Common use of CREDIT RISK RETENTION INFORMATION Clause in Contracts

CREDIT RISK RETENTION INFORMATION. [There were no material changes in the Depositor’s retained interest in the transaction.] [The fair value of the Notes and the Residual Interest on the Closing Date is summarized below: Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ % The Depositor must retain a Residual Interest with a fair value of at least 5% of the aggregate value of the Notes and Residual Interest, or $[insert dollar amount equal to 5% of the aggregate value of the Notes and Residual Interest], according to Regulation RR.] [Description of material differences, if any, in methodology or key inputs and assumptions.] [The Depositor must retain at least 5% of the initial Note Balance of each Class of Notes and of the Residual Interest or, as of the Closing Date, $ of the Class A Notes, $ of the Class B Notes, $ of the Class C Notes and $ of the Residual Interest, according to Regulation RR.] [Describe any material change in the Depositor’s retained interest for the transaction.] EA-5

CREDIT RISK RETENTION INFORMATION. [There were no material changes in the Depositor’s retained interest in the transaction.] [The fair value of the Notes and the Residual Interest on the Closing Date is summarized below: Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ % The Depositor must retain a Residual Interest with a fair value of at least 5% of the aggregate value of the Notes and Residual Interest, or $[insert dollar amount equal to 5% of the aggregate value of the Notes and Residual Interest], according to Regulation RR.] [Description of material differences, if any, in methodology or key inputs and assumptions.] [The Depositor must retain at least 5% of the initial Note Balance of each Class of Notes and of the Residual Interest or, as of the Closing Date, $ of the Class A Notes, $ of the Class B Notes, $ of the Class C Notes and $ of the Residual Interest, according to Regulation RR.] [Describe any material change in the Depositor’s retained interest for the transaction.] EA-5EA-5 XI. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)

CREDIT RISK RETENTION INFORMATION. [There were no material changes in the Depositor’s retained interest in the transaction.] [The fair value of the Notes and the Residual Interest on the Closing Date is summarized below: Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ % The Depositor must retain a Residual Interest with a fair value of at least 5% of the aggregate value of the Notes and Residual Interest, or $[insert dollar amount equal to 5% of the aggregate value of the Notes and Residual Interest], according to Regulation RR.] [Description of material differences, if any, in methodology or key inputs and assumptions.] [The Depositor must retain at least 5% of the initial Note Balance of each Class of Notes and of the Residual Interest or, as of the Closing Date, $ of the Class A Notes, $ of the Class B Notes, $ of the Class C Notes and $ of the Residual Interest, according to Regulation RR.] [Describe any material change in the Depositor’s retained interest for the transaction.] EA-5EA-6