF ANY INTERMEDIARY BANK OR BENEFICIARY BANK TO CREDIT YOUR BENEFICIARY WITH THE AMOUNT OF THE FUNDS TRANSFER AFTER RECEIPT OF SAME WITH RESPECT TO ANY MATTER. Rejection of an External Transfer Request We reserve the right to reject your funds transfer request. SPIRE may reject your request if the dollar value of one or more of your transfer requests exceed your daily or weekly transfer limit (as more fully described above), if you have insufficient available funds in your SPIRE Account for the amount of the External Transfer, plus any applicable fee (see the Consumer or Business Service Fees brochure for current related charges and fees), if your request is incomplete or unclear, if SPIRE identifies a security risk related to a requested transfer or if SPIRE is unable to fulfill your request for any other reason. You understand and agree that if SPIRE rejects a request for an External Transfer for one or more of the reasons set forth above, you will be informed of the rejection during your online session or by e-mail as soon thereafter as SPIRE has determined to reject the request. Cancellations, Amendments or Recalls of an External Transfer Request You may cancel or amend a funds transfer request only if SPIRE receives your request prior to our execution of the funds transfer request and at a time that provides SPIRE with a reasonable opportunity to act upon that request. If your funds transfer request has been executed by SPIRE, you understand and agree that the request to recall or amend the funds transfer will be effective only with the voluntary consent of the financial institution holding the Verified Account. If you decide to recall or amend your funds transfer and your request has already been executed by SPIRE, SPIRE will first have to check with the beneficiary bank to determine whether or not the beneficiary bank will return your funds. If the beneficiary bank confirms that the funds are returnable and agrees to do so, once the funds are returned to SPIRE by the beneficiary bank SPIRE will return the funds to you. The amount that is returned to you may be less than you originally transferred because of service charges of the beneficiary bank and/or SPIRE (see the Consumer or Business Service Fees brochure for current related charges and fees). SPIRE shall not be liable to you for any loss resulting from the failure of the beneficiary bank to agree to a recall or amendment of your funds transfer request.
Appears in 1 contract
Samples: Banking Agreement
Electronic Consent and Acceptance of Terms and Conditions. In order to enroll in the Services, you consent to receive and accept the terms and conditions of this Agreement, and any amendments. You further elect and authorize Blaze SPIRE to electronically deliver communications via email concerning your accounts with Blaze SPIRE and any applicable disclosures as required by law. If there is more than one party to an account, notice to any one party to the account will be effective for all account holders. In the event any change to this Agreement requires prior notice to you, Blaze SPIRE will notify you by email at the email address that you have provided for notices pertaining to this Service, of the new or different terms and conditions or will provide you with a link with such email where you may view the new or different terms and conditions on a website. Your use of the Services constitutes your acceptance of this Agreement. Blaze SPIRE reserves the right, in its sole discretion, to change, modify, add or remove portions from Blaze SPIRE Digital Banking as it deems necessary or desirable. Blaze SPIRE will provide you notice at least (30) days prior to the effective date of the change and will provide a link or written Internet address to a location on BlazeSPIRE’s website where the change is described. It is your responsibility to read the notice of change. Your continued use of Blaze SPIRE Digital Banking after notification shall constitute acceptance of any changes. You understand and agree Blaze SPIRE reserves the right to provide any such notice to you in printed form. You may withdraw your consent to having this information provided to you electronically and request a paper version of a particular document; however, you may be subject to a fee for such requests unless prohibited by applicable law. We recommend you print the entire Agreement for your records. Please see the Business Fee schedule for list of fees. Access and Security Your Blaze SPIRE Digital Banking ID and password are required to access Blaze SPIRE Digital Banking functions. You are responsible for all transmissions, instructions, information, processes and transactions attributable to your password, whether entered by you or any person you authorize, and any agreement or consent communicated from such access shall be deemed to be a duly signed writing of yours sufficient to bind you. You agree not to give or make available your password to any unauthorized individual. You may be required to change your password on a periodic basis. We are entitled to act on the instructions received under your password. For security purposes, it is recommended that you memorize the password and do not write it down. If you believe your password has been lost or stolen, someone has attempted to use the Blaze SPIRE Digital Banking service without your consent, your deposit account(s) or loan account(s) have been accessed, or someone has transferred money without your permission, you must notify Blaze SPIRE immediately at 651.215.3500 or 888.347.7473888-347- 7473. Xxxxx SPIRE does not maintain a record of your password. If you lose or forget your password, you may reset your password online. You also agree that Blaze SPIRE may revoke your Blaze SPIRE Digital Banking Service and/or External Transfer services if unauthorized account access and/or transactions occur as the apparent result of negligence in the safeguarding of the Blaze SPIRE Digital Banking ID and password (s) belonging to you. Use of Electronic Services To use electronic services, you must have at least one SPIRE share account and a SPIRE Digital Banking ID with a password. SPIRE reserves the right to deny access to a deposit account or loan account or to deny transactions under certain circumstances. Contact Information Changes You agree to promptly notify SPIRE in writing, by phone or online of any contact information change such as mailing address, phone numbers, or email address. SPIRE Digital Banking Required Equipment In order to enroll in the SPIRE Digital Banking Service, you need an electronic device [e.g., computer, cellular phone, etc.)(“Equipment”) with a web browser or SPIRE designated mobile app. You are responsible for the installation, maintenance, and operation of your Equipment, browser and the software. SPIRE is not responsible for any errors or failures from any malfunction of your Equipment, the browser or the software. SPIRE is also not responsible for any computer virus or related problems that may be associated with the use of an online system. Enrolling for SPIRE Digital Banking Your member account number, Social Security Number, address, and valid email address are required for initial enrollment to SPIRE Internet Banking. Enrollment requirements subject to change. ♦ Users will create a personalized SPIRE Internet Banking ID and password. Each individual on the account will be required to have their own unique SPIRE Online Banking ID and password. ♦ New Logon IDs can be between 9 and 40 alphanumeric characters. ♦ Passwords must have at least 12 alphanumeric characters. A minimum of 1 numeric, 1 lowercase alphabetic character, 1 uppercase alphabetic character, and 1 special character is required. You accept responsibility for periodically changing your SPIRE Internet Banking password and protecting the integrity of the Logon ID to protect unauthorized transactions and account access. Granting access to your account via SPIRE Internet Banking to any non-owner will make you financially liable for all losses or misuse of your account(s). Security Procedures You agree that SPIRE will initiate funds transfer requests or other transactions only after you access your SPIRE Digital Banking Account using the established login credentials. You acknowledge and agree that SPIRE has established commercially reasonable security procedures for the electronic Services. You understand the security procedures are designed to authenticate your identity before accepting a request for conducting a transaction and not to detect errors in the content of your instructions. You accept responsibility for periodically changing your SPIRE Digital Banking password and protecting the integrity of the Logon ID to protect unauthorized transactions and account access. Granting access to your account via SPIRE Digital Banking to any non-owner will make you financially liable for all losses or misuse of your account(s). SPIRE Digital Banking Access The Service allows you to perform some or all of the following functions from your Equipment by accessing your accounts at SPIRE’s Website at xxx.xxxxxxx.xxx. ♦ Transfer funds between your accounts ♦ Make loan payments by transferring funds from checking and savings ♦ Request a transfer of funds to another SPIRE member number ♦ Get information about balances, rates, deposits and withdrawals, checks cleared, loan payoff amounts and payroll deposits ♦ Get dividend, interest or tax information ♦ Estimate a loan payment ♦ Place a stop payment on a check or series of checks ♦ Print out an interim statement copy ♦ Apply for a loan ♦ Request a check be mailed to your home ♦ Change your Security Code ♦ Request a change of address ♦ Re-order checks ♦ External Transfer Verification of Accounts at Other Financial Institution After agreeing to this Agreement and providing any additional information requested, you may enroll accounts that you hold at other financial institutions ("Verified Account") in the External Transfer service. You hereby authorize SPIRE to verify a Verified Account by confirmation of small ACH transactions sent to the account. You authorize SPIRE to verify your Verified Account through the use of trial transactions, in which one or more low value payments will be credited to the account. Sometimes, a low value payment will be both credited to and debited from the account. In either case, SPIRE will then ask you to verify the amount of each credit and debit made into such account. Authorization to Transfer Funds Using External Transfer You hereby represent and warrant to SPIRE, its directors, officers, employees and agents that you own each SPIRE Account, Verified Accounts, and have full right and authority to all the funds on deposit therein. In addition, you authorize SPIRE to execute and charge my SPIRE Account(s) for any External Transfer request to or from a Verified Account, including any related fee, subject to any applicable limit as to dollar amount, time delays to complete certain types of transfers when External Transfer requests are made in accordance with the procedures established by SPIRE. You understand and acknowledge that SPIRE has no obligations to execute any request for a transfer using External Transfer that is not initiated in accordance with such procedures. You further acknowledge that the acceptance and processing of an External Transfer request is subject to the terms and conditions stated in this Agreement, as amended from time to time. This authorization shall remain in full force and effect until you have informed SPIRE by telephone at 000-000-0000 that you have revoked your authorization and SPIRE has a reasonable opportunity to act on it. You understand and agree that at all times your relationship with the financial institution that maintains each Verified Account is independent of SPIRE and your use of the External Transfer service. You shall not hold SPIRE responsible for any acts or omissions by the financial institution maintaining a Verified Account with respect to it, including without limitation any modification, interruption or discontinuance of it. YOU ACKNOWLEDGE AND AGREE THAT WHEN SPIRE ORIGINATES A REQUEST FOR A TRANSFER USING THE EXTERNAL TRANSFER SERVICE, SPIRE IS ACTING AS YOUR AGENT. YOU AGREE TO INDEMNIFY AND HOLD HARMLESS SPIRE AS YOUR AGENT UNDER THIS AGREEMENT. Information Relied Upon by SPIRE You acknowledge and agree that SPIRE is relying upon the information you provide in originating an External Transfer on your behalf. Any errors in the information, including incorrect or inconsistent account names and numbers or the ABA number or name of the financial institution holding your Verified Account are your responsibility. Although you represent and warrant to SPIRE that you are the owner of each Verified Account and describe it to SPIRE by name and account number (or any other number), You understand and agree that if External Transfer instructions identify a Verified Account by name and account number, the relevant financial institution may execute those instructions by reference to the account number only, even if such number does not correspond to the name. You understand that financial institutions holding your Verified Accounts may not investigate discrepancies between names and numbers. In addition, you agree that SPIRE has no responsibility to investigate discrepancies between names and account numbers. External Transfers The business day on which a request for an External Transfer is made begins at 12:01 a.m. Central Time ("CST") and ends at 12:00 p.m. CST the same day. The request for an External Transfer will be executed on the next business day if the request is made after 7:30 p.m. CST. If the request for an External Transfer is received by SPIRE on a day that is not a business day, the transfer process will begin on the next business day. Transfers Subject to the Rules of the Verified Accounts Additionally, all funds transfers are also subject to the rules and regulations governing the relevant Verified Accounts. You agree not to request any External Transfers from or to Verified Accounts that are not allowed under the rules or regulations applicable to such accounts. Limits on External Transfers Limits on transfer amounts will be set based on average balances, relationship and history with SPIRE and are displayed in the application. Limits are calculated against all outstanding transfers, which are transfers that have been requested but not yet paid. External Transfer Warranties SPIRE MAKES NO WARRANTIES, EXPRESS OR IMPLIED - INCLUDING THE FAILURE OF ANY INTERMEDIARY BANK OR BENEFICIARY BANK TO CREDIT YOUR BENEFICIARY WITH THE AMOUNT OF THE FUNDS TRANSFER AFTER RECEIPT OF SAME WITH RESPECT TO ANY MATTER. Rejection of an External Transfer Request We reserve the right to reject your funds transfer request. SPIRE may reject your request if the dollar value of one or more of your transfer requests exceed your daily or weekly transfer limit (as more fully described above), if you have insufficient available funds in your SPIRE Account for the amount of the External Transfer, plus any applicable fee (see the Consumer or Business Service Fees brochure for current related charges and fees), if your request is incomplete or unclear, if SPIRE identifies a security risk related to a requested transfer or if SPIRE is unable to fulfill your request for any other reason. You understand and agree that if SPIRE rejects a request for an External Transfer for one or more of the reasons set forth above, you will be informed of the rejection during your online session or by e-mail as soon thereafter as SPIRE has determined to reject the request. Cancellations, Amendments or Recalls of an External Transfer Request You may cancel or amend a funds transfer request only if SPIRE receives your request prior to our execution of the funds transfer request and at a time that provides SPIRE with a reasonable opportunity to act upon that request. If your funds transfer request has been executed by SPIRE, you understand and agree that the request to recall or amend the funds transfer will be effective only with the voluntary consent of the financial institution holding the Verified Account. If you decide to recall or amend your funds transfer and your request has already been executed by SPIRE, SPIRE will first have to check with the beneficiary bank to determine whether or not the beneficiary bank will return your funds. If the beneficiary bank confirms that the funds are returnable and agrees to do so, once the funds are returned to SPIRE by the beneficiary bank SPIRE will return the funds to you. The amount that is returned to you may be less than you originally transferred because of service charges of the beneficiary bank and/or SPIRE (see the Consumer or Business Service Fees brochure for current related charges and fees). SPIRE shall not be liable to you for any loss resulting from the failure of the beneficiary bank to agree to a recall or amendment of your funds transfer request.
Appears in 1 contract
Samples: Banking Agreement
Electronic Consent and Acceptance of Terms and Conditions. In order to enroll in the Services, you consent to receive and accept the terms and conditions of this Agreement, and any amendments. You further elect and authorize Blaze to electronically deliver communications via email concerning your accounts with Blaze and any applicable disclosures as required by law. If there is more than one party to an account, notice to any one party to the account will be effective for all account holders. In the event any change to this Agreement requires prior notice to you, Blaze will notify you by email at the email address that you have provided for notices pertaining to this Service, of the new or different terms and conditions or will provide you with a link with such email where you may view the new or different terms and conditions on a website. Your use of the Services constitutes your acceptance of this Agreement. Blaze reserves the right, in its sole discretion, to change, modify, add or remove portions from Blaze Digital Banking as it deems necessary or desirable. Blaze will provide you notice at least (30) days prior to the effective date of the change and will provide a link or written Internet address to a location on Blaze’s website where the change is described. It is your responsibility to read the notice of change. Your continued use of Blaze Digital Banking after notification shall constitute acceptance of any changes. You understand and agree Blaze reserves the right to provide any such notice to you in printed form. You may withdraw your consent to having this information provided to you electronically and request a paper version of a particular document; however, you may be subject to a fee for such requests unless prohibited by applicable law. We recommend you print the entire Agreement for your records. Please see the Business Fee schedule for list of fees. Access and Security Your Blaze Digital Banking ID and password are required to access Blaze Digital Banking functions. You are responsible for all transmissions, instructions, information, processes and transactions attributable to your password, whether entered by you or any person you authorize, and any agreement or consent communicated from such access shall be deemed to be a duly signed writing of yours sufficient to bind you. You agree not to give or make available your password to any individual who is not on the account or any other unauthorized individualindividual / third party. You may be required to change your password on a periodic basis. We are entitled to act on the instructions received under your password. For security purposes, it is recommended that you memorize the password and do not write it down. If you believe your password has been lost or stolen, someone has attempted to use the Blaze Digital Banking service without your consent, your deposit account(s) or loan account(s) have been accessed, or someone has transferred money without your permission, you must notify Blaze immediately at 651.215.3500 or 888.347.7473. Xxxxx does not maintain a record of your password. If you lose or forget your password, you may reset your password online. You also agree that Blaze may revoke your Blaze Digital Banking Service and/or External Transfer services if unauthorized account access and/or transactions occur as the apparent result of negligence in the safeguarding of the Blaze Digital Banking ID and password (s) belonging to you without prior notice to you.
Appears in 1 contract
Samples: blazecu.com
