Common use of Determination of Monthly Interest Clause in Contracts

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything to , and on such Transfer Date the contrary hereinTrustee shall deposit such funds, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable lawavailable, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of the close of business on the immediately last day of the preceding Record DateMonthly Period. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to the Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (ag) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything , and on such Transfer Date the Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account; provided further, that the "Class A Additional Interest Deficiency Amount" for any Transfer Date shall be payable or distributed equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. (h) The amount of monthly interest distributable to the Class A Certificateholders only B Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class B Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class B Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class B Certificateholders) (the "Class B Additional Interest") shall also be distributable to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent permitted by applicable lawavailable, into the Distribution Account; provided further, that the "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. (i) The amount of monthly interest distributable to the Collateral Interest, which shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Collateral Rate in effect with respect to the related Interest Period, times (ii) the Collateral Interest determined as of the Record Date preceding such Transfer Date (the "Collateral Monthly Interest"); provided, however, that for the purposes of determining Collateral Monthly Interest only, the Collateral Rate shall not exceed a per annum rate of 1% in excess of LIBOR as determined on the related LIBOR Determination Date.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding or before each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If With respect to any Distribution Date, if the Class A Interest Shortfall with respect to any the preceding Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following the Distribution Date on which such Class A Interest Shortfall occurs to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the Class A Certificate Note Interest Rate then in effect for such Distribution Date the related Interest Period and (iii) the outstanding principal balance Outstanding Principal Dollar Amount of the Class A Certificates Notes as of the close of business on the immediately preceding Record Date. On the Determination Note Transfer Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Note Interest Rate in effect for the related Interest Period and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything , and on such Transfer Date the Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account; provided further, that the "Class A Additional Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class A Monthly Interest shall be payable or distributed to calculated on the Class A Certificateholders only to basis of the extent permitted by applicable lawactual number of days in the related Interest Period and a 360-day year.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the September 2017 Distribution Date shall be $638,000.00. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one- twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “Class A Interest Shortfall”), of (x) the "Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall Interest"); provided, however, that with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, Class A Monthly Interest will be equal to interest accrued on the Closing Date) to (but excluding) such Distribution Date and initial outstanding principal balance of the denominator of which is 360, (ii) the sum of (x) Class A Certificates at the Class A Certificate Rate from the Closing Date through and including September 14, 1998; provided further, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus an amount equal to one-twelfth of the product of (A) the sum of the Class A Certificate Rate plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything , and on such Transfer Date the Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account; provided further, that the "Class A Additional Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class A Monthly Interest shall be payable or distributed to calculated on the Class A Certificateholders only to the extent permitted by applicable lawbasis of a 360-day year consisting of twelve 30-day months.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class A Certificates determined as of the Record Date preceding the related Transfer Date (the "Class A Monthly Interest"); provided, however, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class A Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class A Certificateholders) (the "Class A Additional Interest") shall also be distributable to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class A Monthly Interest shall be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year. (b) The amount of monthly interest distributable with respect to the Class B Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class B Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class B Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class B Certificateholders) (the "Class B Additional Interest") shall also be distributable to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class B Monthly Interest shall be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Collateral Minimum Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Collateral Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) Initial Amount less the aggregate amount of funds allocated and available distributed to pay such Class A Monthly the Collateral Interest on such Distribution Date. If the Class A Interest Shortfall Holder with respect to any Distribution Date is greater than zerothe Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidhowever, an additional amount (“Class A Additional Interest”) equal that with respect to the product first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding August 16, 1999 and from and including August 16, 1999 through but excluding September 15, 1999. Collateral Minimum Monthly Interest shall be calculated on the basis of (i) a fraction, the numerator of which is the actual number of days in the period from (related Interest Period and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is a 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.SECTION 4.07

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the December 2018 Distribution Date shall be $1,124,166.67. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly InterestInterest Payment”) distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.02(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Default Interest”) equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate in effect with respect to the related Interest Period and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Default Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class A Certificateholders) (the "Class A Additional Interest") shall also be distributable to the Class A Certificateholders) Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be payable equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as provided herein of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class A Monthly Interest shall be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year. (b) The amount of monthly interest distributable with respect to the Class A Certificates. Notwithstanding anything B Certificates shall be an amount equal to one- twelfth the product of (i) the Class B Certificate Rate, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the contrary hereinClass B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus an amount equal to one- twelfth the product of (A) the sum of the Class A B Certificate Rate plus 2% per annum, and (B) any Class B Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class B Certificateholders) (the "Class B Additional Interest") shall also be distributable to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class B Monthly Interest shall be payable or calculated on the basis of a 360-day year consisting of twelve 30-day months. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to one twelfth of the product of (i) the Collateral Minimum Rate, times (ii) the Collateral Interest Initial Amount less the aggregate amount distributed to the Class A Certificateholders only Collateral Interest Holder with respect to the extent permitted by applicable law.Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, however, that with respect to the first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding July 15, 1999. Collateral Minimum Monthly Interest shall be calculated on the basis of a 360-day year consisting of twelve 30-day months. SECTION 4.07

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for Table of Contents such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) the Class A Certificate Rate for the related Interest Period, (ii) the outstanding principal amount of the Class A Certificates as of the preceding Record Date and (iii) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360; provided, (ii) however, that, with respect to the first Distribution Date, Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record DateMonthly Interest shall be equal to $[____________]. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) the Class A Penalty Rate for the related Interest Period, (ii) such Class A Interest Shortfall (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) and (iii) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) 360 shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.payable

Determination of Monthly Interest. (ao) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any each Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of the close of business on the immediately preceding Record Date; provided, however, with respect to the December 1996 Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the Class A Initial Investor Amount at the applicable Class A Certificate Rate for the period from the Closing Date to but excluding December 16, 1996. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date (after giving effect to any withdrawal from the Cash Collateral Account with respect to such Distribution Date). If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to the Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the April 2018 Distribution Date shall be $2,014,687.50. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”Interest Payment") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is [30] [the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period] and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.02(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Default Interest”") equal to the product of (i) (A) a fraction, the numerator of which is [30] [the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period] and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate in effect with respect to the related Interest Period and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Default Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (ag) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything , and on such Transfer Date the Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. (h) The amount of monthly interest distributable to the Class B Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class B Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class B Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class B Certificateholders) (the "Class B Additional Interest") shall also be distributable to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. (i) The amount of monthly interest distributable to the Collateral Interest shall be payable or distributed an amount equal to the Class A Certificateholders only product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Collateral Rate in effect with respect to the extent permitted by applicable lawrelated Interest Period, times (ii) the Collateral Interest determined as of the Record Date preceding such Transfer Date (the "Collateral Monthly Interest"); provided, however, that for the purposes of determining Collateral Monthly Interest only, the Collateral Rate shall not exceed a per annum rate of 1% in excess of LIBOR as determined on the related LIBOR Determination Date.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the July 2024 Distribution Date shall be $4,558,333.33. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest ShortfallDeficiency Amount”), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2 as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) the Class A Certificate Rate and (ii) the outstanding principal balance of the Class A Certificates as of the preceding Record Date; provided, however, that, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $ 3,856,111.11; and provided further, that -------- ------- with respect to the first Distribution Date following the Monthly Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount equal to the product of (a) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution including such Additional Issuance Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (iib) the Class A Certificate Rate for such Distribution Date and (iiic) the increase in the outstanding principal balance of the Class A Certificates as a result of close of business on the immediately preceding Record Datesuch Additional Issuance. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the ---- aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") ------------------------ distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) [one- twelfth] [a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360], times (B) the Class A Note Interest Rate [in effect with respect to the related Interest Period] and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period [(or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance)][; provided, that for the initial Distribution Date, Class A Monthly Interest shall -------- equal $__________]. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) -------------------------- the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional ------------------ Interest”") equal to the product of (i) (A) [one-twelfth] [a fraction, the -------- numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360], times (ii) the sum of (xB) the Class A Certificate Note Interest Rate [in effect with respect to the related Interest Period] and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the Class A Certificate Note Interest Rate then in effect for such Distribution Date the related Interest Period and (iii) the outstanding principal balance Outstanding Principal Dollar Amount of the Class A Certificates Notes as of the close of business on the immediately preceding Record Date. On the Determination Note Transfer Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Note Interest Rate in effect for the related Interest Period and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business the preceding Record Date; provided, however, that, with -------- ------- respect to the first Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the immediately preceding Record initial principal balance of the Class A Certificates at the Class A Certificate Rate for the period from and including the Closing Date to but excluding the first Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such ---- Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") ------------------------ distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record DateDue Period. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), -------------------------- of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) --------------------------- (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates on any Distribution with respect to each Transfer Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to Deficiency Amounts, as defined below, plus any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) , as defined below, shall also be distributable from the Finance Charge Account with respect to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. The "Class A Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (iA) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (iiB) the sum of (x1) the Class A Certificate Rate in effect with respect to such Interest Period, and (y2) 2.02% per annum annum, and (iiiC) such any Class A Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Shortfall (or Payment Date. The "Class A Deficiency Amount" for any Transfer Date shall be equal to the portion thereof which has not been paid excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class A CertificateholdersCertificateholders on the next succeeding Interest Payment Date. (b) shall be payable as provided herein The amount of monthly interest distributable from the Finance Charge Account with respect to the Class A Certificates. Notwithstanding anything B Certificates with respect to each Transfer Date shall be an amount equal to the contrary hereinproduct of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus any Class B Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. The "Class B Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class B Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class B Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be payable or an amount equal to one twelfth of the product of (i) the Collateral Minimum Rate, times (ii) the Collateral Interest Initial Amount less the aggregate amount distributed to the Class A Certificateholders only Collateral Interest Holder with respect to the extent permitted by applicable law.Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, however, that with respect to the first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding October 15, 1999. Collateral Minimum Monthly Interest shall be calculated on the basis of a 360-day year consisting of twelve 30-day months. SECTION 4.07

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the September 2016 Distribution Date shall be $1,759,333.33. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything to , and on such Transfer Date the contrary hereinTrustee shall deposit such funds, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable lawavailable, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class the "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall will be calculated by the Servicer and will be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Note Interest Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance Class A Note Principal Balance as of the Class A Certificates as of close of business on the immediately preceding Record Datelast day of the related Collection Period. On the Determination Date preceding relating to each Distribution Date, the Servicer shall will determine the excess, if any (such excess, the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x1) the Class A Monthly Interest for such Distribution Date Date, over (y2) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class the "CLASS A Additional Interest”ADDITIONAL INTEREST") calculated by the Servicer and equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period, times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the including any unpaid Class A CertificateholdersInterest Shortfalls for prior Distribution Dates) shall will be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, the Class A Additional Interest shall will be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the December 2017 Distribution Date shall be $1,058,750. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the November 2016 Distribution Date shall be $742,000.00. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the December 2016 Distribution Date shall be $702,333.33. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The Subject to Section 4.02(e), the amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Note Interest Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance Class A Note Principal Balance as of the Class A Certificates as of close of business on the immediately preceding related Record Date (or, with respect to the initial Payment Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period, times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the November 2018 Distribution Date shall be $1,384,000. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paiddeposited to the Interest Funding Account or paid to the Class A Certificateholders, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth (1/12th) of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period, and (iiiii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $780,000. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth (1/12th) of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate for the related Interest Period, and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) ), shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record DateDue Period. On the each Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available expected to pay be paid with respect to such Class A Monthly Interest on such the related Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) Class A Monthly Interest Payment. The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date (the "Class A Monthly Interest Payment") shall be an amount equal to the product of (iA) the Applicable Pass-Through Rate, (B) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Related Monthly Period and the denominator of which is (1) 360, (ii) if and to the extent the Applicable Pass-Through Rate is based on the CP Rate or LIBOR and to the component of the Applicable Pass-Through Rate attributable to the Class A Certificate Program Fee Rate for such Distribution Date and (iii2) 365 or 366, as the case may be, if and to the extent the Applicable Pass-Through Rate is based on the Alternate Base Rate and (C) the outstanding principal balance of the Average Class A Certificates as of close of business on Invested Amount during the immediately preceding Record DateRelated Monthly Period. On the each Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of whether (x) the Class A Monthly Interest Payment for such Distribution Date over the Related Monthly Period exceeds (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest Payment on the related Distribution Date (any such Distribution Dateexcess, a "Class A Interest Shortfall"). If the a Class A Interest Shortfall exists with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidDate, an additional amount (“"Class A Additional Default Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders") shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date thereafter to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders equal to the product of (aa) the Applicable Pass-Through Rate, (bb) a fraction the numerator of which is the actual number of days from the preceding Distribution Date to but excluding such Distribution Date and the denominator of which is 360, and (cc) the Class A Interest Shortfall. Notwithstanding anything to the contrary herein, Class A Additional Default Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the October 2015 Distribution Date shall be $1,816,875. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2 as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and with respect to the applicable Interest Period, (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account and (iii) a fraction the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $3,512,284.72; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and with respect to the applicable Interest Period, (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) and (iii) a fraction, the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360 shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“the "Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the period from (and including) the immediately Interest Period preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Interest Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates Securities as of close of business on the immediately last day of the preceding Record Monthly Period (or with respect to the initial Distribution Date, the Closing Date); provided, that in the case of the first Distribution Date the Class A Monthly Interest shall be an amount equal to $4,412,980. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such preceding Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Interest Rate and (y) plus 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersSecurityholders) shall be payable as provided herein with respect to the Class A CertificatesSecurities. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Securityholders only to the extent permitted by applicable law. (b) The amount of monthly interest (the "Class B Monthly Interest") distributable from the Collection Account with respect to the Class B Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class B Interest Rate and (iii) the Class B Invested Amount as of the close of business on the last day of the preceding Monthly Period (or with respect to the initial Distribution Date, the Closing Date); provided, that in the case of the first Distribution Date, Class B Monthly Interest shall be an amount equal to $981,985.69. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Class B Interest Shortfall"), of (x) the Class B Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class B Monthly Interest on such preceding Distribution Date. If the Class B Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class B Interest Shortfall is fully paid, an additional amount ("Class B Additional Interest") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class B Interest Rate plus 2.0% per annum and (iii) such Class B Interest Shortfall (or the portion thereof which has not been paid to the Class B Securityholders) shall be payable as provided herein with respect to the Class B Securities. Notwithstanding anything to the contrary herein, Class B Additional Interest shall be payable or distributed to the Class B Securityholders only to the extent permitted by applicable law. (c) The amount of monthly interest ("Collateral Monthly Interest") distributable from the Collection Account with respect to the Collateral Invested Amount on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Collateral Rate in effect with respect to the applicable Interest Period, and (iii) the Collateral Invested Amount as of the close of business on the preceding Distribution Date (after giving effect to any increase or decrease in the Collateral Invested Amount on such preceding Distribution Date); provided that with respect to the first Distribution Date such Collateral Invested Amount shall be determined as of the close of business on the Closing Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Collateral Interest Shortfall"), of (x) the aggregate Collateral Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Collateral Monthly Interest on such preceding Distribution Date. If the Collateral Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Collateral Interest Shortfall is fully paid, an additional amount ("Collateral Additional Interest") shall be payable as provided herein with respect to the Collateral Invested Amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Collateral Rate in effect with respect to the period from and including the immediately preceding Distribution Date to but including such Distribution Date, (iii) such Collateral Interest Shortfall (or the portion thereof which has not been paid to the Collateral Interest Holder) and (iv) the Collateral Rate in effect with respect to the applicable Interest Period. Notwithstanding anything to the contrary herein, Collateral Additional Interest shall be payable or distributed to the Collateral Interest Holder only to the extent permitted by applicable law. (d) The amount of monthly interest (the "Class D Monthly Interest") distributable from the Collection Account with respect to the Class D Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class D Interest Rate and (iii) the Class D Invested Amount as of the close of business on the last day of the preceding Monthly Period; provided, that in the case of the first Distribution Date, Class D Monthly Interest shall be zero. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Class D Interest Shortfall"), of (x) the Class D Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class D Monthly Interest on such preceding Distribution Date. If the Class D Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class D Interest Shortfall is fully paid, an additional amount ("Class D Additional Interest") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class D Interest Rate plus 2.0% per annum and (iii) such Class D Interest Shortfall (or the portion thereof which has not been paid to the Class D Securityholders) shall be payable as provided herein with respect to the Class D Securities. Notwithstanding anything to the contrary herein, Class D Additional Interest shall be payable or distributed to the Class D Securityholders only to the extent permitted by applicable law. Section 4.3.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”DEFICIENCY AMOUNT"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this SECTION 4.2(a) as of the prior Distribution Date over OVER (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period PLUS 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and with respect to the applicable Interest Period, (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account and (iii) a fraction the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $6,278,477.78; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and with respect to the applicable Interest Period, (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) and (iii) a fraction, the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360 shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The Subject to Section 4.02(e), the amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Note Interest Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance Class A Note Principal Balance as of the Class A Certificates as of close of business on the immediately preceding related Record Date (or, with respect to the first Payment Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period, times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (ag) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates on any Distribution with respect to each Transfer Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any related Transfer Date (the “"Class A Interest Shortfall”Monthly Interest"); provided, of (x) the however, that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to Deficiency Amounts, as defined below, plus any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) , as defined below, shall also be distributable from the Finance Charge Account with respect to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. The "Class A Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (iA) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (iiB) the sum of (x1) the Class A Certificate Rate in effect with respect to such Interest Period, and (y2) 2.02% per annum annum, and (iiiC) such any Class A Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Shortfall (or Payment Date. The "Class A Deficiency Amount" for any Transfer Date shall be equal to the portion thereof which has not been paid excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class A CertificateholdersCertificateholders on the next succeeding Interest Payment Date. (h) The amount of monthly interest distributable from the Finance Charge Account with respect to the Class B Certificates with respect to each Transfer Date shall be payable an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as provided herein of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus any Class B Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. The "Class B Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class B Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class B Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. (i) The amount of monthly interest distributable to the Collateral Interest, which shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Collateral Rate in effect with respect to the related Interest Period, times (ii) the Collateral Interest determined as of the Record Date preceding such Transfer Date (the "Collateral Monthly Interest"); provided, however, that for the purposes of determining Collateral Monthly Interest only, the Collateral Rate shall not exceed a per annum rate of 1% in excess of LIBOR for one-month United States dollar deposits as determined by the Trustee on the second business day prior to the Transfer Date on which the related Interest Period commences. SECTION 4.07 Determination of Monthly Principal. (j) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates. Notwithstanding anything Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Amortization Period, begins, shall be equal to the contrary hereinleast of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Additional Adjusted Investor Interest shall (after taking into account any adjustments to be payable or distributed made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (k) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), for the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Certificateholders only Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on such Distribution Date), shall be an amount equal to the extent permitted by applicable law.least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (l) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the Revolving Period following any reduction of the Required Collateral Interest pursuant to clause (z) of the proviso in the definition thereof an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or Rapid Amortization Period an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date. SECTION 4.08

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) the Class A Note Rate for the related Interest Period, (ii) the Class A Note Principal Balance as of the preceding Distribution Date (or, in the case of the first Distribution Date, as of the Closing Date) minus the aggregate amount of principal payments made to the Class A Noteholders on such preceding Distribution Date and (iii) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution DateDate (including the proceeds of any draw on the Policy made for the purpose of paying such Class A Monthly Interest). If the Class A Interest Shortfall with respect to for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) the Class A Penalty Rate for the related Interest Period, (ii) such Class A Interest Shortfall (or the portion thereof which has not theretofore been paid to the Class A Noteholders) and (iii) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesNotes on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to the Class A Noteholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) collections of Finance Charge and Admin- istrative Receivables distributable from the Collection Account with respect to the Class A Certificates Series 1997-2 Participation Interest on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator Series 1997-2 Participation Interest Pass-Through Rate and (ii) the unpaid principal balance of which is the Series 1997-2 Participation Interest on the first day of the related Interest Period determined on the basis of the actual number of days in the period from such Interest Period and a 360-day year (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date"Series 1997-2 Participation Interest Monthly Interest"). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any an amount (the “Class A "Series 1997-2 Participation Interest Interest Shortfall”), ") equal to the sum of (a) (x) the Class A Series 1997-2 Participation Interest Monthly Interest for the Interest Period applicable to such Distribution Date over minus (y) the aggregate amount of funds allocated collections of Finance Charge and available Administrative Receivables which will be on deposit in the Collection Account and allocable to pay such Class A Monthly the Series 1997-2 Participation Interest on such Distribution Date and (b) the sum of the amounts calculated pursuant to clause (a) on each preceding Distribution Date. If the Class A Series 1997-2 Participation Interest Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Series 1997-2 Participation Interest Interest Shortfall is fully paid, pursuant to Section 4.11(a), an additional amount (“Class A "Additional Interest”") shall be payable as provided herein with respect to the Series 1997-2 Participation Interest Monthly Interest on each Distribution Date following such Distribution Date, excluding the Distribution Date on which the Series 1997-2 Participation Interest Interest Shortfall is paid to the Series 1997-2 Participants equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (Series 1997-2 Participation Interest Pass-Through Rate and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Series 1997-2 Participation Interest Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersSeries 1997-2 Participants) shall be payable as provided herein with respect to determined on the Class A Certificatesbasis of the actual number of days in the related Interest Period and a 360-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable lawSeries 1997-2 Participants.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Payment Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Payment Date and any unpaid Class A Monthly Interest for a prior Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders (after giving effect to the 22 application of the proceeds of any draw made on the Cash Collateral Account as provided in subsections 4.04(a)(i) and 4.12(c) for the purpose of paying such amount with respect to such Payment Date) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of close the preceding Record Date; provided, however, that, with respect to the first Distribution Date, Class A -------- ------- Monthly Interest shall be equal to $ 2,668,618.75; and provided further, that -------- ------- with respect to the first Distribution Date following the Monthly Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of business interest accrued at the Class A Certificate Rate on the immediately preceding Record increase in the outstanding principal balance of the Class A Certificates as a result of such Additional Issuance from and including such Additional Issuance Date to but excluding such Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such ---- Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“the "Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the period from (and including) the immediately Interest Period preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Interest Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates Securities as of close of business on the immediately last day of the preceding Record Monthly Period (or with respect to the initial Distribution Date, the Closing Date); provided, that in the case of the first Distribution Date the Class A Monthly Interest shall be an amount equal to $4,390,100. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such preceding Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Interest Rate and (y) plus 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersSecurityholders) shall be payable as provided herein with respect to the Class A CertificatesSecurities. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Securityholders only to the extent permitted by applicable law. (b) The amount of monthly interest (the "Class B Monthly Interest") distributable from the Collection Account with respect to the Class B Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class B Interest Rate and (iii) the Class B Invested Amount as of the close of business on the last day of the preceding Monthly Period (or with respect to the initial Distribution Date, the Closing Date); provided, that in the case of the first Distribution Date, Class B Monthly Interest shall be an amount equal to $973,824.58. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Class B Interest Shortfall"), of (x) the Class B Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class B Monthly Interest on such preceding Distribution Date. If the Class B Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class B Interest Shortfall is fully paid, an additional amount ("Class B Additional Interest") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class B Interest Rate plus 2.0% per annum and (iii) such Class B Interest Shortfall (or the portion thereof which has not been paid to the Class B Securityholders) shall be payable as provided herein with respect to the Class B Securities. Notwithstanding anything to the contrary herein, Class B Additional Interest shall be payable or distributed to the Class B Securityholders only to the extent permitted by applicable law. (c) The amount of monthly interest ("Collateral Monthly Interest") distributable from the Collection Account with respect to the Collateral Invested Amount on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is equal to the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Collateral Rate in effect with respect to the applicable Interest Period, and (iii) the Collateral Invested Amount as of the close of business on the preceding Distribution Date (after giving effect to any increase or decrease in the Collateral Invested Amount on such preceding Distribution Date); provided that with respect to the first Distribution Date such Collateral Invested Amount shall be determined as of the close of business on the Closing Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Collateral Interest Shortfall"), of (x) the aggregate Collateral Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Collateral Monthly Interest on such preceding Distribution Date. If the Collateral Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Collateral Interest Shortfall is fully paid, an additional amount ("Collateral Additional Interest") shall be payable as provided herein with respect to the Collateral Invested Amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Collateral Rate in effect with respect to the period from and including the immediately preceding Distribution Date to but including such Distribution Date, (iii) such Collateral Interest Shortfall (or the portion thereof which has not been paid to the Collateral Interest Holder) and (iv) the Collateral Rate in effect with respect to the applicable Interest Period. Notwithstanding anything to the contrary herein, Collateral Additional Interest shall be payable or distributed to the Collateral Interest Holder only to the extent permitted by applicable law. (d) The amount of monthly interest (the "Class D Monthly Interest") distributable from the Collection Account with respect to the Class D Securities on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class D Interest Rate and (iii) the Class D Invested Amount as of the close of business on the last day of the preceding Monthly Period; provided, that in the case of the first Distribution Date, Class D Monthly Interest shall be zero. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the "Class D Interest Shortfall"), of (x) the Class D Monthly Interest for the preceding Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class D Monthly Interest on such preceding Distribution Date. If the Class D Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class D Interest Shortfall is fully paid, an additional amount ("Class D Additional Interest") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the preceding Interest Period and the denominator of which is 360, (ii) the Class D Interest Rate plus 2.0% per annum and (iii) such Class D Interest Shortfall (or the portion thereof which has not been paid to the Class D Securityholders) shall be payable as provided herein with respect to the Class D Securities. Notwithstanding anything to the contrary herein, Class D Additional Interest shall be payable or distributed to the Class D Securityholders only to the extent permitted by applicable law. Section 4.3.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business the preceding Record Date; provided, however, that, with -------- ------- respect to the first Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the immediately preceding Record initial principal balance of the Class A Certificates at the Class A Certificate Rate for the period from and including the Closing Date to but excluding the first Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class ---- A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates on any Distribution Transfer Date (the "Class A Monthly Interest") shall be an amount equal to the lesser of (x) Class A Available Funds for such Monthly Period less, if the Originators are not the Servicer, the Class A Servicing Fee for such Monthly Period and (y) the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period (the "Monthly Interest Period") from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such the related Distribution Date and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and Rate, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Datethe related Transfer Date (interest computed pursuant to clause (y), the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Optimal Interest"), of (x) the ; provided that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroB Deficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA)(1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Monthly Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Monthly Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A CertificateholdersHolders) (the "Class A Additional Interest") shall also be payable as provided herein distributable from the Finance Charge Account with respect to the Class A Certificates. Notwithstanding anything Certificates on any Transfer Date, and on such Transfer Date Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account. The "Class A Additional Deficiency Amount" for any Transfer Date shall equal the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.8(a) for the prior Monthly Interest shall Period over the amount actually deposited or available to be payable or distributed deposited into the Class A Interest Funding Account for payment to the Class A Certificateholders only to Holders on the extent permitted by applicable lawPayment Date.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) (i) the Class A Certificate Rate for such Distribution Date in effect with respect to the related Interest Period, and (iiiii) the outstanding principal balance of the Class A Certificates determined as of the close of business on the immediately preceding Record Date. On the Determination Distribution Date preceding each the related Transfer Date (after giving effect to all of the transactions occurring on such date) (the "Class A Monthly Interest"); provided, however, that with respect to the first Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution will include, accrued interest at the Class A Certificate Rate from the Closing Date over (y) the aggregate amount of funds allocated and available through [ ], 1999; provided, further, that in addition to pay such Class A Monthly Interest on such Distribution Date. If an amount equal to the amount of any unpaid Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything to , and on such Transfer Date the contrary hereinTrustee shall deposit such funds, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.available, into the Distribution Account. The "

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“the "Class A Monthly Interest”") distributable from the Collection Account with respect to payable on the Class A Certificates on any each Distribution Date shall be an equal the sum of (x) for any Class A VFCs, the amount equal to specified in the applicable Issuance Supplement and (y) for any other Class A Certificates, the product of (i) the applicable Class A Certificate Rate, (ii) the principal balance of the Class A Certificates as of the close of business on the first day of the related Interest Accrual Period and (iii) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Interest Accrual Period and the denominator of which is 360, (ii) ; provided that the Class A Certificate Rate Interest for such the first Distribution Date and (iii) the outstanding principal balance of the for any Class A Certificates as of close of business on may be specified in the immediately preceding Record Dateapplicable Issuance Supplement. On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount (the "Class A Carrying Cost Shortfall") equal to the excess, if any (the “Class A Interest Shortfall”)any, of (x) the sum of the Class A Monthly Interest and the Senior Facilities Costs relating to the Class A Certificates for such the Distribution Date Date, over (y) the aggregate amount of funds allocated and available to pay be paid to the Class A Certificateholders in respect of such Class A Monthly Interest and such Senior Facilities Costs on such Distribution Date. If the there is a Class A Interest Carrying Cost Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidDate, an additional amount (“"Class A Additional Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders") shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date, to and including the Distribution Date on which such Class A Carrying Cost Shortfall is paid to the Class A Certificateholders in full. Class A Additional Interest shall accrue on the balance of the Class A Carrying Cost Shortfall relating to any Class A Certificates at the applicable Class A Certificate Rate (or such other rate as may be specified in the applicable Issuance Supplement) during the related Interest Accrual Period, on the basis of the number of days in that Interest Accrual Period and a year of 360 days. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth (1/12th) of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period, and (iiiii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $____________. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth (1/12th) of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate for the related Interest Period, and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) ), shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class A Certificates determined as of the Record Date preceding the related Transfer Date (the "Class A Monthly Interest"); provided, however, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class A Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class A Certificateholders) (the "Class A Additional Interest") shall also be distributable to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class A Monthly Interest shall be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year. (b) The amount of monthly interest distributable with respect to the Class B Certificates shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus an amount equal to the product of (A) (1) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (2) the sum of the Class B Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (B) any Class B Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to Class B Certificateholders) (the "Class B Additional Interest") shall also be distributable to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Distribution Account; provided further, that the "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Distribution Account for payment of such amount. Class B Monthly Interest shall be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Collateral Minimum Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Collateral Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) Initial Amount less the aggregate amount of funds allocated and available distributed to pay such Class A Monthly the Collateral Interest on such Distribution Date. If the Class A Interest Shortfall Holder with respect to any Distribution Date is greater than zerothe Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidhowever, an additional amount (“Class A Additional Interest”) equal that with respect to the product first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding June 15, 2000. Collateral Minimum Monthly Interest shall be calculated on the basis of (i) a fraction, the numerator of which is the actual number of days in the period from (related Interest Period and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is a 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.SECTION 4.07

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the Class A Certificate Note Interest Rate then in effect for such Distribution Date the related Interest Period and (iii) the outstanding principal balance Outstanding Principal Dollar Amount of the Class A Certificates Notes as of the close of business on the immediately preceding Record Date. On the Determination Note Transfer Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Note Interest Rate in effect for the related Interest Period and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to [include for floating rate certificates: the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date][ include for fixed rate certificates: one-twelfth of the product of (i) the Class A Certificate Rate and (ii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date; provided that Class A Monthly Interest for the first Distribution Date shall be an amount equal to $[________]]. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to [include for the floating rate certificates: the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders)][include for the fixed rate certificates: one-twelfth of the product of (i) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (ii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) )] shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the September 2014 Distribution Date shall be $289,750. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2 as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount of monthly interest (the “Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any such Distribution Date shall be an amount equal to the product of (i) the Class A Interest Rate for the related Interest Accrual Period, (ii) the outstanding principal balance of the Class A Notes at the end of the last day of the preceding Monthly Period, and (iii) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Accrual Period and the denominator of which is 360; provided, (ii) however, that with respect to the first Distribution Date after the Closing Date the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record DateMonthly Interest shall be an amount equal to $ . On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any an amount (the “Class A Monthly Interest Shortfall”)) equal to the excess, if any, of (x) the Class A Monthly Interest for the Interest Accrual Period applicable to such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest be paid to the Collateral Certificateholder in respect of interest on such Distribution Date. If the there is a Class A Monthly Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidDate, an additional amount (“Class A Additional Interest”) shall be payable as provided herein with respect to the Collateral Certificate on each Distribution Date following such Distribution Date, to and including the Distribution Date on which such Class A Monthly Interest Shortfall is paid to the Collateral Certificateholder, equal to the product of (i) the Class A Interest Rate plus 2% per annum, (ii) such Class A Monthly Interest Shortfall remaining unpaid, and (iii) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Accrual Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Collateral Certificateholder only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, however, that, with respect to the first Distribution Date, Class A Monthly Interest shall be $5,448,895.83. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account; provided, however, that (i) with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $5,507,812.50; and (ii) with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. Class A Monthly Interest shall be calculated on the basis of a 360-day year of twelve 30-day months. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class A Certificates determined as of the Record Date preceding the related Transfer Date (the "Class A Monthly Interest"); provided, however, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus any Class A Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. The "Class A Additional Interest" for any Distribution Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class A Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class A Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. (b) The amount of monthly interest distributable from the Finance Charge Account with respect to the Class B Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus any Class B Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. The "Class B Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class B Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class B Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Collateral Minimum Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Collateral Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) Initial Amount less the aggregate amount of funds allocated and available distributed to pay such Class A Monthly the Collateral Interest on such Distribution Date. If the Class A Interest Shortfall Holder with respect to any Distribution Date is greater than zerothe Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidhowever, an additional amount (“Class A Additional Interest”) equal that with respect to the product first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding September 15, 2000. Collateral Minimum Monthly Interest shall be calculated on the basis of (i) a fraction, the numerator of which is the actual number of days in the period from (related Interest Period and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is a 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.SECTION 4.07

Determination of Monthly Interest. for the Series 1998- ------------------------------------------------------- Certificates. (a) The amount of monthly interest (“"Class A Monthly Interest”") ------------ distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date commencing with the ________ 1998 Distribution Date shall be an amount equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from related Interest Period and the denominator of which is 360, times (and includingB) the immediately Class A Certificate Rate in effect with respect to the related Interest Period, and (ii) the Class A Invested Amount determined as of the Record Date preceding such Distribution Date (or in the case of the first ________ 1998 Distribution Date, the Class A Initial Invested Amount); provided, however, that Class A Monthly -------- ------- Interest for the ________ 1998 Distribution Date shall be the sum of the amounts calculated pursuant to clauses (i) and (ii) above for the Interest Period from and including the Closing Date) Date to (but excluding) such excluding the ________ 1998 Distribution Date and for the denominator of which is 360, (ii) Interest Period from and including the Class A Certificate Rate for such ________ 1998 Distribution Date and (iii) to but excluding the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record ________ 1998 Distribution Date. On the each Determination Date preceding each a Distribution Date, commencing with the ________ 1998 Distribution Date, the Servicer shall determine the excess, if any amount (the “"Class A Interest Shortfall”Shortfall Amount"), if any, of (x) the excess of Class A Monthly Interest for over the amount that will be on deposit in the Collection ---- Account on such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such for payment of Class A Monthly Interest Interest. An additional amount ("Class A Additional Interest") shall be payable as provided herein with respect to Class A Certificates on each Distribution Date following such Distribution Date. If , to and including the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until which such Class A Interest Shortfall Amount is fully paidpaid in full, in an additional amount (“Class A Additional Interest”) equal to the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Rate and (y) 2.0in effect with respect to the related Interest Period plus 2% per annum and (iiiii) the unpaid portion of such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable lawAmount.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") ------------------------ distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth (1/12th) of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period, and (iiiii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $800,000. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), -------------------------- of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth (1/12th) of the product of --------------------------- (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate for the related Interest Period, and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) ), shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period and (iii) the outstanding principal balance of the Class A Certificates as of close of business the preceding Record Date; provided, however, that, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the immediately preceding Record initial principal amount of the Class A Certificates at the Class A Certificate Rate for the period from and including the Closing Date to but excluding the first Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (iA) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) (i) the Class A Certificate Rate for such Distribution Date in effect with respect to the related Interest Period, and (iiiii) the outstanding principal balance of the Class A Certificates determined as of the close of business on the immediately preceding Record Date. On the Determination Distribution Date preceding each the related Transfer Date (after giving effect to all of the transactions occurring on such date) (the "Class A Monthly Interest"); provided, however, that with respect to the first Distribution Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution will include accrued interest at the Class A Certificate Rate from the Closing Date over (y) the aggregate amount of funds allocated and available through August 15, 2000; provided, further, that in addition to pay such Class A Monthly Interest on such Distribution Date. If Interest, an amount equal to the amount of any unpaid Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDeficiency Amounts, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidas defined below, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA) (1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Interest Period, plus 2% per annum, and (yB) 2.0% per annum and (iii) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A Certificateholders) (the "Class A Additional Interest") shall also be payable as provided herein with respect distributable to the Class A Certificates. Notwithstanding anything to , and on such Transfer Date the contrary hereinTrustee shall deposit such funds, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.available, into the Distribution Account. The "

Determination of Monthly Interest. (a) The amount of monthly interest (“the "Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately last day of the preceding Record DateMonthly Period; provided that, in the case of the first Distribution Date the Class A Monthly Interest shall be an amount equal to $________________. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Rate and (y) plus 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date the related Interest Period and (iii) the outstanding principal balance of the Class A Certificates as of close of business the preceding Record Date; provided, however, that, with respect to the first Distribution Date, Class A -------- ------- Monthly Interest shall be equal to the interest accrued on the immediately preceding Record initial principal amount of the Class A Certificates at the Class A Certificate Rate for the period from and including the Closing Date to but excluding the first Distribution Date. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to ---- pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”Inter- est") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $2,319,791.67; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. Class A Monthly Interest shall be calculated on the basis of a 360-day year of twelve 30-day months. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record DateDue Period. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date and any unpaid Class A Monthly Interest for a prior Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum in effect with respect to the related Interest Period and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class the "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall will be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Note Interest Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance Class A Note Principal Balance as of the Class A Certificates as of close of business on the immediately preceding Record Datelast day of the related Collection Period. On the Determination Date preceding relating to each Distribution Date, the Servicer shall will determine the excess, if any (such excess, the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x1) the Class A Monthly Interest for such Distribution Date Date, over (y2) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class the "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period, times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the including any unpaid Class A CertificateholdersInterest Shortfalls for prior Distribution Dates) shall will be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, the Class A Additional Interest shall will be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $3,713,541.67; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. Class A Monthly Interest shall be calculated on the basis of a 360- day year of twelve 30-day months. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class A Certificates determined as of the Record Date preceding the related Transfer Date (the "Class A Monthly Interest"); provided, however, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus any Class A Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. The "Class A Additional Interest" for any Distribution Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class A Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class A Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. (b) The amount of monthly interest distributable from the Finance Charge Account with respect to the Class B Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus any Class B Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. The "Class B Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class B Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class B Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Collateral Minimum Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Collateral Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) Initial Amount less the aggregate amount of funds allocated and available distributed to pay such Class A Monthly the Collateral Interest on such Distribution Date. If the Class A Interest Shortfall Holder with respect to any Distribution Date is greater than zerothe Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidhowever, an additional amount (“Class A Additional Interest”) equal that with respect to the product first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding August 15, 2000. Collateral Minimum Monthly Interest shall be calculated on the basis of (i) a fraction, the numerator of which is the actual number of days in the period from (related Interest Period and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is a 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.SECTION 4.07

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Interest Period, and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record DateDue Period. On the each Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available expected to pay be paid with respect to such Class A Monthly Interest on such the related Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate in effect with respect to the related Interest Period and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date, except that, with respect to the first Distribution Date, Class A Monthly Interest shall mean interest accrued on the Class A Invested Amount at the Class A Certificate Rate from and including the Closing Date to but excluding the first Distribution Date, calculated on the basis of a 360-day year of twelve 30-day months. On the Determination Date preceding or before each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If With respect to any Distribution Date, if the Class A Interest Shortfall with respect to any the preceding Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following the Distribution Date on which such Class A Interest Shortfall occurs to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $2,520,833.33; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. Class A Monthly Interest shall be calculated on the basis of a 360- day year of twelve 30-day months. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is [the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360], times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”DEFICIENCY AMOUNT"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this SECTION 4.2(a) as of the prior Distribution Date over OVER (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is [the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360], times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period PLUS 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account; provided, however, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. Class A Monthly Interest shall be calculated on the basis of a 360-day year of twelve 30-day months. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such which will be on deposit in the Class A Monthly Interest Funding Account on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one-twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Payment Date shall be an amount equal to $[_____][the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the Class A Certificate Note Interest Rate then in effect for such Distribution Date the related Interest Period and (iii) the outstanding principal balance Outstanding Principal Dollar Amount of the Class A Certificates Notes as of the close of business on the immediately preceding Record Date]. On the Determination Note Transfer Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “Class A Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Payment Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class A Additional Interest”) equal to [one-twelfth of the product of (i) the sum of (x) the Class A Note Interest Rate and (y) 2.0% per annum and (ii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Noteholders)][the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Payment Date (or or, in the case of the first Distribution Payment Date, the Closing Date) to (but excluding) excluding such Distribution Payment Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Note Interest Rate in effect for the related Interest Period and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) Noteholders)] shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. for the Series 1998-1 ------------------------------------------------------- Certificates. (a) The amount of monthly interest (“for the Series 1998-1 ------------ Certificates, the "Class A Monthly Interest”") distributable from the Collection ------------------------ Distribution Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) the product of (x) the Class A Certificate Rate and (y) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, 360 and (ii) the Class A Outstanding Principal Balance as of the close of business on the last day of the preceding Monthly Period; provided, however, -------- ------- that with respect to the first Distribution Date, Class A Monthly Interest shall be equal to the product of (a) the Class A Certificate Rate for such Distribution the period from and including the Closing Date to and including June 17, 1998, (b) a fraction the numerator of which is 28 and the denominator of which is 360 and (iiic) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record DateInitial Invested Amount. On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount (the "Class A Interest Shortfall") equal to -------------------------- the excess, if any (the “Class A Interest Shortfall”)any, of (x) the aggregate Class A Monthly Interest for such the Interest Period applicable to the preceding Distribution Date over (y) the aggregate amount of funds allocated and available which was ---- paid to pay such the Class A Monthly Interest Certificateholders in respect of interest on such preceding Distribution Date. If the there is a Class A Interest Shortfall with respect to any Distribution Date is greater than zeroDate, an additional amount ("Class A Default Interest") shall be ------------------------ payable as provided herein with respect to the Class A Certificates on each subsequent Distribution Date until following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is fully paid, an additional amount (“paid to Class A Additional Interest”) Certificateholders equal to the product of (i) the product of (x) the Class A Certificate Rate plus 2.00% per annum and (y) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, 360 and (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesShortfall. Notwithstanding anything to the contrary herein, Class A Additional Default Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates on any Distribution Transfer Date (the "CLASS A MONTHLY INTEREST") shall be an amount equal to the lesser of (x) Class A Available Funds for the related Monthly Period, less the sum of (i) the Class A Unpaid Trustee Fee, if any, for such Transfer Date and (ii) if the Originators are not the Servicer, the Class A Servicing Fee for the related Monthly Period and (y) the product of (ii)(A) a fraction, the numerator of which is the actual number of days in the period (the "MONTHLY INTEREST PERIOD") from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such the related Distribution Date and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and Rate, times (iiiii) the outstanding principal balance of the Class A Certificates determined as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Datethe related Transfer Date (interest computed pursuant to clause (y), the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”OPTIMAL INTEREST"), of (x) the ; provided that in addition to Class A Monthly Interest for such Distribution Date over (y) an amount equal to the aggregate amount of funds allocated and available to pay such any unpaid Class A Deficiency Amounts, as defined below, from prior Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zeroPeriods, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, plus an additional amount (“Class A Additional Interest”) equal to the product of (iA)(1) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Monthly Interest Period and the denominator of which is 360, times (ii2) the sum of (x) the Class A Certificate Rate in effect with respect to the related Monthly Period and (y) 2.02% per annum and (iiiB) such any Class A Interest Shortfall Deficiency Amount from the prior Transfer Date, as defined below (or the portion thereof which has not theretofore been paid to the Class A CertificateholdersHolders) (the "CLASS A ADDITIONAL INTEREST") shall also be payable as provided herein distributable from the Finance Charge Account with respect to the Class A Certificates. Notwithstanding anything Certificates on any Transfer Date, and on such Transfer Date the Trustee shall deposit such funds, to the contrary hereinextent available, into the Distribution Account. The "CLASS A DEFICIENCY AMOUNT" for any Transfer Date shall equal the excess, if any, of the aggregate amount distributable pursuant to this subsection 4.8(a) for the prior Monthly Interest Period over the amount actually deposited or available to be deposited on such Transfer Date into the Class A Additional Interest shall be payable or distributed Funding Account for payment to the Class A Certificateholders only to Holders on the extent permitted by applicable lawPayment Date.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class A Monthly Interest”) distributable from the Collection Finance Charge Account with respect to the Class A Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class A Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class A Certificates determined as of the Record Date preceding the related Transfer Date (the "Class A Monthly Interest"); provided, however, that in addition to Class A Monthly Interest an amount equal to the amount of any unpaid Class A Deficiency Amounts, as defined below, plus any Class A Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class A Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. The "Class A Additional Interest" for any Distribution Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class A Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class A Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class A Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(a) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class A Certificateholders on the next succeeding Interest Payment Date. (b) The amount of monthly interest distributable from the Finance Charge Account with respect to the Class B Certificates with respect to each Transfer Date shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, times (B) the Class B Certificate Rate in effect with respect to the related Interest Period, times (ii) the outstanding principal balance of the Class B Certificates determined as of the Record Date preceding the related Transfer Date (the "Class B Monthly Interest"); provided, however, that in addition to the Class B Monthly Interest an amount equal to the amount of any unpaid Class B Deficiency Amounts, as defined below, plus any Class B Additional Interest, as defined below, shall also be distributable from the Finance Charge Account with respect to the Class B Certificates, and on such Transfer Date the Trustee shall deposit such funds, to the extent available, into the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. The "Class B Additional Interest" for any Transfer Date shall be an amount, if any, equal to the product of (A) a fraction, the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360, (B) the sum of (1) the Class B Certificate Rate in effect with respect to such Interest Period, and (2) 2% per annum, and (C) any Class B Deficiency Amount with respect to the Transfer Date immediately preceding the prior Interest Payment Date. The "Class B Deficiency Amount" for any Transfer Date shall be equal to the excess, if any, of the aggregate amount accrued pursuant to this subsection 4.06(b) as of the prior Interest Period over the amount actually transferred to the Interest Funding Account for payment to the Class B Certificateholders on the next succeeding Interest Payment Date. (c) The amount of monthly interest distributable with respect to the Collateral Interest shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Collateral Minimum Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class A Collateral Interest Shortfall”), of (x) the Class A Monthly Interest for such Distribution Date over (y) Initial Amount less the aggregate amount of funds allocated and available distributed to pay such Class A Monthly the Collateral Interest on such Distribution Date. If the Class A Interest Shortfall Holder with respect to any Distribution Date is greater than zerothe Collateral Monthly Principal for all prior Transfer Dates (the "Collateral Minimum Monthly Interest"); provided, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidhowever, an additional amount (“Class A Additional Interest”) equal that with respect to the product first Transfer Date, Collateral Minimum Monthly Interest will include accrued interest at the Collateral Minimum Rate from and including the Closing Date through but excluding January 16, 2001. Collateral Minimum Monthly Interest shall be calculated on the basis of (i) a fraction, the numerator of which is the actual number of days in the period from (related Interest Period and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is a 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates-day year. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.SECTION 4.07

Determination of Monthly Interest. for the Series 1997-1 ------------------------------------------------------- Certificates. (a) The amount of monthly interest (“for the Series 1997-1 ------------ Certificates, the "Class A Monthly Interest”") distributable from the Collection ------------------------ Distribution Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) the product of (x) the Class A Certificate Rate and (y) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, 360 and (ii) the Class A Outstanding Principal Balance as of the close of business on the last day of the preceding Monthly Period; provided, however, -------- ------- that with respect to the first Distribution Date, Class A Monthly Interest shall be equal to the product of (i) the product of (a) the Class A Certificate Rate for such Distribution Date the period from and including February 4, 1997 to and including March 16, 1997 and (iiib) a fraction the outstanding principal balance numerator of which is 41 and the denominator of which is 360 and (ii) the Class A Certificates as of close of business on the immediately preceding Record DateInitial Invested Amount. On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount (the "Class A Interest Shortfall") equal to -------------------------- the excess, if any (the “Class A Interest Shortfall”)any, of (x) the aggregate Class A Monthly Interest for such the Interest Period applicable to the preceding Distribution Date over (y) the aggregate ---- amount of funds allocated and available which was paid to pay such the Class A Monthly Interest Certificateholders in respect of interest on such preceding Distribution Date. If the there is a Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidDate, an additional amount (“"Class A Additional Default --------------- Interest”) equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders") shall be payable as provided herein with respect to the Class A Certificates-------- Certificates on each Distribution Date following such Distribution Date to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders equal to the product of (i) the product of (x) the Class A Certificate Rate plus 2.00% per annum and (y) a fraction the numerator of which is the actual number of days in the related Interest Period and the denominator of which is 360 and (ii) such Class A Interest Shortfall. Notwithstanding anything to the contrary herein, Class A Additional Default Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any each Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of the close of business on the immediately preceding Record Date; provided, however, with respect to the ________ Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the Class A Initial Investor Amount at the applicable Class A Certificate Rate for the period from the Closing Date to but excluding ___________. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date (after giving effect to any withdrawal from the Cash Collateral Account with respect to such Distribution Date). If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything Certificates on each Distribution Date following such Distribution Date to and including the contrary herein, Distribution Date on which such Class A Additional Interest shall be payable or distributed Shortfall is paid to the Class A Certificateholders only to the extent permitted by applicable law.A

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator one-twelfth of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and with respect to the applicable Interest Period, (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account and (iii) a fraction the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $10,898,671.88; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. On the Determination Date preceding each Distribution Class A Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Class A Payment Date over (y) the aggregate amount of funds allocated and available to pay which will be on deposit in the Class A Interest Funding Account on such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Class A Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and with respect to the applicable Interest Period, (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) and (iii) a fraction, the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360 shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Class A Payment Date to and including the Class A Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes on any Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); PROVIDED that Class A Monthly Interest for the first Distribution Period will be $[__________]. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”DEFICIENCY AMOUNT"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this SECTION 4.2(a) as of the prior Distribution Date over OVER (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding related Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date Period and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period PLUS 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“Class "CLASS A Monthly Interest”MONTHLY INTEREST") distributable from the Collection Account with respect to the Class A Certificates Notes (i) on any the initial Distribution Date shall be an amount equal to the product of (iA) a fraction, the numerator of which is the actual number of days in the period from seventeen - three hundreds sixtieths (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 36017/360), (iiB) the Class A Certificate Rate for such Distribution Date Note Interest Rate, and (iiiC) the outstanding principal balance of the Class A Certificates Note Principal Balance as of the close of business on the immediately Closing Date; and (ii) on any subsequent Distribution Date shall be an amount equal to the product of (A) one-twelfth, (B) the Class A Note Interest Rate and (C) the Class A Note Principal Balance as of the close of business on the last day of the preceding Record DateDue Period. On the each Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “Class "CLASS A Interest Shortfall”INTEREST SHORTFALL"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available expected to pay be paid with respect to such Class A Monthly Interest on such the related Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“Class "CLASS A Additional Interest”ADDITIONAL INTEREST") equal to the product of (i) a fraction(A) one-twelfth, the numerator of which is the actual number of days in the period from times (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) the Class A Certificate Rate in effect for the related Interest Period, (ii) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, -------- however, that, with respect to the first Distribution Date, Class A Monthly ------- Interest shall be $2,281,500.00. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such ---- Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount of monthly interest (the “Class A Monthly Interest”) distributable from the Collection Account with respect to the Class A Certificates on any such Distribution Date shall be an amount equal to the product of (i) the Interest Rate for the related Interest Accrual Period, (ii) the Note Principal Balance at the end of the last day of the related Monthly Period, and (iii) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Accrual Period and the denominator of which is 360; provided, (ii) however, that with respect to the Class A Certificate Rate for such first Distribution Date and (iii) after the outstanding principal balance of Closing Date the Class A Certificates as of close of business on the immediately preceding Record DateMonthly Interest shall be an amount equal to $12,373,609. On the Determination Date preceding each Distribution Date, the Servicer shall determine an amount (the “Monthly Interest Shortfall”) equal to the excess, if any (the “Class A Interest Shortfall”)any, of (x) the Class A Monthly Interest for the Interest Accrual Period applicable to such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest be paid to the Collateral Certificateholder in respect of interest on such Distribution Date. If the Class A there is a Monthly Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paidDate, an additional amount (“Class A Additional Interest”) shall be payable as provided herein with respect to the Collateral Certificate on each Distribution Date following such Distribution Date, to and including the Distribution Date on which such Monthly Interest Shortfall is paid to the Collateral Certificateholder, equal to the product of (i) the Interest Rate, (ii) such Monthly Interest Shortfall remaining unpaid, and (iii) a fraction, fraction the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Accrual Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Collateral Certificateholder only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any each Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (iiB) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of the close of business on the immediately preceding Record Date; provided, however, with respect to the ____________ ____ Distribution Date, Class A Monthly Interest shall be equal to the interest accrued on the Class A Initial Invested Amount at the applicable Class A Certificate Rate for the period from the Closing Date through ____________ __, ____ (calculated on the basis of the actual number of days in such period and a year of 360 days). On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) on which there is a shortfall to (but excluding) excluding such subsequent Distribution Date and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) including the immediately preceding Distribution Date (or in the case of or, for the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance of the Class A Certificates as of close of business on the immediately preceding Record Date; provided, however, that, with respect to the first Distribution -------- ------- Date, Class A Monthly Interest shall be equal to the interest accrued on the outstanding principal balance of the Class A Certificates at the Class A Certificate Rate for the period from the Series Issuance Date to but excluding the first Distribution Date; and provided further, that with respect to the -------- ------- first Distribution Date following the Monthly Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount equal to the product of (a) a fraction, the numerator of which is the actual number of days in the period from and including such Additional Issuance Date to but excluding such Distribution Date and the denominator of which is 360, (b) the Class A Certificate Rate and (c) the increase in the outstanding principal balance of the Class A Certificates as a result of such Additional Issuance. On the Determination Date preceding each Distribution Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for the Interest Period applicable to such Distribution Payment Date over (y) the aggregate amount of funds allocated and available to pay such ---- Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in from and including the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) excluding such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Payment Date to and including the Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of ---------------------------------- monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance amount of the Class A Certificates as of close of business on the immediately preceding Record Date. On the Determination Date preceding or before each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If With respect to any Distribution Date, if the Class A Interest Shortfall with respect to any the preceding Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and (y) 2.0% per annum and (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following the Distribution Date on which such Class A Interest Shortfall occurs to and including the Distribution Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Distribution Account with respect to the Class A Certificates Notes for any Interest Period on any the related Distribution Date shall be an amount equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (B) the Class A Note Interest Rate in effect with respect to the related Distribution Period and (ii) the Class A Certificate Rate for such Distribution Date and (iii) the outstanding principal balance Note Principal Balance as of the Class A Certificates as of close of business on the immediately last day of the preceding Record Monthly Period (or, with respect to the initial Distribution Date, the Class A Note Initial Principal Balance); provided that the Class A Monthly Interest for the July 2017 Distribution Date shall be $1,248,444.44. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”Deficiency Amount"), of (x) the Class A Monthly Interest for such aggregate amount accrued pursuant to this Section 4.2(a) as of the prior Distribution Date over (y) the aggregate amount actually transferred from the Distribution Account for payment of funds allocated and available to pay such Class A Monthly Interest on such Distribution Dateamount. If the Class A Interest Shortfall with respect to Deficiency Amount for any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall Deficiency Amount is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) (A) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date 30 and the denominator of which is 360, times (ii) the sum of (xB) the Class A Certificate Note Interest Rate and (y) 2.0in effect with respect to the related Distribution Period plus 2% per annum and (iiiii) such Class A Interest Shortfall Deficiency Amount (or the portion thereof which has not been paid to the Class A CertificateholdersNoteholders) shall be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any each Distribution Date shall be an amount equal to one twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and (iiiii) the outstanding principal balance amount of the Class A Certificates as of the close of business on the immediately preceding Record Date; provided, however, with respect to the __________ 200_ Distribution Date, Class A Monthly Interest shall be equal to [the interest accrued on the Class A Initial Invested Amount at the applicable Class A Certificate Rate for the period from the Closing Date through ________, 200_ (calculated on the basis of the actual number of days in such period and a year of 360 days)] [$_________]. On the Determination Date preceding each Distribution Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”"), of (x) the Class A Monthly Interest for such Distribution Date over (y) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to one twelfth of the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Penalty Rate and (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) shall be payable as provided herein with respect to the Class A Certificates. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“the "Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates Notes on any Distribution Date shall will be calculated by the Servicer and will be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the Class A Certificate Note Interest Rate for such Distribution Date and in effect with respect to the related Interest Period, times (iii) the outstanding principal balance Class A Note Principal Balance as of the Class A Certificates as of close of business on the immediately preceding Record Datelast day of the related Collection Period. On the Determination Date preceding relating to each Distribution Date, the Servicer shall will determine the excess, if any (such excess, the “"Class A Interest Shortfall”"), of (x1) the Class A Monthly Interest for such Distribution Date Date, over (y2) the aggregate amount of funds allocated and available to pay such Class A Monthly Interest on such Distribution Date. If the Class A Interest Shortfall with respect to any Distribution Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“the "Class A Additional Interest”") calculated by the Servicer and equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date related Interest Period and the denominator of which is 360, times (ii) the sum of (x) the Class A Certificate Note Interest Rate and (y) 2.0% per annum and in effect with respect to the related Interest Period, times (iii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the including any unpaid Class A CertificateholdersInterest Shortfalls for prior Distribution Dates) shall will be payable as provided herein with respect to the Class A CertificatesNotes. Notwithstanding anything to the contrary herein, the Class A Additional Interest shall will be payable or distributed to the Class A Certificateholders Noteholders only to the extent permitted by applicable law.

Determination of Monthly Interest. (a) The amount of monthly interest (“"Class A Monthly Interest”") distributable from the Collection Account with respect to the Class A Certificates on any Distribution Date shall be an amount equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the Class A Certificate Rate for such Distribution Date and with respect to the applicable Interest Period, (iiiii) the outstanding principal balance of the Class A Certificates as of the close of business on the immediately preceding Record Distribution Date (after giving effect to any distribution of Class A Monthly Principal on such preceding Distribution Date), minus, for each Distribution Date with respect to the Accumulation Period, the aggregate amount of all deposits of Class A Monthly Principal previously made to the Class A Principal Funding Account and (iii) a fraction the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360; provided, however, with respect to the first Distribution Date, Class A Monthly Interest shall be equal to $2,749,565.97; and provided further, that with respect to the first Distribution Date of the related Due Period in which an Additional Issuance Date occurs, Class A Monthly Interest shall be increased by the amount of interest accrued and payable at the Class A Certificate Rate on the principal amount of Additional Class A Certificates through but excluding such Distribution Date. On the Determination Date preceding each Distribution Class A Payment Date, the Servicer shall determine the excess, if any (the “"Class A Interest Shortfall”), ") of (x) the aggregate Class A Monthly Interest plus the aggregate Class A Covered Amount for the Interest Period applicable to such Distribution Class A Payment Date over (y) the aggregate amount of funds allocated and available to pay which will be on deposit in the Class A Interest Funding Account on such Class A Monthly Interest on such Distribution Payment Date. If the Class A Interest Shortfall with respect to any Distribution Class A Payment Date is greater than zero, on each subsequent Distribution Date until such Class A Interest Shortfall is fully paid, an additional amount (“"Class A Additional Interest”") equal to the product of (i) a fraction, the numerator of which is the actual number of days in the period from (and including) the immediately preceding Distribution Date (or in the case of the first Distribution Date, the Closing Date) to (but excluding) such Distribution Date and the denominator of which is 360, (ii) the sum of (x) the Class A Certificate Rate and with respect to the applicable Interest Period, (y) 2.0% per annum and (iiiii) such Class A Interest Shortfall (or the portion thereof which has not been paid to the Class A Certificateholders) and (iii) a fraction, the numerator of which is the actual number of days from and including the prior Distribution Date to but excluding such Distribution Date and the denominator of which is 360 shall be payable as provided herein with respect to the Class A CertificatesCertificates on each Distribution Date following such Class A Payment Date to and including the Class A Payment Date on which such Class A Interest Shortfall is paid to Class A Certificateholders. Notwithstanding anything to the contrary herein, Class A Additional Interest shall be payable or distributed to the Class A Certificateholders only to the extent permitted by applicable law.