Common use of eBills Clause in Contracts

eBills. You may also select the option to activate electronic ▇▇▇▇ statement presentment and payments (“eBills”), which will allow you to establish a payment schedule for such eBills to be paid through the ▇▇▇▇ Payment Services. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ due, the minimum amount of the ▇▇▇▇ due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ or upon you receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third party service providers or ▇▇▇▇ presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with Bank and with ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third party website or system to retrieve necessary account and billing information on your behalf; however Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.

eBills. You may also select the option to activate electronic ▇▇▇▇ bill statement presentment and payments (“eBills”), which will allow you to establish a payment schedule for such eBills to be paid through the ▇▇▇▇ Bill Payment Services. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ bill due, the minimum amount of the ▇▇▇▇ bill due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇bill; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ bill or upon you receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third third-party service providers or ▇▇▇▇ bill presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with Bank and with ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Bill Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Bill Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third third-party website or system to retrieve necessary account and billing information on your behalf; however however, Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.

eBills. You may also select eBills is a free service through which you can receive an electronic version of your bill (“eBill”) from a participating payee (“▇▇▇▇▇▇”). Once you sign up for the option to activate electronic eBills service, the ▇▇▇▇▇▇ statement presentment and payments (“eBills”), which will allow may stop sending you to establish a payment schedule paper bills. To sign up for such the eBills to be paid through the ▇▇▇▇ Payment Services. With the payment scheduleservice, you can select to pay a designated fixed amount, must first have an online account with the total amount of the ▇▇▇▇ due, the minimum amount of the ▇▇▇▇ due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ or upon you receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third party service providers or ▇▇▇▇ presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority Then you need to set up enroll for the eBills service through our Bill Payment Service using the credentials you use to access your eBill services online account with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with the ▇▇▇▇▇▇. eBills can be viewed in the Pay A Bill area of the Services. You will have sole responsibility are solely responsible for updating your personal information maintaining current contact information, as well as usernames and passwords, with Bank and with the ▇▇▇▇▇▇ separately▇. AdditionallyWe may, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with at the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through request of the ▇▇▇▇▇▇, you authorize Bank provide to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you email address, service address, or other data specifically requested by the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for at the time prescribed by of activating the eBills service for that ▇▇▇▇▇▇. The retention and ability to see presentment of your first eBill history will be at the discretion of the Bank and/or may vary from ▇▇▇▇▇▇ based to Biller, depending on how the eBills are presented and received for paymentbilling cycle of each ▇▇▇▇▇▇. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your Each ▇▇▇▇▇▇ may deny your request to receive eBills through the eBills Service at any time. We will make commercially reasonable efforts to present all your eBills promptly. In addition to notification within the eBills service, we may send an email notification to the email address listed for your account. It remains your responsibility to periodically log on to the Pay A Bill, Bill Payment Service and set check on the delivery of new eBills. It remains your responsibility to keep your accounts with each ▇▇▇▇▇▇ current. To cancel eBills, you should cancel eBills through our Pay A Bill, Bill Payment Service and contact each ▇▇▇▇▇▇ to instruct such ▇▇▇▇▇▇ to resume sending you paper statements. Cancellation may take up eBills in accordance with Bank instructionsto sixty (60) days, depending on the billing cycle of each ▇▇▇▇▇▇. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any Any discrepancies or disputes regarding the accuracy of any bills or payments your eBills must be addressed directly to with the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third party website or system to retrieve necessary account and billing information on your behalf; however Bank shall have no responsibility or liability for any appropriate ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely mannerdirectly. You are responsible agree to indemnify and hold Quontic Bank (and its affiliates and third-Party providers) harmless for making sure any losses or claims arising from or related to your use of the eBills are timely paid and that accurate information is providedservice.

eBills. You may also select the option to activate electronic ▇▇▇▇ statement presentment and payments (“eBills”), which will allow you to establish a payment schedule for such eBills to be paid through the ▇▇▇▇ Payment Services. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ due, the minimum amount of the ▇▇▇▇ due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ or upon you receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third party service providers or ▇▇▇▇ presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with Bank and with ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third party website or system to retrieve necessary account and billing information on your behalf; however however, Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.

eBills. You may also select the option to activate electronic ▇▇▇▇ bill statement presentment and payments (“eBills”), which will allow you to establish initiate a payment schedule for such eBills to be paid through the ▇▇▇▇ Bill Payment Services. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ bill due, the minimum amount of the ▇▇▇▇ bill due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇payment to start processing (“Send On Date”); you should schedule your payments Send On Date at least five (5) to seven ten (710) Business Days prior to the due date of the ▇▇▇▇ bill or upon you your receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third third-party service providers or ▇▇▇▇ bill presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with the Bank and with the ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-set- up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize the Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Bill Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any processing delays. You will be solely responsible for maintaining a current balance in your funding account and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third third-party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Bill Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or the ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by the Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third third-party website or system to retrieve necessary account and billing information on your behalf; however however, Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by the Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.

eBills. You may also select eBills is a free service through which you can receive an electronic version of your bill (“eBill”) from a participating payee (“▇▇▇▇▇▇”). Once you sign up for the option to activate electronic eBills service, the ▇▇▇▇▇▇ statement presentment and payments (“eBills”), which will allow may stop sending you to establish a payment schedule paper bills. To sign up for such the eBills to be paid through the ▇▇▇▇ Payment Services. With the payment scheduleservice, you can select to pay a designated fixed amount, must first have an online account with the total amount of the ▇▇▇▇ due, the minimum amount of the ▇▇▇▇ due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ or upon you receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third party service providers or ▇▇▇▇ presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority Then you need to set up enroll for the eBills service through our Bill Payment Service using the credentials you use to access your eBill services online account with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with the ▇▇▇▇▇▇. eBills can be viewed in the Bill Payment area of the Services. You will have sole responsibility are solely responsible for updating your personal information maintaining current contact information, as well as usernames and passwords, with Bank and with the ▇▇▇▇▇▇ separately▇. AdditionallyWe may, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with at the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through request of the ▇▇▇▇▇▇, you authorize Bank provide to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you email address, service address, or other data specifically requested by the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for at the time prescribed by of activating the eBills service for that ▇▇▇▇▇▇. The retention and ability to see presentment of your first eBill history will be at the discretion of the Bank and/or may vary from ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your to ▇▇▇▇▇▇ and set may take up to sixty (60) days, depending on the billing cycle of each ▇▇▇▇▇▇. Each ▇▇▇▇▇▇ may deny your request to receive eBills in accordance through the eBills Service at any time. We will make commercially reasonable efforts to present all your eBills promptly. In addition to notification within the eBills service, we may send an email notification to the email address listed for your account. It remains your responsibility to periodically log on to the Bill Payment Service and check on the delivery of new eBills. It remains your responsibility to keep your accounts with Bank instructionseach ▇▇▇▇▇▇ current. You To cancel eBills, you should monitor cancel eBills through our Bill Payment Service and keep track contact each ▇▇▇▇▇▇ to instruct such ▇▇▇▇▇▇ to resume sending you paper statements. Cancellation may take up to sixty (60) days, depending on the billing cycle of all bills paid and those pending for paymenteach ▇▇▇▇▇▇. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any Any discrepancies or disputes regarding the accuracy of any bills or payments your eBills must be addressed directly to with the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third party website or system to retrieve necessary account and billing information on your behalf; however Bank shall have no responsibility or liability for any appropriate ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely mannerdirectly. You are responsible agree to indemnify and hold DCU (and its affiliates and third-party providers) harmless for making sure any losses or claims arising from or related to your use of the eBills are timely paid and that accurate information is providedservice.

eBills. You may also select the option elect to activate electronic ▇▇▇▇ bill statement presentment and payments (“eBills”), which will allow you to establish a payment schedule for such eBills to be paid through the ▇▇▇▇ Payment ServicesBill Pay Service. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ bill due, the minimum amount of the ▇▇▇▇ bill due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want to pay your ▇▇▇▇bill; you should schedule your payments at least five (5) to seven (7) Business Days prior to the due date of the ▇▇▇▇ bill or upon you your receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third third-party service providers or ▇▇▇▇ bill presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not no authority or obligation to make any changes or updates to any of your personal information, including including, but not limited to to, name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with Bank and with ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-set up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Payment ServicesBill Pay Service. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank Bank, and you agree to schedule and plan for any delays. You will be solely responsible for maintaining a current balance and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third third-party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Payment ServicesBill Pay Service. Both Bank and the ▇▇▇▇▇▇ reserves reserve the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services Bill Pay Service for any reason. The Bank Bank’s system will store up to eighteen (18) months of ▇▇▇▇ bill payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however however, if an eBill is received directly by Bank, (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third third-party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third third-party website or system to retrieve necessary account and billing information on your behalf; however however, Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.

eBills. You may also select the option to activate electronic ▇▇▇▇ bill statement presentment and payments (“eBills”), which will allow you to establish initiate a payment schedule for such eBills to be paid through the ▇▇▇▇ Bill Payment Services. With the payment schedule, you can select to pay a designated fixed amount, the total amount of the ▇▇▇▇ bill due, the minimum amount of the ▇▇▇▇ bill due, or a reoccurring amount with a specific set of designated options based on the eBill presented for payment. In addition, you can determine the desired date you want your payment to pay your ▇▇▇▇start processing (“Send On Date”); you should schedule your payments Send On Date at least five (5) to seven ten (710) Business Days prior to the due date of the ▇▇▇▇ bill or upon you your receipt of the eBill. You have sole responsibility for setting up eBill presentment through your third third-party service providers or ▇▇▇▇ bill presenters (“Billers”) and for receiving and reviewing billing statements directly from your ▇▇▇▇▇▇. Bank has and will have no authority to set up your eBill services with your Billers and shall have not authority or obligation to make any changes or updates to any of your personal information, including but not limited to name, address, phone number, email address, Internet protocol (“IP”) address, or any other personal information changes or modifications with ▇▇▇▇▇▇. You will have sole responsibility for updating your personal information with the Bank and with the ▇▇▇▇▇▇ separately. Additionally, you will be solely responsible for maintaining, protecting, and updating any and all usernames, passwords, or authentication techniques with your ▇▇▇▇▇▇ and with the Bank and their respective electronic or Internet websites. It will be your responsibility to activate eBill presentment through your ▇▇▇▇▇▇ and set-up all authorization and notification requirements. By activating your electronic billing through the ▇▇▇▇▇▇, you authorize the Bank to act on your behalf to access your billing statements and information necessary to pay bills through eBills and the ▇▇▇▇ Bill Payment Services. You understand and agree that the ▇▇▇▇▇▇ may require several billing cycles to set up your request for eBill presentment to the Bank and you agree to schedule and plan for any processing delays. You will be solely responsible for maintaining a current balance in your funding account and paying all bills timely with your Billers; Bank shall have no liability whatsoever to you or the ▇▇▇▇▇▇ for any reason for any late fees, expenses, or late payments and you agree to indemnify and hold the Bank harmless from any ▇▇▇▇▇▇ or other third third-party claims, damages, expenses, costs, or fees which arise out of or relate to eBills or the ▇▇▇▇ Bill Payment Services. Both Bank and the ▇▇▇▇▇▇ reserves the right to accept or deny any payments made through the Bank ▇▇▇▇ Payment Services for any reason. The Bank system will store up to eighteen (18) months of ▇▇▇▇ payment summary information with respect to eBills. If an eBill is received indirectly by Bank, (i.e. Bank pulls the eBill information directly from the ▇▇▇▇▇▇’▇ online website for payment) it can be stored on the Bank system for up to eighteen (18) months; however if an eBill is received directly (i.e. the ▇▇▇▇▇▇ distributes and sends the eBill directly to Bank’s third party payment processor for presentment on the Bank system for payment) by Bank, the eBill image will be available only for the time prescribed by the ▇▇▇▇▇▇. The retention and ability to see eBill history will be at the discretion of the Bank and/or the ▇▇▇▇▇▇ based on how the eBills are presented and received for payment. Bank shall have no liability for eBill historical information, which is outside the control of the Bank. You must request copies of any billing statements directly through your ▇▇▇▇▇▇ and set up eBills in accordance with Bank instructions. You should monitor and keep track of all bills paid and those pending for payment. Bank is not responsible for the accuracy of any eBills presented or received by the Bank; any discrepancies or disputes regarding the accuracy of any bills or payments must be addressed directly to the ▇▇▇▇▇▇. As necessary, you grant Bank the right to access the necessary third third-party website or system to retrieve necessary account and billing information on your behalf; however however, Bank shall have no responsibility or liability for any ▇▇▇▇▇▇ who fails to provide necessary information or data required by the Bank to process an eBill in a timely manner. You are responsible for making sure your eBills are timely paid and that accurate information is provided.