Common use of Disability beginning during Clause in Contracts

Disability beginning during. a temporary leave of absence Unless otherwise stated, when a disability period begins during one of the temporary absences described in sections 10.1.1, 10.1.2, 10.1.3, 10.1.5 and 10.1.6 above, and if the participant has maintained coverage in the long-term disability insurance plan, for purposes of administration of the waiver of premiums and of the long-term disability insurance plan, the start of the disability period is defined as the date she is scheduled to return to work. A participant who does not effectively return to work at the end of the maximum waiver of premium period cannot maintain her coverage under her plans during a leave without pay.