Common use of Cross-Over Date Clause in Contracts

Cross-Over Date. The Distribution Date on which the Class Principal Balances of the Subordinate Certificates have been reduced to zero. Custodian: ▇▇▇▇▇ Fargo, with respect to those Mortgage Loans for which ▇▇▇▇▇ Fargo, is listed under the heading “Custodian” in the Mortgage Loan Schedule, and which were not originated by WMMSC or an affiliate thereof, and any successor thereto. U.S. Bank with respect to those Mortgage Loans for which U.S. Bank is listed under the heading “Custodian” in the Mortgage Loan Schedule, and which were originated by WMMSC or an affiliate thereof, and any successor thereto. Cut-off Date: July 1, 2003. Cut-off Date Pool Balance: $1,752,977,427.

Cross-Over Date. The Distribution Date on which the Class Principal Balances of the Subordinate Certificates have been reduced to zero. Custodian: ▇▇▇▇▇ Fargo, with respect to those Mortgage Loans for which ▇▇▇▇▇ Fargo, Fargo is listed under the heading “Custodian” in the Mortgage Loan Schedule, and which were not originated by WMMSC or an affiliate thereof, and any successor thereto. U.S. Bank with respect to those Mortgage Loans for which U.S. Bank is listed under the heading “Custodian” in the Mortgage Loan Schedule, and which were originated by WMMSC or an affiliate thereof, and any successor thereto. Cut-off Date: July February 1, 20032004. Cut-off Date Pool Balance: $1,752,977,427401,967,182.