Common use of Credit Fees and Charges Clause in Contracts

Credit Fees and Charges. The following credit fees and charges (which are not included in the initial unpaid balance) are, or may become, payable under, or in connection with, this contract. The General Terms of this contract allow us to vary these fees and charges. Assignment Payable when we consent to an assignment of this contract by you to another person $ 200.00 Variation Payable when we agree to change the structure of your loan. $ 200.00 Payment Frequency/Billing Date Payable when we agree to change the frequency or date of the loan payments $ 20.00 Refund Payable for processing a refund to you of an overpayment or balance $ 15.00 Small Balance Payable for processing an end of loan credit balance that is less than the refund fee $ 15.00 Max. fee Substitution of Goods Payable when the property which we have a security interest in is changed $ 100.00 Customer Service Investigation Charged for time taken to supply you with information you request (Min. fee of $10.00) $ 85.00 Per hour Continuing Disclosure We may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided 6 monthly.

Credit Fees and Charges. The following credit fees and charges (which are not included in the initial unpaid balance) are, or may become, payable under, or in connection with, this contract. The General Terms of this contract allow us to vary these fees and charges. Assignment Payable when we consent to an assignment of this contract by you to another person $ 200.00 Variation Payable when we agree to change the structure of your loan. loan $ 200.00 Payment Frequency/Billing Date Payable when we agree to change the frequency or date of the loan payments $ 20.00 70.00 Refund Payable for processing a refund to you of an overpayment or balance $ 15.00 Small Balance Payable for processing an end of loan credit balance that is less than the refund fee $ 15.00 Max. fee Substitution of Goods Payable when the property which we have a security interest in is changed $ 100.00 Customer Service Investigation Charged for time taken to supply you with information you request (Min. fee of $10.00) $ 85.00 Per hour Continuing Disclosure We may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided 6 monthly.hour

Credit Fees and Charges. The following credit fees and charges (which are not included in the initial unpaid balance) are, or may become, payable under, or in connection with, this contract. The General Terms of this contract allow us to vary these fees and charges. Assignment Payable when we consent to an assignment of this contract by you to another person $ 200.00 Variation Payable when we agree to change the structure of your loan. $ 200.00 Payment Frequency/Billing Date Payable when we agree to change the frequency or date of the loan payments $ 20.00 50.00 Refund Payable for processing a refund to you of an overpayment or balance $ 15.00 12.00 Small Balance Payable for processing an end of loan credit balance that is less than the refund fee $ 15.00 Max. fee Substitution of Goods Payable when the property which we have a security interest in is changed $ 100.00 Customer Service Investigation Charged for time taken to supply you with information you request (Min. fee of $10.00) $ 85.00 Per hour Continuing Disclosure We may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided 6 monthly.

Credit Fees and Charges. The following credit fees and charges (which are not included in the initial unpaid balance) are, or may become, payable under, or in connection with, this contract. The General Terms of this contract allow us to vary these fees and charges. Assignment Payable when we consent to an assignment of this contract by you to another person $ 200.00 Variation Payable when we agree to change the structure of your loan. $ 200.00 Payment Frequency/Billing Date Payable when we agree to change the frequency or date of the loan payments $ 20.00 70.00 Refund Payable for processing a refund to you of an overpayment or balance $ 15.00 Small Balance Payable for processing an end of loan credit balance that is less than the refund fee $ 15.00 Max. fee Substitution of Goods Payable when the property which we have a security interest in is changed $ 100.00 Customer Service Investigation Charged for time taken to supply you with information you request (Min. fee of $10.00) $ 85.00 Per hour Continuing Disclosure We may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided 6 monthly.