Common use of Communication with the Funds Clause in Contracts

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment therefore, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - Determine net amount available for investment in the Funds. - Deposit receipts at the Funds’ custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - Determine net amount required for redemptions by the Funds. - Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment therefore, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - • Determine net amount available for investment in the Funds. - • Deposit receipts at the Funds’ custodians (generally by wire transfer). - • Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - • Determine net amount required for redemptions by the Funds. - • Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment therefore, to the Funds. • · Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • · Purchase Orders - · Determine net amount available for investment in the Funds. - · Deposit receipts at the Funds’ custodians (generally by wire transfer). - · Notify the custodians of the estimated amount required to pay dividends or distributions. • · Redemption Orders - · Determine net amount required for redemptions by the Funds. - · Notify the custodian and Funds of cash required to meet payments. • · Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • · Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment therefore, to the Funds. • · Coordinate with the Funds’ ' agents respecting daily valuation of the Funds’ ' shares and the Accounts’ ' units. • · Purchase Orders - Determine net amount available for investment in the Funds. - Deposit receipts at the Funds’ ' custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • · Redemption Orders - Determine net amount required for redemptions by the Funds. - Notify the custodian and Funds of cash required to meet payments. • · Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s 's then current prospectus. • · Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s 's shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - – Determine net amount available for investment in the Funds. - – Deposit receipts at the Funds’ custodians (generally by wire transfer). - – Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - – Determine net amount required for redemptions by the Funds. - – Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - Determine net amount available for investment in the Funds. - Deposit receipts at the Funds’ custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - Determine net amount required for redemptions by the Funds. - Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ ' agents respecting daily valuation of the Funds’ ' shares and the Accounts’ ' units. • Purchase Orders - ▪ Determine net amount available for investment in the Funds. - ▪ Deposit receipts at the Funds’ ' custodians (generally by wire transfer). - ▪ Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - ▪ Determine net amount required for redemptions by the Funds. - ▪ Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s 's then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s 's shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ ' agents respecting daily valuation of the Funds’ ' shares and the Accounts’ ' units. • Purchase Orders - ▪ Determine net amount available for investment in the Funds. - ▪ Deposit receipts at the Funds’ ' custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - ▪ Determine net amount required for redemptions by the Funds. - ▪ Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s 's then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s 's shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - • Determine net amount available for investment in the Funds. - • Deposit receipts at the Funds’ custodians (generally by wire transfer). - • Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - • Determine net amount required for redemptions by the Funds. - • Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment thereforetherefor, to the Funds. • Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • Purchase Orders - Determine net amount available for investment in the Funds. - Deposit receipts at the Funds’ custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • Redemption Orders - Determine net amount required for redemptions by the Funds. - Notify the custodian and Funds of cash required to meet payments. • Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • Process ordinary dividends and capital gains. • Reinvest the Funds’ distributions.

Communication with the Funds. ● Serve as the designee of the Funds for receipt of purchase and redemption orders from the Account and to transmit such orders, and payment therefore, to the Funds. • ● Coordinate with the Funds’ agents respecting daily valuation of the Funds’ shares and the Accounts’ units. • ● Purchase Orders - Determine net amount available for investment in the Funds. - Deposit receipts at the Funds’ custodians (generally by wire transfer). - Notify the custodians of the estimated amount required to pay dividends or distributions. • ● Redemption Orders - Determine net amount required for redemptions by the Funds. - Notify the custodian and Funds of cash required to meet payments. • ● Purchase and redeem shares of the Funds on behalf of the Accounts at the then-current price in accordance with the terms of each Fund’s then current prospectus. • ● Assistance in enforcing procedures adopted on behalf of the Trust to reduce, discourage, or eliminate market timing transactions in a Fund’s shares in order to reduce or eliminate adverse effects on a Fund or its shareholders. Processing Distributions from the Funds • ● Process ordinary dividends and capital gains. • ● Reinvest the Funds’ distributions.