Common use of Credit Score Clause in Contracts

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 973 165,115,035 10.66 7.583 355 74.21 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 650 - 674 883 165,798,001 10.71 6.724 353 80.08 675 - 699 442 83,958,211 5.42 6.744 353 81.33 700 - 724 280 55,226,974 3.57 6.807 354 81.47 725 - 749 170 32,182,963 2.08 6.743 356 80.91 750 - 774 81 17,426,867 1.13 6.513 355 80.15 775 - 799 28 5,436,270 0.35 6.352 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 608

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 1 371,640 0.06 9.600 358 80.00 500 - 524 885 146,451,659 9.46 8.183 355 73.11 292 54,152,492 9.05 8.317 354 74.08 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 340 61,886,299 10.35 8.047 354 73.17 550 - 574 973 165,115,035 10.66 7.583 355 74.21 319 59,538,520 9.95 7.720 354 75.56 575 - 599 1,111 195,899,890 12.65 7.214 373 78,139,960 13.07 7.220 354 76.39 76.49 600 - 624 1,578 264,244,724 17.07 7.043 520 106,421,803 17.79 6.992 354 78.88 78.47 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 412 94,308,046 15.77 6.852 352 78.54 650 - 674 883 165,798,001 10.71 6.724 353 80.08 273 63,737,432 10.66 6.669 354 81.07 675 - 699 442 83,958,211 5.42 6.744 353 81.33 132 30,314,522 5.07 6.692 354 81.36 700 - 724 280 55,226,974 3.57 6.807 92 23,918,488 4.00 6.778 354 81.47 79.81 725 - 749 170 32,182,963 2.08 6.743 356 80.91 60 14,247,490 2.38 6.755 357 79.50 750 - 774 81 17,426,867 1.13 6.513 355 80.15 30 8,314,907 1.39 6.590 356 79.14 775 - 799 28 5,436,270 0.35 6.352 8 2,360,978 0.39 6.570 356 78.09 79.97 800 + 3 780,365 0.05 5.526 342 70.70 1 370,810 0.06 5.500 355 56.09 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 2,853 598,083,387 100.00 7.232 7.231 354 77.20 77.49 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 805 Non-Zero Weighted Average: 608609

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------- -------- ----------- --------- -------- --------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 175 25,258,141 6.21 8.905 356 71.93 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 157 27,723,817 6.82 8.148 356 72.90 550 - 574 973 165,115,035 10.66 7.583 355 74.21 191 38,043,771 9.35 7.322 349 75.90 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 285 56,434,307 13.87 7.126 349 80.73 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 344 77,522,374 19.06 6.839 352 82.75 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 293 71,437,672 17.56 6.719 352 84.35 650 - 674 883 165,798,001 10.71 6.724 353 80.08 224 55,573,209 13.66 6.593 350 82.36 675 - 699 442 83,958,211 5.42 6.744 353 81.33 98 23,272,412 5.72 6.068 351 79.03 700 - 724 280 55,226,974 3.57 6.807 354 81.47 56 12,926,394 3.18 6.150 344 78.72 725 - 749 170 32,182,963 2.08 6.743 356 80.91 33 8,636,851 2.12 5.885 350 81.23 750 - 774 81 17,426,867 1.13 6.513 355 80.15 24 6,896,876 1.70 6.050 350 77.62 775 - 799 28 5,436,270 0.35 6.352 356 78.09 8 2,549,314 0.63 6.309 357 81.25 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 474,776 0.12 6.012 357 65.84 Total: 8,879 1,548,294,930 1,891 406,749,915 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.983 351 80.23 Minimum: 500 Maximum: 806 Non-Zero 802 Weighted Average: 608618 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 182 31,523,462 4.22 7.758 356 78.85 525 - 549 1,040 167,428,850 10.81 7.930 197 34,169,020 4.57 7.645 355 72.74 78.25 550 - 574 973 165,115,035 10.66 7.583 355 74.21 302 54,806,081 7.33 7.115 353 81.23 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 429 71,166,358 9.52 7.117 341 81.19 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 658 120,768,747 16.16 6.775 342 82.68 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 790 141,587,492 18.94 6.836 337 82.88 650 - 674 883 165,798,001 10.71 6.724 353 80.08 648 117,110,040 15.67 6.731 335 83.34 675 - 699 442 83,958,211 5.42 6.744 353 81.33 386 72,894,043 9.75 6.688 335 83.50 700 - 724 280 55,226,974 3.57 6.807 354 81.47 236 40,912,319 5.47 6.511 335 84.08 725 - 749 170 32,182,963 2.08 6.743 356 80.91 174 34,395,914 4.60 6.423 336 82.79 750 - 774 81 17,426,867 1.13 6.513 355 80.15 108 20,600,041 2.76 6.691 333 83.56 775 - 799 28 5,436,270 0.35 6.352 356 78.09 35 6,923,430 0.93 6.623 328 81.39 800 + 3 780,365 0.05 5.526 5 531,036 0.07 6.933 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 87.58 Total: 8,879 1,548,294,930 4,150 747,387,982 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.876 340 82.39 ----------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 608635

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------- -------- ------------- --------- -------- --------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 392 56,616,588 4.72 8.427 356 71.97 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 430 70,311,459 5.86 7.771 356 72.79 550 - 574 973 165,115,035 10.66 7.583 355 74.21 659 108,747,974 9.06 7.246 351 76.60 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 1,300 214,719,875 17.89 7.038 351 80.31 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 1,447 261,248,242 21.76 6.813 350 80.87 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 1,259 235,240,895 19.60 6.739 350 83.00 650 - 674 883 165,798,001 10.71 6.724 353 80.08 688 135,740,830 11.31 6.553 352 82.58 675 - 699 442 83,958,211 5.42 6.744 353 81.33 247 50,287,907 4.19 6.217 351 80.05 700 - 724 280 55,226,974 3.57 6.807 354 81.47 131 27,724,486 2.31 6.114 346 78.01 725 - 749 170 32,182,963 2.08 6.743 356 80.91 79 17,466,887 1.45 5.927 352 78.75 750 - 774 81 17,426,867 1.13 6.513 355 80.15 62 14,899,539 1.24 6.084 352 79.84 775 - 799 28 5,436,270 0.35 6.352 356 78.09 26 5,861,250 0.49 6.292 349 80.47 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 9 1,611,785 0.13 5.973 357 73.71 Total: 8,879 1,548,294,930 6,729 1,200,477,717 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.914 351 79.95 Minimum: 500 Maximum: 806 Non-Zero 814 Weighted Average: 608615 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ---------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 225 31,311,565 4.64 8.195 350 71.71 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 418 60,813,543 9.02 7.733 352 74.06 550 - 574 973 165,115,035 10.66 7.583 355 74.21 571 89,735,795 13.30 7.229 352 74.87 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 525 82,519,847 12.24 7.097 349 77.10 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 635 106,070,162 15.73 6.870 350 79.45 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 663 114,121,080 16.92 6.758 349 81.10 650 - 674 883 165,798,001 10.71 6.724 353 80.08 473 73,785,369 10.94 6.903 347 82.06 675 - 699 442 83,958,211 5.42 6.744 353 81.33 260 45,473,581 6.74 6.671 346 81.84 700 - 724 280 55,226,974 3.57 6.807 354 81.47 182 33,199,558 4.92 6.441 342 81.61 725 - 749 170 32,182,963 2.08 6.743 356 80.91 107 18,201,842 2.70 6.590 342 78.58 750 - 774 81 17,426,867 1.13 6.513 355 80.15 75 14,615,757 2.17 6.273 348 79.89 775 - 799 28 5,436,270 0.35 6.352 356 78.09 25 4,477,214 0.66 6.032 335 64.32 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 127,407 0.02 6.000 356 80.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 4,160 674,452,720 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 7.009 349 78.43 ---------------------------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 803 Non-Zero Weighted Average: 608618

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score Ratio ----------------------------------------- -------- ----------- --------- -------- --------- -------- ------- ----- NA 95 11,970,358 0.77 7.972 354 73.49 1 39,941 0.02 10.880 356 80.00 0 45.31 500 - 524 885 146,451,659 9.46 8.183 355 73.11 1 82,096 0.04 8.550 354 80.00 517 45.39 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 8 586,709 0.27 9.848 357 79.70 531 43.44 550 - 574 973 165,115,035 10.66 7.583 355 74.21 27 2,688,314 1.22 9.072 357 87.41 558 44.08 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 38 4,324,475 1.96 8.327 357 86.54 587 44.60 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 258 43,716,354 19.76 7.132 357 80.02 614 43.84 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 233 41,844,577 18.92 7.014 357 79.80 636 42.65 650 - 674 883 165,798,001 10.71 6.724 353 80.08 221 48,544,086 21.95 6.700 356 79.87 660 42.01 675 - 699 442 83,958,211 5.42 6.744 353 81.33 117 28,534,966 12.90 6.740 357 79.40 687 43.76 700 - 724 280 55,226,974 3.57 6.807 354 81.47 85 20,750,390 9.38 6.727 357 79.63 710 43.48 725 - 749 170 32,182,963 2.08 6.743 64 17,302,113 7.82 6.625 356 80.91 79.58 736 44.28 750 - 774 81 17,426,867 1.13 6.513 355 80.15 26 8,189,795 3.70 6.634 357 79.56 760 45.01 775 - 799 28 5,436,270 0.35 6.352 14 4,244,122 1.92 6.233 356 78.09 78.36 785 46.17 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 351,505 0.16 6.464 357 80.00 802 40.75 Total: 8,879 1,548,294,930 1,096 221,199,443 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 6086.905 357 79.96 664 43.30

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 52 12,732,613 2.26 7.713 355 73.11 74.75 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 52 12,136,512 2.15 7.517 357 70.67 537 550 - 574 973 165,115,035 10.66 7.583 355 74.21 114 29,056,712 5.15 7.073 354 77.90 563 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 193 51,224,997 9.07 6.764 349 79.36 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 334 87,148,559 15.43 6.716 342 81.07 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 410 98,518,145 17.45 6.679 338 82.31 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 394 94,483,356 16.73 6.651 337 83.27 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 356 80,616,352 14.28 6.679 334 83.47 686 700 - 724 280 55,226,974 3.57 6.807 354 81.47 206 45,931,705 8.13 6.526 331 82.99 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 120 27,044,123 4.79 6.512 331 83.62 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 78 17,505,144 3.10 6.600 334 85.15 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 27 6,029,167 1.07 6.363 339 79.11 784 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 9 2,192,446 0.39 6.199 330 85.54 810 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 2,345 564,619,829 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 Maximum: 806 821 Non-Zero Weighted Average: 608648

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 25 5,251,912 1.25 8.104 355 73.11 70.20 514 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 28 6,522,937 1.55 7.820 357 68.13 539 550 - 574 973 165,115,035 10.66 7.583 355 74.21 57 13,354,032 3.18 7.240 356 74.26 561 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 76 19,597,909 4.67 7.008 355 73.30 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 229 52,992,180 12.62 7.202 343 80.35 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 400 76,570,810 18.24 7.174 335 81.30 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 454 85,442,453 20.35 7.035 334 81.94 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 393 73,734,632 17.56 7.032 332 83.17 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 220 41,202,727 9.81 6.917 328 83.06 713 725 - 749 170 32,182,963 2.08 6.743 356 80.91 142 26,572,631 6.33 6.817 330 83.39 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 64 11,738,901 2.80 7.097 329 84.08 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 33 5,769,167 1.37 7.020 332 79.06 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 6 1,085,079 0.26 6.901 321 84.00 814 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 2,127 419,835,371 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 502 Maximum: 806 821 Non-Zero Weighted Average: 608660

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 95 11,970,358 0.77 7.972 354 73.49 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 885 146,451,659 9.46 8.183 355 73.11 5 512,188 0.29 8.739 357 72.27 511 41.28 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 51 5,962,770 3.37 9.210 357 79.91 534 38.26 550 - 574 973 165,115,035 10.66 7.583 355 74.21 71 8,750,405 4.94 8.874 356 80.48 562 41.36 575 - 599 1,111 195,899,890 12.65 7.214 157 17,560,896 9.92 9.143 354 76.39 91.00 586 39.64 600 - 624 1,578 264,244,724 17.07 7.043 220 27,785,696 15.70 7.569 354 78.88 82.92 610 41.54 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 218 32,725,375 18.49 7.435 351 82.58 636 42.05 650 - 674 883 165,798,001 10.71 6.724 353 80.08 241 41,497,575 23.45 7.097 351 84.56 660 41.52 675 - 699 442 83,958,211 5.42 6.744 353 81.33 119 20,288,141 11.46 7.168 351 84.33 686 41.17 700 - 724 280 55,226,974 3.57 6.807 354 81.47 50 8,725,843 4.93 7.263 351 82.26 712 43.61 725 - 749 170 32,182,963 2.08 6.743 356 80.91 29 7,300,551 4.13 7.242 355 84.22 736 41.34 750 - 774 81 17,426,867 1.13 6.513 355 80.15 10 3,524,233 1.99 7.103 356 80.96 762 45.87 775 - 799 28 5,436,270 0.35 6.352 356 78.09 12 2,119,648 1.20 6.879 347 80.82 785 35.52 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 1,186 176,981,845 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 Maximum: 806 801 Non-Zero Weighted Average: 608643

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 175 25,258,141 6.21 8.905 356 71.93 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 157 27,723,817 6.82 8.148 356 72.90 537 550 - 574 973 165,115,035 10.66 7.583 355 74.21 191 38,043,771 9.35 7.322 349 75.90 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 285 56,434,307 13.87 7.126 349 80.73 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 344 77,522,374 19.06 6.839 352 82.75 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 293 71,437,672 17.56 6.719 352 84.35 636 650 - 674 883 165,798,001 10.71 6.724 353 80.08 224 55,573,209 13.66 6.593 350 82.36 661 675 - 699 442 83,958,211 5.42 6.744 353 81.33 98 23,272,412 5.72 6.068 351 79.03 686 700 - 724 280 55,226,974 3.57 6.807 354 81.47 56 12,926,394 3.18 6.150 344 78.72 712 725 - 749 170 32,182,963 2.08 6.743 356 80.91 33 8,636,851 2.12 5.885 350 81.23 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 24 6,896,876 1.70 6.050 350 77.62 762 775 - 799 28 5,436,270 0.35 6.352 356 78.09 8 2,549,314 0.63 6.309 357 81.25 784 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 474,776 0.12 6.012 357 65.84 802 Total: 8,879 1,548,294,930 1,891 406,749,915 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.983 351 80.23 618 Minimum: 500 Maximum: 806 Non-Zero 802 Weighted Average: 608618 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score --------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 1 54,968 0.05 11.990 178 100.00 508 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 4 201,193 0.20 11.388 178 99.77 543 550 - 574 973 165,115,035 10.66 7.583 355 74.21 11 646,081 0.63 10.387 178 99.93 561 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 186 7,770,337 7.58 11.342 179 99.54 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 280 13,182,612 12.85 11.090 178 99.36 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 290 14,382,476 14.02 10.830 178 99.37 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 376 22,767,869 22.20 10.250 178 99.24 663 675 - 699 442 83,958,211 5.42 6.744 353 81.33 278 19,282,223 18.80 9.923 179 98.81 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 174 11,560,231 11.27 9.687 178 99.53 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 109 6,672,982 6.51 9.505 178 99.51 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 71 4,629,448 4.51 9.537 178 99.45 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 21 1,368,605 1.33 9.697 178 99.79 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 37,554 0.04 8.500 178 100.00 801 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 1,802 102,556,580 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 10.313 178 99.29 667 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 508 Maximum: 806 801 Non-Zero Weighted Average: 608667

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 -------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 475 69,698,486 5.82 8.355 351 72.32 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 713 110,309,775 9.20 7.866 352 74.52 550 - 574 973 165,115,035 10.66 7.583 355 74.21 879 143,573,482 11.98 7.342 353 76.03 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 779 137,743,792 11.49 7.107 350 77.29 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 982 193,880,334 16.18 6.806 351 79.43 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 993 205,157,423 17.12 6.691 350 80.92 650 - 674 883 165,798,001 10.71 6.724 353 80.08 683 123,478,326 10.30 6.883 349 82.32 675 - 699 442 83,958,211 5.42 6.744 353 81.33 402 85,018,199 7.09 6.618 347 81.14 700 - 724 280 55,226,974 3.57 6.807 354 81.47 263 59,240,546 4.94 6.406 347 81.89 725 - 749 170 32,182,963 2.08 6.743 356 80.91 163 33,400,992 2.79 6.409 343 80.03 750 - 774 81 17,426,867 1.13 6.513 355 80.15 110 25,488,004 2.13 6.189 346 80.16 775 - 799 28 5,436,270 0.35 6.352 356 78.09 42 10,225,804 0.85 6.005 345 72.03 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 4 1,275,213 0.11 6.129 356 70.61 -------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 6,488 1,198,490,375 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 813 Non-Zero Weighted Average: 608618

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 526 79,490,402 5.69 8.414 355 73.11 73.85 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 792 117,821,650 8.43 8.008 356 76.89 550 - 574 973 165,115,035 10.66 7.583 924 150,144,516 10.75 7.546 355 74.21 79.60 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 1,293 224,839,486 16.10 7.040 352 79.87 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 1,265 227,040,895 16.25 6.828 351 81.43 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 1,274 214,891,308 15.38 6.780 349 80.90 650 - 674 883 165,798,001 10.71 6.724 353 80.08 918 180,092,193 12.89 6.588 350 80.21 675 - 699 442 83,958,211 5.42 6.744 353 81.33 494 98,331,561 7.04 6.416 346 81.08 700 - 724 280 55,226,974 3.57 6.807 354 81.47 221 43,578,097 3.12 6.371 348 80.39 725 - 749 170 32,182,963 2.08 6.743 356 80.91 168 38,117,261 2.73 6.338 347 78.57 750 - 774 81 17,426,867 1.13 6.513 355 80.15 76 13,981,146 1.00 6.410 346 81.67 775 - 799 28 5,436,270 0.35 6.352 356 78.09 41 7,693,524 0.55 6.527 346 78.28 800 + 3 780,365 0.05 5.526 342 70.70 4 819,393 0.06 5.532 356 54.76 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 7,996 1,396,841,434 100.00 7.232 354 77.20 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 817 Non-Zero Weighted Average: 608615 ------------------------------------------------------------------------------------------------------------------------------------

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 973 165,115,035 10.66 7.583 355 74.21 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 85 21,501,833 22.19 6.12 357 82.14 640 650 - 674 883 165,798,001 10.71 6.724 353 80.08 98 23,360,034 24.1 6.058 357 82.21 661 675 - 699 442 83,958,211 5.42 6.744 353 81.33 99 24,166,609 24.94 6.122 357 80.46 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 54 13,664,734 14.1 6.05 357 81.74 712 725 - 749 170 32,182,963 2.08 6.743 356 80.91 28 6,204,168 6.4 6.147 357 79.95 734 750 - 774 81 17,426,867 1.13 6.513 355 80.15 19 4,566,099 4.71 5.897 357 81.56 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 10 2,559,468 2.64 5.823 357 77.38 783 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 888,000 0.92 5.942 357 80 809 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 630 Maximum: 806 813 Non-Zero Weighted Average: 608684

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 1 54,968 0.05 11.990 178 100.00 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 4 201,193 0.20 11.388 178 99.77 550 - 574 973 165,115,035 10.66 7.583 355 74.21 11 646,081 0.63 10.387 178 99.93 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 186 7,770,337 7.58 11.342 179 99.54 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 280 13,182,612 12.85 11.090 178 99.36 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 290 14,382,476 14.02 10.830 178 99.37 650 - 674 883 165,798,001 10.71 6.724 353 80.08 376 22,767,869 22.20 10.250 178 99.24 675 - 699 442 83,958,211 5.42 6.744 353 81.33 278 19,282,223 18.80 9.923 179 98.81 700 - 724 280 55,226,974 3.57 6.807 354 81.47 174 11,560,231 11.27 9.687 178 99.53 725 - 749 170 32,182,963 2.08 6.743 356 80.91 109 6,672,982 6.51 9.505 178 99.51 750 - 774 81 17,426,867 1.13 6.513 355 80.15 71 4,629,448 4.51 9.537 178 99.45 775 - 799 28 5,436,270 0.35 6.352 356 78.09 21 1,368,605 1.33 9.697 178 99.79 800 + 3 780,365 0.05 5.526 342 70.70 1 37,554 0.04 8.500 178 100.00 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 1,802 102,556,580 100.00 7.232 354 77.20 10.313 178 99.29 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 508 Maximum: 806 801 Non-Zero Weighted Average: 608667

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score --------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 1 73,401 0.25 9.725 355 73.11 80.00 516 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 7 721,087 2.44 8.077 338 58.41 542 550 - 574 973 165,115,035 10.66 7.583 355 74.21 9 1,315,592 4.46 7.927 357 76.99 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 10 1,044,911 3.54 7.947 357 66.48 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 14 1,930,747 6.54 8.048 357 75.76 611 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 34 5,411,750 18.33 7.394 357 79.93 636 650 - 674 883 165,798,001 10.71 6.724 353 80.08 29 4,513,614 15.29 7.598 350 80.07 660 675 - 699 442 83,958,211 5.42 6.744 353 81.33 32 5,373,419 18.20 7.123 354 82.95 685 700 - 724 280 55,226,974 3.57 6.807 354 81.47 19 2,184,897 7.40 7.564 350 84.53 713 725 - 749 170 32,182,963 2.08 6.743 356 80.91 16 2,929,514 9.92 6.928 357 83.28 733 750 - 774 81 17,426,867 1.13 6.513 355 80.15 13 2,073,702 7.03 6.893 356 82.10 758 775 - 799 28 5,436,270 0.35 6.352 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 10 1,944,035 6.59 6.641 349 83.51 780 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 194 29,516,669 100.00 7.232 7.366 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 516 Maximum: 806 794 Non-Zero Weighted Average: 608673

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 250 38,386,921 7.33 8.485 353 72.82 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 295 49,496,232 9.45 8.030 353 75.09 550 - 574 973 165,115,035 10.66 7.583 355 74.21 308 53,837,687 10.27 7.530 354 77.96 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 254 55,223,945 10.54 7.121 352 77.57 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 347 87,810,172 16.76 6.729 353 79.40 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 330 91,036,344 17.37 6.605 352 80.69 650 - 674 883 165,798,001 10.71 6.724 353 80.08 210 49,692,957 9.48 6.854 351 82.70 675 - 699 442 83,958,211 5.42 6.744 353 81.33 142 39,544,618 7.55 6.557 349 80.32 700 - 724 280 55,226,974 3.57 6.807 354 81.47 81 26,040,989 4.97 6.361 353 82.24 725 - 749 170 32,182,963 2.08 6.743 356 80.91 56 15,199,150 2.90 6.193 344 81.77 750 - 774 81 17,426,867 1.13 6.513 355 80.15 35 10,872,246 2.07 6.077 343 80.53 775 - 799 28 5,436,270 0.35 6.352 356 78.09 17 5,748,590 1.10 5.984 352 78.04 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1,147,806 0.22 6.143 356 69.57 ------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 2,328 524,037,656 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 7.025 352 78.97 ------------------------------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 813 Non-Zero Weighted Average: 608618

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 1 54,968 0.06 11.990 178 100.00 508 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 4 201,193 0.20 11.388 178 99.77 543 550 - 574 973 165,115,035 10.66 7.583 355 74.21 10 623,193 0.63 10.401 178 100.00 561 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 181 7,579,011 7.62 11.328 178 99.62 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 265 12,650,114 12.72 11.072 177 99.44 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 284 14,161,478 14.24 10.826 178 99.38 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 366 22,111,088 22.23 10.223 178 99.23 663 675 - 699 442 83,958,211 5.42 6.744 353 81.33 264 18,564,112 18.66 9.924 178 98.76 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 167 11,099,892 11.16 9.651 178 99.56 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 107 6,563,911 6.60 9.517 178 99.50 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 69 4,571,163 4.60 9.517 178 99.46 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 19 1,250,116 1.26 9.772 178 99.78 785 800 + 3 780,365 0.05 5.526 342 70.70 1 37,554 0.04 8.500 178 100.00 801 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 1,738 99,467,793 100.00 7.232 354 77.20 10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 508 Maximum: 806 801 Non-Zero Weighted Average: 608667

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ---------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 191 31,600,443 5.62 8.412 355 73.11 73.59 525 - 549 1,040 167,428,850 10.81 7.930 291 44,728,728 7.96 8.058 355 72.74 76.86 550 - 574 973 165,115,035 10.66 7.583 323 57,640,065 10.25 7.634 355 74.21 80.00 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 485 96,323,252 17.14 7.110 352 80.67 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 459 97,249,612 17.30 6.817 351 81.01 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 411 81,204,485 14.45 6.781 352 80.83 650 - 674 883 165,798,001 10.71 6.724 353 80.08 311 71,755,581 12.77 6.545 351 79.98 675 - 699 442 83,958,211 5.42 6.744 353 81.33 161 39,847,013 7.09 6.364 344 80.39 700 - 724 280 55,226,974 3.57 6.807 354 81.47 55 12,902,600 2.30 6.079 346 78.52 725 - 749 170 32,182,963 2.08 6.743 356 80.91 66 19,546,126 3.48 6.288 346 78.82 750 - 774 81 17,426,867 1.13 6.513 355 80.15 21 5,314,076 0.95 6.178 341 79.06 775 - 799 28 5,436,270 0.35 6.352 356 78.09 17 3,473,771 0.62 6.433 336 77.34 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 2 502,774 0.09 5.500 356 55.31 ---------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 2,793 562,088,526 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 7.022 351 79.70 Minimum: 500 Maximum: 806 817 Non-Zero Weighted Average: 608616

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 21 2,457,845 1.08 8.326 312 71.36 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 38 4,983,679 2.19 8.358 340 71.26 550 - 574 973 165,115,035 10.66 7.583 355 74.21 56 8,229,971 3.61 7.873 327 78.86 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 249 16,665,206 7.31 9.127 261 85.38 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 392 35,020,478 15.36 8.571 279 86.71 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 413 39,337,517 17.25 8.315 279 85.34 650 - 674 883 165,798,001 10.71 6.724 353 80.08 484 44,320,957 19.44 8.563 257 88.68 675 - 699 442 83,958,211 5.42 6.744 353 81.33 343 32,387,532 14.20 8.694 241 91.50 700 - 724 280 55,226,974 3.57 6.807 354 81.47 221 21,588,282 9.47 8.376 256 90.94 725 - 749 170 32,182,963 2.08 6.743 356 80.91 134 12,303,113 5.40 8.232 258 90.70 750 - 774 81 17,426,867 1.13 6.513 355 80.15 7,322,895 3.21 8.325 237 92.12 775 - 799 28 5,436,270 0.35 6.352 356 78.09 29 3,355,642 1.47 7.873 261 84.61 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 37,554 0.02 8.500 178 100.00 ------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 2,462 228,010,672 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 8.496 266 87.41 Minimum: 500 Maximum: 806 801 Non-Zero Weighted Average: 608654

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score --------------------------------------------------------------------------------------------------------------------------------- NA 95 11,970,358 0.77 7.972 354 73.49 1 39,941 0.02 10.880 356 80.00 0 500 - 524 885 146,451,659 9.46 8.183 355 73.11 1 82,096 0.04 8.550 354 80.00 517 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 8 586,709 0.27 9.848 357 79.70 531 550 - 574 973 165,115,035 10.66 7.583 355 74.21 27 2,688,314 1.22 9.072 357 87.41 558 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 38 4,324,475 1.96 8.327 357 86.54 587 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 258 43,716,354 19.76 7.132 357 80.02 614 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 233 41,844,577 18.92 7.014 357 79.80 636 650 - 674 883 165,798,001 10.71 6.724 353 80.08 221 48,544,086 21.95 6.700 356 79.87 660 675 - 699 442 83,958,211 5.42 6.744 353 81.33 117 28,534,966 12.90 6.740 357 79.40 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 85 20,750,390 9.38 6.727 357 79.63 710 725 - 749 170 32,182,963 2.08 6.743 64 17,302,113 7.82 6.625 356 80.91 79.58 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 26 8,189,795 3.70 6.634 357 79.56 760 775 - 799 28 5,436,270 0.35 6.352 14 4,244,122 1.92 6.233 356 78.09 78.36 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 351,505 0.16 6.464 357 80.00 802 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 1,096 221,199,443 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 6.905 357 79.96 664 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 517 Maximum: 806 809 Non-Zero Weighted Average: 608664

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 973 165,115,035 10.66 7.583 355 74.21 Score --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 50 15,099,921 9.61 6.393 357 82.49 590 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 118 36,391,756 23.17 6.225 357 82.50 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 71 27,739,102 17.66 6.072 357 81.18 635 650 - 674 883 165,798,001 10.71 6.724 353 80.08 56 27,449,813 17.48 6.066 357 82.67 663 675 - 699 442 83,958,211 5.42 6.744 353 81.33 44 19,410,946 12.36 6.048 357 82.77 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 26 12,260,077 7.81 5.863 357 80.96 712 725 - 749 170 32,182,963 2.08 6.743 356 80.91 19 9,621,908 6.13 5.753 357 82.90 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 9 5,149,708 3.28 5.773 357 85.97 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 6 2,964,550 1.89 5.888 357 81.27 782 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 2 981,600 0.62 5.556 356 85.79 810 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 401 157,069,380 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 6.082 357 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 580 Maximum: 806 821 Non-Zero Weighted Average: 608657

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 973 165,115,035 10.66 7.583 355 74.21 2 470,050 0.29 6.205 357 80.80 559 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 227 59,158,900 35.89 6.703 356 80.84 590 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 173 43,418,069 26.34 6.577 356 83.69 611 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 117 27,116,470 16.45 6.459 356 83.48 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 80 20,608,443 12.50 6.208 356 82.02 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 45 11,204,873 6.80 6.186 352 81.52 684 700 - 724 280 55,226,974 3.57 6.807 354 81.47 1 244,800 0.15 5.875 357 80.00 704 725 - 749 170 32,182,963 2.08 6.743 356 80.91 4 1,064,000 0.65 6.514 357 85.33 740 750 - 774 81 17,426,867 1.13 6.513 355 80.15 3 836,000 0.51 5.968 357 80.00 763 775 - 799 28 5,436,270 0.35 6.352 3 691,430 0.42 5.980 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 82.67 784 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 655 164,813,034 100.00 7.232 354 77.20 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 551 Maximum: 806 786 Non-Zero Weighted Average: 608621 ------------------------------------------------------------------------------------------------------------------------------------

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 265 38,477,230 5.66 8.401 357 73.84 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 403 59,085,198 8.69 8.001 357 77.46 550 - 574 973 165,115,035 10.66 7.583 355 74.21 477 73,677,729 10.84 7.470 356 78.91 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 676 107,305,737 15.78 6.999 352 79.47 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 651 104,228,901 15.33 6.854 351 82.18 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 689 104,804,288 15.42 6.809 346 81.69 650 - 674 883 165,798,001 10.71 6.724 353 80.08 483 86,058,123 12.66 6.632 348 81.22 675 - 699 442 83,958,211 5.42 6.744 353 81.33 305 53,114,361 7.81 6.433 347 81.43 700 - 724 280 55,226,974 3.57 6.807 354 81.47 150 27,303,589 4.02 6.515 348 81.14 725 - 749 170 32,182,963 2.08 6.743 356 80.91 85 15,507,035 2.28 6.435 347 78.53 750 - 774 81 17,426,867 1.13 6.513 355 80.15 44 6,562,848 0.97 6.708 347 84.50 775 - 799 28 5,436,270 0.35 6.352 356 78.09 18 3,399,083 0.50 6.729 355 78.96 800 + 3 780,365 2 316,619 0.05 5.526 342 70.70 5.583 356 53.88 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 4,248 679,840,741 100.00 7.232 354 77.20 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 810 Non-Zero Weighted Average: 608616 ------------------------------------------------------------------------------------------------------------------------------------

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 94 11,598,718 1.22 7.920 354 73.49 73.28 500 - 524 885 146,451,659 9.46 8.183 593 92,299,167 9.71 8.105 355 73.11 72.54 525 - 549 1,040 167,428,850 10.81 7.930 700 105,542,551 11.11 7.862 355 72.74 72.48 550 - 574 973 165,115,035 10.66 7.583 654 105,576,514 11.11 7.506 355 74.21 73.45 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 738 117,759,930 12.39 7.210 353 76.33 600 - 624 1,578 264,244,724 17.07 7.043 1,058 157,822,921 16.61 7.078 354 78.88 79.16 625 - 649 1,310 236,374,763 15.27 6.863 898 142,066,717 14.95 6.870 353 78.77 78.92 650 - 674 883 165,798,001 10.71 6.724 610 102,060,569 10.74 6.758 353 80.08 79.46 675 - 699 442 83,958,211 5.42 6.744 353 81.33 310 53,643,690 5.65 6.773 352 81.31 700 - 724 280 55,226,974 3.57 6.807 188 31,308,487 3.29 6.830 354 81.47 82.75 725 - 749 170 32,182,963 2.08 6.743 110 17,935,473 1.89 6.733 356 80.91 82.03 750 - 774 81 17,426,867 1.13 6.513 51 9,111,960 0.96 6.442 355 80.15 81.08 775 - 799 28 5,436,270 0.35 6.352 356 78.09 20 3,075,292 0.32 6.185 355 76.65 800 + 3 780,365 0.05 5.526 342 70.70 2 409,555 0.04 5.550 330 83.93 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 6,026 950,211,543 100.00 7.232 354 77.20 77.02 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 608606

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 75 12,820,544 2.92 8.000 358 75.73 512 42.71 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 109 19,756,780 4.49 7.944 358 76.14 536 43.63 550 - 574 973 165,115,035 10.66 7.583 355 74.21 158 28,399,944 6.46 7.636 358 79.02 561 41.83 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 207 39,491,667 8.98 7.434 357 82.77 589 43.55 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 407 79,847,217 18.16 7.093 355 82.78 613 43.71 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 565 102,189,221 23.25 7.309 346 83.39 636 43.10 650 - 674 883 165,798,001 10.71 6.724 353 80.08 365 70,154,198 15.96 7.133 350 82.74 661 43.13 675 - 699 442 83,958,211 5.42 6.744 353 81.33 205 39,097,670 8.89 6.873 351 83.00 686 43.60 700 - 724 280 55,226,974 3.57 6.807 354 81.47 109 21,930,207 4.99 6.952 346 82.70 711 44.00 725 - 749 170 32,182,963 2.08 6.743 356 80.91 75 15,647,366 3.56 6.630 351 81.37 736 43.00 750 - 774 81 17,426,867 1.13 6.513 355 80.15 35 6,596,925 1.50 6.967 344 83.23 764 43.37 775 - 799 28 5,436,270 0.35 6.352 356 78.09 16 3,250,640 0.74 6.509 357 79.81 786 43.39 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 402,216 0.09 6.923 357 86.78 807 41.87 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 2,329 439,584,596 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 7.231 352 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 Maximum: 806 816 Non-Zero Weighted Average: 608634

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 213 40,428,434 4.47 8.071 357 76.27 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 221 46,415,291 5.13 8.014 357 77.54 537 550 - 574 973 165,115,035 10.66 7.583 355 74.21 349 77,797,846 8.60 7.416 358 81.32 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 471 100,377,818 11.09 7.136 358 79.88 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 545 129,387,155 14.30 6.850 358 82.18 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 521 120,166,853 13.28 6.829 358 81.39 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 563 148,539,684 16.42 6.606 358 81.28 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 380 107,433,527 11.87 6.496 358 80.71 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 226 60,443,480 6.68 6.471 358 81.64 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 150 38,088,482 4.21 6.423 358 81.57 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 97 28,339,618 3.13 6.278 358 81.16 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 7,030,247 0.78 6.470 358 81.60 785 800 + 3 780,365 2 450,400 0.05 5.526 342 70.70 5.830 358 80.00 802 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 3,766 904,898,836 100.00 7.232 354 77.20 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 802 Non-Zero Weighted Average: 608635

Credit Score. of Mortgage Morgage Aggregate Pool by Aggregate Aggregate Weighted Avg Weighted Weighted Number Cut-off Aggregate Mortgage Average Weighted Average of Date Cut-off Loan Gross Average Average Average of Date Date Gross Remaining Comb Combined Weighted Mortgage Principal Principal Principal Interest Term Gross Original Average Credit Score Loans Balance ($) Balance Balance Rate (%) (months) Margin LTV FICO Score ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 481 - 500 19 3,776,998 0.42 198,789 8.244 5.997 71.45 500 501 - 524 885 146,451,659 9.46 8.183 355 73.11 525 520 266 38,794,823 4.35 145,845 8.488 5.918 72.58 511.2 521 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 540 331 53,997,959 6.05 163,136 7.878 5.803 72.41 530.1 541 - 574 973 165,115,035 10.66 7.583 355 74.21 575 560 315 54,858,458 6.15 174,154 7.468 5.753 73.09 550.7 561 - 599 1,111 195,899,890 12.65 7.214 354 76.39 580 542 90,949,858 10.19 167,804 7.273 5.597 80.84 571.5 581 - 600 736 132,945,417 14.9 180,632 6.961 5.503 82.53 590.4 601 - 624 1,578 264,244,724 17.07 7.043 354 78.88 625 620 704 136,871,064 15.34 194,419 6.852 5.476 84.52 610.9 621 - 649 1,310 236,374,763 15.27 6.863 353 78.77 650 640 671 136,155,539 15.26 202,914 6.759 5.46 86.13 629.9 641 - 674 883 165,798,001 10.71 6.724 353 80.08 675 660 580 115,355,837 12.93 198,889 6.658 5.503 85.53 650.1 661 - 699 442 83,958,211 5.42 6.744 353 81.33 680 286 58,938,953 6.6 206,080 6.636 5.501 85.4 668.9 681 - 700 116 25,021,781 2.8 215,705 6.141 5.478 82.94 689.6 701 - 724 280 55,226,974 3.57 6.807 354 81.47 725 720 67 15,179,320 1.7 226,557 6.212 5.397 80.89 710.4 721 - 749 170 32,182,963 2.08 6.743 356 80.91 750 740 47 10,783,638 1.21 229,439 6.013 5.362 83.3 730.2 741 - 774 81 17,426,867 1.13 6.513 355 80.15 775 760 29 7,186,366 0.81 247,806 6.001 5.318 83.14 750.8 761 - 799 28 5,436,270 0.35 6.352 356 78.09 780 29 8,188,846 0.92 282,374 6.47 5.424 85.16 768.3 781 - 800 + 3 780,365 0.05 5.526 342 70.70 11 2,561,806 0.29 232,891 6.027 5.248 82.86 785.2 801 - 820 4 789,239 0.09 197,310 6.103 5.385 82.73 803 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 4,753 892,355,899 100 187,746 6.98 5.548 82.14 610.8 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 814 Non-Zero Weighted Average: 608611 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 2 112,832 0.13 10.25 176 100 511 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 1 14,981 0.02 10.25 177 100 542 550 - 574 973 165,115,035 10.66 7.583 355 74.21 9 541,433 0.61 10.471 177 99.69 564 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 133 6,069,714 6.89 10.673 177 99.52 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 206 11,660,071 13.24 10.574 177 98.77 614 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 291 17,525,150 19.9 10.314 177 99.29 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 258 16,545,161 18.78 10.184 177 99.55 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 241 15,307,931 17.38 9.743 177 99.26 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 147 10,091,406 11.46 9.441 177 99.23 712 725 - 749 170 32,182,963 2.08 6.743 356 80.91 81 5,317,758 6.04 9.344 177 99.38 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 50 3,120,872 3.54 9.172 177 99.65 762 775 - 799 28 5,436,270 0.35 6.352 356 78.09 20 1,333,524 1.51 9.386 177 99.34 786 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 7 443,027 0.5 8.913 177 100 812 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 6081,446 88,083,860 100 10.03 177 99.3

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 118 19,428,412 4.54 7.618 356 77.74 525 - 549 1,040 167,428,850 10.81 7.930 127 20,834,663 4.86 7.549 355 72.74 77.07 550 - 574 973 165,115,035 10.66 7.583 355 74.21 210 34,589,711 8.07 6.968 353 81.05 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 313 44,528,803 10.39 7.050 344 81.32 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 472 66,730,329 15.58 6.797 342 82.33 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 581 81,822,770 19.10 6.825 338 83.00 650 - 674 883 165,798,001 10.71 6.724 353 80.08 452 63,378,375 14.79 6.776 337 83.13 675 - 699 442 83,958,211 5.42 6.744 353 81.33 268 41,710,897 9.74 6.634 341 82.89 700 - 724 280 55,226,974 3.57 6.807 354 81.47 169 23,484,693 5.48 6.530 339 83.86 725 - 749 170 32,182,963 2.08 6.743 356 80.91 108 18,098,495 4.22 6.385 344 82.68 750 - 774 81 17,426,867 1.13 6.513 355 80.15 69 10,265,233 2.40 6.593 336 82.45 775 - 799 28 5,436,270 0.35 6.352 356 78.09 23 3,316,875 0.77 6.414 341 81.92 800 + 3 780,365 4 214,236 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 7.759 320 84.00 Total: 8,879 1,548,294,930 2,914 428,403,491 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.858 342 82.06 ----------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 Non-Zero 805 Weighted Average: 608632

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 114 23,170,574 2.91 7.962 357 76.76 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 131 24,212,873 3.04 7.684 357 73.92 538 550 - 574 973 165,115,035 10.66 7.583 355 74.21 255 53,372,351 6.71 7.227 357 80.28 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 406 92,078,951 11.57 6.797 357 80.33 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 518 130,769,305 16.43 6.602 357 81.66 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 526 138,200,557 17.37 6.423 357 80.99 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 436 116,691,207 14.66 6.305 357 81.32 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 352 97,011,057 12.19 6.295 357 81.66 686 700 - 724 280 55,226,974 3.57 6.807 354 81.47 202 57,736,296 7.26 6.195 357 81.32 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 115 32,456,595 4.08 6.142 357 81.84 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 70 19,586,891 2.46 6.147 357 83.34 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 29 8,277,587 1.04 6.182 357 80.09 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 7 2,219,768 0.28 5.801 357 82.56 810 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 3,161 795,784,013 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 6.561 357 80.88 640 Non-Zero Minimum: 500 Maximum: 806 821 Non-Zero Weighted Average: 608640

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Credit Score Scores Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 217 31,358,447 3.95 8.042 357 72.00 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 273 42,587,642 5.37 7.526 356 72.72 537 550 - 574 973 165,115,035 10.66 7.583 355 74.21 468 70,704,203 8.91 7.206 352 76.97 564 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 1,015 158,285,568 19.94 7.007 352 80.16 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 1,103 183,725,868 23.15 6.802 349 80.08 612 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 966 163,803,223 20.64 6.747 350 82.41 637 650 - 674 883 165,798,001 10.71 6.724 464 80,167,621 10.10 6.526 353 80.08 82.73 660 675 - 699 442 83,958,211 5.42 6.744 353 81.33 149 27,015,496 3.40 6.346 352 80.94 685 700 - 724 280 55,226,974 3.57 6.807 354 81.47 75 14,798,092 1.86 6.082 349 77.39 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 46 8,830,036 1.11 5.967 353 76.32 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 38 8,002,663 1.01 6.112 353 81.75 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 18 3,311,936 0.42 6.279 343 79.88 783 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 6 1,137,009 0.14 5.956 357 76.99 805 Total: 8,879 1,548,294,930 4,838 793,727,802 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.879 351 79.80 613 Minimum: 500 Maximum: 806 Non-Zero 814 Weighted Average: 608613 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 2 277,787 4.18 10.737 355 73.11 76.32 517 29.89 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 5 893,678 13.44 8.622 354 73.98 541 42.56 550 - 574 973 165,115,035 10.66 7.583 355 74.21 3 430,836 6.48 7.111 354 82.96 561 41.22 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 6 772,387 11.61 7.325 353 86.26 585 37.33 600 - 624 1,578 264,244,724 17.07 7.043 4 790,736 11.89 6.810 354 78.88 76.01 614 44.44 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 7 1,314,606 19.76 7.925 337 86.02 632 45.12 650 - 674 883 165,798,001 10.71 6.724 353 80.08 4 441,852 6.64 7.494 319 82.73 661 43.45 675 - 699 442 83,958,211 5.42 6.744 353 81.33 3 910,912 13.69 6.825 354 80.00 676 43.24 700 - 724 280 55,226,974 3.57 6.807 1 400,000 6.01 7.350 354 81.47 80.00 711 44.56 725 - 749 170 32,182,963 2.08 6.743 356 80.91 750 - 774 81 17,426,867 1.13 6.513 355 80.15 775 - 799 28 5,436,270 0.35 6.352 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 418,635 6.29 6.900 354 80.00 748 44.18 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 36 6,651,429 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 516 Maximum: 806 748 Non-Zero Weighted Average: 608623

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 Score --------------------------------------------------------------------------------------------------------------------------------- 550 - 574 973 165,115,035 10.66 7.583 355 74.21 4 1,079,000 0.53 6.551 357 72.03 566 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 41 13,232,633 6.49 6.606 358 79.83 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 47 12,955,809 6.35 6.501 357 83.53 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 42 11,830,911 5.80 6.490 357 83.17 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 149 49,114,656 24.09 6.367 358 81.93 666 675 - 699 442 83,958,211 5.42 6.744 353 81.33 152 50,055,887 24.55 6.274 358 80.78 688 700 - 724 280 55,226,974 3.57 6.807 354 81.47 97 30,005,561 14.72 6.275 358 80.74 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 60 18,093,130 8.87 6.127 358 80.65 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 47 14,588,294 7.16 6.088 358 81.28 760 775 - 799 28 5,436,270 0.35 6.352 356 78.09 7 2,464,850 1.21 5.794 358 79.71 790 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 2 450,400 0.22 5.830 358 80 802 --------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 648 203,871,131 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.313 358 81.27 682 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 500 551 Maximum: 806 802 Non-Zero Weighted Average: 608682

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 233 42,831,311 4.16 8.080 355 73.11 75.96 513 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 255 51,197,777 4.97 8.034 356 76.84 537 550 - 574 973 165,115,035 10.66 7.583 355 74.21 394 85,381,735 8.29 7.438 356 80.95 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 534 109,272,688 10.61 7.140 356 79.32 588 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 657 151,225,021 14.68 6.879 355 81.73 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 644 145,121,894 14.08 6.835 354 80.68 637 650 - 674 883 165,798,001 10.71 6.724 353 80.08 671 170,092,773 16.51 6.628 355 80.81 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 445 120,538,836 11.70 6.539 355 80.72 687 700 - 724 280 55,226,974 3.57 6.807 354 81.47 273 70,471,530 6.84 6.527 356 81.55 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 175 43,718,614 4.24 6.462 357 81.40 736 750 - 774 81 17,426,867 1.13 6.513 355 80.15 107 31,033,064 3.01 6.275 356 81.01 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 36 9,017,284 0.88 6.502 349 79.96 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 2 450,400 0.04 5.830 358 80.00 802 ---------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 4,426 1,030,352,927 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 6.909 355 80.44 636 ---------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 Maximum: 806 802 Non-Zero Weighted Average: 608636

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 64 12,095,051 3.79 7.982 356 80.62 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 70 13,334,357 4.18 7.795 354 80.09 550 - 574 973 165,115,035 10.66 7.583 355 74.21 92 20,216,369 6.34 7.368 353 81.54 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 116 26,637,555 8.35 7.230 338 80.96 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 186 54,038,418 16.94 6.748 341 83.12 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 209 59,764,722 18.74 6.853 337 82.71 650 - 674 883 165,798,001 10.71 6.724 353 80.08 196 53,731,666 16.84 6.678 332 83.59 675 - 699 442 83,958,211 5.42 6.744 353 81.33 118 31,183,146 9.78 6.759 327 84.31 700 - 724 280 55,226,974 3.57 6.807 354 81.47 67 17,427,626 5.46 6.486 330 84.39 725 - 749 170 32,182,963 2.08 6.743 356 80.91 66 16,297,419 5.11 6.466 326 82.90 750 - 774 81 17,426,867 1.13 6.513 355 80.15 39 10,334,808 3.24 6.788 329 84.67 775 - 799 28 5,436,270 0.35 6.352 356 78.09 12 3,606,555 1.13 6.815 315 80.91 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 316,800 0.10 6.375 357 90.00 Total: 8,879 1,548,294,930 1,236 318,984,491 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.900 337 82.83 ----------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 608639

Credit Score. of Mortgage Morgage Aggregate Pool by Aggregate Aggregate Weighted Avg Weighted Weighted Number Cut-off Aggregate Mortgage Average Weighted Average of Date Cut-off Loan Gross Average Average Average of Date Date Gross Remaining Comb Combined Weighted Mortgage Principal Principal Principal Interest Term Gross Original Average Credit Score Loans Balance ($) Balance Balance Rate (%) (months) Margin LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 FICO Score -------------------------------------------------------------------------------------------------------------------------------- 561 - 524 885 146,451,659 9.46 8.183 355 73.11 525 580 7 1,544,990 0.9 220,713 7.005 5.394 81.72 579 581 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 600 179 37,686,427 22.03 210,539 6.531 5.389 82.7 590.9 601 - 574 973 165,115,035 10.66 7.583 355 74.21 575 620 173 39,098,257 22.85 226,001 6.429 5.357 83.29 611.7 621 - 599 1,111 195,899,890 12.65 7.214 354 76.39 600 640 150 37,129,292 21.7 247,529 6.279 5.368 83.15 629.2 641 - 624 1,578 264,244,724 17.07 7.043 354 78.88 625 660 118 28,395,020 16.6 240,636 6.181 5.417 82.5 650.3 661 - 649 1,310 236,374,763 15.27 6.863 353 78.77 650 680 38 8,592,890 5.02 226,129 6.092 5.446 82.91 670.1 681 - 674 883 165,798,001 10.71 6.724 353 80.08 675 700 22 6,323,849 3.7 287,448 5.783 5.416 82.24 688.1 701 - 699 442 83,958,211 5.42 6.744 353 81.33 700 720 18 5,117,335 2.99 284,296 5.745 5.263 81.59 709.5 721 - 724 280 55,226,974 3.57 6.807 354 81.47 725 740 10 2,517,784 1.47 251,778 5.256 4.742 83.15 730.2 741 - 749 170 32,182,963 2.08 6.743 356 80.91 750 760 9 2,893,100 1.69 321,456 5.556 5.088 80.18 750.3 761 - 774 81 17,426,867 1.13 6.513 355 80.15 775 780 4 1,179,550 0.69 294,888 5.598 4.891 88.37 766.4 781 - 799 28 5,436,270 0.35 6.352 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 1 290,400 0.17 290,400 4.59 3.5 78.49 782 801 - 820 1 306,400 0.18 306,400 5.075 5.3 80 801 -------------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 608730 171,075,293 100 234,350 6.278 5.361 82.84

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 1 95,734 0.18 9 355 73.11 80 514 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 6 984,669 1.9 8.283 357 74.03 535 550 - 574 973 165,115,035 10.66 7.583 355 74.21 6 895,886 1.73 7.623 357 75.72 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 23 3,446,611 6.65 7.244 353 72.25 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 33 7,704,160 14.86 7.232 357 81.08 615 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 30 4,648,513 8.97 7.122 355 78.08 638 650 - 674 883 165,798,001 10.71 6.724 47 10,022,102 19.33 6.907 353 80.08 79.83 665 675 - 699 442 83,958,211 5.42 6.744 353 81.33 57 9,834,677 18.97 7.083 349 85.23 688 700 - 724 280 55,226,974 3.57 6.807 354 81.47 23 3,868,191 7.46 6.936 346 87.42 709 725 - 749 170 32,182,963 2.08 6.743 356 80.91 30 3,626,067 6.99 6.836 331 82.61 738 750 - 774 81 17,426,867 1.13 6.513 355 80.15 22 3,688,606 7.11 6.69 341 85.19 760 775 - 799 28 5,436,270 0.35 6.352 356 78.09 15 2,838,897 5.48 6.915 341 81.47 789 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 192,030 0.37 6.389 297 86.71 814 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 514 Maximum: 806 816 Non-Zero Weighted Average: 608672

Credit Score. of Mortgage Morgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Avg Weighted Number Cut-off Aggregate Mortgage Average Weighted Weighted of Date Cut-off Loan Gross Average Average Average of Date Date Gross Remaining Comb Weighted Mortgage Principal Principal Principal Interest Term Gross Original Average Credit Score Loans Balance ($) Balance Balance Rate (%) (months) Margin LTV ------------------------------------------------------------------------------------------------------------------------------------ FICO Score --------------------------------- -------- --------- --------- --------- -------- -------- -------- ---------- NA 95 11,970,358 0.77 7.972 354 73.49 2 112,803 0.01 56,401 10.153 9.153 64.32 0 476 - 500 7 812,402 0.10 116,057 8.487 7.499 75.76 500 501 - 524 885 146,451,659 9.46 8.183 355 73.11 525 83 13,856,799 1.69 166,949 8.096 7.269 76.13 514 526 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 248 40,948,499 4.99 165,115 7.817 7.081 76.92 538 551 - 574 973 165,115,035 10.66 7.583 355 74.21 575 405 73,181,635 8.91 180,695 7.590 7.086 79.80 563 576 - 599 1,111 195,899,890 12.65 7.214 354 76.39 600 471 82,006,636 9.99 174,112 7.581 6.917 83.80 589 601 - 624 1,578 264,244,724 17.07 7.043 354 78.88 625 763 147,060,686 17.91 192,740 7.033 6.436 82.44 614 626 - 649 1,310 236,374,763 15.27 6.863 353 78.77 650 805 165,673,456 20.17 205,806 6.933 6.33 81.86 637 651 - 674 883 165,798,001 10.71 6.724 353 80.08 675 605 130,163,440 15.85 215,146 6.784 6.08 81.98 662 676 - 699 442 83,958,211 5.42 6.744 353 81.33 700 343 72,026,469 8.77 209,990 6.702 6.041 82.05 686 701 - 724 280 55,226,974 3.57 6.807 354 81.47 725 189 44,661,850 5.44 236,306 6.643 6 81.60 712 726 - 749 170 32,182,963 2.08 6.743 356 80.91 750 119 28,715,620 3.50 241,308 6.586 5.931 81.08 737 751 - 774 81 17,426,867 1.13 6.513 355 80.15 775 56 14,474,414 1.76 258,472 6.584 6.058 81.60 762 776 - 799 28 5,436,270 0.35 6.352 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 32 7,579,808 0.92 236,869 6.489 5.809 81.32 786 Total: 8,879 1,548,294,930 4128 821,274,515 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 198,952 7.058 6.423 81.61 634 Non-Zero Minimum: 500 Maximum: 806 800 Non-Zero Weighted Average: 608634

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score Ratio ------------ -------- ----------- --------- -------- --------- -------- -------- ----- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 2 292,390 0.09 7.638 356 85.00 518 37.16 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 132 21,366,284 6.27 7.083 353 74.76 539 39.34 550 - 574 973 165,115,035 10.66 7.583 355 74.21 230 43,112,650 12.66 7.283 354 78.89 561 39.91 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 150 30,463,502 8.95 6.990 355 79.17 587 40.18 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 396 58,004,750 17.03 7.150 342 83.03 613 41.10 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 437 61,709,547 18.12 7.132 339 82.71 637 41.15 650 - 674 883 165,798,001 10.71 6.724 353 80.08 323 48,067,670 14.12 7.039 336 83.36 661 42.52 675 - 699 442 83,958,211 5.42 6.744 353 81.33 198 28,658,053 8.42 6.967 340 83.48 686 41.95 700 - 724 280 55,226,974 3.57 6.807 354 81.47 144 23,902,249 7.02 6.808 339 84.73 711 42.49 725 - 749 170 32,182,963 2.08 6.743 356 80.91 76 11,429,761 3.36 6.651 340 81.36 738 42.11 750 - 774 81 17,426,867 1.13 45 7,775,670 2.28 6.513 355 80.15 344 83.58 758 42.20 775 - 799 28 5,436,270 0.35 6.352 356 78.09 25 5,562,213 1.63 6.425 347 84.26 783 43.24 800 + 3 780,365 2 177,425 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 6.477 356 80.00 804 40.02 Total: 8,879 1,548,294,930 2,160 340,522,162 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 806 Non-Zero Weighted Average: 6087.047 344 81.76 634 41.23

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ----------------------------------------------- -------- ------------- --------- -------- --------- -------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 217 31,358,447 3.95 8.042 357 72.00 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 273 42,587,642 5.37 7.526 356 72.72 550 - 574 973 165,115,035 10.66 7.583 355 74.21 468 70,704,203 8.91 7.206 352 76.97 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 1,015 158,285,568 19.94 7.007 352 80.16 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 1,103 183,725,868 23.15 6.802 349 80.08 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 966 163,803,223 20.64 6.747 350 82.41 650 - 674 883 165,798,001 10.71 6.724 464 80,167,621 10.10 6.526 353 80.08 82.73 675 - 699 442 83,958,211 5.42 6.744 353 81.33 149 27,015,496 3.40 6.346 352 80.94 700 - 724 280 55,226,974 3.57 6.807 354 81.47 75 14,798,092 1.86 6.082 349 77.39 725 - 749 170 32,182,963 2.08 6.743 356 80.91 46 8,830,036 1.11 5.967 353 76.32 750 - 774 81 17,426,867 1.13 6.513 355 80.15 38 8,002,663 1.01 6.112 353 81.75 775 - 799 28 5,436,270 0.35 6.352 356 78.09 18 3,311,936 0.42 6.279 343 79.88 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 6 1,137,009 0.14 5.956 357 76.99 Total: 8,879 1,548,294,930 4,838 793,727,802 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 6.879 351 79.80 Minimum: 500 Maximum: 806 Non-Zero 814 Weighted Average: 608613 Top

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 ---------------------------------------------------------------------------------------------------------------------------- 500 - 524 885 146,451,659 9.46 8.183 355 73.11 70 9,412,729 6.08 8.475 350 74.80 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 98 14,007,724 9.04 7.880 353 74.60 550 - 574 973 165,115,035 10.66 7.583 124 18,826,722 12.15 7.573 355 74.21 81.07 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 132 21,210,497 13.69 6.932 351 78.21 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 155 25,562,383 16.50 6.763 353 79.96 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 174 28,882,535 18.64 6.673 349 78.25 650 - 674 883 165,798,001 10.71 6.724 353 80.08 124 22,278,489 14.38 6.559 355 77.02 675 - 699 442 83,958,211 5.42 6.744 353 81.33 28 5,370,187 3.47 6.632 354 82.72 700 - 724 280 55,226,974 3.57 6.807 354 81.47 16 3,371,908 2.18 6.328 357 81.49 725 - 749 170 32,182,963 2.08 6.743 356 80.91 17 3,064,100 1.98 6.163 349 77.13 750 - 774 81 17,426,867 1.13 6.513 355 80.15 11 2,104,222 1.36 6.065 356 79.43 775 - 799 28 5,436,270 0.35 6.352 6 820,669 0.53 6.088 356 78.09 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 79.39 ---------------------------------------------------------------------------------------------------------------------------- Total: 8,879 1,548,294,930 955 154,912,167 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero 7.004 352 78.38 Minimum: 500 501 Maximum: 806 793 Non-Zero Weighted Average: 608611

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 500 - 524 885 146,451,659 9.46 8.183 355 73.11 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 973 165,115,035 10.66 7.583 355 74.21 4 1,079,000 0.53 6.551 357 72.03 566 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 41 13,232,633 6.49 6.606 358 79.83 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 47 12,955,809 6.35 6.501 357 83.53 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 42 11,830,911 5.80 6.490 357 83.17 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 149 49,114,656 24.09 6.367 358 81.93 666 675 - 699 442 83,958,211 5.42 6.744 353 81.33 152 50,055,887 24.55 6.274 358 80.78 688 700 - 724 280 55,226,974 3.57 6.807 354 81.47 97 30,005,561 14.72 6.275 358 80.74 711 725 - 749 170 32,182,963 2.08 6.743 356 80.91 60 18,093,130 8.87 6.127 358 80.65 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 47 14,588,294 7.16 6.088 358 81.28 760 775 - 799 28 5,436,270 0.35 6.352 356 78.09 7 2,464,850 1.21 5.794 358 79.71 790 800 + 3 780,365 0.05 5.526 342 70.70 2 450,400 0.22 5.830 358 80.00 802 ------------------------------------------------------------------------------------------------------------------------------------ Total: 8,879 1,548,294,930 648 203,871,131 100.00 7.232 354 77.20 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 551 Maximum: 806 802 Non-Zero Weighted Average: 608682

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Credit Score Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ NA 95 11,970,358 0.77 7.972 354 73.49 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 500 - 524 885 146,451,659 9.46 8.183 32 6,871,112 1.25 8.124 355 73.11 72.1 514 525 - 549 1,040 167,428,850 10.81 7.930 355 72.74 44 9,603,752 1.75 7.764 357 70.72 538 550 - 574 973 165,115,035 10.66 7.583 90 20,733,045 3.78 7.264 355 74.21 77.37 562 575 - 599 1,111 195,899,890 12.65 7.214 354 76.39 152 38,084,188 6.94 6.979 352 77.36 589 600 - 624 1,578 264,244,724 17.07 7.043 354 78.88 342 76,310,808 13.91 7.064 342 81.55 613 625 - 649 1,310 236,374,763 15.27 6.863 353 78.77 541 106,263,802 19.36 7.01 335 82.06 638 650 - 674 883 165,798,001 10.71 6.724 353 80.08 536 102,381,643 18.66 6.925 335 82.39 662 675 - 699 442 83,958,211 5.42 6.744 353 81.33 445 84,946,331 15.48 6.93 333 83.27 686 700 - 724 280 55,226,974 3.57 6.807 354 81.47 245 48,529,586 8.84 6.836 330 83.09 712 725 - 749 170 32,182,963 2.08 6.743 356 80.91 168 32,150,075 5.86 6.71 332 84 737 750 - 774 81 17,426,867 1.13 6.513 355 80.15 75 15,033,270 2.74 6.865 332 84.61 761 775 - 799 28 5,436,270 0.35 6.352 356 78.09 35 6,202,306 1.13 7.007 334 80.12 785 800 + 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ 7 1,661,079 0.3 6.328 333 86.03 810 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ 2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 500 Maximum: 806 821 Non-Zero Weighted Average: 608655