Common use of Consent of Independent Accountants Clause in Contracts

Consent of Independent Accountants. 3 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1998.................................... 4 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1997.................................... 6 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1998....................... 8 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1997....................... 10 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1996....................... 12

Consent of Independent Accountants. 3 Statement of Net Assets Available for Benefits Benefits, With Fund Information as of December 31, 1999.................................... 4 Statement of Net Assets Available for Benefits, With Fund Information as of December 31, 1998.................................... 4 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1997.................................... 6 Statement of Changes in Net Assets Available for Benefits Benefits, With Fund Information for the Year ended December 31, 1999....................... 8 Statement of Changes in Net Assets Available for Benefits, With Fund Information for the Year ended December 31, 1998....................... 8 10 Statement of Changes in Net Assets Available for Benefits Benefits, With Fund Information for the Year ended December 31, 1997....................... 10 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1996....................... 12

Consent of Independent Accountants. 3 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 19981996.................................... 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 19971995.................................... 6 5 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1998....................... 8 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1997....................... 10 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1996....................... 126 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1995....................... 7 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1994....................... 8

Consent of Independent Accountants. 3 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1998.................................... 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1997.................................... .............................. 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1996.............................. 6 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1998....................... 8 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1997....................... 10 ................. 8 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1996....................... ................. 10 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1995................. 12

Consent of Independent Accountants. 3 Statement of Net Assets Available for Benefits Benefits, With Fund Information as of December 31, 1999.................................... 4 Statement of Net Assets Available for Benefits, With Fund Information as of December 31, 1998.................................... 4 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1997.................................... 6 Statement of Changes in Net Assets Available for Benefits Benefits, With Fund Information for the Year ended Ended December 31, 19981999....................... 8 Statement of Changes in Net Assets Available for Benefits Benefits, With Fund Information for the Year ended Ended December 31, 19971998....................... 10 Statement of Changes in Net Assets Available for Benefits Benefits, With Fund Information for the Year ended Ended December 31, 19961997....................... 12

Consent of Independent Accountants. 3 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1998.................................... 1996.............................. 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1997.................................... 6 1995.............................. 5 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1998....................... 8 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1997....................... 10 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1996....................... 12................. 6 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1995................. 7 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1994................. 8

Consent of Independent Accountants. 3 Statement of Net Assets Available for Benefits With Fund Information as of December 31, 1998.................................... 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1997.................................... 4 Statement of Net Assets Available for Plan Benefits With Fund Information as of December 31, 1996.................................... 6 Statement of Changes in Net Assets Available for Benefits With Fund Information for the Year ended December 31, 1998....................... 8 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1997....................... 10 8 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1996....................... 10 Statement of Changes in Net Assets Available for Plan Benefits With Fund Information for the Year ended December 31, 1995....................... 12