Common use of CREDIT RISK RETENTION INFORMATION Clause in Contracts

CREDIT RISK RETENTION INFORMATION. [There were no material changes in the Depositor’s retained interest in the transaction.] [Describe any material change in the Depositor’s retained interest in the transaction.] [To be added for offerings after December 24, 2016:] The fair value of the Notes and the Residual Interest included in the Prospectus for the Notes, dated , 20 under the heading “Credit Risk Retention” is summarized below. [The fair value of the Notes and the Residual Interest on the Closing Date did not change from the amounts included in the Prospectus, and there were no changes in methodology or inputs and assumptions.] Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ % [The fair value of the Notes and the Residual Interest on the Closing Date is summarized below. The differences in the fair values result from [describe changes in methodology or inputs and assumptions]]. Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ %

CREDIT RISK RETENTION INFORMATION. [There were no material changes in the Depositor’s retained interest in the transaction.] [Describe any material change in the Depositor’s retained interest in the transaction.] [To be added for offerings after December 24, 2016:] The fair value of the Notes and the Residual Interest included in the Prospectus for the Notes, dated , 20 under the heading “Credit Risk Retention” is summarized below. [The fair value of the Notes and the Residual Interest on the Closing Date did not change from the amounts included in the Prospectus, and there were no changes in methodology or inputs and assumptions.] Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ % [The fair value of the Notes and the Residual Interest on the Closing Date is summarized below. The differences in the fair values result from [describe changes in methodology or inputs and assumptions]]. Fair Value (Mils.) Fair Value (%) Class A notes $ % Class B notes $ % Class C notes $ % Residual Interest $ % Total $ %% EA-5