Detached Private Structures Clause Samples
The 'Detached Private Structures' clause defines the rules and requirements governing separate buildings on a property that are not physically connected to the main dwelling, such as garages, sheds, or guesthouses. This clause typically outlines what types of structures are permitted, any size or location restrictions, and whether they must meet specific design or usage standards. Its core practical function is to ensure that any additional buildings on a property maintain consistency with community standards and do not negatively impact neighboring properties, thereby preserving property values and neighborhood aesthetics.
Detached Private Structures. We insure structures or buildings separated from your unit, or permanently installed outdoor equipment on the premises on which your unit is situated for an additional amount of insurance equal to $2,500 at the same terms and conditions which govern the coverage on the unit. The deductible applies to this coverage.
Detached Private Structures. We insure structures or buildings separated from the “dwelling” by a clear space, on your ”premises” but not insured under Coverage A. If they are connected to the “dwelling” by a fence, utility line or similar connection only, they are considered to be detached structures.
Detached Private Structures. If your unit is permanently sited, we insure structures or buildings separated from your unit, or permanently installed outdoor equipment on the premises on which your unit is situated for an additional amount of insurance equal to $2,500 at the same terms and conditions, which govern the coverage on the unit. The deductible applies to this coverage. This extension does not apply to Motor Homes.
Detached Private Structures. We insure private structures or buildings separated from the dwelling by a clear space, on your premises but not insured under Coverage A. If they are connected to the dwelling by a fence, utility line or similar connection only, they are considered to be a detached structure. If you have more than one detached structure, the amount of insurance will be divided in the proportions that the value of each structure has to the value of all such structures at the time of loss. We do not insure private structures used in whole or in part or designed for residential, business or agricultural purposes whether occupied, unoccupied or vacant regardless of their current use unless otherwise endorsed in this form. We do not insure detached buildings or structures where the wall(s) or roof construction consists of tarp, polyethylene or similar covering.