Common use of Disappearance Clause in Contracts

Disappearance. If within the Operative Time an Insured Person disappears and after a suitable period of time it is reasonable for the police or registration authorities to believe that the Insured Person has sustained Bodily Injury resulting in death the Company shall pay a benefit to the Insured in accordance with the appropriate Sum Insured shown in the Personal Accident Specification provided that the Insured provides a signed undertaking that if the belief is subsequently found to be incorrect such death Benefit shall be refunded to the Company.

Disappearance. If within the Operative Time an Insured Person disappears and after a suitable period of time it is reasonable for the police or registration authorities to believe that the such Insured Person has sustained died as a result of Bodily Injury resulting in death occurring during the Operative Time, the Company shall pay a benefit to the Insured Person (in accordance with Insurance Condition 12) the appropriate Sum Insured Accidental Death Benefit shown in the Personal Accident Specification Specification, provided that the Insured Person provides a signed undertaking that if the belief death is subsequently found to be incorrect such death incorrect, the Accidental Death Benefit paid shall be refunded to the Company.