Common use of Early Withdrawal Provisions Clause in Contracts

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR SHARE CERTIFICATE (3/6/12 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR BUMP UP SHARE CERTIFICATE (3/6/12 36 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure."

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The For all Accounts, the amount of the penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawndays' dividends. Renewal Policies. Your Account will renew automatically upon maturity and at maturity. You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may 10 calendar days to make deposits into or withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR SHARE HSA CERTIFICATE (3/6/12 MONTH) ACCOUNTS ACCOUNT Tiered Fixed Rate Information. These Accounts are This Account is subject to a Tiered Fixed Rate. For the current dividend rate rates and corresponding APY, refer to the separate page titled "accompanying Account Disclosure Rate Supplement" Supplement which We have included with and made a part of this Disclosure.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR BUMP UP SHARE CERTIFICATE (3/6/12 36 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "Account Disclosure Rate Supplement" which We have included with and made a part of this Disclosure.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR BUMP UP SHARE CERTIFICATE (3/6/12 36 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "“Account Disclosure Rate Supplement" ” which We have included with and made a part of this Disclosure.

Early Withdrawal Provisions. We will impose a penalty if You withdraw any of the principal funds before the maturity date. The penalty imposed will equal the sum of the $25.00 administrative fee plus 90 days of dividends on the amount withdrawn. Renewal Policies. Your Account will renew automatically upon maturity and You will have a seven-calendar-day grace period immediately following the maturity of Your Account during which You may make withdrawals from Your Account without penalty. SPECIFIC TERMS APPLICABLE TO YOUR REGULAR SHARE CERTIFICATE (3/6/12 MONTH) ACCOUNTS Tiered Fixed Rate Information. These Accounts are subject to a Tiered Fixed Rate. For the dividend rate and corresponding APY, refer to the separate page titled "“Account Disclosure Rate Supplement" ” which We have included with and made a part of this Disclosure.